1 Rental to Freedom Podcast

Chad Harris | True Wealth Investors

Welcome to the 1 Rental to Freedom Podcast. Learn how to buy rentals without using your own money. Owning real estate is the best way to build wealth and freedom. Join Chad Harris and his guests as they discuss creative ways to succeed with rentals using other people's money and seller financing. Simple strategies to change your wallet and financial future. Build Your Dream Life 1 Door at a Time!

  1. 6d ago

    Ep. 244 - He Bought 23 Rentals in One Year With None of His Own Money (Private Lending with Jon Hayes)

    One of Jon Hayes' clients bought 23 rental properties in his first year. Not flips — buy and hold, fully rehabbed, built to last. And he didn't use a dime of his own money to do it. Jon is a fourth-generation real estate guy and a private lender who structures deals in two pieces: short-term money to buy and rehab, then long-term financing once the property's fixed up and rented — so you can refinance out and keep your cash in your pocket. On a $200K rental at 70% loan-to-value, that's $60,000 in equity created in one deal. Do that 20 times and you're looking at $1.2 million in equity in a single year. We get into how his family's been doing this since 1988, why he steers people away from flipping and toward buy-and-hold, the renovation mistakes that'll bite you later (yes, the plumbing), and why building relationships beats knowing everything. If you've ever thought you needed a pile of cash to scale a rental portfolio, this episode will change your mind. Want to connect with Jon Hayes? Jon said to text him anytime — he's genuinely responsive to real investors. Reach him at 502-658-7418 or jon@flippinloan.com, or check out his site and apply directly at FlippinLoan.com. Visit our website at www.TrueWealthInvestors.com for more real estate wisdom and resources. More Resources & LinksStruggling to get started in Real Estate or feel like you are struggling to get to the next level?  Check out this Free Vision Casting Video to help clarify your goals and get specific steps to accomplish them!Schedule a 30 Minute Discovery Call with Chad Accelerate the growth of your business and reclaim control of your life! Are you tired of your business running you instead of the other way around? It's easy to get bogged down in the day-to-day operations, making it challenging to identify overarching challenges and solutions. Let's schedule a call to gain a strategic 10,000-foot perspective and devise a tailored plan for your success. Take the first step towards a business that not only thrives but also enhances your life!  Connect with Chad on LinkedInFollow Chad on InstagramFollow Chad on YouTubeFollow True Wealth on FacebookBe sure to leave a rating & review to let us know how this show has helped YOU!

  2. Aug 6

    Ep. 243 - $345K in Equity, Zero Money Out of Pocket: The Full Deal Breakdown

    We just closed on two houses and created $345,000 in equity — and we didn't use a single dollar of our own money to do it. Not one! In this episode, I walk you through the entire deal from start to finish: how the lead came to us (thanks to a contractor we're calling "Sad Sam" who couldn't come up with the funds), what the seller's real pain points were, and why money wasn't even his top priority. I break down exactly how we structured the offer — full asking price, $20,000 down, and the remaining $205,000 due in 12 months with zero interest — and why the seller said yes. Are you frustrated because you can't save enough to start buying rentals? Or you think the numbers just don't work in this market? They can. This deal proves it. I'll show you the ARV, the rehab budget, how we placed our private lender's money, and the creative financing structure that made this whole thing possible. Plus, I'm sharing my free resource with 37 places to find your next private lender — because raising money isn't about knowing the "right people," it's about knowing where to look. Enjoy! Visit our website at www.TrueWealthInvestors.com for more real estate wisdom and resources. More Resources & LinksStruggling to get started in Real Estate or feel like you are struggling to get to the next level?  Check out this Free Vision Casting Video to help clarify your goals and get specific steps to accomplish them!Schedule a 30 Minute Discovery Call with Chad Accelerate the growth of your business and reclaim control of your life! Are you tired of your business running you instead of the other way around? It's easy to get bogged down in the day-to-day operations, making it challenging to identify overarching challenges and solutions. Let's schedule a call to gain a strategic 10,000-foot perspective and devise a tailored plan for your success. Take the first step towards a business that not only thrives but also enhances your life!  Connect with Chad on LinkedInFollow Chad on InstagramFollow Chad on YouTubeFollow True Wealth on FacebookBe sure to leave a rating & review to let us know how this show has helped YOU!

