The Mindful FIRE Podcast

Adam Coelho
  • 4.8 (66)
  • Self-Improvement
  • Updated Weekly

The Mindful FIRE Podcast helps you craft a life you love and make work optional using the tools of mindfulness, envisioning and financial independence. Each episode of the mindful fire podcast explores these three tools through teachings, guided meditations and inspiring interviews with people actually living them to craft a life they love. Listen & subscribe on your favorite podcast player:

  1. 4d ago

    235 : Meditation : Nowhere to Go, Nothing to Do: Resting With the Breath

    In this episode: mindfulness meditation, checking in with body and mind, anchoring on the breath, working with distraction, setting intentions Episode Summary A short guided mindfulness practice recorded live in the Mindful FIRE Legends community. Adam welcomes you to settle into an alert-yet-relaxed posture, then gently guides attention from body and mind into the simple sensations of breathing. This meditation will leave you refreshed and present. Guest Bio Adam Coelho is the host of the Mindful FIRE Podcast and leads guided meditations in the Mindful FIRE Legends community. Resources & Books Mentioned Mindful FIRE Legends community: https://mindfulfire.org/joinFree Envisioning Guide: https://mindfulfire.org/startKey Takeaways Begin by arriving: notice body sensations and how you’re showing up right now, with kind curiosity.Use the breath as an anchor (belly, chest, nose, or mouth)—wherever sensations are clearest in the moment.When distraction happens, name it gently and “begin again”; each in-breath is a fresh start, each out-breath a letting go.Near the end, set an intention for how you want to show up for yourself and others for the rest of the day.PS: Introducing the… 🔥 FIRE Starter Group Coaching Program You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next. In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking). Interested? Let’s chat: https://mindfulfire.org/chat 🔥 WHO I’m creating this for This is for you if you’re at or near FI (Coast FI or full FIRE) and: You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).You want clarity and momentum—but you don’t want someone to tell you what to do.🔥 WHAT we’ll do together (over 10 weeks) In a small group (mastermind-style), you’ll: Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).Create a big, meaningful vision for your next chapter—one that fits who you are now.Learn the brain science behind envisioning (why it works, and how to use it).Turn yo...

    13 min

  2. Jun 16

    234 : The House Fire That Changed Everything with Karen Worthy

    In this episode: lifestyle creep awareness, emergency funds, rebuilding after a house fire, designing a values-aligned life, career transition coaching with Karen Worthy Episode Summary Karen Worthy shares how a wake-up call about spending led their family into FI habits—then a devastating house fire became a “blank slate” that clarified what matters. Karen and Adam explore how savings create optionality in crises and careers, and how Karen used that runway to take a sabbatical and launch a career transition coaching business. Guest Bio Karen Worthy is a career transition coach who helps people land their next role through resume, interview, and networking support. She previously worked at Amazon and has led recruiting/HR teams. Resources & Books Mentioned Worthy Career PathsMr. Money Mustache (blog) Frugalwoods (blog)“Five Hour Resume” course (code: MINDFUL) Mindful FIRE Envisioning Guide Mindful FIRE Legends community  Guest Contact Information Email: karen@worthycareerpaths.comWebsite: https://worthycareerpaths.com/LinkedIn: Karen Worthy (not provided)Key Takeaways “Lifestyle creep” can be $3-at-a-time; downloading a year of transactions made spending patterns undeniable.A cold-turkey “no eating out” month built lasting systems (including a monthly “Stuff Weekend” budget).Emergency funds matter most when life is chaotic—hotel, shoes, and basics before insurance pays.Confidence comes from optionality: “F-you money” can make you bolder at work and pickier in transitions.Join the Mindful FIRE Legends community at MindfulFIRE.org/join. PS: Introducing the… 🔥 FIRE Starter Group Coaching Program You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next. In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking). Interested? Let’s chat: https://mindfulfire.org/chat 🔥 WHO I’m creating this for This is for you if you’re at or near FI (Coast FI or full FIRE) and: You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).You want clarity and momentum—but you don’t want someone to tell you what to do.🔥 WHAT we’ll do together (over 10 weeks) In a small group (mastermind-style), you’ll: Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).Create a big, meaningful vision for your next chapter—one that fits who you are now.Learn the brain science behind envisioning (why it works, and how to use it).Turn yo...

