The Personal Finance Podcast

Andrew Giancola
  • 4.7 (1.4K)
  • Investing
  • Updated Weekly

Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.

  1. 2d ago

    Do You Think You'll ACTUALLY Be Able to Retire?

    Most people decide whether retirement is possible for them without ever doing the math. Andrew runs the numbers on all three goals Americans say they want most, and the answers are better than the headlines suggest. 👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about  👉 Join Andrew’s FREE Investing for Beginners Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21  👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform  👉 One-on-One Coaching Application Form: https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit  What You'll Learn in This Episode The confidence gap between what Americans want financially and what they believe they will get How to calculate your retirement number, and why to redo it every year What $500 a month becomes at 25 versus 35, and the million-dollar cost of waiting The checklist to clear before buying a house, including the one rule most people skip How to prioritize three goals competing for the same dollars The order of operations when a bonus or windfall lands The withdrawal sequence for retiring at 50 while staying under the ACA subsidy cliff How to find a flat-fee advisor to review your plan without handing over your assets A long-con dating app scam that ends in a fake investing platform Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Hostinger → Build your website step by step at https://www.hostinger.com/  and use code PFP for 10% off Indeed → Get a $75 sponsored job credit at https://www.indeed.com/podcast  Wayfair → Shop thousands of products for every style and budget at https://www.wayfair.com/  Leesa → Get up to 30% off mattresses plus an extra $50 off with promo code PFP at https://www.leesa.com/  Policygenius → Compare life insurance quotes for free at https://www.policygenius.com/  Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP  DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/  Resource/s  Car Insurance https://secure.money.com/pr/gc43ce394da5  Best HYSA https://secure.money.com/pr/r453ecf4d190  Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c   Best IRAs https://secure.money.com/pr/oe09b73d1952  Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney  Episode/s Mentioned  The 1-3-6 Method For Building & Managing Your Emergency Fund https://youtu.be/rGdII_Z0hnw  Buying a House VS. Investing In the S&P 500 (Which Is Better?) https://youtu.be/6iwf_4iQz0c  Tool/s Mentioned  Total Cost of Ownership Calculator https://mastermoney.co/total-cost-of-ownership-calculator/  Master Your Money Goals https://www.skool.com/mastermoneyacademy/classroom/f1e5f000?md=5db7fc1e56a1474fbbded14211cff084  The Stairway to Wealth https://mastermoney.co/the-stairway-to-wealth/  Watch Next 5 Ways to Go BROKE (By AGE!) https://youtu.be/1xm23NnneJM  How to Evaluate a Stock Like Warren Buffett with Brian Feroldi https://youtu.be/posnNC99UFQ  12 Reasons You Need to Stop PLAYING SMALL with Money https://youtu.be/qFz3_-pLapg  19 Strategies to Pay Off Debt (FASTER!) https://youtu.be/WAnf4Z7PHjs  How to Build a Portfolio If You Are Worried About An AI Bubble https://youtu.be/NhfJVhSTedA  Connect with Andrew Instagram → https://bit.ly/Skool-Instagram  TikTok → https://bit.ly/Skool-TikTok  Facebook → https://bit.ly/Skool-Facebook  Podcast → https://bit.ly/Skool-Podcast  Youtube → bit.ly/Skool-Youtube  Newsletter → https://bit.ly/Skool-Newsletter  Website →⁠ https://mastermoney.co ⁠ X → ⁠https://x.com/mastermoneyco LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠ Question for you: Rank the three goals for yourself: home, debt freedom, retirement. Do you believe you will retire comfortably?  Learn more about your ad choices. Visit megaphone.fm/adchoices

