Learn Cardano Podcast

Pete Bui

The Learn Cardano Podcast is about the Cardano blockchain and all its aspects, from staking, stake pool operations, smart contracts, and coding in Plutus to voting in Project Catalyst. If you have heard about Bitcoin and Ethereum but haven’t heard of Cardano, this podcast is for you. We’ll have news updates from the project, interviews with key Cardano leadership, community members, stake pool operators and step-by-step how-to guides to understand aspects of Cardano better. Subscribe and leave us a 5-star review.  Find all of the show notes at https://learncardano.io. DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content. 🔗 https://www.youtube.com/watch?v=Fq8FhvxET2k Subscribe to the audio podcast: 🔗 https://bit.ly/learncardano-spotify 🔗 https://apple.co/3jEPM8C 🔗 https://learncardano.io/ Follow on Social: 🔗 https://x.com/learncardano 🔗 https://facebook.com/learncardano

  1. 6d ago

    ATO Chasing Unpaid Super: Is This Another Robodebt?

    The ATO is chasing Australian small businesses over unpaid and late superannuation, with automated checks looking back as far as 2021 and some owners receiving letters for interest, penalties and Super Guarantee Charge amounts. The issue is not just whether super should be paid; it is how the ATO counts when it was paid, especially when clearing houses and fund processing times create delays between money leaving the business and landing in the employee's super account. Peter breaks down the Hughesy example, the 10% nominal interest under the Super Guarantee Charge, the coming Payday Super rules from 1 July 2026, and why some accountants are comparing the automated letter campaign to Robodebt. He also asks the practical question small business owners and employees should care about: when money is recovered, how much goes to employee super accounts, how much is interest, and how much stays with the ATO as penalties? This episode is general commentary only, not tax, legal or financial advice. If you receive an ATO super letter, review the dates, clearing house records and fund receipt details with a qualified accountant before paying anything blindly. Chapters: 0:00 ATO Chasing Unpaid Super 0:45 Automated Checks Since 2021 1:27 Hughesy Clearing Delay Example 2:12 Interest and Penalties 2:51 Accountant Warning Clip 4:01 Review Before Paying 5:11 Small Business Pressure 6:18 Robodebt Comparison 8:17 Peter's Own Super Issue 8:41 Where Is The Money Going? 9:56 Payday Super From 2026 11:07 Wrap Up What you'll learn: - The ATO is reportedly using automated checks to review small-business superannuation payments going back to 1 July 2021. - Super can be treated as paid only when the employee's fund receives it, not necessarily when the employer sends money through a clearing house. - Late or missed super may trigger the Super Guarantee Charge, including nominal interest and possible penalties. - Some small businesses may be challenged over payment timing even where super was sent, because clearing and processing delays can push receipt past the deadline. - Payday Super starts from 1 July 2026 and will give the ATO more frequent reporting on super obligations and payments. - Peter compares the risk of automated ATO letters to Robodebt-style problems where people may pay first instead of challenging incorrect assumptions. - The episode asks where recovered money actually goes: employee super accounts, interest, ATO penalties, or a mix of all three. - Business owners should verify records with their accountant rather than assuming an automated ATO letter is correct. Links & References: - Australian tax agent clip on ATO super letters: https://link.learncardano.io/etrpih - Dave Hughes post on late super clearing delays: https://link.learncardano.io/7lxaN5 ATO interest and late super: - https://link.learncardano.io/zVCVhL - https://link.learncardano.io/jeT1J6 - https://link.learncardano.io/gnrISL Super guarantee rate: - https://link.learncardano.io/oHVxl5 Payday Super: - https://link.learncardano.io/uRkRqV - https://link.learncardano.io/xRgSPE - https://link.learncardano.io/g5igkQ - https://link.learncardano.io/VTI0Co Robodebt: - https://link.learncardano.io/XdYFSr - https://link.learncardano.io/kkHrkp Website: https://link.learncardano.io/bQ68Rc X/Twitter: https://link.learncardano.io/3a1Qtv Disclaimer: This content is for educational purposes only. Nothing constitutes financial advice. DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content. 🔗 https://www.youtube.com/watch?v=Fq8FhvxET2k Subscribe to the audio podcast: 🔗 https://bit.ly/learncardano-spotify 🔗 https://apple.co/3jEPM8C 🔗 https://learncardano.io/ Follow on Social: 🔗 https://x.com/learncardano 🔗 https://facebook.com/learncardano

