Not Your Average Investor Show

Gregg Cohen (JWB) & Pablo Gonzalez

Rental Income Property investing doesn't need to be as difficult as you think it is. Why do we say this? Studies have shown that most Americans believe real estate is the best tool to accumulate wealth, yet only a minority of them use that tool... simply because it seems too complicated. The Not Your Average Investor show will show you how JWB has made it easy for people like you to invest in rental income properties by showing you the fundamentals that make rental income investments succesfull- cash flow, market dynamics, and (most importantly) people.We're glad you've decided you are NOT average!

  1. 3d ago

    510 | Berkshire Bets $8.5B Into Housing & Fannie Predicts Recovery - Not Your Average Insights

    Berkshire Hathaway has agreed to acquire Taylor Morrison, one of the nation’s largest public homebuilders, in a deal valued around $8.5 billion including debt. The interesting part is the timing: homebuilder sentiment, new home sales, affordability, and buyer confidence are still challenged, but Fannie May has recently released a slow-and-steady housing recovery forecast.   We'll dive into why Berkshire is making this bet now, and what Fannie sees in our latest edition of Not Your Average Insights! This is where JWB Co-founder, Gregg Cohen, and show host, Pablo Gonzalez, pick recent news stories and add the perspective real estate investors aren't getting from the media. This week they'll talk about: - Does Berkshire think we're at the bottom of the market? - Why Berkshire is paying a premium price to get into the housing market under these economic conditions? - What happens if Fannie May is right (or wrong)? - and more! Come be a part of the conversation, and help us dig into the non-obvious insights that investors can use to make smart decisions. Listen NOW! Chapters: 00:00 Headlines And Housing Bottom 01:29 Show Welcome And Banter 02:04 3.99% Mortgage Program 04:29 Berkshire’s $8.5B Housing Bet 05:25 Why Buffett Buys Builders 13:34 Global Builder Consolidation 16:05 Fannie Mae Market Forecast 18:53 Jacksonville Data Deep Dive 24:29 Investor Mindset And Q&A 29:12 Policy Hopes vs Reality 29:47 Build to Rent Impact 30:43 Builders and Cycles 32:32 JWB Recession Playbook 37:16 Deep Pockets Advantage 39:40 Rents for Retirement 40:12 Real Estate Cycle Myth 42:23 Home Prices Rarely Fall 45:45 Rates vs High Floor 47:07 Deferred Maintenance Rules 49:56 3.99 Rate and Lenders 51:24 Stop Waiting to Buy 53:00 Community and Next Week Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

  2. Jul 20

    509 | BoA Predicts 3 Rate Hikes - 2026 State of Cash Flow In Rental Properties

    Bank of America is now predicting three Fed rate hikes, and that raises a big question for rental property investors: Can rental properties still cash flow if rates stay high or move even higher? This week on the Not Your Average Insights Show, Gregg Cohen and Pablo Gonzalez are breaking down what cash flow looks like for rental property investors in 2026. They’ll look at how today’s rates affect the numbers, what could change if rates rise, and how JWB’s limited 3.99% loan product could change the cash flow picture for investors. You'll learn: - what higher rates could mean for rental property cash flow - what “cash flow positive” actually looks like in 2026 - how financing changes the monthly numbers - why the right financing structure matters Listen NOW! Chapters: 00:00 Rates Narrative Shifts 01:46 Why Hikes Matter 06:04 Mortgage Rates Explained 09:59 BPS and Fed Funds 12:16 Impact on Owners 15:26 Coil Effect and Data 21:37 Buying in High Rates 28:33 JWB Strategy and 3.99 Rate 32:31 Case Study Setup 34:31 Market Noise Immunity 34:58 Live Deal Breakdown 36:01 Why Negative Cashflow Hurts 38:43 3.99 Rate Game Changer 41:04 Limited Slots Explained 42:14 Vertical Integration Advantage 46:09 Community Q&A Basics 47:00 After Year Seven Plan 54:34 Ten-Year Wealth Outlook 56:25 More Q&A DSCR And Risk 59:18 How To Get Started 01:00:53 Wrap Up And Next Week Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

  3. Jul 13

    508 | The $44 Billion Reason Investors Are Betting on Jacksonville To Keep Growing - Inside The JAXPORT Expansion w/ Nick Primrose