  2. 4d ago

    5 Ways to Go BROKE (By AGE!)

    Every decade has its own way of quietly breaking your finances, and most people never see theirs coming until it already happened.  👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about  👉 Join Andrew’s FREE Investing for Beginners Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21  👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform  👉 One-on-One Coaching Application Form: https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit  What You'll Learn in This Episode Five ways to go broke in your teens, 20s, 30s, 40s, 50s, and 60s What waiting ten years to start investing actually costs you The 20/4/12/10 rule for buying a car without going backwards Why a house is a lifestyle decision more than a financial one, and the total cost nobody runs The business risk in your 40s that can force you to start over Catch-up contribution amounts available at 50 and again at 60 Why paying for your kids’ college before your own retirement works against both of you The one thing to protect in each decade, from your time to your freedom Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Hostinger → Build your website step by step at https://www.hostinger.com/  and use code PFP for 10% off Indeed → Get a $75 sponsored job credit at https://www.indeed.com/podcast  Wayfair → Shop thousands of products for every style and budget at https://www.wayfair.com/  Leesa → Get up to 30% off mattresses plus an extra $50 off with promo code PFP at https://www.leesa.com/  Policygenius → Compare life insurance quotes for free at https://www.policygenius.com/  DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/  Resource/s  Car Insurance https://secure.money.com/pr/gc43ce394da5  Best HYSA https://secure.money.com/pr/r453ecf4d190  Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c   Best IRAs https://secure.money.com/pr/oe09b73d1952  Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney  Episode/s Mentioned  The 1-3-6 Method For Building & Managing Your Emergency Fund https://youtu.be/rGdII_Z0hnw  The System to Pay Cash For Cars (and NEVER Have a Payment Again!) https://youtu.be/kgmjjQEN3Xs  Tool/s Mentioned  Total Cost of Ownership Calculator https://mastermoney.co/total-cost-of-ownership-calculator/  The Wealth Builders Matrix https://mastermoney.co/wealth-builders-matrix/  The Portfolio Pyramid https://event.webinarjam.com/q05p7/register/8mz7rho?webinar_id=23  The 1-3-6 Method https://mastermoney.co/the-ultimate-guide-to-managing-your-emergency-fund/  Watch Next How to Evaluate a Stock Like Warren Buffett with Brian Feroldi https://youtu.be/posnNC99UFQ  12 Reasons You Need to Stop PLAYING SMALL with Money https://youtu.be/qFz3_-pLapg  19 Strategies to Pay Off Debt (FASTER!) https://youtu.be/WAnf4Z7PHjs  How to Build a Portfolio If You Are Worried About An AI Bubble https://youtu.be/NhfJVhSTedA  The Millionaire Money Rules (Get to $1M Faster!) https://youtu.be/CNeIBcfXtUA  Connect with Andrew Instagram → https://bit.ly/Skool-Instagram  TikTok → https://bit.ly/Skool-TikTok  Facebook → https://bit.ly/Skool-Facebook  Podcast → https://bit.ly/Skool-Podcast  Youtube → bit.ly/Skool-Youtube  Newsletter → https://bit.ly/Skool-Newsletter  Website →⁠ https://mastermoney.co ⁠ X → ⁠https://x.com/mastermoneyco LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠ Question for you: Which decade are you in, and which of those five are you guilty of right now? Learn more about your ad choices. Visit megaphone.fm/adchoices

