She's On The Money

Victoria Devine
  • 4.6 (74)
  • INVESTING

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance.  It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

  1. Take It or Leave It: Could Taking Stress Leave Affect My Insurances?

    18H AGO

    Take It or Leave It: Could Taking Stress Leave Affect My Insurances?

    It’s all too familiar. Work has you burning you out. And even your manager has suggested that you take some time off. So, why does it still feel weird to accept the offer, especially when you’re desperate for a break? In this week’s Friday Drinks we cover that icky feeling some of us get around taking leave, even though it literally exists to be used. Beyond the stigma, we unpack how taking stress leave might affect your insurances and what to consider before submitting your request. Say it with me: you cannot call yourself a financial adviser if you do not have a license (an AFSL). In this episode, we answer a DM that sends up more red flags than a carnival. A community member asks if she should take advice from an unlicensed financial adviser, even if it’s free. Hear us *calmly* explain why unsolicited advice is illegal, and could actually end up costing you more. Besties don’t let besties get scammed. WHO THE HELL IS HAMISH? Here’s a link to the series about a super-scammer, mentioned on the pod, where an unfortunate number of innocent people were scammed out of their super. The moral of the story? It could happen to anyone! Don’t let that be you. SUSS OUT YOUR COVERAGE Our partners at Skye Wealth are personal insurance pros. Learn more about them over here at skye.com.au. As long standing referral partners, we only ever recommend people we trust. NEW HERE? Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram @shesonthemoneyaus for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements  See omnystudio.com/listener for privacy information.

    48 min
  2. Building The Dream: Jess Shares What She’s Learned (So Far)

    2D AGO

    Building The Dream: Jess Shares What She’s Learned (So Far)

    Manifesting home-ownership, but priced out of buying a house? Maybe building your own is the way to go. But where do you even begin? She’s on the Money’s Jessica Ricci joins Bec Syed on the Deep Dive couch to tell us everything she’s learned (so far) about her building journey. After recently going through the preconstruction phase, Jess shares updates around pre-build appointments, budget considerations and just how important it is to read your contracts. We’ll hear about the loan application process, fixed-price building costs, as well as what is (and isn’t) included along the way.  If you’ve ever wondered about the benefits of building versus buying, why it pays to have a broker, or simply want to know what you should know before you start, this episode is for you. GET YOU A MORTGAGE BROKER: Whether you’re applying for a land or building loan, having a broker on your team makes all the difference. Chat to the friendly team at Zella, who’ll act as your loan liaison. Visit zella.com.au for more information. BEFORE YOU BUILD, BUDGET: Scope creep? We don’t know her. Manage every step of your own building journey with free templates at shesonthemoney.com/download-resources. NEW HERE? Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram @shesonthemoneyaus for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com) See omnystudio.com/listener for privacy information.

    44 min
  3. 21, Investing Aggressively and Watching Everyone Else Spend Their Paycheck

    4D AGO

    21, Investing Aggressively and Watching Everyone Else Spend Their Paycheck

    You know when you meet someone younger than you and think… oh. You’re doing money better than I was. That’s this week’s Money Diary. She’s 21, still at uni, working multiple jobs and quietly building a six-figure portfolio. Not loudly, not perfectly… just consistently. Working in luxury retail, she’s watching people her age spend entire paychecks while she’s investing hers instead. Which, honestly, says a lot. This one isn’t about perfection. It’s about starting early, thinking differently, and what that can actually turn into. SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 4451289 See omnystudio.com/listener for privacy information.

    32 min
  4. 'No Wedding Gifts Expected’... Then Why Do I Feel Guilty?

    APR 30

    'No Wedding Gifts Expected’... Then Why Do I Feel Guilty?

    Finding it hard to keep your cool when share prices are plummeting? Tap ‘play’ for instant relief from hasty portfolio decisions. In this week’s Friday Drinks, we’re reminding one wary investor of how it pays to stay level-headed when the sharemarket has you feeling off-kilter. If you too are wondering if you should sell your shares during an economic downturn, this episode may have you reconsidering things.  The DM gods have delivered! This week we discuss a destination wedding-themed dilemma that questions how much you should gift a family member, if you’re already attending their very expensive overseas wedding. And, yes, we cover whether they’ve specified, ‘no gifts expected’. And whether they mean it. Plus, Jess will be sharing Money Wins from within the community and Bec’s got Broke Tips to help push your dollar further.  This week’s Question of the Week? Guess you (and your pet) will have to tune in to find out…  📚 LIBRARY BOOK GIVEAWAY: We're sending free She’s on the Money books to public school libraries across Australia, because financial literacy should be accessible to everyone, from a young age. School librarians, please complete the form at https://sotm.typeform.com/to/i8IfaA3n to apply.  This giveaway is limited, so get clicking. 💬 Wanna be on the pod? Send us your Money Dilemma via voice note on our website.📩 Got a question you’re dying to ask? Slide into our DMs.⭐️ And, if you loved this episode, you know what to do Join our 400K+ She's on the Money community in our Facebook Group (🔍 ShesontheMoneyAUS) and follow us on Instagram @shesonthemoneyau for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289 See omnystudio.com/listener for privacy information.

