The Debt Pay Off Podcast for Women

Katy Almstrom
  • 5.0 (24)
  • Entrepreneurship
  • Updated Weekly

Welcome to The Debt Pay Off Podcast for Women! 👋 The go-to show for women ready to leave the roller coaster of debt behind. I'm here to help you pay off debt, reduce money stress, and tackle 2025 with a fresh financial start. 💳 If "break up with credit cards" is on your to-do list, you're in the right place! Imagine cozy chats, inspiring interviews, and practical tips—everything you need to fuel your journey to financial freedom. Think of this podcast as your trusted guide, especially if debt has been weighing you down. So grab your favorite drink (I'll have coffee!), settle in, and let's dive into the tools for mastering your money. Because your financial future is brighter than ever! 🎁 FREE RESOURCE: Want to pay off your credit cards? Grab the guide that's helped hundreds of women start their debt-free journey: www.katyalmstrom.com/9-Ways 📱 Connect with Katy on Instagram: www.instagram.com/katy_almstrom 👥 Join our supportive FB Community: www.facebook.com/groups/debtpayoffforwomen

  1. 5d ago

    188. Here's Exactly How I Spent My Fun Money in September

    A few weeks ago, I told you Scott and I each get our own fun money every month, no questions asked. Now I'm putting my money where my mouth is - literally. In this episode, I'm walking through exactly how I spent my fun money in September. Every category, every purchase, no filter. If you've ever been curious what "guilt-free spending" actually looks like in practice (not just in theory), this one's for you. You'll learn: Exactly where my fun money went this SeptemberWhat surprised me when I added it all upWhat guilt-free spending actually looks like in real life, not just theoryHow this system has actually helped Scott and me communicate better about moneyGet 9 Ways to Break Up With Your Credit Cards www.katyalmstrom.com/9-ways Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat The best way to connect with Katy online is in the Debt Payoff for Women Community! www.facebook.com/groups/debtpayoffforwomen

  2. Sep 24

    189. $50,000 in 8 Months: A Real Debt Payoff Story (with Morgan Brophy)

    What would it take to pay off $50,000 in consumer debt in just 8 months? I'm talking with my friend Morgan Brophy - President & CEO of the Upper Valley Business Alliance - about exactly that. Morgan shares her real, honest debt payoff story, including what actually changed to make this kind of progress possible. We get into the "envelope method" Morgan grew up using (and still uses today, just with bank accounts instead of literal envelopes) - including how she pays herself an "allowance." We talk about the financial education she got as a kid, including being handed a small inheritance at 21 and being pushed by her dad to research and understand her own investments before she could touch the money. And we dig into how she and her husband manage money together - full transparency, without micromanaging each other, while both maintaining financial independence. Morgan is refreshingly open about numbers, mindset, and the fact that there's no secret to building wealth - just time, consistency, and starting now. This episode is for you if: You want to hear a real, specific debt payoff story - not just theoryYou're curious how other couples split and manage money togetherYou didn't grow up with much financial education and want to know what actually helpsYou're ready to start thinking beyond debt payoff toward saving and investingYou want practical systems (like the envelope method) you can actually useYou'll learn: How Morgan paid off $50K in consumer debt in 8 monthsThe envelope method and how to "pay yourself an allowance"How financial education early in life shapes money habits for goodHow Morgan and her husband manage money with transparency and independenceWhy consistency - not a secret formula - is what actually builds wealthAbout Morgan: After a 15-year career in the opera and classical music industry, Morgan moved back to the Upper Valley region of NH/VT from Washington, DC. She's now President & CEO of the Upper Valley Business Alliance, supporting nearly 500 local businesses. She's also co-founder of Artist Relief Tree, a mutual aid organization that raised and redistributed nearly $750k to 3,000 artists worldwide during COVID. Morgan lives in Claremont, NH with her husband and their three cats. Get Morgan’s playlist here: https://open.spotify.com/playlist/4dK24QigkhumcyRAqYKGN6 Get 9 Ways to Break Up With Your Credit Cards www.katyalmstrom.com/9-ways Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat The best way to connect with Katy online is in the Debt Payoff for Women Community! www.facebook.com/groups/debtpayoffforwomen