  3. Oct 14

    How to Evaluate a Stock Like Warren Buffett! With Brian Feroldi

    You cannot judge a three-year-old by their SAT score, and you cannot judge a young company by its P/E ratio. Brian Feroldi explains the five phases that tell you which numbers actually matter.  👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about  👉 Join Andrew’s FREE Investing for Beginners Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21  👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform  👉 One-on-One Coaching Application Form: https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit  What You'll Learn in This Episode Why Buffett skips the spreadsheet math entirely, and the bridge analogy behind it How the "too hard" pile works, and what belongs in yours The five phases every business moves through, from startup to decline Which metrics matter in each phase, and which ones are meaningless Why Amazon was genuinely cheap at 100 times earnings The two conditions that have to be true before the P/E ratio tells you anything How to compare a company's multiple against its own history in about a minute Why some businesses are cheap at 30x and others are expensive at 10x A free tool that sorts any ticker into its phase for you Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Hostinger → Build your website step by step at https://www.hostinger.com/  and use code PFP for 10% off Indeed → Get a $75 sponsored job credit at https://www.indeed.com/podcast  Wayfair → Shop thousands of products for every style and budget at https://www.wayfair.com/  Leesa → Get up to 30% off mattresses plus an extra $50 off with promo code PFP at https://www.leesa.com/  Policygenius → Compare life insurance quotes for free at https://www.policygenius.com/  DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/  Resource/s  Car Insurance https://secure.money.com/pr/gc43ce394da5  Best HYSA https://secure.money.com/pr/r453ecf4d190  Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c   Best IRAs https://secure.money.com/pr/oe09b73d1952  Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney  Stock Simplifier Phase Tool  stocksimplifier.com/phase Episode/s Mentioned  Warren Buffett: How To Calculate Intrinsic Value https://www.youtube.com/watch?v=knetdlviyDE  Stock Valuation Lecture: How We Value A Business https://www.youtube.com/watch?v=l_1TNv246A0  A Masterclass on Investing in Individual Stocks with Brian Feroldi https://youtu.be/gfh5i4H5MG8  Why YOU Have an Advantage as a Small Investor with Brian Feroldi https://youtu.be/iJFbVFMc05E  The Most Underrated Way to Build Wealth with Brian Feroldi https://youtu.be/c8vlvc3FEmw  How to Use AI to Research Stocks (With Brian Feroldi) https://youtu.be/WeaXVgQcpu8  Watch Next 12 Reasons You Need to Stop PLAYING SMALL with Money https://youtu.be/qFz3_-pLapg  19 Strategies to Pay Off Debt (FASTER!) https://youtu.be/WAnf4Z7PHjs  How to Build a Portfolio If You Are Worried About An AI Bubble https://youtu.be/NhfJVhSTedA  The Millionaire Money Rules (Get to $1M Faster!) https://youtu.be/CNeIBcfXtUA  The EXACT System I Use to Manage Every Paycheck https://youtu.be/o-URBMRnItU  Connect with Brian Feroldi Website → https://www.brianferoldi.com  Newsletter → https://www.longtermmindset.co/newsletter  Stock Simplifier → https://stocksimplifier.com  YouTube → https://www.youtube.com/@BrianFeroldiYT  X → https://x.com/BrianFeroldi  LinkedIn → https://www.linkedin.com/in/brianferoldi  Facebook → https://www.facebook.com/brian.feroldi/  Connect with Andrew Instagram → https://bit.ly/Skool-Instagram  TikTok → https://bit.ly/Skool-TikTok  Facebook → https://bit.ly/Skool-Facebook  Podcast → https://bit.ly/Skool-Podcast  Youtube → bit.ly/Skool-Youtube  Newsletter → https://bit.ly/Skool-Newsletter  Website →⁠ https://mastermoney.co ⁠ X → ⁠https://x.com/mastermoneyco LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠ Question for you: What metric do you look at first when you open up a stock, and is it the right one?  Learn more about your ad choices. Visit megaphone.fm/adchoices