    35 min
  5. The RBA: Who’s Calling the Shots and How it Affects Your Rates

    APR 28

    The RBA: Who’s Calling the Shots and How it Affects Your Rates

    The cash rate. It’s up. It’s down. Honestly, it’s giving ‘chaos’ when it comes to our everyday spending. Almost as if the cash rate rules everything around us… In this week’s Deep Dive, we’re taking on the RBA; who they are, what they do, and how they call the shots when it comes to the cash rate.  We’ll explain how often they meet, what facts influence their rate decisions and how to be more financially prepared for whatever they throw at us. Because whether you’re investing, running a business, looking for a job or simply trying to get by, the cash rate impacts us all. Consider this episode a cheat sheet for what the Reserve Bank of Australia actually looks like and how to read the signs before the notifications roll in. We’re covering all the gory details including: inflation data, unemployment rates, wage growth, everyday spending, housing prices and how global factors impact our economy. With real life examples, plus savvy money moves you can make to help prepare for the shifts, this episode will help you finally make sense of it all. So, if you’ve been a bit mystified by the RBA, how they decide on our cash rate, and why those rates might cause celebration or commiseration, this episode’s for you. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.

    33 min
  6. From Debt and Divorce to Building Her Dream Home as a Single Mum

    APR 26

    From Debt and Divorce to Building Her Dream Home as a Single Mum

    She went from owing money to everyone… to building her dream home. This week’s Money Diary is a story about starting over. After having kids and going through a separation, she found herself navigating life as a single mum on one income, with the kind of financial pressure that leaves no room for error. But instead of staying stuck, she rebuilt. New mindset, new boundaries, and a completely different approach to money and relationships. Now she’s earning six figures in sales, has a deposit ready, and is about to start building her home. We get into what actually changed, how she approached money the second time around, and why being honest about finances early on made all the difference. It’s a reminder that your money story isn’t fixed… even if it feels like it is. SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. GET VICTORIA'S BUDGETING SYSTEM: Master your money here.NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 4451289 See omnystudio.com/listener for privacy information.

    37 min
  7. Is It Lifestyle Creep… or Is Life Just Getting More Expensive?

    APR 23

    Is It Lifestyle Creep… or Is Life Just Getting More Expensive?

    Be honest… are you actually spending more, or does it just feel that way?In this week’s Friday Drinks, we’re unpacking the very real confusion between lifestyle creep and the rising cost of literally everything. If you’ve looked at your bank account lately and thought “how am I spending this much when I’m not even doing anything outrageous?”… this one’s for you.We’re also diving into a DM that hits a little close to home. What happens when you’re the one making all the financial decisions in your relationship… not because you want to control everything, but because your partner just isn’t interested? How do you get them involved without turning into the nag, and how do you stop carrying the guilt?Plus, as always: Jess brings the community money wins Bec delivers broke tips that actually work (especially if you’re in your “survival week” era) And we answer your Question of the Week, which might make you feel very seen…💬 Want to be on the pod? Send us your dilemma via voice note on our website 📩 Got a question you’re dying to ask? Slide into our DMs ⭐️ And if you loved this episode… you know what to doPlus, if you’ve ever had a money question you’ve been too scared to ask, this is your reminder that you can send it to us. Drop us a voice memo via our website and we might answer it on the show. You spill, we help. Beep.Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289 See omnystudio.com/listener for privacy information.

    31 min
  8. Should I Be Worried About My Money Right Now? What Global Uncertainty Actually Means for Your Portfolio

    APR 21

    Should I Be Worried About My Money Right Now? What Global Uncertainty Actually Means for Your Portfolio

    If you’ve opened your investing app lately and immediately closed it again… this one’s for you. The share market has been all over the place, headlines are talking about global uncertainty, and it’s very easy to feel like you should be doing something with your investments or your superannuation right now. So let’s talk about it. Victoria and Bec break down what’s actually driving the market movements, what’s behind the recent drops, and how global events are flowing through to Australia and your portfolio. And more importantly… what to do next. Because when the market dips, the instinct to panic, sell your investments, or switch your super to something “safer” can feel like the right move… but it’s often the most expensive one. If you’ve been wondering what to do when the market drops, or feeling unsure about your investing strategy right now, this will help you make sense of it and feel a whole lot calmer about what comes next. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here.SHARESIES CODE MENTIONED IN THE EP: Sign up for the investing platform Sharesies, use the code SOTM10 and deposit any amount and Sharesies will give you a bonus $10 to invest.  Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.

    47 min
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Hosts & Guests

4.6
out of 5
74 Ratings

About

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance.  It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Information

  • Creator
    Victoria Devine
  • Years Active
    2019 - 2026
  • Episodes
    972
  • Rating
    Clean
  • Copyright
    © 2026 Victoria Devine
  • Show Website
    She's On The Money

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