  3. Sep 17

    188. Why 'Doing It All' Is Costing You Money (with Valerie Recore)

    If you've ever sworn you'd meal plan this week and then hit 5pm exhausted and ordered takeout again... or said yes to one more commitment because saying no felt impossible... this episode is for you. I'm talking with my friend Valerie Recore, a productivity coach for moms, about something we don't talk about enough: the connection between overwhelm and overspending. We dig into why "doing it all" - as a mom, in your career, in life - quietly drains your bank account through convenience spending. The takeout you didn't plan for. The subscription you signed up for because you were too tired to figure out another solution. The money that leaks out when you're just trying to survive the day. We also talk about saying yes to the right things and no to everything else - and why that skill matters just as much for your money as it does for your time. This isn't a typical money conversation. It's about the overwhelm underneath the overspending, and how getting a handle on one helps you get a handle on the other. This episode is for you if: You feel like you're always "on" and never catching upYou've noticed you spend more when you're overwhelmed or exhaustedYou say yes to things you don't have room for (and then feel resentful or drained)You want to feel less scattered - in your time AND your moneyYou're a mom trying to do it all and wondering why it feels so hard (and expensive)You'll learn: Why overwhelm leads to convenience spending (and how to catch it before it happens)How to start saying no without the guiltValerie's approach to prioritizing what actually mattersPractical ways to create more breathing room in your day - which creates more breathing room in your bank account tooConnect with Valerie:  https://www.instagram.com/strideproductivity https://strideproductivity.com/ Get 9 Ways to Break Up With Your Credit Cards www.katyalmstrom.com/9-ways Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat The best way to connect with Katy online is in the Debt Payoff for Women Community! www.facebook.com/groups/debtpayoffforwomen

  4. Sep 10

    187. Debt Payoff Doesn't Mean No Fun: Let's Talk About Fun Money

    I'm back! After a summer break, I'm easing back into the podcast with one of my favorite topics: fun money and how it fits into debt payoff. A lot of people think paying off debt means cutting out everything fun for years - but that's not how I've done it, and it's not how my clients do it either. In this episode, I'm sharing exactly how Scott and I handle fun money in our marriage - how much, how it's split, and what I actually spend mine on. Plus, I'm giving you a preview of what's coming: two interviews I'm excited to share (with my friends Valerie Recore and Morgan Brophy), and in a few weeks, I'll be back with the real, unfiltered breakdown of exactly how I spent my fun money in September. You'll learn: Why fun money is a key part of a sustainable debt payoff planHow Scott and I split fun money equally and keep it separateWhat I actually spend my fun money onWhat's coming next on the podcast (two interviews + my September fun money breakdown)Get 9 Ways to Break Up With Your Credit Cards www.katyalmstrom.com/9-ways Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat The best way to connect with Katy online is in the Debt Payoff for Women Community! www.facebook.com/groups/debtpayoffforwomen

  5. Jun 11

    Fan Favorite: 166. The 5 Stages of Money Confidence (Where Are You?)

    Did you miss this episode last year? It was one of the most downloaded episodes pf 2025 and I want YOU to hear it! Episode Description: The journey from money chaos to money confidence isn't a straight line - it happens in stages. And understanding exactly where you are can help you focus on what you actually need next. Fresh off our 3-Day Money Reset Challenge, I'm sharing the 5 stages every woman moves through on her path to financial confidence: You'll discover: Stage 1: Money Avoidance (and why looking is always better than not looking)Stage 2: Money Awareness (when you have information but don't know what to do with it)Stage 3: Money Management (systems that work most of the time but you still second-guess decisions)Stage 4: Money Confidence (frameworks that work automatically without guilt or stress)Stage 5: Money Mastery (using money strategically to build wealth and create impact)Plus, why these stages aren't linear, why you can't skip the foundation-building that happens early on, and how to identify exactly where you are right now. Most women get stuck between Stages 2 and 3. They manage their money okay but never feel truly secure about their financial choices. What if 2025 was the year you moved to Stage 4? Ready to move beyond money management to true money confidence?  Get 9 Ways to Break Up With Your Credit Cards www.katyalmstrom.com/9-ways Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat The best way to connect with Katy online is in the Debt Payoff for Women Community! www.facebook.com/groups/debtpayoffforwomen Get 9 Ways to Break Up With Your Credit Cards www.katyalmstrom.com/9-ways Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat The best way to connect with Katy online is in the Debt Payoff for Women Community! www.facebook.com/groups/debtpayoffforwomen

