The Mark Perlberg CPA Podcast

Mark
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Real estate, wealth building and tax reduction strategies through the eyes of a CPA and tax strategist.

  1. 4D AGO

    EP 137 - Finding Your Tax Planning DNA

    Send a text Taxes shouldn’t feel like a maze you wander every year. We break down a practical way to choose strategies on purpose by defining your tax planning DNA—how you balance compliance risk, economic risk, tax ROI, economic ROI, and the time you’re willing to invest. From there, we compare the heavy lifts like real estate material participation with high-impact, lower-time options such as solar credits and smart charitable plays, all through the lens of liquidity and sustainability. We get specific about when stacking strategies makes sense. If buying a rental every year isn’t realistic or your cash is tied up in renovations, pairing real estate with targeted credits can protect your cash flow without sacrificing savings. We talk about navigating the “sweet spot” where adding more deductions delivers diminishing returns, especially once QBI, itemized deductions, and child credits kick in. The goal is to stop over-optimizing for deductions you don’t need and start choosing moves that actually change your after-tax cash. Foundational wins anchor the conversation. Clean entity design, right-sized S corp compensation, pass-through entity tax elections, family hiring rules, and timing capital gains for long-term rates regularly beat flashy tactics. These are durable, repeatable, and easier to maintain. We also explore charitable strategy—including the deeper commitment of forming a nonprofit—when mission, network, and brand alignment justify the time. Throughout, we emphasize reinvesting tax savings into buffers or growth so every planning decision strengthens both flexibility and future ROI. If you’re ready to replace guesswork with a plan that matches your goals and calendar, this is your roadmap. Subscribe, share with a friend who needs a tax strategy reset, and leave a review telling us which tactic you’ll tackle first. Ready to slash your tax bill? Schedule your free consultation and let's strategize your tax savings together! Book now at: https://www.prosperlcpa.com/apply Take our free Tax Planning Checklist & learn about what tax savings may be available for you in our minicourse at https://taxplanningchecklist.com

    41 min

  2. FEB 17

    EP 136 - Getting Married With High Income? Watch This First (Tax Playbook)

    Send a text We unpack how marriage can meaningfully lower taxes for high-income earners and how to plan before and after the wedding. We share practical strategies on timing income, creating deductible losses, leveraging participation rules, and using healthcare and equity tools to keep more of what you make. • why joint filing usually reduces total tax • doubled standard deduction and home sale exclusion • capital gains thresholds and NIIT mitigation • pre‑wedding income shifting and gifting stock • delaying sales with loans and cash‑out refis • accelerating deductions in the final single year • state moves, residency timing, and common law options • building a joint asset and income map • combining hours to meet material participation • short‑term rental losses to offset W‑2 income • excess business loss limits for joint filers • hiring a spouse and using an HRA via sole prop • enabling HRA with rental management work • stacking QSBS exclusions with smart gifting • real estate professional status and cost segregation • estate planning updates for married wealth Go to prosperalcpa.com/opportunityreport for a personalized video on potential tax savings. Go to http:///www.prosperalcpa.com/apply to explore services and advanced tax planning.

    25 min

  3. FEB 9

    EP 135 - Why Real Estate Investing Is the Most Powerful Tax Strategy

    Send a text We explain why real estate sits at the core of tax reduction and wealth creation, then show where it falls short and how to stack other tools for a complete plan. From short-term rentals and cost segregation to solar credits, charitable giving, and step-up basis, we map a clear path. • why real estate creates paper losses that offset income • how short-term rentals and REP status unlock broader offsets • accelerated depreciation and cost segregation to front-load deductions • tax-free cash through refinancing and smart leverage • avoiding FICA on rental profits and favoring long-term gains • deferring exits with 1031 exchanges and opportunity zones • using credits and incentives including energy and state programs • step-up in basis for generational wealth planning • when real estate limits apply and how to add credits and giving • holistic sequencing to scale faster and keep taxes low Go to https://www.prosperalcpa.com/opportunityreport to answer a few questions and get a personal video on what may be possible

    18 min

  4. FEB 2

    EP 134 - California W-2 & RSU Taxes Explained - Why High Earners Pay 50% & What to do

    Send a text We unpack why California’s tax system punishes high W‑2 earners with RSUs, then map out a stack of strategies that convert stock-based pain into lasting tax savings. We share how to use charitable deductions, credits, and timing to push your effective rate down. • RSUs as taxable income and cash flow squeeze • California marginal brackets and 13.3 percent top rate • Nonconformity on real estate professional status and bonus depreciation • Excess business loss limits against W‑2 wages • The SALT “sweet spot” between $600k and $500k income • Advanced charitable structures offsetting 30–60 percent of AGI • Solar and other tax credit strategies to reduce federal liability • Withholding adjustments to fund strategies mid‑year • Selling RSUs and pairing gains with losses for liquidity • Why ongoing planning with a strategist compounds savings Go to prosperlcpa.com/opportunityreport  for a free customized video from me showing how much you can save

    18 min

  5. JAN 18

    EP 133 - How Much Can a High W-2 Earner Reduce Their Taxes?