  2. 6d ago

    Cardano Gets Programmable Tokens: Why CIP-113 Matters

    CIP-113 has been merged into the Cardano CIPs repository, moving Cardano closer to a standard for programmable token-like assets. In this video I break down what programmable tokens are, why they matter for real-world assets, stablecoins and tokenized securities, and how projects could use transfer rules, KYC allowlists, freeze/seize actions and issuer controls without turning every implementation into a custom one-off. This does not mean every wallet and dApp supports CIP-113 today. It means the proposed standard has taken a major step forward, and now builders, wallets, custodians and projects can start aligning around the same model. Chapters: 0:00 CIP-113 and why it matters 1:04 What has actually merged 1:44 How Cardano native tokens work today 3:13 Programmable token rules explained 3:55 Stablecoin compliance example 5:20 Real-world asset and property examples 6:01 KYC and jurisdiction controls 7:16 Freeze and seize trade-offs 9:03 Why Cardano needs this for RWAs 10:10 Fireblocks, standards and institutional custody 11:26 Years of contributor work behind CIP-113 12:27 Wrap up, Token2049 and ChatSoon What you'll learn: - CIP-113 defines a Cardano standard for programmable token-like assets. - Programmable tokens can require script validation before ownership changes. - Stablecoins, tokenized securities and RWAs often need transfer restrictions, allowlists or issuer controls. - The standard can help Cardano compete for regulated real-world asset use cases. - Wallets, dApps and custodians benefit when projects use one shared standard instead of custom implementations. - The merge is important, but ecosystem implementation and support are still the next step. Links & References: CIP-113 community updates: - https://link.learncardano.io/nVRnyl - https://link.learncardano.io/ok4Ohs - https://link.learncardano.io/tMTgwr - https://link.learncardano.io/pVMVwt - https://link.learncardano.io/O1kbJf Primary resources: - https://link.learncardano.io/TtctMs - https://link.learncardano.io/s7CM07 - https://link.learncardano.io/7W6xxs Website: https://link.learncardano.io/bQ68Rc X/Twitter: https://link.learncardano.io/3a1Qtv Disclaimer: This content is for educational purposes only. Nothing constitutes financial advice. DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content. 🔗 https://www.youtube.com/watch?v=Fq8FhvxET2k Subscribe to the audio podcast: 🔗 https://bit.ly/learncardano-spotify 🔗 https://apple.co/3jEPM8C 🔗 https://learncardano.io/ Follow on Social: 🔗 https://x.com/learncardano 🔗 https://facebook.com/learncardano