  3. Jul 30

    Ep. 242 - Fatal Financing Mistake #5 & #6: Get Paid Twice, Then Recycle It

    Waiting to get paid is costing you your portfolio. If you think cash flow only means that $300-$500 rent check every month, you're leaving money on the table before you even close! I break down fatal financing mistakes #5 and #6 — getting paid on the front end of every deal, and recycling your money so you can buy 10, 20, even 50 rentals off the same lender. I walk through a real deal we just closed: $89K purchase, $150K ARV, and how that structure put $10K in my pocket at closing. Plus the "you can't eat equity" myth that drives me crazy, and how private and seller financing actually work when you know how to recycle the cash. Stop waiting on rent checks to feel the win. Get paid when you buy! Visit our website at www.TrueWealthInvestors.com for more real estate wisdom and resources. More Resources & LinksStruggling to get started in Real Estate or feel like you are struggling to get to the next level?  Check out this Free Vision Casting Video to help clarify your goals and get specific steps to accomplish them!Schedule a 30 Minute Discovery Call with Chad Accelerate the growth of your business and reclaim control of your life! Are you tired of your business running you instead of the other way around? It's easy to get bogged down in the day-to-day operations, making it challenging to identify overarching challenges and solutions. Let's schedule a call to gain a strategic 10,000-foot perspective and devise a tailored plan for your success. Take the first step towards a business that not only thrives but also enhances your life!  Connect with Chad on LinkedInFollow Chad on InstagramFollow Chad on YouTubeFollow True Wealth on FacebookBe sure to leave a rating & review to let us know how this show has helped YOU!

  4. Jul 23

    Ep. 241 - How Eric Made $35K More By Ditching His Funding Partner

    Are you missing out on deals because you think high interest rates killed your cash flow? I hope not! In this episode, I break down fatal financing mistakes #3 and #4 — missing deals based on interest rates, and desperately needing lenders — plus the fix for both. I'll show you the exact numbers on a $105,000 loan that prove private money crushes traditional financing (we're talking a $478/month difference), and I'll share how Eric, a flipper in Dayton, made an extra $35,000 on a single deal just by raising private money instead of taking on a funding partner. If you've been letting interest rates talk you out of deals, this one's for you. Visit our website at www.TrueWealthInvestors.com for more real estate wisdom and resources. More Resources & LinksStruggling to get started in Real Estate or feel like you are struggling to get to the next level?  Check out this Free Vision Casting Video to help clarify your goals and get specific steps to accomplish them!Schedule a 30 Minute Discovery Call with Chad Accelerate the growth of your business and reclaim control of your life! Are you tired of your business running you instead of the other way around? It's easy to get bogged down in the day-to-day operations, making it challenging to identify overarching challenges and solutions. Let's schedule a call to gain a strategic 10,000-foot perspective and devise a tailored plan for your success. Take the first step towards a business that not only thrives but also enhances your life!  Connect with Chad on LinkedInFollow Chad on InstagramFollow Chad on YouTubeFollow True Wealth on FacebookBe sure to leave a rating & review to let us know how this show has helped YOU!

  5. Jul 16

    Ep. 240 - How Steve Turned an Old Teacher's IRA Into $225K and 8 Rentals

    Do you think you don't know anyone with money to lend? Steve thought that too — until he found out his friend's old teacher IRA was sitting untouched at $250,000. In this clip from our 3-Day One Rental to Freedom Workshop, Steve Lane shares how he and his business partner turned that conversation into a $225,000 private money loan at 7% interest-only — and built $100,000 in equity on a single deal. From 8 rentals to 10+ wholesale deals to two flips, Steve breaks down exactly how creative financing and staying focused on ONE thing at a time took his business from stuck to unstoppable. If you've ever felt like the money just isn't out there for you, listen close. It is. You just have to know where to look. Visit our website at www.TrueWealthInvestors.com for more real estate wisdom and resources. More Resources & LinksStruggling to get started in Real Estate or feel like you are struggling to get to the next level?  Check out this Free Vision Casting Video to help clarify your goals and get specific steps to accomplish them!Schedule a 30 Minute Discovery Call with Chad Accelerate the growth of your business and reclaim control of your life! Are you tired of your business running you instead of the other way around? It's easy to get bogged down in the day-to-day operations, making it challenging to identify overarching challenges and solutions. Let's schedule a call to gain a strategic 10,000-foot perspective and devise a tailored plan for your success. Take the first step towards a business that not only thrives but also enhances your life!  Connect with Chad on LinkedInFollow Chad on InstagramFollow Chad on YouTubeFollow True Wealth on FacebookBe sure to leave a rating & review to let us know how this show has helped YOU!