    Send a text We map a clear path for high W‑2 earners to cut taxes by stacking business losses, targeted charitable deductions, and solar credits. A simple $1.5M case study shows how careful sequencing can drive liability from $450k toward $55k while building long‑term wealth. • 401(k) contribution and plan limits for high earners • Where RSUs, real estate, and oil and gas fit • Excess Business Loss caps and their 2025 reductions • Mortgage interest rules and HELOC tracing considerations • Charitable deductions at 30% to 60% of AGI • How to sequence losses, charity, then credits • Solar investment tax credits and bonus depreciation • Walkthrough of a $1.5M income optimization model • State tax impacts and planning windows • Action steps to engage a tax strategist Go to https://www.prosperalcpa.com/opportunity report and complete the short survey to see what may be possible for your taxes

    19 min

  6. JAN 12

    EP 132 - Real Estate Tax Myths, Debunked

    Send a text We break down the most common real estate tax myths, from REP status and short-term rentals to cost segregation timing and entity hype. We show how to time deductions, avoid recapture pain, and use non-asset strategies to cut taxes while building wealth. • REP status based on hours and participation, not a license • Cost segregation timing to match high-income years • Excess business loss limits and why W-2s hit a wall • Recapture planning with reinvestment or 1031 exchange • Short-term rental rules and the 100-hour trap • LLCs for asset protection, not deductions • Holding company and management company myths debunked • Cost segregation is accepted and improves accuracy • Alternatives to buying assets for write-offs • Real estate cash flow, depreciation, and tax-free refi benefits • Holistic planning across business, wages, and investments Go to https://www.prosperalcpa.com/opportunityreport for your free opportunity report illustrating what may be possible with our tax strategies Go to prosperalcpa.com/apply to learn more

    23 min

  7. JAN 2

    EP 131 - The Biggest Tax & Wealth Lessons I Learned in 2025 - Most People Miss This

    Send a text We share the biggest tax and business lessons of 2025 that create real value right now. From funding travel with points to dialing in W-2 withholding and designing charitable and estate plans, we map strategies to your goals and show how to execute them. • turning payroll fees into non-taxable travel via points • charitable structures that deliver immediate deductions and cut estate tax • HRA workaround for real estate investors with high medical costs • W-2 withholding adjustments to fund strategies mid-year • solar credits that stack when business write-offs hit limits • gift leaseback to shift income and trigger education credits • launching nonprofits for impact, deductions, and Google Ad Grants • setting expectations with teams and clients to ensure compliance • choosing strategies based on what you want your cash to do • exploiting low brackets with Roth conversions and timing income • targeting credit and deduction sweet spots rather than chasing zero • oil and gas options, risk tiers, and depletion benefits • focus on one big move, then layer tactics • adopt profit first and vacation first to protect time and outcomes Go to https://prosperalcpa.com/opportunityreport for a personalized video on what may be possible with our tax strategies and how they align with your future Go to our careers page if you or anyone you know is looking for a position in tax planning; we are aggressively recruiting talent

    37 min

  8. 12/10/2025

    EP 130 - How Much Can I Save from a Cost Segregation Study?

    Send a text Cost Segregation can save you tens of thousands, or even hundreds of thousands, in taxes. But here's the problem: most investors have no clue how much they're actually leaving on the table. After personally reviewing hundreds of cost seg studies for our clients at Prosperl CPA, I'm pulling back the curtain and showing you EXACTLY how to estimate your deduction, what drives the numbers up or down, and how much cash this strategy can legitimately save you. Here's what we're covering: • The formula I use to estimate Cost Segregation deductions (backed by hundreds of real studies) • Why short-term rentals (STRs) crush long-term rentals (LTRs) when it comes to cost seg results • How land value, pools, furnishings, and property improvements drastically impact your write-offs • How to calculate your ACTUAL tax savings using your effective tax rate (not just the deduction) • Real client examples and case studies from our practice • How Cost Seg stacks with QBI deductions, tax credits, bonus depreciation, timing strategies, and more for maximum impact This is the exact framework we use internally at Prosperl CPA to project savings for our clients. If you've been wondering "how much could I ACTUALLY save?", this video answers that question. ⭐ Want to Know YOUR Exact Tax Savings Potential? I'm offering free personalized Opportunity Reports where I'll review your tax situation and send you a custom video breakdown showing exactly how much you could save with strategies like: • Cost Segregation • Bonus Depreciation • Short-Term Rental Loopholes • Entity Structure Optimization • And more advanced planning methods 👉 Request your free Opportunity Report: https://ProsperlCPA.com/OpportunityRe... 📘 Grab My Free Tax Planning Checklist + Mini Course Want to learn the core tax strategies every real estate investor and entrepreneur should be using? Download the checklist that walks you through the fundamentals: 👉 https://TaxPlanningChecklist.com 🕒 Timestamps 00:00 – Why Cost Segregation is a game-changer (and why most people underestimate it) 00:30 – How we estimate deductions after analyzing hundreds of studies 02:25 – STR vs LTR: The massive difference in cost seg results 03:50 – Purchase price vs building basis: Which percentage method to use 06:00 – Land value considerations: beach properties, condos, and what kills your deduction 10:00 – Hidden wins: Pools, improvements, retaining walls, and overlooked depreciation opportunities 12:30 – Calculating your REAL tax savings (not just the deducti

    34 min
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About

Real estate, wealth building and tax reduction strategies through the eyes of a CPA and tax strategist.

Information

  • Creator
    Mark
  • Years Active
    2022 - 2026
  • Episodes
    137
  • Rating
    Clean
  • Copyright
    © 2026 The Mark Perlberg CPA Podcast
  • Show Website
    The Mark Perlberg CPA Podcast