    51 min

  3. Jun 9

    233 : Meditation : Self-Compassion & Loving Kindness

    In this episode: self-compassion, loving kindness (metta), mindfulness, guided meditation, emotional well-being, resilience, inner kindness Episode Summary Adam leads a guided self-compassion and loving kindness (metta) meditation, recorded live with the Mindful Fire Legends community. The practice begins by arriving with the breath and gently checking in with your present-moment experience—body sensations, emotions, and the tone of the mind—without needing to fix or change anything. The meditation closes with a brief reflection and an intention for carrying self-compassion into the rest of your day—especially in how you relate to yourself. Resources Mentioned Free Envisioning Guide: mindfulfire.org/start Join Mindful Fire Legends to practice live: mindfulfire.org/join  Key Takeaways Self-compassion starts with presence: simply noticing “right now, it’s like this” in the body and mind can soften the impulse to judge or change your experience. Loving kindness (metta) is a practical way to cultivate inner warmth—using repeatable phrases to offer care and support to yourself, especially when things feel hard. Bringing your hands to your heart and belly can help you feel care in the body, turning the energy you often use to support others inward toward yourself. PS: Introducing the… 🔥 FIRE Starter Group Coaching Program You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next. In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking). Interested? Let’s chat: https://mindfulfire.org/chat 🔥 WHO I’m creating this for This is for you if you’re at or near FI (Coast FI or full FIRE) and: You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).You want clarity and momentum—but you don’t want someone to tell you what to do.🔥 WHAT we’ll do together (over 10 weeks) In a small group (mastermind-style), you’ll: Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).Create a big, meaningful vision for your next chapter—one that fits who you are now.Learn the brain science behind envisioning (why it works, and how to use it).Turn yo...

    22 min

  4. Jun 2

    232 : Mr. Money Mustache on One-More-Year Syndrome (and How to Stop Worrying)

    In this episode: one-more-year syndrome, worry & fear, mindfulness for financial independence, “enough” mindset, living freedom now with Pete Adeney (Mr. Money Mustache) Episode Summary Pete Adeney (Mr. Money Mustache) argues that the biggest trap on the path to financial independence isn’t math, it’s worry. He and Adam unpack how fear fuels “one-more-year syndrome,” why the same worry often follows people into retirement, and how perspective and mindfulness can help interrupt the brain’s constant problem-finding loop. The conversation reframes freedom as something to practice now, not later, and challenges listeners to stop optimizing for worst-case scenarios at the expense of living. Guest Bio Pete Adeney, best known as Mr. Money Mustache, is a personal finance writer and long-time voice in the FIRE movement. After building an engineering career and saving aggressively, Pete retired before age 31 and began sharing what he was learning about spending less, investing simply, and building a life where work is optional. Resources & Books Mentioned Mr. Money MustacheDeep Work (Cal Newport)Guest Contact Information Mr. Money MustacheMMM Boot Camp email seriesKey Takeaways Name the real enemy: worry, it quietly turns FI into “one more year,” even when the math already works.Build “worry immunity” with perspective: notice how the mind invents problems (the HOA/mailbox example) and reality-check what’s truly at stake.Use mindfulness to turn down the volume on fear stories so you can choose freedom now instead of optimizing for worst-case hypotheticals.Remember that “enough” is a practice: start living parts of the life you want today so retirement isn’t a leap into the unknown.Join the Mindful FIRE Legends community at MindfulFIRE.org/join. PS: Introducing the… 🔥 FIRE Starter Group Coaching Program You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next. In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking). Interested? Let’s chat: https://mindfulfire.org/chat 🔥 WHO I’m creating this for This is for you if you’re at or near FI (Coast FI or full FIRE) and: You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).You want clarity and momentum—but you don’t want someone to tell you what to do.🔥 WHAT we’ll do together (over 10 weeks) In a small group (mastermind-style), you’ll: Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).Create a big, meaningful vision for your next chapter—one that fits who you are now.Learn the brain science behind envisioning (why it works, and how to use it).Turn yo...

