Not Your Average Investor Show

Gregg Cohen (JWB) & Pablo Gonzalez
  • 4.8 (18)
  • Investing
  • Updated Semiweekly

Rental Income Property investing doesn't need to be as difficult as you think it is. Why do we say this? Studies have shown that most Americans believe real estate is the best tool to accumulate wealth, yet only a minority of them use that tool... simply because it seems too complicated. The Not Your Average Investor show will show you how JWB has made it easy for people like you to invest in rental income properties by showing you the fundamentals that make rental income investments succesfull- cash flow, market dynamics, and (most importantly) people.We're glad you've decided you are NOT average!

  1. 1d ago

    520 | Q4 2026 Jacksonville Real Estate Market Outlook by JWB

    Where is Jacksonville’s real estate market now, and where could it be going next? National headlines do not always reflect what is happening in Jacksonville. In this Q4 Jacksonville Real Estate Market Outlook, Gregg and Pablo will break down the latest local housing, rental, and property management data. They’ll examine what has changed since last quarter, what the current numbers say about Jacksonville, and what investors should watch heading into Q1 2027. They’ll cover: - Home prices and appreciation trends - Housing inventory and days on market - Foreclosures, interest rates, and financing conditions - Rent growth and rental demand - Occupancy, lease renewals, and resident stays - Property turns, maintenance, and management trends - The signals that could shape the next quarter Are Jacksonville prices holding up better than expected? Is rental demand changing? And do current conditions point to more risk or more opportunity for long-term investors? Listen NOW! Chapters: 00:00 Welcome and Setup 01:57 Show Format and Disclaimer 03:03 Jacksonville Sales Snapshot 04:17 Inventory and Foreclosure Reality 09:52 Why Foreclosures Stay Low 12:33 Normalization Price History 15:49 Rent Market and JWB Portfolio 18:56 Workforce Housing Advantage 21:42 Rates vs Prices Deep Dive 28:32 Demand Drivers Migration and Life Events 34:11 Supply Squeeze Lock In and Builders 37:23 Supply Crunch Prices Up 37:34 Builders Falling Behind 39:37 Inventory Keeps Dropping 40:40 Sales Rising Despite Rates 42:38 Jacksonville Market Wrap 44:50 Coil Effect Explained 46:29 Rate Drop Cycle Data 49:10 Why Buy Now Incentives 51:41 Downtown Revitalization Trigger 53:05 10K Residents Flywheel 55:10 Austin Tampa Nashville Deep Dive 58:42 Extra Appreciation Math 01:02:05 Predictions Scorecard 01:05:06 Client Wins and Proof 01:07:08 Q&A Hurricanes Evictions ARMs 01:15:00 Closing & Next Episode Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

  2. Sep 28

    519 | Stop Guessing: 3 Free Tools Every Real Estate Investor Should Use Before Buying

    Buying a rental property without knowing how to check the market data yourself may mean trusting assumptions you’ve never verified. On this Not Your Average Investor Show, Pablo and Gregg break down three free tools every rental property investor can use to research a market for themselves without expensive software or relying entirely on someone else's assumptions. They’ll break down: 🏠 Current home prices with Redfin: What are homes actually selling for today, and how does the market compare nationally? 📈 Home price appreciation with FHFA: How has the market performed over the long term, and does the appreciation assumption you're using have historical support? 💰 Rent prices and rent growth with Zillow: What are homes renting for today, and how have rents changed over time? If you're evaluating a new rental market, reviewing a pro forma, or simply want to become a more informed investor, these are three tools you'll want to know how to use. Listen NOW! Chapters: 02:24 Quarterly Market Events 04:26 Jacksonville Boom Town Data 06:06 Downtown Revitalization Thesis 10:17 Why Appreciation Beats Cash Flow 11:55 JWB Cares Golf Recap 13:32 Free Tools Overview 14:37 Why Redfin Not Zillow 17:08 Redfin Data Center Walkthrough 22:13 Reading The Excel Report 26:16 Avoiding Seasonality Traps 29:35 Interpreting Market Speed Signals 29:58 Redfin Data Reality Check 30:45 US Report Benchmarking 32:40 Cash Flow First Framework 34:03 Inventory Signals Using Redfin 36:46 FHFA HPI Tool Walkthrough 39:40 Normalize Appreciation Rates 42:30 CAGR Calculator Method 46:23 National HPI Baseline 48:32 Zillow Rent Data Setup 54:29 Rent Growth Discounting 57:24 Community Wrap Up Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

