Mindful FIRE : Life Design for Financial Independence

Adam Coelho
  • 4.9 (67)
  • Self-Improvement
  • Updated Weekly

The Mindful FIRE Podcast helps you craft a life you love and make work optional using the tools of mindfulness, envisioning and financial independence. Each episode of the mindful fire podcast explores these three tools through teachings, guided meditations and inspiring interviews with people actually living them to craft a life they love. Listen & subscribe on your favorite podcast player. 

  1. 2d ago

    What No One Tells You About Losing Your Job with Michelle Schafer (ep. 240)

    In this episode: the hidden grief of job loss, rebuilding your identity, five-question career clarity, relationship-first job searching, financial resilience with Michelle Schafer Episode Summary Losing your job may be a business decision, but it creates a deeply human loss. Career transition coach Michelle Schafer reveals the shock, shame, betrayal, and identity struggles people rarely discuss—and explains how to move from emotional recovery to career clarity, strategic networking, and new possibilities. Guest Bio Michelle Schafer is an Ottawa-based career transition coach, author, and certified grief companion. After experiencing two restructurings, she built a coaching practice that helps people recover from job loss, identify energizing work, and navigate their next move with purpose. Resources & Books Mentioned Cultivating Career Growth: Navigating Transitions with Purpose by Michelle SchaferMichelle’s Career Focus FrameworkCalm meditation appAsk What’s Possible exerciseGuest Contact Information WebsiteLinkedInKey Takeaways Job loss is disenfranchised grief; acknowledge the emotions and find support before rushing into tactics.Updating your résumé is premature until you define a target using Michelle’s five career-reflection questions.Relationships, recruiters, and focused outreach are more effective than sending hundreds of applications.Taking a bridge job is not failure; set a timeline and keep pursuing work aligned with your priorities.Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

  2. Jul 21

    Meditation : Resting in Mindful Awareness (7 minutes) #239

    In this episode: mindful awareness, breath meditation, returning from distraction, letting go, daily intention Episode Summary Adam Coelho leads a seven-minute practice for resting in present-moment awareness. Using the breath as an anchor, listeners practice noticing distraction with kindness, beginning again, and setting an intention for the day. Resources & Books Mentioned Mindful FIRE Legends community

  3. Jul 14

    Designing Your Rich & Radiant Life with Liz Carroll (ep. 238)

    In this episode: women and money, defining enough, Rich & Radiant, Splendor Week, building wealth without burnout with Liz Carroll Episode Summary Liz Carroll returns to share Rich & Radiant and her mindful approach to helping high-performing women turn income into wealth. She and Adam explore money safety, enoughness, values-based life design, and intentional scheduling. Guest Bio Liz Carroll is a financial coach, life coach, yoga/meditation teacher, and founder of Mindful Money Coaches. After reaching FI at 48, she helps high-performing women redefine wealth with calm, clarity, and intention. Resources & Books Mentioned Rich & Radiant by Liz CarrollFree to Focus by Michael HyattMindful FIRE episode 200BeRichAndRadiant.comCalendly, Mindvalley, Headspace, Insight TimerMindful FIRE LegendsFree Envisioning GuideGuest Contact Information Website: mindfulmoneycoaches.comInstagram: @mindfulmoneycoachesLinkedIn: Liz CarrollKey Takeaways Liz starts money work with body safety and mindfulness before spreadsheets.“Enough” must be defined personally before calculating a FIRE number.Her Splendor Week protects Grandma Thursdays, client slots, and white space.Adam’s coaching moment reframed burnout as a schedule-design problem.Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

  4. Jul 7

    Meditation - Visualizing Your Ideal Day (ep 237)

    In this episode: guided meditation, visualizing an ideal day, setting an intention with Adam Coelho Episode Summary A short guided meditation recorded with the Mindful FIRE Legends community. You’ll start by settling into the body and breath, noticing how you’re arriving, and practicing returning kindly when the mind wanders. Then you’ll shift into a visualization: imagine an ideal day where you’re financially independent and free to choose how you spend your time. You’ll explore what you’re doing, who you’re with, and how you want to feel—then close by choosing one small intention to live into today. Resources & Books Mentioned Free Envisioning Guide - mindfulfire.org/startJoin Mindful FIRE Legends - MindfulFIRE.org/joinKey Takeaways Use three deep breaths to arrive, then “begin again” each time distraction appears.“Financial independence” can be used as a visualization container to explore values, not just numbers.Make the ideal day vivid by tracking sensations: where you are, who you’re with, and how you feel.End with one concrete intention: a single action you can try today that aligns with the vision.

