Add $100k+ to your career earnings with tactics from my newsletter below! https://thecareerearner.beehiiv.com/s... For partnership inquiries, please reach out to info@newmoneynate.com Why do so many Gen Z and young millennials feel broke even when they finally start making good money? This video breaks down the number one financial decision quietly holding Gen Z and people in their 20s back, and it has nothing to do with investing, budgeting apps, or skipping coffee. It’s about cars, car payments, and the long-term impact of locking yourself into expensive monthly obligations early in your career. We look at why Gen Z car payments are higher than ever, why luxury cars are more common, and how auto loans, leases, and lifestyle inflation quietly destroy flexibility, opportunity, and wealth-building potential. By the end of this video, you’ll understand how car debt, depreciation, insurance costs, and long-term monthly payments affect your ability to invest, change jobs, move cities, and take risks when it matters most. If you’re Gen Z, in your 20s, or early in your career and wondering why you feel stuck, stressed, or broke despite earning more than you ever have, this video explains the hidden math behind car ownership, car financing, and why so many young people regret their first big purchase. Topics covered include Gen Z finance, car payments, car loans, luxury cars, car loan payments, lifestyle inflation, wealth building in your 20s, financial mistakes Gen Z makes, being broke in your 20s, personal finance for young adults, auto loans, car depreciation, monthly expenses, opportunity cost, and how expensive cars impact long-term net worth. This video is for Gen Z, young professionals, and anyone trying to build wealth, avoid financial traps, and make smarter decisions with money early in life. The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto. Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.