Australian Property Talk

Redom Syed
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Welcome to Australian Property Talk — I'm Redom, a property fanatic.  I love sharing stories from the 1000's of investors i represent in my day job at one of Australia's biggest mortgage broking companies, Flint. I have two brilliant co-hosts who bring a perfect blend of expertise on the economy, property trends and where to buy real estate!  One is a former Treasury economist, Curtis Stewart, who runs FlintInvest - an award winning mortgage broking company for property investors Australia-wide.  His officially the smartest person i know, and full of golden nuggets! My other co-host is Adi Chanda, a man everybody loves, a seasoned buyers agent with a giant property portfolio and fellow property nerd. Adi runs Alaya Property with me, adding in a unique economics driven property strategy that outperforms all the herd following data-driven agents dominating the buyers agency scene in 2025.

  1. 5D AGO

    Biggest Tax Increase In Decades Is About To Hit Property Investors | Capital Gains Tax Unpacked

    Send a text 👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest Australia may be on the verge of major tax changes that could significantly impact property investors. A new Senate report expected on March 17, 2026 is looking at changes that could double the tax paid by property investors through adjustments to capital gains tax and other investment incentives. In this video, we break down: 📌 What the proposed tax changes are 📌 Why the government is considering them 📌 How they could impact property investors 📌 The potential effects on housing supply and the rental crisis 📌 What investors should be thinking about right now Many investors rely on incentives like the 50% capital gains tax discount, but proposals could reduce or remove these benefits. That could dramatically change the economics of investing in Australian property. If you invest in property — or are thinking about investing — this is something you need to understand before making your next move.  #PropertyInvesting #AustralianRealEstate #PropertyTax #HousingCrisis #RealEstateAustralia  Chapters 00:00 – 00:50 Introduction 00:50 – 02:16 Why Investors Are Targeted 02:16 – 04:36 The Rental Crisis 04:36 – 06:56 Capital Gains Tax Explained 06:56 – 08:46 Investor Confidence Falling 08:46 – 11:26 Proposed Tax Changes 11:26 – 13:46 Impact on Investors 13:46 – 16:26 If Investors Exit the Market 16:26 – 19:36 Who Pays the Tax 19:36 – 22:26 Tax Increase Example 22:26 – 25:46 Housing Supply Effects 25:46 – 29:06 Why Government Is Doing This 29:06 – 32:26 Impact on Younger Buyers 32:26 – 35:36 Market Outlook 35:36 – 37:56 Final Thoughts This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    38 min

  2. MAR 4

    Your Real Estate Agent Is Lying To You

    Send a text 👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest Are real estate agents really being truthful with you? In this video, we break down the uncomfortable reality of the property industry — from unethical negotiation tactics to horror stories we’ve personally experienced while dealing with agents at scale. We’re not here to attack an entire industry. There are brilliant agents out there. But there are also practices that buyers and investors need to be aware of — especially first-time buyers walking into high-pressure negotiations. We discuss: 📌 Why agents guard information 📌 Whether competing offers are actually real 📌 How negotiation tactics are used against buyers 📌 The red flags that should trigger alarm bells 📌 Government fines and crackdowns happening right now 📌 How to protect yourself before signing anything 📌 What agents really mean vs what they say If you're buying your first home, investing or negotiating property right now — this could save you tens (or hundreds) of thousands of dollars. #RealEstate #PropertyInvesting #HomeBuying #FirstHomeBuyer #PropertyTips Chapters 00:00 – 00:27 Introduction 00:27 – 02:15 Is Your Real Estate Agent Being Truthful? 02:15 – 05:30 The Biggest Frustration Buyers Face 05:30 – 08:10 Why Agents Guard Information 08:10 – 11:45 Are The Competing Offers Actually Real? 11:45 – 14:20 Government Fines & Industry Crackdowns 14:20 – 18:05 Horror Stories From Real Transactions 18:05 – 21:40 Unethical Negotiation Tactics Explained 21:40 – 24:55 How Agents Apply Pressure On Buyers 24:55 – 28:30 First-Time Buyers: Biggest Mistakes 28:30 – 31:45 Everything Is Negotiable (What They Won’t Tell You) 31:45 – 34:20 Alarm Bells & Red Flags To Watch For 34:20 – 37:30 Due Diligence Before Signing Anything 37:30 – 40:00 How To Protect Yourself In Any Property Deal 40:00 – 40:56 Final Advice & Key Takeaways This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    41 min