  3. Sep 29

    Australia's New Crypto Rules: What Holders Need to Check

    Australia's crypto rules are changing. AUSTRAC already requires many crypto service providers to register for anti-money laundering and financial crime oversight, while ASIC is pushing affected digital asset businesses into Australia's financial services licensing regime. In this episode, Peter breaks down the difference between AUSTRAC registration and an Australian Financial Services Licence, what ASIC's 30 September 2026 transition deadline means, and why the bigger Digital Asset Platform framework starting in April 2027 is focused heavily on custody. The key message for Australian crypto holders is simple: you do not need a licence to own Bitcoin, ADA or other crypto, and self-custody is not being banned. But if you use an exchange or custodial platform, it is worth checking who you are dealing with, whether they are registered with AUSTRAC, whether they need an AFSL, and what entity actually holds your assets. Chapters: 0:00 Australia's crypto rules are changing 0:55 AUSTRAC registration vs ASIC licensing 1:59 What ASIC regulates 2:40 The 30 September 2026 AFSL deadline 3:23 Why not every exchange needs an AFSL today 3:53 Digital Asset Platforms from April 2027 4:25 Custody and not your keys 5:20 What this means for Australian crypto holders 5:50 Check AUSTRAC and the exchange entity 6:34 What if your exchange has no licence? 7:21 Regulation does not remove risk 7:38 Self-custody trade-offs 8:26 Is this good or bad for crypto? 9:39 Practical checks and final thoughts What you'll learn: - AUSTRAC registration and an Australian Financial Services Licence are different checks, and crypto users should understand what each one does. - ASIC's no-action transition period for affected digital asset businesses ends on 30 September 2026, but that does not mean every exchange without an AFSL instantly becomes illegal. - Australia's new Digital Asset Platform framework is due to apply from 9 April 2027 and focuses heavily on platforms that custody customer crypto assets. - Australian crypto holders do not need a licence to own Bitcoin, ADA or other crypto, and the new rules do not make self-custody illegal. - Users should check the AUSTRAC Virtual Asset Service Provider Register, ASIC professional registers, and the legal entity behind the exchange or platform they use. - Regulation can add rules and accountability, but it does not remove exchange failure, hacking, counterparty or self-custody risks. Links & References: Search the AUSTRAC Virtual Asset Service Provider Register (check your exchange is registered): - https://link.learncardano.io/nc865j Search ASIC's professional registers (check for an Australian financial services licence): - https://link.learncardano.io/j8BqkT Virtual asset service provider register goes public (AUSTRAC, 30 June 2026): - https://link.learncardano.io/67E1k9 Virtual asset service providers overview (AUSTRAC): - https://link.learncardano.io/yfukY2 Final call for firms to act before ASIC's digital asset licensing deadline (ASIC, 2 September 2026): - https://link.learncardano.io/RWaniN ASIC extends no-action position for digital asset businesses to 30 September 2026 (ASIC, 25 June 2026): - https://link.learncardano.io/wbUosF INFO 225 Digital assets: Financial products and services (ASIC): - https://link.learncardano.io/08CbJc ASIC's roadmap for digital assets law reform implementation (ASIC, 20 April 2026): - https://link.learncardano.io/OwcMIy Corporations Amendment (Digital Assets Framework) Act 2026 (Federal Register of Legislation): - https://link.learncardano.io/JTKvQ4 Corporations Amendment (Digital Assets Framework) Bill 2025: progress and documents (Parliament of Australia): - https://link.learncardano.io/pGocSr Bills Digest: Corporations Amendment (Digital Assets Framework) Bill 2025 (Parliamentary Library): - https://link.learncardano.io/N1RTB6 New digital asset laws to unlock innovation and safeguard investment (Treasury Ministers, 26 November 2025): - https://link.learncardano.io/lewfr3 Crypto assets (Moneysmart): - https://link.learncardano.io/81m1X8 Crypto scams (Moneysmart): - https://link.learncardano.io/t9lvGz Website: https://link.learncardano.io/bQ68Rc X/Twitter: https://link.learncardano.io/3a1Qtv Disclaimer: This content is for educational purposes only. Nothing constitutes financial advice. DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content. 🔗 https://www.youtube.com/watch?v=Fq8FhvxET2k Subscribe to the audio podcast: 🔗 https://bit.ly/learncardano-spotify 🔗 https://apple.co/3jEPM8C 🔗 https://learncardano.io/ Follow on Social: 🔗 https://x.com/learncardano 🔗 https://facebook.com/learncardano