    53 min

  5. May 26

    231 : Meditation : Meet Yourself Where You Are

    Episode summary A short guided meditation recorded with the Mindful FIRE Legends community to help you meet yourself where you are, settle into the present moment, and use the breath as a gentle anchor. You’ll practice observing your experience without needing to change anything, then repeatedly “start again” each time the mind wanders—remembering that each in-breath is a new beginning and each out-breath a chance to let go and relax into this moment. In this meditation, you’ll practice - Arriving with three deep breaths - Meeting yourself where you are (body + mind check-in) - Resting in kind, curious awareness - Anchoring attention on the felt sense of breathing - Working skillfully with distraction: notice → return → begin again - Setting a simple intention for the rest of your day Quotable lines - “Each in breath is a new beginning. Each out breath, a chance to let go and relax a little more into this moment.” - “Each time your mind wanders off and you notice, just choose to come back to the breath.” About the Mindful FIRE Legends community We meet weekly to connect, support each other, and practice mindfulness on the path to financial independence. Join at mindfulfire.org/join. PS: Introducing the… 🔥 FIRE Starter Group Coaching Program You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next. In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking). Interested? Let’s chat: https://mindfulfire.org/chat 🔥 WHO I’m creating this for This is for you if you’re at or near FI (Coast FI or full FIRE) and: You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).You want clarity and momentum—but you don’t want someone to tell you what to do.🔥 WHAT we’ll do together (over 10 weeks) In a small group (mastermind-style), you’ll: Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).Create a big, meaningful vision for your next chapter—one that fits who you are now.Learn the brain science behind envisioning (why it works, and how to use it).Turn yo...

    13 min

  6. May 19

    230 : Finding Enough & Overcoming Fear & One More Year Syndrome with Alan & Katie Donegan

    In this episode: “one more year” syndrome, defining enough, optimizing for pain vs pleasure, journaling + self-compassion, Rebel Finance School with Alan & Katie Donegan Episode Summary Alan and Katie Donegan unpack why people keep working “one more year” even when the math says they have enough—often because fear and identity (not logic) are driving the decision. They share simple mindfulness tools (journaling, compassionate awareness, and focusing on what you want) and explain Rebel Finance School, their free 10‑week course that helps beginners take control of spending, debt, investing, and retirement planning. Guest Bio Alan and Katie Donegan created Rebel Finance School, a free annual personal finance course designed to make FI fundamentals approachable for beginners. Resources & Books Mentioned Rebel Finance SchoolThe Simple Path to Wealth (JL Collins)Mr. Money MustacheGuest Contact Information Rebel Finance Schoolhttps://rebeldonegans.com/Key Takeaways Ask “What am I optimizing for?” to catch when fear is quietly steering a “one more year” choice.Mapping pain vs pleasure associations around retirement reveals the real blocker beneath the surface excuse.Journaling “freezes” swirling thoughts so you can evaluate them instead of obeying them.Self-compassion turns awareness into change: notice the story, question it, and choose what to water instead.Join the Mindful FIRE Legends community at MindfulFIRE.org/join. PS: Introducing the… 🔥 FIRE Starter Group Coaching Program You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next. In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking). Interested? Let’s chat: https://mindfulfire.org/chat 🔥 WHO I’m creating this for This is for you if you’re at or near FI (Coast FI or full FIRE) and: You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).You want clarity and momentum—but you don’t want someone to tell you what to do.🔥 WHAT we’ll do together (over 10 weeks) In a small group (mastermind-style), you’ll: Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).Create a big, meaningful vision for your next chapter—one that fits who you are now.Learn the brain science behind envisioning (why it works, and how to use it).Turn yo...