  3. MAR 1

    The Borrowing Power Lie That Keeps Investors Broke

    Send a text 👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest Many new property investors face the same challenge: strong borrowing capacity but limited cash or equity. In this video, we break down practical lending strategies and mindset shifts that can help early-stage investors move forward faster—without overextending themselves. We explore why cheap apartments can sometimes present overlooked opportunities, how property investing acts as a hedge against business income and why limited capital is often a temporary phase rather than a permanent blocker. This episode sets the foundation for understanding property investor lending hacks, showing how different strategies apply depending on your individual financial situation. Every investor’s journey is unique—and the key is structuring your approach to match where you are right now. Whether you’re buying your first investment property or preparing for the next one, this video outlines the thinking required to accelerate portfolio growth responsibly. #PropertyInvesting #InvestmentProperty #RealEstateFinance #WealthBuilding #PropertyTips  Chapters 00:00 – 00:32 Introduction 00:32 – 03:10 Starting With Limited Money 03:10 – 06:40 Why Cheaper Apartments Come Up Early 06:40 – 10:15 Property as a Hedge to Business Income 10:15 – 14:20 Cash Flow vs Growth Trade-Offs 14:20 – 18:05 Real Investor Sacrifices 18:05 – 22:10 How Banks Actually Assess Risk 22:10 – 26:10 High Leverage and SMSF Strategies 26:10 – 31:00 Exit Strategies Explained 31:00 – 36:20 Market Cycles and Timing Mistakes 36:20 – 41:15 Building a Scalable Portfolio 41:15 – 46:10 Risk Management Thinking 46:10 – 49:30 Common Investor Mistakes 49:30 – 51:32 Final Thoughts This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    52 min

  4. FEB 26

    How to Scale a Multi-Million Dollar Property Portfolio

    Send a text 👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest Most property investors don’t fail because of bad deals — they fail because they don’t understand the frameworks that control portfolio growth. In this episode, we break down the real-world lending, debt and strategic decisions that determine whether an investor can scale from their first few properties to a $2–4 million+ portfolio and beyond. We explore how debt-to-income ratios, lending policies and non-bank options impact borrowing capacity, why portfolio growth eventually slows for most investors and what strategies experienced investors use to keep moving forward even in changing market conditions. If you’re serious about building a long-term property portfolio, understanding how lenders think is just as important as finding good properties. This conversation covers: 📌 The frameworks behind successful property portfolio execution 📌 Why most investors hit a borrowing ceiling 📌 How non-bank lending fits into a growth strategy 📌 The role of time, holding periods and compounding 📌 Realistic expectations for scaling to $4M+ 📌 Market conditions and policy constraints investors must adapt to Whether you’re early in your investing journey or already building scale, this episode gives you clarity on what actually limits growth — and how to plan around it. #PropertyInvesting #RealEstateWealth #PropertyPortfolio #InvestingStrategies #FinancialFreedom  00:00 – 00:28 Introduction 00:28 – 03:21 Investor Frameworks 03:21 – 07:01 Strategy Flexibility 07:01 – 10:36 Non-Bank Lending 10:36 – 14:21 Borrowing Capacity 14:21 – 17:51 Debt Limits Explained 17:51 – 22:11 Scaling to $4M 22:11 – 26:26 Time & Compounding 26:26 – 30:21 Market Conditions 30:21 – 34:01 Growth Mistakes 34:01 – 37:31 Long-Term Strategy 37:31 – 38:56 Final Thoughts This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    39 min