  3. Sep 21

    518 | Beware Of The Mortgage Rate Trap - The One Question Investors Need To Ask About Their Existing Rentals

    Sitting on a rental property with a mortgage rate around 4% may be holding you back from asking the most important question... "What's the best financial outcome I can create?" On this next Not Your Average Investor Show, Gregg Cohen and Pablo Gonzalez break down a real portfolio decision Gregg recently modeled for a longtime JWB client with roughly $2 million in equity. Does it make sense to keep several sub-4% mortgages in place, or refinance at a higher rate, unlock equity, and use it to buy more rental properties? They’ll break down: ✅ Why a low mortgage rate shouldn’t be evaluated by itself ✅ How Gregg compared keeping the existing loans versus refinancing and buying more properties ✅ Why the higher-rate strategy projected nearly $1 million more over 10 years in this specific client scenario ✅ How an investor’s timeline can change whether unlocking equity makes sense If you’ve built significant equity in your rental properties but aren’t sure whether you should leave it alone or put it back to work, this episode will give you a better framework for thinking through the decision. Listen NOW! Chapters: 00:00 Beware Rate Trap 01:33 Show Welcome Banter 02:18 Justine Rent Update 05:22 Quarterly JAX Events 09:11 Dormant Equity Explained 16:22 Mortgage Rate Trap Setup 18:56 Client Case Study Intro 20:43 Portfolio Returns Breakdown 22:22 Equity Snapshot Reality 29:12 Refi Plan Framework 35:25 Equity Pull Decision 36:43 Risk And Cash Flow 37:24 Running It Back 39:18 Redeployment Plan 41:36 Year One Snapshot 42:50 Reserves And Tradeoffs 46:40 Ten-Year Outcome 50:46 Rates And Retirement 52:50 Scenario Planning Tools 56:01 Q And A Financing 01:01:11 Rentals For Stability 01:04:59 Next Week And Wrap Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

  4. Sep 14

    517 | Active vs. Passive Real Estate Investing: Why This Investor Chose Both

    Thinking about house flipping or passive rental investing? One can help you build capital faster. The other can help you build wealth without adding another job to your life. But do you really have to choose just one? On this Not Your Average Investor Show, Gregg sits down with JWB investor Justine Herrera, who has experienced both sides of real estate investing. She completed three successful flips before using that capital to buy her first long-term JWB rental and she still sees a place for both strategies. They’ll break down: ✅ How active and passive real estate can work together ✅ When flipping can help fund a long-term rental strategy ✅ How to own rentals without creating another job for yourself ✅ Why the highest possible rent may not always be the best financial decision ✅ How to build a real estate strategy around your long-term goals They’ll also look at a real decision from Justine’s JWB property: Should you accept lower rent to keep a good resident or hold out for more and risk vacancy and turn costs? Gregg will break down the numbers so you can see why “prioritizing occupancy” can sometimes be the smarter move. Listen NOW! Chapters: 00:00 Meet Justine Herrera 02:22 Quarterly Market Outlook 03:35 Justine’s Real Estate Why 06:42 From Flips to Turnkey 07:44 Renewal Win Win Story 10:02 Property Management Reality 14:44 Helping Friends Invest 22:32 Active vs Passive Strategy 24:58 Flipping Risks Today 28:19 Active Funds Passive Goals 29:08 Solo Flipping Stress 29:42 Finding a True Partner 30:20 Flips to Passive Wealth 31:52 Justine Numbers Disclaimer 33:08 First Turnkey Purchase 34:00 Why This One Worked 35:47 Year One Performance 37:40 Incentives Boost Cashflow 38:47 Pac Man Principle Explained 40:20 Reverse Pac Man Market 44:56 Rent Comps Q and A 48:35 Justine Advice and Next Steps 53:06 Community Wrap and Call 54:32 Next Week Rate Trap 55:02 Final Sign Off Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