  4. Oct 12

    12 Reasons You Need to Stop PLAYING SMALL with Money

    Are you spending hours trying to save a few dollars while overlooking the financial decisions that could transform your future? Building wealth isn't just about cutting expenses. It's about increasing your income, making smarter decisions about housing and cars, reducing investment fees, investing in yourself, and consistently putting money toward your financial future.  In this episode of Master Money, Andrew Giancola explains why focusing on small savings can distract from the bigger opportunities that actually move the needle. Learn how to identify your highest-impact financial decisions, increase your earning potential, evaluate purchases based on return on investment, and build wealth through consistent, long-term investing. The goal isn't to spend recklessly or chase overnight success. It's to stop playing small with your financial future and start making decisions that give you more freedom, flexibility, and control over your time. 👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about  👉 Join Andrew’s FREE Investing for Beginners Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21  👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform  👉 One-on-One Coaching Application Form: https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit  👉 Master Money Wealth Building Strategy Call: https://calendly.com/irene-mastermoney/master-money-wealth-building-strategy-call?month=2026-09  Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Hostinger → Build your website step by step at https://www.hostinger.com/  and use code PFP for 10% off Indeed → Get a $75 sponsored job credit at https://www.indeed.com/podcast  Wayfair → Shop thousands of products for every style and budget at https://www.wayfair.com/  Leesa → Get up to 30% off mattresses plus an extra $50 off with promo code PFP at https://www.leesa.com/  Policygenius → Compare life insurance quotes for free at https://www.policygenius.com/  DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/  Resource/s  Car Insurance https://secure.money.com/pr/gc43ce394da5  Best HYSA https://secure.money.com/pr/r453ecf4d190  Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c   Best IRAs https://secure.money.com/pr/oe09b73d1952  Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney  Watch Next 19 Strategies to Pay Off Debt (FASTER!) https://youtu.be/WAnf4Z7PHjs  How to Build a Portfolio If You Are Worried About An AI Bubble https://youtu.be/NhfJVhSTedA  The Millionaire Money Rules (Get to $1M Faster!) https://youtu.be/CNeIBcfXtUA  The EXACT System I Use to Manage Every Paycheck https://youtu.be/o-URBMRnItU  The 7 Habits of Great Investors https://youtu.be/TxI_S5rP9X4  Connect with Andrew Instagram → https://bit.ly/Skool-Instagram  TikTok → https://bit.ly/Skool-TikTok  Facebook → https://bit.ly/Skool-Facebook  Podcast → https://bit.ly/Skool-Podcast  Youtube → bit.ly/Skool-Youtube  Newsletter → https://bit.ly/Skool-Newsletter  Website →⁠ https://mastermoney.co ⁠ X → ⁠https://x.com/mastermoneyco LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠ Question for you: What is one big financial decision you could make this year that would have a greater impact on your wealth than cutting small expenses? Learn more about your ad choices. Visit megaphone.fm/adchoices