  6. May 26

    186. How to Plan for Summer Without Going Into Debt

    Summer is almost here - which means camps, vacations, pool passes, weddings, and approximately seven thousand ice cream shop runs. If you're not careful, you'll hit September wondering why your credit card balance went up $2,000. In this episode, I'm walking you through how to plan for summer WITHOUT going into debt. We're brain dumping all the expenses, adding them up, figuring out what you can actually afford, and making choices NOW instead of scrambling later. Summer can be fun. You just need a plan. You'll learn: Why summer spending sneaks up on you every single yearHow to brain dump and price out EVERYTHING summer might costThe difference between what summer could cost and what you can affordHow to make choices now (not in July when you're already over budget)Why planning for "summer fun money" mattersHow to have a great summer without credit card debtGet 9 Ways to Break Up With Your Credit Cards www.katyalmstrom.com/9-ways Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat The best way to connect with Katy online is in the Debt Payoff for Women Community! www.facebook.com/groups/debtpayoffforwomen

  7. May 15

    185. Spring Clean Your Money: The Financial Reset You Actually Need

    It's May. Spring cleaning mode is real. But you know what else needs a good spring cleaning? Your money. In this episode, I'm walking you through a financial spring cleaning checklist: canceling forgotten subscriptions, reviewing autopay bills, checking your sinking fund, and planning for summer. Plus, how to declutter your house AND make money doing it. Grab a coffee and let's clean up your money. You'll learn: How to find (and cancel) subscriptions you forgot aboutWhy you need to review your autopay bills right nowWhat to do with your sinking fund as summer approachesHow decluttering your house can put money back in your pocketWhy planning June NOW saves you from summer money stressGet 9 Ways to Break Up With Your Credit Cards www.katyalmstrom.com/9-ways Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat The best way to connect with Katy online is in the Debt Payoff for Women Community! www.facebook.com/groups/debtpayoffforwomen

  8. Apr 30

    184. Done With Debt Part 5: How to Keep Going When Debt Payoff Feels Slow (Staying Motivated for the Long Game)

    This is Part 5 - the final episode - of our 5-part series on breaking up with credit cards and paying off debt. Yes, debt payoff is slow. But it doesn't have to be miserable. In this episode, I'm talking about how to make debt payoff sustainable - including money in your plan for things you actually love, celebrating every win (not just the finish line), and trusting that your system is WORKING even when progress feels slow. This isn't about deprivation. It's about being intentional. And when you do it this way, you actually make it to debt-free. You'll learn: Why slow doesn't mean miserable (and how to make debt payoff sustainable)How to include things you LOVE in your monthly plan and sinking fundWhy celebrating small wins matters more than waiting for the big oneHow to know your plan is working even when the balance moves slowlyThe difference between restriction and intentional spendingThis is Part 5 of 5. Go back and listen to Parts 1-4 if you haven't yet. Get 9 Ways to Break Up With Your Credit Cards www.katyalmstrom.com/9-ways Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat The best way to connect with Katy online is in the Debt Payoff for Women Community! www.facebook.com/groups/debtpayoffforwomen

See All (192)

5
out of 5
24 Ratings

About

Welcome to The Debt Pay Off Podcast for Women! 👋 The go-to show for women ready to leave the roller coaster of debt behind. I'm here to help you pay off debt, reduce money stress, and tackle 2025 with a fresh financial start. 💳 If "break up with credit cards" is on your to-do list, you're in the right place! Imagine cozy chats, inspiring interviews, and practical tips—everything you need to fuel your journey to financial freedom. Think of this podcast as your trusted guide, especially if debt has been weighing you down. So grab your favorite drink (I'll have coffee!), settle in, and let's dive into the tools for mastering your money. Because your financial future is brighter than ever! 🎁 FREE RESOURCE: Want to pay off your credit cards? Grab the guide that's helped hundreds of women start their debt-free journey: www.katyalmstrom.com/9-Ways 📱 Connect with Katy on Instagram: www.instagram.com/katy_almstrom 👥 Join our supportive FB Community: www.facebook.com/groups/debtpayoffforwomen

Information

You Might Also Like