  5. Sep 7

    516 | 3 Reasons Real Estate Investors Avoid Florida - Are They Right? w/ Dr. Alex Stewart

    There are plenty of reasons investors may feel cautious about Florida real estate right now. Insurance costs went up. Home prices hit all-time highs. And the 2023–2025 slowdown has people asking if we are seeing the beginnings of a major correction.  On this Not Your Average Investor Show, Gregg and Pablo are joined by Dr. Alex Stewart of The Market Distillery to look at those concerns through the data.  Dr. Alex will share parts of his market analysis, then Gregg and Pablo will dig into what they could mean for long-term rental property investors.   They’ll break down: ✅ Why Florida insurance costs went up and what the data says now ✅ Jacksonville’s worst-case vs. best-case home price appreciation over time ✅ Whether 2023–2025 is a sign of things to come, or a part of the cycle ✅ And more! If you’re asking whether today’s headlines are reasons to stay away from Florida real estate, this conversation will help you look past the headline and understand what the data is actually showing.  Listen NOW! Chapters: 00:00 Florida Myths Setup 01:40 Introducing Dr Alex 02:58 Origin Story Market Distillery 03:57 Why Independent Market Data 07:59 JWB Connection And Education 13:28 Florida Insurance Reality Check 14:56 Litigation And Carrier Comeback 19:01 Premiums Stabilizing In Florida 25:56 Market Cycle Crash Talk 28:06 Fear Headlines And Investor Psychology 31:55 2008 Vs Today Correction Data 36:21 Modern Housing Cycle Framework 37:16 Market Cycle Framework 38:15 Testing the Model 2004-2012 40:45 Signals Sales vs Prices 41:18 Post-2014 Cycle to 2026 43:26 What Should You Do 44:09 Months of Inventory Link 47:52 Buy and Hold Strategy 49:26 Time in Market Proof 50:47 Risk Odds and 13 Years 53:19 Upside vs Downside Visual 56:01 Money Supply Cheat Code 58:54 Personal Investing Moves 01:01:11 Black Swan and Fear 01:05:24 Optimism Investing Mindset 01:06:47 Wrap Up and Next Episode Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

  6. Aug 31

    515 | Florida Becoming Unaffordable For Renters? August Rate Drop? NYAInsights

    Data came out saying Florida renters need about $77,500 a year to afford a modest two-bedroom rental. That sounds like bad news for Florida real estate investors. But is it really? Jacksonville, Miami, Tampa, Orlando, and South Florida all tell very different stories when you compare rents, prices, and investment economics. After signaling a potential rate increase in September, rates dropped in August. Should investors wait, or act now while options like JWB’s 3.9% financing are still available? These are the topics that JWB's cofounder, Gregg Cohen, and host, Pablo Gonzalez will tackle on this week's edition of the Not Your Average Investor Show. They’ll break down: ✅ What the $77,500 Florida renter number is really signaling ✅ Why Jacksonville may not move like Miami, Tampa, Orlando, or South Florida ✅ Why rates dropped when a possible September rate hike was what was predicted ✅ How JWB’s limited 3.9% financing offer could change the math on a rental property today What does it all actually mean for investors right now? And is waiting the smarter move… or the riskier one?  Listen NOW! Chapters: 00:00 Florida Rent Shock 02:04 Renters Boost Credit 03:34 How Rent Reporting Works 05:26 Affordable Housing Groundbreaking 05:51 LIHTC Explained 08:00 Why This Deal Matters 11:02 JWB Cares Fundraising Update 12:05 Is Florida Unaffordable? 14:16 Florida Markets Compared 17:09 Jacksonville Rent Advantage 18:39 Income vs Rent Burden 24:53 Home Prices and Cost of Living 26:22 Miami Cost Shock 26:44 Population Growth Runway 30:21 Jacksonville Bubble Explained 31:55 Separating Headlines From Data 34:14 Why Big Markets Only 36:00 Fed Dot Plot Reset 38:52 Rate Probabilities Whiplash 41:43 Stop Sitting On Sidelines 43:58 Boring Buy And Hold Wins 46:16 Deal Breakdown Ottawa Avenue 50:54 Wrap Up Community Q And A Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