  5. Oct 7

    19 Strategies to Pay Off Debt (FASTER!)

    What if you could pay off your debt faster without completely overhauling your life? From micro payments and bi-weekly payments to refinancing, found money strategies, and behavioral hacks, this episode breaks down 19 practical strategies to help reduce debt, save on interest, and accelerate the path toward financial freedom.  👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about  👉 Join Andrew’s FREE Investing for Beginners Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21  👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform  👉 One-on-One Coaching Application Form: https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit  👉 Master Money Wealth Building Strategy Call: https://calendly.com/irene-mastermoney/master-money-wealth-building-strategy-call?month=2026-09  What You'll Learn in This Episode How micro payments can help reduce debt faster and lower interest costs Why bi-weekly payments can result in an extra full payment each year How paying before a statement closes can improve utilization and create refinancing opportunities Why rounding up debt payments can make extra payments easier to maintain How to negotiate a lower APR with your credit card company When a 0% balance transfer can help and when it can make the situation worse How refinancing and debt consolidation can reduce interest costs Why principal-only payments can help extra payments go directly toward your loan balance How the debt snowball and debt avalanche strategies compare Why rolling payments forward can accelerate your debt payoff How to use tax refunds, bonuses, raises, and other windfalls to attack debt How canceling unused subscriptions can create money for debt payments Why selling unused items around the house can help generate extra cash How credit card points and cash back can potentially be redirected toward debt Why debt payments should increase as income increases How automating minimum payments can keep your debt plan on track Why freezing new credit card charges can prevent the debt cycle from getting worse How visual debt trackers can improve motivation and accountability How no-spend weeks or months can help redirect more money toward debt Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Hostinger → Build your website step by step at https://www.hostinger.com/  and use code PFP for 10% off Indeed → Get a $75 sponsored job credit at https://www.indeed.com/podcast  Wayfair → Shop thousands of products for every style and budget at https://www.wayfair.com/  Leesa → Get up to 30% off mattresses plus an extra $50 off with promo code PFP at https://www.leesa.com/  Policygenius → Compare life insurance quotes for free at https://www.policygenius.com/  DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/  Resource/s  Car Insurance https://secure.money.com/pr/gc43ce394da5  Best HYSA https://secure.money.com/pr/r453ecf4d190  Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c   Best IRAs https://secure.money.com/pr/oe09b73d1952  Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney  Watch Next How to Build a Portfolio If You Are Worried About An AI Bubble https://youtu.be/NhfJVhSTedA  The Millionaire Money Rules (Get to $1M Faster!) https://youtu.be/CNeIBcfXtUA  The EXACT System I Use to Manage Every Paycheck https://youtu.be/o-URBMRnItU  The 7 Habits of Great Investors https://youtu.be/TxI_S5rP9X4  How to Reach Financial Independence Without Putting Your Life on Hold with Justin Peters https://youtu.be/UuY_c3OuQ6I  Connect with Andrew Instagram → https://bit.ly/Skool-Instagram  TikTok → https://bit.ly/Skool-TikTok  Facebook → https://bit.ly/Skool-Facebook  Podcast → https://bit.ly/Skool-Podcast  Youtube → bit.ly/Skool-Youtube  Newsletter → https://bit.ly/Skool-Newsletter  Website →⁠ https://mastermoney.co ⁠ X → ⁠https://x.com/mastermoneyco LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠ Question for you: Which of these 19 debt payoff strategies are you going to try first?  Learn more about your ad choices. Visit megaphone.fm/adchoices

  6. Oct 5

    How to Build a Portfolio If You Are Worried About An AI Bubble

    What if AI really is in a bubble? Should you sell your investments, avoid tech completely, or change your portfolio? The answer isn't to predict the next crash. It's to build a portfolio that can handle uncertainty while still allowing you to participate in long-term growth. 👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about  👉 Join Andrew’s FREE Investing for Beginners Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21  👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform  👉 One-on-One Coaching Application Form: https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit  👉 Master Money Wealth Building Strategy Call: https://calendly.com/irene-mastermoney/master-money-wealth-building-strategy-call?month=2026-09  What You'll Learn in This Episode Why you shouldn't try to predict whether an AI bubble or market crash is coming The difference between betting on AI technology and betting on the price of AI stocks How much AI exposure you may already have through broad-based index funds How index funds can help reduce concentration risk when individual companies fall How equal-weight, value, small-cap value, and international funds can diversify your portfolio Why adding bonds can make sense depending on your age, goals, and stage of wealth building How rebalancing can help keep your portfolio aligned with your original investment plan Why selling everything and waiting for a market crash can hurt long-term returns How to create an investment plan that removes emotion from your investing decisions How to determine your risk tolerance and build an asset allocation around it How to organize investments across multiple retirement and brokerage accounts What a Backdoor Roth IRA is and why it can be useful for high earners Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Hostinger → Build your website step by step at https://www.hostinger.com/  and use code PFP for 10% off Indeed → Get a $75 sponsored job credit at https://www.indeed.com/podcast  Wayfair → Shop thousands of products for every style and budget at https://www.wayfair.com/  Leesa → Get up to 30% off mattresses plus an extra $50 off with promo code PFP at https://www.leesa.com/  Policygenius → Compare life insurance quotes for free at https://www.policygenius.com/  DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Resource/s  Car Insurance https://secure.money.com/pr/gc43ce394da5  Best HYSA https://secure.money.com/pr/r453ecf4d190  Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c   Best IRAs https://secure.money.com/pr/oe09b73d1952  Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney  Watch Next The Millionaire Money Rules (Get to $1M Faster!) https://youtu.be/CNeIBcfXtUA  The EXACT System I Use to Manage Every Paycheck https://youtu.be/o-URBMRnItU  The 7 Habits of Great Investors https://youtu.be/TxI_S5rP9X4  How to Reach Financial Independence Without Putting Your Life on Hold with Justin Peters https://youtu.be/UuY_c3OuQ6I  5 Signs You’re Overthinking Investing! (Plus Money Q&A!) https://youtu.be/amtxpMBllmc  Connect with Andrew Instagram → https://bit.ly/Skool-Instagram  TikTok → https://bit.ly/Skool-TikTok  Facebook → https://bit.ly/Skool-Facebook  Podcast → https://bit.ly/Skool-Podcast  Youtube → bit.ly/Skool-Youtube  Newsletter → https://bit.ly/Skool-Newsletter  Website →⁠ https://mastermoney.co ⁠ X → ⁠https://x.com/mastermoneyco LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠ Question for you: Are you worried about an AI bubble, and if so, what changes, if any, are you considering making to your portfolio? Learn more about your ad choices. Visit megaphone.fm/adchoices