  4. Sep 28

    Cardano and Midnight Are Getting More Usable

    Cardano and Midnight had a packed week heading into Token2049, with practical updates across builder funding, stake pools, wallet recovery, developer tooling, payments, privacy apps and enterprise custody. Peter covers the Alpha Growth RFP, EMURGO stake pool handover, SecondFi recovery status, Max Weber's Cardano and Midnight API work, Chatsoon testing, Noctis launches, Midnight events in Singapore, Barça Fan Lab, Fireblocks support for Cardano Native Tokens, Catalyst Pilot 2026 and the latest Cardano Venture Hub cohort. The episode focuses on what these updates mean for builders and users: where affected SecondFi wallet users stand, why unified Cardano and Midnight APIs matter for AI agents, how privacy and selective disclosure could make Midnight useful, why Fireblocks support changes enterprise access to Cardano native assets, and how new funding cohorts are pushing stablecoins, identity, payments, lending and real-world adoption. Peter also gives a personal view on the proposed stakePoolTargetNum change from k=500 to k=1000 and how a sudden shift could affect ADAOZ delegators and small pool operators. The goal is to help viewers catch up on the week's major Cardano and Midnight developments without treating any of it as financial advice. Chapters: 0:00 Cardano and Midnight week 0:30 Alpha Growth RFP 1:10 EMURGO stake pools 3:21 SecondFi recovery update 6:02 Cardano Midnight API 9:03 Building Chatsoon 13:01 AI agent payments 14:25 Noctis launchpad 16:56 Midnight at Token2049 17:54 Barça Fan Lab 21:10 Fireblocks on Cardano 23:31 Catalyst Pilot teams 27:23 Cardano Venture Hub 29:26 K parameter debate 34:43 Wrap up What you'll learn: - Alpha Growth's RFP is open for builders from Cardano and other ecosystems who want to bring new products into the Cardano ecosystem. - EMURGO's stake pools are moving to Shunsuke Murasaki, giving delegators a reason to check where their ADA is staked and whether they want to redelegate. - SecondFi recovery work is still underway, with Peter explaining the expected recovery process, missing staking rewards and unresolved Midnight claim questions for affected wallets. - ODATANO and Max Weber's work aims to make Cardano and Midnight accessible through one API, including AI-agent flows, x402 payments, local signing and Midnight proofs. - Chatsoon has expanded from a simple event networking CRM into an app with contact scanning, follow-ups, Cardano wallet ideas and a potential Midnight privacy identity layer. - Noctis is preparing Midnight-style privacy token launches, which Peter frames as powerful but also harder for retail users to inspect compared with transparent on-chain launches. - Fireblocks support for Cardano Native Tokens gives exchanges, banks and fintechs a familiar custody and policy-control layer for Cardano assets. - Catalyst Pilot 2026 and Cardano Venture Hub cohorts show more funding and accelerator activity around stablecoins, identity, lending, payments, healthcare and supply chains. Links & References: Chatsoon Testing Instructions: - https://link.learncardano.io/rFG31x - https://link.learncardano.io/Uas23g Emurgo Stakepools: - https://link.learncardano.io/0TcWjc SecondFi Update: - https://link.learncardano.io/xXxFfm Cardano Midnight API for Agentic Payments: - https://link.learncardano.io/3xBmCT - https://link.learncardano.io/GpJ3QV - https://link.learncardano.io/643BBv - https://link.learncardano.io/iiTcib ADA and Agentic Payments: - https://link.learncardano.io/XpVQ9q Noctis Launchpad: - https://link.learncardano.io/olsUIM - https://link.learncardano.io/GXPpBT Midnight at Token2049: - https://link.learncardano.io/0XF9J5 Barca FC Fan Site: - https://link.learncardano.io/aCODfX - https://link.learncardano.io/vt9kgR - https://link.learncardano.io/yNqIx7 Fireblock on Cardano: - https://link.learncardano.io/ByH6Jb Catalyst: - https://link.learncardano.io/IUWT2B - https://link.learncardano.io/CTGori Venture Hub: - https://link.learncardano.io/kMA4sG Governance Action to increase K to 1000: - https://link.learncardano.io/znVznE - https://link.learncardano.io/w2HbhN Website: https://link.learncardano.io/bQ68Rc X/Twitter: https://link.learncardano.io/3a1Qtv Disclaimer: This content is for educational purposes only. Nothing constitutes financial advice. DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content. 🔗 https://www.youtube.com/watch?v=Fq8FhvxET2k Subscribe to the audio podcast: 🔗 https://bit.ly/learncardano-spotify 🔗 https://apple.co/3jEPM8C 🔗 https://learncardano.io/ Follow on Social: 🔗 https://x.com/learncardano 🔗 https://facebook.com/learncardano