  6. Jul 9

    Ep. 239 - How Jim & Scott Built $500K in Equity Buying Rentals With Other People's Money

    Half a million dollars in equity. In under three years. That's what my client Jim — alongside his business partner Scott — has built by buying rental after rental without using a dime of his own money. How long would it take YOU to save half a million dollars from a paycheck? In this recording from our recent 3-day live workshop, Jim and Scott break down exactly how they've grown to nine rental properties: raising money from six different private lenders, structuring promissory notes so their capital keeps moving, switching from the MLS to direct mail marketing, and using DSCR refinances to pull cash back out and buy again. If the idea of asking people you know to lend you money still feels intimidating, this one will change how you think about it. Enjoy! Visit our website at www.TrueWealthInvestors.com for more real estate wisdom and resources. More Resources & LinksStruggling to get started in Real Estate or feel like you are struggling to get to the next level?  Check out this Free Vision Casting Video to help clarify your goals and get specific steps to accomplish them!Schedule a 30 Minute Discovery Call with Chad Accelerate the growth of your business and reclaim control of your life! Are you tired of your business running you instead of the other way around? It's easy to get bogged down in the day-to-day operations, making it challenging to identify overarching challenges and solutions. Let's schedule a call to gain a strategic 10,000-foot perspective and devise a tailored plan for your success. Take the first step towards a business that not only thrives but also enhances your life!  Connect with Chad on LinkedInFollow Chad on InstagramFollow Chad on YouTubeFollow True Wealth on FacebookBe sure to leave a rating & review to let us know how this show has helped YOU!

  7. Jul 2

    Ep. 238 - Fatal Financing Mistake #2: Why Leaving Money in the Deal Kills Your Growth

    Are you growing your rental portfolio as fast as you’d like, or are you stuck in the "saving for a down payment" cycle? In this episode of the One Rental to Freedom podcast, Chad Harris breaks down the second fatal financing mistake: leaving your own money in the deal. Learn how to leverage appreciation and "Other People’s Money" (OPM) to recycle your capital and scale your portfolio exponentially. Chad compares two real-world scenarios showing how one method leads to millionaire status in just five years, while the other leaves you years behind. Don’t let your own cash hold you back from financial freedom! Visit our website at www.TrueWealthInvestors.com for more real estate wisdom and resources. More Resources & LinksStruggling to get started in Real Estate or feel like you are struggling to get to the next level?  Check out this Free Vision Casting Video to help clarify your goals and get specific steps to accomplish them!Schedule a 30 Minute Discovery Call with Chad Accelerate the growth of your business and reclaim control of your life! Are you tired of your business running you instead of the other way around? It's easy to get bogged down in the day-to-day operations, making it challenging to identify overarching challenges and solutions. Let's schedule a call to gain a strategic 10,000-foot perspective and devise a tailored plan for your success. Take the first step towards a business that not only thrives but also enhances your life!  Connect with Chad on LinkedInFollow Chad on InstagramFollow Chad on YouTubeFollow True Wealth on FacebookBe sure to leave a rating & review to let us know how this show has helped YOU!

  8. Jun 25

    Ep. 237 - (Re-Air) Everyone Can Raise Money

    In this episode, Chad discusses raising money from private lenders for your real estate business! Tune in as he breaks down common misconceptions about seller financing, addresses concerns about "not knowing the right people," and sheds light on a more honest approach to success, [00:00:13] focusing on serving others! The more people we serve, the bigger our business will grow. Understand that you can do it! Visit our website at www.TrueWealthInvestors.com for more real estate wisdom and resources. More Resources & LinksStruggling to get started in Real Estate or feel like you are struggling to get to the next level?  Check out this Free Vision Casting Video to help clarify your goals and get specific steps to accomplish them!Schedule a 30 Minute Discovery Call with Chad Accelerate the growth of your business and reclaim control of your life! Are you tired of your business running you instead of the other way around? It's easy to get bogged down in the day-to-day operations, making it challenging to identify overarching challenges and solutions. Let's schedule a call to gain a strategic 10,000-foot perspective and devise a tailored plan for your success. Take the first step towards a business that not only thrives but also enhances your life!  Connect with Chad on LinkedInFollow Chad on InstagramFollow Chad on YouTubeFollow True Wealth on FacebookBe sure to leave a rating & review to let us know how this show has helped YOU!

4.8
out of 5
49 Ratings

About

Welcome to the 1 Rental to Freedom Podcast. Learn how to buy rentals without using your own money. Owning real estate is the best way to build wealth and freedom. Join Chad Harris and his guests as they discuss creative ways to succeed with rentals using other people's money and seller financing. Simple strategies to change your wallet and financial future. Build Your Dream Life 1 Door at a Time!