  7. Sep 30

    The Millionaire Money Rules (Get to $1M Faster!)

    Most people will never become millionaires because nobody handed them the rules. These ten rules cover spending, debt, investing, income, and protection, and they are the whole game.  👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about  👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21  👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform  👉 One-on-One Coaching Application Form https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit  👉 Master Money Wealth Building Strategy Call https://calendly.com/irene-mastermoney/master-money-wealth-building-strategy-call?month=2026-09  What You'll Learn in This Episode The ten money rules that move the needle toward your first million How to spend aggressively on what you value and cut everything else What a $10,000 credit card balance really costs you over three years The micropayment strategy for chipping away at debt faster Why index funds beat trying to find the next winner The six million-dollar money decisions worth obsessing over How to build money routines around your personality instead of fighting it Why net worth, not income, is the only scorecard that counts Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals   Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance  Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com Hostinger → Build your vision step by step at ⁠⁠Hostinger.com/PFP⁠⁠ and use code PFP for 10% off now  Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP  Polygenius →  Free life insurance quote http://policygenius.com  DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/  Resource/s  Car Insurance https://secure.money.com/pr/gc43ce394da5  Best HYSA https://secure.money.com/pr/r453ecf4d190  Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c   Best IRAs https://secure.money.com/pr/oe09b73d1952  Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney  Book/s Mentioned Get That Raise https://mastermoney.co/get-that-raise-ebook/  Episode/s Mentioned  How to Negotiate Your Salary (The Step-By-Step System!) https://youtu.be/rIDlLqDI3O0  5 Side-Hustles That Can Turn into a Full time Income! https://youtu.be/bEIzgYWLi1I   5 Side Hustles That Can Turn into a Full time Income! Part 2 https://youtu.be/10C4zt9w8NQ   5 Side Hustles That Can Turn into a Full Time Income! (Part 3) https://youtu.be/jEkKQZVYLSg   5 Side Hustles That Can Turn Into a Full Time Income (Part 4) https://youtu.be/DPQwY_U3lKY  Why Your First $1 Million Changes Everything https://youtu.be/SgG8DQGZVG0  The 1-3-6 Method For Building & Managing Your Emergency Fund https://youtu.be/rGdII_Z0hnw  Type A vs. Type B Money Personality: Which one are you? https://youtu.be/ZoyLEwBMQdQ  How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU  Watch Next The EXACT System I Use to Manage Every Paycheck https://youtu.be/o-URBMRnItU  The 7 Habits of Great Investors https://youtu.be/TxI_S5rP9X4  How to Reach Financial Independence Without Putting Your Life on Hold with Justin Peters https://youtu.be/UuY_c3OuQ6I  5 Signs You’re Overthinking Investing! (Plus Money Q&A!) https://youtu.be/amtxpMBllmc  The 5 Levels of FIRE (Coast, Lean, FI, Chubby, Fat) https://youtu.be/cpZCevuXW1U  Connect with Andrew Instagram → https://bit.ly/Skool-Instagram  TikTok → https://bit.ly/Skool-TikTok  Facebook → https://bit.ly/Skool-Facebook  Podcast → https://bit.ly/Skool-Podcast  Youtube → bit.ly/Skool-Youtube  Newsletter → https://bit.ly/Skool-Newsletter  Website →⁠ https://mastermoney.co ⁠ X → ⁠https://x.com/mastermoneyco LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠ Question for you: Which of the ten rules are you already following, and which one needs work?  Learn more about your ad choices. Visit megaphone.fm/adchoices