  5. Sep 23

    Cardano Turns 9: How This Blockchain Changed My Life

    Cardano turns nine, and this episode is a short personal reflection on how far the blockchain and its community have come since mainnet first started producing blocks. Peter looks back at the work early stake pool operators and developers put in, and how that foundation made it easier for later builders, educators, and SPOs to join the ecosystem. Chapters: 0:00 Cardano Turns Nine 0:23 Five Years In Cardano 0:47 From SPO To Ambassador 1:28 Cardano Changed My Life 1:40 Scaling And DeFi Ahead 2:03 Building Investable Apps 2:23 Many More Years What you'll learn: - Cardano mainnet has reached its ninth birthday since first producing blocks. - Early stake pool operators and developers helped build the foundation that later made running nodes and joining the ecosystem easier. - Peter reflects on five years in Cardano, from running a stake pool to creating Learn Cardano content, building tools, running meetups, and interviewing ecosystem builders. - Cardano has opened up major community opportunities, including ambassador roles, events, DraperU, and deeper builder connections. - Hydra, Peras, and Leios are highlighted as important scaling work around the corner for the ecosystem. - DeFi liquidity, dApps, Alpha Growth, DraperU, and ecosystem education are framed as pieces that are now starting to come together. - The episode closes with gratitude for the people who built Cardano and optimism about the next stage of the ecosystem. Website: https://link.learncardano.io/bQ68Rc X/Twitter: https://link.learncardano.io/3a1Qtv Disclaimer: This content is for educational purposes only. Nothing constitutes financial advice. DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content. 🔗 https://www.youtube.com/watch?v=Fq8FhvxET2k Subscribe to the audio podcast: 🔗 https://bit.ly/learncardano-spotify 🔗 https://apple.co/3jEPM8C 🔗 https://learncardano.io/ Follow on Social: 🔗 https://x.com/learncardano 🔗 https://facebook.com/learncardano

  6. Sep 23

    ChatterPay Brings ADA Payments Directly Into WhatsApp

    ChatterPay is bringing ADA payments into a place billions of people already use: WhatsApp. In this Draper University interview, Peter talks with Tomas from ChatterPay about how the team moved from hackathon prototypes to Cardano mainnet, why the app has caught attention across the Cardano community, and how users can send ADA and supported stablecoins with a simple text or voice message. Chapters: 0:00 ChatterPay Goes Viral 1:10 Meet Tomas 1:51 Hackathon Origins 4:30 Cardano Mainnet Launch 5:34 Why WhatsApp Payments Matter 7:13 Regulation And Roadblocks 8:55 Fintech Partner Strategy 10:54 Cardano User Roadmap 12:06 Draper University Lessons 13:32 Wrap Up What you'll learn: - ChatterPay lets users send ADA and supported stablecoins to WhatsApp contacts without installing a separate crypto wallet app. - Tomas explains how the project began at hackathons in Argentina and Uruguay before expanding through accelerator programmes and Cardano mainnet support. - ChatterPay is positioning WhatsApp as an everyday payment interface rather than asking users to learn a new standalone application. - The team sees regulation and fiat on/off ramps as major challenges, especially for reaching non-crypto users such as family members or first-time wallet users. - ChatterPay's B2B strategy focuses on fintech partners that already have licences, users, and regional distribution, especially in Latin America and other emerging markets. - For Cardano users, the roadmap includes potential DeFi, yield, stablecoin, and cross-chain features abstracted into WhatsApp. - The Draper University programme helped ChatterPay discover the Cardano ecosystem, receive community attention, and sharpen fundraising, user acquisition, and customer discovery. Links & References: ChatterPay: - https://link.learncardano.io/KFxrKe - https://link.learncardano.io/Sn8CDT - https://link.learncardano.io/v8scJ5 Viral Posts about ChatterPay: - https://link.learncardano.io/jxqcV0 - https://link.learncardano.io/XfCDbE - https://link.learncardano.io/BLFdr4 - https://link.learncardano.io/95N7rM Website: https://link.learncardano.io/bQ68Rc X/Twitter: https://link.learncardano.io/3a1Qtv Disclaimer: This content is for educational purposes only. Nothing constitutes financial advice. DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content. 🔗 https://www.youtube.com/watch?v=Fq8FhvxET2k Subscribe to the audio podcast: 🔗 https://bit.ly/learncardano-spotify 🔗 https://apple.co/3jEPM8C 🔗 https://learncardano.io/ Follow on Social: 🔗 https://x.com/learncardano 🔗 https://facebook.com/learncardano