  5. FEB 13

    How Smart Investors Scale When Banks Say No

    Send a text 👉 Work with BEN ROBINSON directly: https://flintgroup.au/ben-robinson/#schedule_calculator 👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest In this episode, we dive deep into Advanced Investor Lending and how sophisticated property investors continue to grow their portfolios in a high-interest-rate, low-borrowing-capacity environment. The conversation unpacks how smart investors separate emotion from assets, focus on strategy over sentiment and use lending structures as tools rather than limitations. We explore real Australian case studies showing how investors in their early 30s have scaled to five or more properties by prioritizing income growth, manufactured equity and capital growth over yield. You’ll hear practical examples of: 📌  Creating equity through renovations and timing 📌  Leveraging personal income and commission-based careers 📌  When to sell a PPOR instead of holding it as an investment 📌  Advanced debt structuring, recycling and tax efficiency 📌  Partner-to-partner property transfers and creative lending setups 📌  How elite investors keep scaling even when banks say “no” This episode is essential viewing for investors who already own property and want to move beyond basic buy-and-hold strategies into deliberate, scalable wealth creation. #PropertyInvesting #AdvancedLending #RealEstateAustralia #WealthStrategy #FinancialFreedom  Chapters 00:00 – 00:32 Introduction 00:32 – 02:30 What Advanced Investor Lending Really Is 02:30 – 06:00 Scaling Fast: Income, Equity & Investor Mindset 06:00 – 10:00 Real Case Study: Building Equity & Momentum 10:00 – 14:00 PPOR Strategy, Debt Recycling & Selling Smart 14:00 – 18:30 Creative Structuring & Advanced Lending Plays 18:30 – 22:30 Household Income Strategies & Borrowing Power 22:30 – 27:30 When Holding “Good” Assets Holds You Back 27:30 – 31:30 Deleveraging, Repositioning & Long-Term Control 31:30 – 34:37 Final Lessons for Serious Property Investors This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    35 min

  6. FEB 9

    Australia’s Most Underrated Property Market? Newcastle Explained

    Send a text 👉 Work with BEN ROBINSON directly: https://flintgroup.au/ben-robinson/#schedule_calculator 👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest In this episode, we deep-dive into the Newcastle property market and unpack why it’s emerging as one of Australia’s most compelling long-term investment locations. Joined by Ben Robinson, a leading Newcastle mortgage broker and property strategist, we explore how Newcastle has evolved from its industrial roots into a lifestyle-driven, economically diversified regional city. The conversation covers migration trends from Sydney, remote work, infrastructure, affordability near the beach and how technology and AI may reshape where Australians choose to live by 2035. We break down residential vs commercial opportunities, discuss unit blocks, industrial warehouses near the port and explain why Newcastle shares striking similarities with other successful transition cities like Geelong. If you’re a property investor, buyer or simply curious about where Australia’s next growth corridors might be, this episode delivers long-term frameworks, practical insights and on-the-ground perspective you won’t find in headline data alone. #PropertyInvesting #NewcastleProperty #AustralianRealEstate #WealthBuilding  Chapters 00:00 – 00:39 Introduction 00:39 – 02:35 Why Newcastle is suddenly on investors’ radar 02:35 – 05:35 Sydney migration, remote work & beachside affordability 05:35 – 08:35 Newcastle as “Melbourne by the Sea” – lifestyle shift 08:35 – 11:35 Coal, steel & the myth of Newcastle’s old economy 11:35 – 14:35 Economic diversification explained 14:35 – 18:05 Ports, logistics & Newcastle’s strategic location 18:05 – 21:35 Commercial property: industrial warehouses & yields 21:35 – 24:35 Residential plays: unit blocks & land value strategies 24:35 – 29:05 Suburb evolution, inner-ring growth & CBD development 29:05 – 32:35 Why Newcastle mirrors Geelong’s growth trajectory 32:35 – 35:53 Final takeaways This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    36 min