  8. Sep 28

    The EXACT System I Use to Manage Every Paycheck

    Bills first, savings with whatever is left. That is how almost everyone runs their money, and it is supposed to be backwards. Andrew flips the whole sequence and automates every step of it.  👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about  👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21  👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform  👉 One-on-One Coaching Application Form https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit  👉 Master Money Wealth Building Strategy Call https://calendly.com/irene-mastermoney/master-money-wealth-building-strategy-call?month=2026-09  What You'll Learn in This Episode The eight-step order every paycheck runs through, and why investing comes first Why your checking account should only ever be a pass-through How to cluster your bills so cash flow stops surprising you The weekly credit card habit that kills revolving balances Which savings buckets to build once the emergency fund is done What the whole system looks like on a $6,000 paycheck Whether an emergency fund belongs in cash or a brokerage account Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals   Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance  Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com Hostinger → Build your vision step by step at ⁠⁠Hostinger.com/PFP⁠⁠ and use code PFP for 10% off now  Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP  Polygenius →  Free life insurance quote http://policygenius.com  DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/  Resource/s  Car Insurance https://secure.money.com/pr/gc43ce394da5  Best HYSA https://secure.money.com/pr/r453ecf4d190  Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c   Best IRAs https://secure.money.com/pr/oe09b73d1952  Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney  Tool/s Mentioned  Compound Interest Calculator https://mastermoneyresources.com/investment-calculator-page  Episode/s Mentioned  Type A vs. Type B Money Personality: Which one are you? https://youtu.be/ZoyLEwBMQdQ  How to Build a Vacation Fund That Pays You For Life + (Money Q&A) https://youtu.be/SMDRQkqnA74  Watch Next The 7 Habits of Great Investors https://youtu.be/TxI_S5rP9X4  How to Reach Financial Independence Without Putting Your Life on Hold with Justin Peters https://youtu.be/UuY_c3OuQ6I  5 Signs You’re Overthinking Investing! (Plus Money Q&A!) https://youtu.be/amtxpMBllmc  The 5 Levels of FIRE (Coast, Lean, FI, Chubby, Fat) https://youtu.be/cpZCevuXW1U  Type A vs. Type B Money Personality: Which one are you? https://youtu.be/ZoyLEwBMQdQ  Connect with Andrew Instagram → https://bit.ly/Skool-Instagram  TikTok → https://bit.ly/Skool-TikTok  Facebook → https://bit.ly/Skool-Facebook  Podcast → https://bit.ly/Skool-Podcast  Youtube → bit.ly/Skool-Youtube  Newsletter → https://bit.ly/Skool-Newsletter  Website →⁠ https://mastermoney.co ⁠ X → ⁠https://x.com/mastermoneyco LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠ Question for you: What is your current order of operations when a paycheck hits? Post it in the comments.  Learn more about your ad choices. Visit megaphone.fm/adchoices

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About

Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.

Information

  • Creator
    Andrew Giancola
  • Years Active
    2020 - 2026
  • Episodes
    579
  • Rating
    Clean
  • Copyright
    © 2022 The Personal Finance Podcast

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