Mortgage rates today, February 17, 2026, are holding steady near some of the lowest levels seen in years. After months of sharp volatility, rates have moved lower in a more gradual and controlled pattern, giving buyers and homeowners something that has been rare lately — stability. According to Zillow’s national averages, the 30-year fixed mortgage rate is now 5.85%, while the 15-year fixed rate sits at 5.36%. Rates have remained below the 6% mark for several weeks, a key psychological level for many borrowers. The recent improvement is largely tied to calmer bond markets, easing inflation, and moderate job growth. Mortgage rates closely follow the 10-year Treasury yield, and as inflation pressures have softened, bond yields have remained contained. That has helped lenders keep mortgage pricing steady. For buyers, today’s rates can make a meaningful difference. On a $400,000 loan, even a quarter-point change can shift the monthly payment by $60 to $70. Compared to rates above 6.5% or 7% over the past two years, today’s mid-5% range offers improved affordability — though home prices remain elevated. For homeowners, refinancing may be worth considering if your current rate is significantly higher. A reduction of half a percentage point or more can create noticeable monthly savings, especially for those planning to stay in their homes long term. Looking ahead, most forecasts suggest mortgage rates will hover near 6% through the rest of 2026, with modest movement rather than dramatic swings. For now, the key takeaway is simple: mortgage rates remain stable, competitive, and near multi-year lows — a window that may not stay open indefinitely. For direct financing consultations or mortgage options for you visit Nadlan Capital Group. Contact us today for a tailored consultation, where our expert advice turns potential into profitable reality. 🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇 https://nadlancapitalgroup.com/ Continue reading on our site: https://www.forumnadlanusa.com/2026/02/mortgage-rates-fall-to-multi-year-lows-on-february-17-2026/ #MortgageRates #HousingMarket #Refinance #HomeBuying #RealEstate2026