    A major project to raise power lines over the St. Johns River is set to finish by the end of this year.  When it is done, Jacksonville will be able to handle even larger container ships and join a short list of U.S. ports capable of receiving vessels at that scale. That's why this week on the Not Your Average Investor Show, JWB Co-Founder Gregg Cohen and host Pablo Gonzalez are sitting down with Nick Primrose of the Jacksonville Port Authority to share what the next chapter of port growth means for the people who own rental property here. You'll learn: ✅ Why the power line project changes the scale of what Jacksonville can handle, and why that matters for jobs ✅ How the economic impact of port growth shows up in housing demand, not just cargo numbers ✅ What the port's forward-looking 10-year projection tells investors about where Jacksonville is heading ✅ Why Nick believes Jacksonville's best economic chapter is still ahead If you own rental property in Jacksonville or are thinking about buying here, this episode gives you the economic foundation to guide you. Listen NOW! Chapters: 00:00 Jacksonville Growth Market 01:20 Meet JaxPort Leadership 02:54 Port Jobs And Purpose 03:48 Workforce Housing Connection 05:30 Economic Impact Numbers 07:13 Why Ports Matter Investors 11:35 JaxPort 101 Terminals 15:12 Neighborhoods And Rent Math 18:34 Rail Road Advantage 20:17 One Day Truck Reach 21:25 Migration Shifts Cargo 25:28 Deepening The Harbor 28:43 Raising Power Lines 30:52 Bigger Ships Bigger Stakes 31:31 Jobs Math And TEUs 33:55 Landing Major Brands 38:57 Public Private Playbook 43:00 How Other Ports See Us 46:49 Workforce Veterans Advantage 49:08 Path Of Progress Investing 51:11 Closing Thanks And Next Week Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

  4. Jul 6

    507 | Real Investor Lessons: Building Up Your Real Estate Portfolio While Growing Your Career and Family

    Getting started in real estate sounds simple… but how do you find time for it? This week, we are joined by Rafael “Rafi” Suazo, a JWB client that has been juggling his W-2, a growing family, an Airbnb, and growing a portfolio of rentals.  Join host Pablo Gonzalez for a conversation focused on: - how Rafi’s investing strategy has evolved as his responsibilities have changed - which of Rafi’s investments have led to the best results - what Rafi thinks of Airbnb vs long-term rentals and more! Because sometimes the best way to learn is not from another market prediction. It is from someone who has actually done it. You don’t want to miss learning from Rafi’s experience.  Listen NOW! Chapters: 00:00 Meet Rafael Suazo 02:16 Breaking News Rate Deal 04:24 Hawaiian Shirt Origins 05:20 From DR to Navy 07:03 VA Loans and PM Pitfalls 13:19 Transitioning Out With a Flip 16:20 Real Estate Takes Time 27:44 Getting Spouse Buy-In 33:26 Numbers Build Trust 34:36 Cash Deal Then Leverage 35:52 Spouse As Reality Check 38:45 International Airbnb Dream 42:43 JWB As Stability Anchor 46:37 De Risk Your First Deal 49:34 Self-Directed Retirement Funds 51:44 3.99 Financing Q&A 53:47 Portfolio Results Breakdown 56:26 Operator First Investing 59:40 Summit Invite And Cabarete 01:00:04 Hiring Pitch And Farewell Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

  5. Jun 29

    506 | New Asset Protection Laws, The FED's Tough Spot, & Changes In Rent To Own - NYAInsights

    Florida just passed a new protected series LLC law, which created a different way to structure your investments for your protection, and we're going to dive into it along with other current news affecting real estate investors! Join Gregg Cohen, co-founder of JWB Real Estate Capital and show host Pablo Gonzalez, on this week's edition of Not Your Average Insights Show, where we'll discuss: - How the new protected series LLC law is potentially great for simplifying your asset protection strategy - How the Federal Reserve's in a tough spot and where they may need to pivot - Why Freddie and Fannie expect allowing utility and rent payments to help encourage rent to own, and if that's a good thing Gregg and Pablo translate the latest headlines into what they may mean for long-term rental property investors. Listen NOW! Chapters: 00:00 Investor News Rundown 01:49 Meet The Hosts 02:33 Florida Series LLC Law 07:23 How Series LLCs Work 09:44 Risks Recordkeeping Financing 14:45 Early Investor Protection Strategy 19:47 Fed Outlook Shifts 25:19 Dot Plot And Mortgage Rates 28:51 Dot Plot Reality Check 29:56 Stick To The Plan 32:08 Coil Theory Returns 35:29 Fed Rates Vs Mortgages 37:46 Rent Builds Credit 39:06 Why This Matters 41:36 JWB Reporting Results 48:23 HomeStep Not Rent To Own 54:17 Lease Terms And Funding 57:34 Turn Costs And Wrap Up Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

  6. Jun 22

    505 | Q3 2026 Jacksonville Real Estate Market Outlook by JWB

    Get a clear breakdown of the Q3 2026 Jacksonville Real Estate Market Outlook by JWB with Gregg Cohen, Co-Founder of JWB Real Estate Capital. The headlines say the housing market is struggling. But is that actually what's happening in Jacksonville? Here's what we'll cover: ✅ What's actually happening with Jacksonville home prices, home sales, and rents right now ✅ Why Jacksonville's housing shortage isn't going away—and what it means for future home values and rents ✅ An update on the proposed institutional investor ban—and what it means for home prices, competition, and everyday investors ✅ Why the headlines may be misleading and how to read the data the right way This episode gives you a clear, data-driven view of the Jacksonville real estate market straight from one of JWB's owners. Whether you're already investing or considering your next move, this quarterly market update will help you cut through the noise, understand what's really driving the market, and make more informed investment decisions. Listen NOW! Chapters: 00:00 Q3 Market Kickoff 01:52 Why Boring Wins 02:55 Show Format and Disclaimers 04:11 Jacksonville Sales Snapshot 06:14 Home Prices and Appreciation 12:48 Days on Market and Inventory 16:17 Foreclosures and Market Health 18:56 Rent and Portfolio Metrics 21:20 Property Management Performance 28:25 Rent Growth and Renewals 34:58 Normalization Trendline Explained 36:53 2019 vs 2026 Comparison 40:22 Housing Act Timeline 42:07 Institutional Ban Reality 43:52 Seven-Year Rule Fallout 46:01 House Fix And Reconciliation 48:10 Florida Property Tax Push 50:03 Pros, Cons, and Unknowns 53:34 Local Budget Impact 56:07 Checking Past Predictions 58:25 Featured Properties Webinar 01:01:18 Key Takeaways Recap 01:04:44 Jacksonville Tour Invite 01:06:43 Q And A Profit Centers 01:13:47 Market Cycle And Insurance 01:18:32 Refi Strategy And Wrap Up Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