  5. Jun 30

    Google Layoff to Globally Work Optional with Erika Ho (ep 236)

    In this episode: Google layoffs, globally work optional FIRE, Taiwan and Portugal FIRE numbers, Coast FI, finding a meaningful calling with Erika Ho Episode Summary Erika Ho shares how being laid off from Google created both stress and relief—and gave her space to build a life beyond corporate achievement. She explains “globally work optional,” the realization that her family could retire now in places like Taiwan or Portugal, and how that clarity helped her go all in on financial coaching. Erika and Adam also explore Coast FI, slowing down, and using mindfulness to hear what life is calling you toward. Guest Bio Erika Ho is a former Google data scientist and marketing analytics professional who now runs Holy Path to FIRE, a financial coaching business helping people pursue financial independence with more clarity, meaning, and intention. Resources & Books Mentioned Mindful FIRE Envisioning Guide Holy Path to FIRE Erika's Layoff Checklist Erika Ho on LinkedIn Erika Ho's Contact Information Website LinkedIn InstagramKey Takeaways A layoff can reveal relief beneath fear when you realize you no longer have to pretend a path fits.“Globally work optional” expands FIRE beyond one expensive location and creates more choices now.Coast FI can be permission to pursue a meaningful “holy path” instead of waiting for a Fat FI number.Getting quiet—through walks, meditation, or time off—creates space to hear the whispers of what you want.Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

  6. Jun 23

    235 : Meditation : Nowhere to Go, Nothing to Do: Resting With the Breath

    In this episode: mindfulness meditation, checking in with body and mind, anchoring on the breath, working with distraction, setting intentions Episode Summary A short guided mindfulness practice recorded live in the Mindful FIRE Legends community. Adam welcomes you to settle into an alert-yet-relaxed posture, then gently guides attention from body and mind into the simple sensations of breathing. This meditation will leave you refreshed and present. Guest Bio Adam Coelho is the host of the Mindful FIRE Podcast and leads guided meditations in the Mindful FIRE Legends community. Resources & Books Mentioned Mindful FIRE Legends community: https://mindfulfire.org/joinFree Envisioning Guide: https://mindfulfire.org/startKey Takeaways Begin by arriving: notice body sensations and how you’re showing up right now, with kind curiosity.Use the breath as an anchor (belly, chest, nose, or mouth)—wherever sensations are clearest in the moment.When distraction happens, name it gently and “begin again”; each in-breath is a fresh start, each out-breath a letting go.Near the end, set an intention for how you want to show up for yourself and others for the rest of the day.

  7. Jun 16

    234 : The House Fire That Changed Everything with Karen Worthy

    In this episode: lifestyle creep awareness, emergency funds, rebuilding after a house fire, designing a values-aligned life, career transition coaching with Karen Worthy Episode Summary Karen Worthy shares how a wake-up call about spending led their family into FI habits—then a devastating house fire became a “blank slate” that clarified what matters. Karen and Adam explore how savings create optionality in crises and careers, and how Karen used that runway to take a sabbatical and launch a career transition coaching business. Guest Bio Karen Worthy is a career transition coach who helps people land their next role through resume, interview, and networking support. She previously worked at Amazon and has led recruiting/HR teams. Resources & Books Mentioned Worthy Career PathsMr. Money Mustache (blog) Frugalwoods (blog)“Five Hour Resume” course (code: MINDFUL) Mindful FIRE Envisioning Guide Mindful FIRE Legends community  Guest Contact Information Email: karen@worthycareerpaths.comWebsite: https://worthycareerpaths.com/LinkedIn: Karen Worthy (not provided)Key Takeaways “Lifestyle creep” can be $3-at-a-time; downloading a year of transactions made spending patterns undeniable.A cold-turkey “no eating out” month built lasting systems (including a monthly “Stuff Weekend” budget).Emergency funds matter most when life is chaotic—hotel, shoes, and basics before insurance pays.Confidence comes from optionality: “F-you money” can make you bolder at work and pickier in transitions.Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

  8. Jun 9

    233 : Meditation : Self-Compassion & Loving Kindness

    In this episode: self-compassion, loving kindness (metta), mindfulness, guided meditation, emotional well-being, resilience, inner kindness Episode Summary Adam leads a guided self-compassion and loving kindness (metta) meditation, recorded live with the Mindful Fire Legends community. The practice begins by arriving with the breath and gently checking in with your present-moment experience—body sensations, emotions, and the tone of the mind—without needing to fix or change anything. The meditation closes with a brief reflection and an intention for carrying self-compassion into the rest of your day—especially in how you relate to yourself. Resources Mentioned Free Envisioning Guide: mindfulfire.org/start Join Mindful Fire Legends to practice live: mindfulfire.org/join  Key Takeaways Self-compassion starts with presence: simply noticing “right now, it’s like this” in the body and mind can soften the impulse to judge or change your experience. Loving kindness (metta) is a practical way to cultivate inner warmth—using repeatable phrases to offer care and support to yourself, especially when things feel hard. Bringing your hands to your heart and belly can help you feel care in the body, turning the energy you often use to support others inward toward yourself.

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The Mindful FIRE Podcast helps you craft a life you love and make work optional using the tools of mindfulness, envisioning and financial independence. Each episode of the mindful fire podcast explores these three tools through teachings, guided meditations and inspiring interviews with people actually living them to craft a life they love. Listen & subscribe on your favorite podcast player. 

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