  7. Sep 21

    Draper U Changed My Cardano Startup

    After four weeks at Draper University in Silicon Valley, the original startup idea changed completely. Peter went into the first Cardano Genesis program thinking about a Web3 bounty platform and came out with a much clearer founder mindset, a sharper view of market size, and a new direction for Moshi Concepts and Hokan. Chapters: 0:00 Intro 1:25 Cardano Genesis Program 2:45 Market Size Reality Check 4:43 Pitching And Validation 6:13 From Bounties To Escrow 8:40 Rehearsing The Pitch 11:29 Pitching Tim Draper 13:55 Catalyst And Treasury Use 16:16 Trust And Security 18:59 Go To Market Lessons 24:48 Stablecoin Payment Infrastructure 29:58 Moshi Concepts And Hokan What you'll learn: - Draper University's Cardano Genesis program pushed the idea beyond a simple bounty platform into programmable escrow infrastructure. - Customer interviews and validation changed the focus from what can be built to what is actually worth building. - Pitching in front of Tim Draper highlighted why infrastructure alone is not enough without applications, users, revenue, and distribution. - Andy Tang's feedback made trust, audits, security, and dispute handling central to the Moshi Concepts escrow platform. - Hokan is being shaped as a Cardano-first escrow layer for stablecoin payments, marketplaces, digital commerce, and agentic transactions. - The experience showed why founders need market sizing, go-to-market discipline, investor momentum, networking, and customer-first thinking. - Moshi Concepts will share the ongoing founder journey, including what works, what fails, and how Hokan develops from MVP to real-world use. Links & References: Draper University: - https://link.learncardano.io/cais7I - https://link.learncardano.io/3gQ2oZ Draper Dragon: - https://link.learncardano.io/DHa4Iq - https://link.learncardano.io/LEbpWP - https://link.learncardano.io/zVHTwY Follow my journey of Moshi Concepts: - https://link.learncardano.io/wBsUia - https://link.learncardano.io/CkNlVS Learn more about Hokan: - https://link.learncardano.io/jnXgKd Website: https://link.learncardano.io/bQ68Rc X/Twitter: https://link.learncardano.io/3a1Qtv Disclaimer: This content is for educational purposes only. Nothing constitutes financial advice. DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content. 🔗 https://www.youtube.com/watch?v=Fq8FhvxET2k Subscribe to the audio podcast: 🔗 https://bit.ly/learncardano-spotify 🔗 https://apple.co/3jEPM8C 🔗 https://learncardano.io/ Follow on Social: 🔗 https://x.com/learncardano 🔗 https://facebook.com/learncardano