  7. Jun 15

    504 | The Top 10 Markets for Rookie Investors in 2026

    BiggerPockets just shared a list of the top 10 markets for rookie investors, and Jacksonville came in at the top! That sounds like good news if you are thinking about buying your first rental property. But choosing the right city is only one part of making a smart first investment. That’s why this week on the Not Your Average Investor Show, JWB Co-Founder Gregg Cohen and host Pablo Gonzalez are breaking down the list and talking about what first-time investors should really look for before they buy. You’ll learn: ✅ Why Jacksonville stands out as a market for new investors ✅ Why your first investment should be about avoiding big mistakes before chasing the biggest return ✅ How to think about the market, the property, and the team helping you invest ✅ What makes Jacksonville worth considering beyond one ranking Your first rental property can shape how you think about investing for years to come. The goal is not just to buy in a market that made a list. It is to make a decision that gives you a strong foundation for building long-term wealth. Listen NOW! Chapters: 00:00 Show Kickoff 01:57 Inc Best Workplaces Win 03:40 Why Awards Matter 06:09 Five Million Cash Flow 08:23 Top 10 Rookie Markets 11:11 What Makes a Rookie Market 11:53 Survivability Comes First 14:32 The Right Team Matters 17:39 Affordability And Cash Flow 23:20 Rental Demand And Runway 26:24 Diversified Economy Teaser 26:34 Job Base and Anchors 28:02 Fortune 500 vs Industry Mix 29:51 Negative Cash Flow Explained 32:44 Incentives and Trust 36:37 Market Evaluation Prism 38:20 Appreciation First Cities 41:32 Cheap Cash Flow Traps 45:22 Population Growth and Perception 49:14 Goldilocks Markets Texas Florida 51:45 Why Jacksonville Wins 54:57 Operator First Takeaway 58:17 Wrap Up and Next Show Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

  8. Jun 8

    503 | Why The Smartest Investors Are Expanding Their Portfolio Right Now w/ Leslie Wilson

    Interest rate and monthly payment? We all know those numbers. But what about the total interest you could pay over the full life of the loan? One investor recently looked at that number across 14 mortgages, and the results were hard to ignore. Some loans showed total interest percentages as high as 133%! That’s why this week on the Not Your Average Investor Show, host Pablo Gonzalez is sitting down with Leslie Wilson, known in the community as The Real Estate Maven, to talk about what she found, why it changed how she looks at her mortgages, and the financing strategy she is now researching. You’ll learn: - where to find the total interest percentage on your mortgage paperwork - what Leslie discovered after reviewing 14 mortgages - exploring HELOCs and lines of credit to pay down mortgage debt faster - what to consider before changing the way you use debt and equity in your portfolio Sometimes one small number on a loan statement can change how you think about your whole portfolio. Listen NOW! Chapters: 00:00 Meet The Maven 02:26 From Plan B to Plan A 04:25 Early Rentals and Hard Lessons 06:01 Crash Opportunity in Denver 09:06 Finding JWB and Scaling Up 12:51 Why Jacksonville Now 14:27 Funding Deals with Refinances 17:46 Appraisals and Investor Mindset 21:24 Bundle to Ten and DSCR Loans 24:22 Asset Protection and LLC Setup 27:35 Infinite Banking Explained 33:47 Using Policy Loans for Down Payments 36:58 Audience Q and Tax Treatment 37:27 Mutual vs Stock Insurers 38:12 Tax Free Policy Loans 39:20 Replace Your Mortgage 41:48 HELOC Cashflow Method 45:34 Snowball vs Avalanche Payoff 48:18 Why Keep Optimizing 52:00 Portfolio Pac Man Breakdown 55:06 Why Jacksonville Works 58:03 Tactical Q and A 01:00:16 Termites and Repairs 01:03:49 Plant the Tree Today 01:05:32 Final Send Off Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

4.8
out of 5
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About

Rental Income Property investing doesn't need to be as difficult as you think it is. Why do we say this? Studies have shown that most Americans believe real estate is the best tool to accumulate wealth, yet only a minority of them use that tool... simply because it seems too complicated. The Not Your Average Investor show will show you how JWB has made it easy for people like you to invest in rental income properties by showing you the fundamentals that make rental income investments succesfull- cash flow, market dynamics, and (most importantly) people.We're glad you've decided you are NOT average!