    1 hr

  7. May 12

    229 : Meditation : Embodying Appreciation

    In this episode: appreciation, mindfulness, gratitude practice, self-compassion, intentional living Episode Summary Adam leads the Mindful Fire Legends community through a guided appreciation meditation. Beginning with breath awareness and meeting yourself exactly where you are, the practice invites you to embody appreciation — first for the breath itself, then for someone you deeply love, and finally for aspects of your own life and who you are. The session closes with a reflection on how to carry appreciation into your day and express it to those around you. Resources Mentioned Free Envisioning Guide: mindfulfire.org/startJoin Mindful Fire Legends to practice live: mindfulfire.org/joinKey Takeaways Appreciation begins with the breath — each inhale and exhale sustains your life, and tuning into that simple fact is the foundation of the practice.Bringing a specific person to mind and letting feelings of appreciation "bubble up like bubbles off the bottom of a boiling pot" deepens the emotional resonance of gratitude.Appreciating traits about yourself and the opportunities in your own life shifts the inner lens from self-judgment to self-compassion.The practice doesn't end on the cushion — the session closes by inviting listeners to express appreciation to those around them in small, concrete ways throughout the rest of their day.PS: Introducing the… 🔥 FIRE Starter Group Coaching Program You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next. In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking). Interested? Let’s chat: https://mindfulfire.org/chat 🔥 WHO I’m creating this for This is for you if you’re at or near FI (Coast FI or full FIRE) and: You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).You want clarity and momentum—but you don’t want someone to tell you what to do.🔥 WHAT we’ll do together (over 10 weeks) In a small group (mastermind-style), you’ll: Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).Create a big, meaningful vision for your next chapter—one that fits who you are now.Learn the brain science behind envisioning (why it works, and how to use it).Turn yo...

    19 min

  8. May 5

    228 : From Google Burnout to Intentional Big Tech Exit with Jason Amarante

    In this episode: Portuguese-American roots, corporate burnout, Wim Hof winter expedition, achievement-to-process shift, and leaving Big Tech intentionally with Jason Amarante Episode Summary After 4,900+ days at Google/YouTube, Jason Amarante hit burnout and used it as the catalyst for an intentional Big Tech exit. Through meditation, eastern philosophy, and a Wim Hof winter expedition, he shifted from achievement chasing to presence. He later built a wellbeing program reaching 700 YouTube Ops employees, then left in April 2025 to pursue DJing, health coaching, and youth development. Guest Bio Jason Amarante is a 15-year Google/YouTube veteran, certified health & wellness coach, and DJ entrepreneur. A first-generation Portuguese-American, he left Big Tech in April 2025 to pursue coaching, music, and community-centered youth development. Resources & Books Mentioned Wim Hof MethodSam Kabert's Breath ClubDie With Zero by Bill PerkinsWisdom at Work: The Making of a Modern Elder by Chip Conley - AmazonModern Elder AcademyGuest Contact Information LinkedIn: Jason AmaranteEmail: jasonamarante@gmail.comKey Takeaways Jason's 2021 ER visits became the doorway to deeper self-awareness - burnout as initiation, not failure.Wim Hof's mantra "pain is inevitable, suffering is optional" directly prepared Jason for the grief of leaving Google after 15 years.He replaced achievement checklists with one daily question: "Was I present today?" - making work feel effortless and earning new trust from his team.Years of growing his DJ business, earning a health coaching certification, and building financial clarity enabled a truly intentional exit from Big Tech.Join the Mindful FIRE Legends community at MindfulFIRE.org/join. PS: Introducing the… 🔥 FIRE Starter Group Coaching Program You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next. In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking). Interested? Let’s chat: https://mindfulfire.org/chat 🔥 WHO I’m creating this for This is for you if you’re at or near FI (Coast FI or full FIRE) and: You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).You want clarity and momentum—but you don’t want someone to tell you what to do.🔥 WHAT we’ll do together (over 10 weeks) In a small group (mastermind-style), you’ll: Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).Create a big, meaningful vision for your next chapter—one that fits who you are now.Learn the brain science behind envisioning (why it works, and how to use it).Turn yo...

    1h 13m
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4.8
out of 5
66 Ratings

About

The Mindful FIRE Podcast helps you craft a life you love and make work optional using the tools of mindfulness, envisioning and financial independence. Each episode of the mindful fire podcast explores these three tools through teachings, guided meditations and inspiring interviews with people actually living them to craft a life they love. Listen & subscribe on your favorite podcast player:

Information

  • Creator
    Adam Coelho
  • Years Active
    2020 - 2026
  • Episodes
    254
  • Rating
    Explicit
  • Copyright
    © 2026 The Mindful FIRE Podcast
  • Show Website
    The Mindful FIRE Podcast

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