The RBA just held the cash rate at 4.35%, and the lead-up to the decision was genuinely split, with some major banks predicting another hike and others already calling for cuts. In this episode of the Positive Property Show, George Markoski goes through the data behind the decision and the historical pattern that has played out every single time Australian rates have peaked. A ceasefire framework signed between Iran and the United States has helped bring oil prices down from the mid-80s to the low 60s, easing one of the biggest drivers of recent inflation. At the same time, unemployment surprised to the upside at 4.5%, well beyond the RBA's own forecast of 4.1%, a miss significant enough to effectively remove further rate hikes from consideration. Westpac and CBA are both now forecasting rate cuts beginning in early 2027. Market expectations for further hikes have fallen sharply, from 85% in January down to 45% today. George has watched this exact pattern play out for 25 years. Every time rates have peaked in Australian history and then started falling, a property boom has followed without exception, and the strongest gains have consistently gone to buyers who acted before the cut was confirmed rather than after. In this episode: Why the Iran-US ceasefire is more significant than previous announcements, with both parties signing simultaneously for the first time, and why that has already pulled oil prices down meaningfully. How falling oil prices directly ease the RBA's primary inflation concern, since the most recent inflation print was driven almost entirely by energy costs. Why the RBA's 0.4% unemployment forecast miss is historically significant, and why a weakening labour market typically removes the case for further rate increases. The 25-year pattern in Australian property: every rate peak followed by a rate cut cycle has produced a property boom, without exception, and why buying ahead of confirmation has consistently captured the largest gains. Why focusing on saving an extra $10,000 on a purchase price can cost investors $200,000 or more in missed growth, illustrated through real numbers from this episode's member story. Melanie spent 20 years thinking about investing in property without taking action, held back by a lack of confidence as a casual hospitality worker with a husband on income protection. After joining Positive Property and attending her first conference, she settled her first property in Rocklea, Queensland, which gained $200,000 in value within just over a year. Her second property, an apartment in Denman Prospect in the ACT purchased through her self-managed super fund, rented within 10 days at $530 per week against an expected $510. She is now finalising her third property and has enrolled her 15-year-old son in the Legacy Program so he can purchase his first property as soon as he turns 18. About Positive Property: Positive Property has been empowering Australians to build financial freedom through strategic property investment for over 20 years. Founded by George Markoski, the community is built on the mission to help 10,000 Australians achieve financial independence through proven, principle-based property investing. P.S. Whenever you're ready… here are 3 ways George can help you create money for life through property: Grab George's Free Book: The roadmap 3,500+ Australians have used to start building wealth through property. Get your free copy Join 9,000+ Australian Property Investors: Positive Property Investors Australia, our Facebook community of smart investors sharing tips, wins, and strategies. Join the group Watch Our Free Training: The exact strategy our members use to build portfolios of 5-10 properties and create money for life. Watch the free training