  8. Sep 18

    Cardano News: IOG Hack, Mastercard, Bifrost and x402

    This Cardano news update covers a difficult run of ecosystem security incidents alongside several important signs of progress. Peter walks through the compromised IOG YouTube channel, the SecondFi recovery process, the Splash ADA/OADA breach, and why better security practices still matter for users and builders. The episode then shifts into the constructive side of the update: Cardano Foundation joining Mastercard’s Crypto Partner Program, Midgard Labs taking over Plutus engineering, Bifrost testing with SPOs, browser-based Cardano node work, x402 support for Cardano payments, AlphaGrowth’s PRIME RFPs, DraperU reflections, and upcoming TOKEN2049 events. Chapters: 0:00 Intro and market context 1:05 IOG YouTube channel compromise 2:03 SecondFi recovery progress 4:14 Dano and Splash incidents 6:05 Mastercard partner program 7:08 Midgard Labs takes on Plutus 9:04 Bifrost Bitcoin DeFi testing 12:07 USDM DeFi coalition 13:39 Cardano node in browser 15:39 x402 payments on Cardano 17:34 AlphaGrowth PRIME RFPs 20:50 DraperU product lessons 25:23 TOKEN2049 and wrap up What you'll learn: - Several recent security incidents show why users still need to be cautious, including the compromised IOG YouTube channel and the Splash ADA/OADA pool breach. - SecondFi’s asset recovery work is progressing through audits, with a zero-knowledge proof flow designed to let affected users reclaim assets into a new wallet. - The Cardano Foundation joining Mastercard’s Crypto Partner Program creates another bridge into mainstream payments and stablecoin conversations. - Midgard Labs taking over Plutus engineering, Bifrost testing with SPOs, and Cardano node work in the browser all point to practical infrastructure progress. - Cardano’s x402 implementation has moved into the official repository, giving agent-to-agent payment builders a clearer standard to work from. - AlphaGrowth’s PRIME RFP process and DraperU reflections highlight the need to build Cardano DeFi products that solve clear market problems. Links & References: The Bad: - https://link.learncardano.io/oq7n7y - https://link.learncardano.io/SUDXox - https://link.learncardano.io/Cy6MqK - https://link.learncardano.io/BibrNH - https://link.learncardano.io/ebJBtr - https://link.learncardano.io/HP5zAR The Good: - https://link.learncardano.io/3SwoVK - https://link.learncardano.io/QBbGpB - https://link.learncardano.io/AyZuo6 - https://link.learncardano.io/b4W5YS - https://link.learncardano.io/fG94f4 - https://link.learncardano.io/0I9If5 Cardano Node in the Browser: - https://link.learncardano.io/yi8bqr - https://link.learncardano.io/nBaxlQ Agentic x402: - https://link.learncardano.io/V763Zt - https://link.learncardano.io/luqjAA DeFi and Real Growth: - https://link.learncardano.io/O5RYjq - https://link.learncardano.io/T8hRSr Token2049: - https://link.learncardano.io/C2CRVZ - https://link.learncardano.io/uENuuB - https://link.learncardano.io/IOvEgW - https://link.learncardano.io/eK5tDE Content Schedule: - https://link.learncardano.io/3N3rAx Website: https://link.learncardano.io/bQ68Rc X/Twitter: https://link.learncardano.io/3a1Qtv Disclaimer: This content is for educational purposes only. Nothing constitutes financial advice. DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content. 🔗 https://www.youtube.com/watch?v=Fq8FhvxET2k Subscribe to the audio podcast: 🔗 https://bit.ly/learncardano-spotify 🔗 https://apple.co/3jEPM8C 🔗 https://learncardano.io/ Follow on Social: 🔗 https://x.com/learncardano 🔗 https://facebook.com/learncardano

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About

The Learn Cardano Podcast is about the Cardano blockchain and all its aspects, from staking, stake pool operations, smart contracts, and coding in Plutus to voting in Project Catalyst. If you have heard about Bitcoin and Ethereum but haven’t heard of Cardano, this podcast is for you. We’ll have news updates from the project, interviews with key Cardano leadership, community members, stake pool operators and step-by-step how-to guides to understand aspects of Cardano better. Subscribe and leave us a 5-star review.  Find all of the show notes at https://learncardano.io. DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content. 🔗 https://www.youtube.com/watch?v=Fq8FhvxET2k Subscribe to the audio podcast: 🔗 https://bit.ly/learncardano-spotify 🔗 https://apple.co/3jEPM8C 🔗 https://learncardano.io/ Follow on Social: 🔗 https://x.com/learncardano 🔗 https://facebook.com/learncardano

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