  7. Aug 24

    514 | Before You Invest: How to Read a Rental Property Pro Forma The JWB Way

    A rental property pro forma can show cash flow, appreciation, tax savings, and long-term profit. But only if you know where to look and what the numbers actually mean. On this Not Your Average Investor Show, Gregg and Pablo break down how to read a rental property pro forma through the five profit centers. They’ll explain why some returns show up in year one while others build over time, where tax savings fit into the projection, and how investors can use the numbers to make a better buying decision. They’ll break down: ✅ How to tell where a rental property’s returns are actually coming from ✅ Which numbers matter now versus what builds over time ✅ Where the five profit centers show up on a pro forma ✅ What to look for on a deal sheet before making a buying decision  Knowing where the returns come from, when they happen, and which assumptions drive them can help you evaluate a rental property more clearly. Listen NOW! Chapters: 00:00 Why Pro Formas Matter 01:56 Five Million Distributed 04:08 Rental Market Strength 06:52 Webinar Dates Announced 08:40 Meetup Shoutout 10:44 Juiced Pro Forma Example 13:24 Cap Rate and NOI Basics 15:01 Seven Pro Forma Red Flags 19:07 Appreciation and Reserves Scam 24:48 Selling Costs Reality Check 26:27 Using AI to Audit Numbers 30:20 Recasting to Real Returns 33:00 JWB Pro Forma Preview 33:35 Unlocking 3.99% Loans 34:59 Deal Sheet Overview 37:29 Assumptions Behind Returns 43:19 Vacancy Turn Timing 49:24 Cashflow Swings Reserves 51:31 Tax Savings Done Right 01:00:49 Audience Q&A Rapid Fire 01:11:08 Wrap Up Next Week Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

  8. Aug 24

    513 | The Trump Accounts Effect & What Will Your Kids Inherit With Rentals?

    Trump Accounts have created a new way to set your family up for a solid financial future at a time when 401(k)s are reaching record highs. But have you ever asked yourself this: If your kids inherited it tomorrow, would they know what to do with it? In this week's Not Your Average Investor Show, Gregg and Pablo discuss retirement, 401(k)s, Trump Accounts, and what it really means to leave wealth to the next generation. They’ll break down: ✅ How Trump Accounts don't just help children invest earlier, but also teach a valuable lesson ✅ Why people can have a large 401(k) and still feel unsure about retirement ✅ What your kids actually inherit when they inherit rental properties Leaving your children assets is one thing. Leaving them with the knowledge and confidence to make good decisions is another. Listen NOW! Chapters: 00:00 Hot Topic Preview 02:00 HomeStep Fundraiser Win 05:09 JWB Property Management Ranking 07:21 What Are Trump Accounts 09:43 Why Compounding Matters 12:43 Community Gifting Mindset 18:54 Case Study Numbers Breakdown 21:50 From $5K to $500K Future 24:16 Retirement Reality Check Setup 24:27 Retirement Confidence Paradox 25:11 Vanguard Data Bright Spots 26:06 Auto Enrollment and Autopilot Investing 27:32 Hardship Withdrawals Surge 30:01 Gallup Poll Confidence Drop 31:11 Why the Model Feels Broken 32:43 Education and Community Fix 34:45 Passing Rentals to Heirs 38:32 Step Up Basis Explained 42:03 Next Episode and Closing Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

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4.8
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About

Rental Income Property investing doesn't need to be as difficult as you think it is. Why do we say this? Studies have shown that most Americans believe real estate is the best tool to accumulate wealth, yet only a minority of them use that tool... simply because it seems too complicated. The Not Your Average Investor show will show you how JWB has made it easy for people like you to invest in rental income properties by showing you the fundamentals that make rental income investments succesfull- cash flow, market dynamics, and (most importantly) people.We're glad you've decided you are NOT average!

Information

  • Creator
    Gregg Cohen (JWB) & Pablo Gonzalez
  • Years Active
    2020 - 2026
  • Episodes
    496
  • Rating
    Clean
  • Copyright
    © 2026 Not Your Average Investor Show
  • Show Website
    Not Your Average Investor Show

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