  7. FEB 5

    Why Tasmania Could Be Australia’s Hottest Property Market in 2026

    Send a text 👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest Tasmania is quickly emerging as one of Australia’s most compelling property investment markets heading into 2026. In this episode, we break down exactly why Tasmania is back on the radar, how rental growth is reshaping buyer behaviour and why budget investors may find their best opportunities here over the next 12–24 months. We explore: 📌 Why Tasmania underperformed after its 2017–2021 boom 📌 How double-digit rental growth is changing the market dynamic 📌 The counter-cyclical opportunity forming right now 📌 How tightening lending conditions are forcing investors into more affordable markets 📌 Where $500,000–$600,000 buyers can still compete If you’re a budget investor, first-time buyer or trying to find the next growth market before the crowd, this breakdown shows why Tasmania could be one of the most strategic investment plays for 2026  #PropertyInvestment #TasmaniaRealEstate #AustralianProperty #Investing2026 #RentalMarket Chapters 00:00 – 00:52 Introduction 00:52 – 04:00 Tasmania’s Market Cycle & Why It Lagged After the Boom 04:00 – 07:30 Rental Growth Signals & Why Investors Are Moving In 07:30 – 11:10 How Rising Rents Drive Property Prices 11:10 – 13:30 Where Can You Invest $500,000 in 2026? 13:30 – 16:45 Howrah & Clarence Region – Key Investment Metrics 16:45 – 19:30 Why Buying After a Market Drop Feels So Hard 19:30 – 22:45 Yield Advantage & Budget Investor Strategy 22:45 – 26:00 Hobart vs Launceston – Best Suburb Plays 26:00 – 30:57 Final Verdict: Is Tasmania the Next Property Boom? This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    31 min

  8. FEB 4

    The RBA Rate Rise Could Change The Market

    Send a text 👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest Australia’s property market just hit a turning point. In this video, we break down the latest RBA interest rate decision, what it means for property investors in 2026 and why the “everything everywhere property boom” may officially be over. We dive into: 📌  Why the RBA raised rates again after cutting too early 📌  How private demand and consumer spending are driving inflation 📌  What this means for cash flow, leverage and investor confidence 📌  Why uncertainty is rising — and how that changes investor behaviour 📌  The two-speed property market emerging in 2026 📌  Where opportunities may appear as weaker investors step back This is a real-time, no-spin breakdown of monetary policy, property cycles and investor psychology — and what smart investors should be doing right now to protect and position their portfolios. Whether you’re a seasoned investor, first-time buyer or owner-occupier watching the market closely, this episode gives you the context, strategy and clarity most headlines miss. #PropertyInvesting #InterestRates #AustralianProperty #RBA #RealEstate2026  Chapters 00:00 – 00:33 Introduction 00:33 – 01:55 RBA rate rise shock & immediate market reaction 01:55 – 03:05 Did the RBA cut rates too early? Inflation mistakes explained 03:05 – 04:30 Why sentiment matters more than numbers in property markets 04:30 – 06:10 Private demand, consumer spending & inflation pressure 06:10 – 07:45 Is this actually good economic management? 07:45 – 09:15 Government spending vs interest rates: who’s really to blame? 09:15 – 10:40 Why rate rises don’t hit everyone equally 10:40 – 12:00 The end of the “everything everywhere property boom” 12:00 – 13:30 What happens to property investors in 2026 13:30 – 14:55 What investors should be doing right now 14:55 – 16:10 Why affordable properties outperform in rising rate cycles 16:10 – 17:10 Melbourne, Sydney & where opportunity is emerging 17:10 – 17:46 Final thoughts This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    18 min
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About

Welcome to Australian Property Talk — I'm Redom, a property fanatic.  I love sharing stories from the 1000's of investors i represent in my day job at one of Australia's biggest mortgage broking companies, Flint. I have two brilliant co-hosts who bring a perfect blend of expertise on the economy, property trends and where to buy real estate!  One is a former Treasury economist, Curtis Stewart, who runs FlintInvest - an award winning mortgage broking company for property investors Australia-wide.  His officially the smartest person i know, and full of golden nuggets! My other co-host is Adi Chanda, a man everybody loves, a seasoned buyers agent with a giant property portfolio and fellow property nerd. Adi runs Alaya Property with me, adding in a unique economics driven property strategy that outperforms all the herd following data-driven agents dominating the buyers agency scene in 2025.

Information

  • Creator
    Redom Syed
  • Years Active
    2022 - 2026
  • Episodes
    176
  • Rating
    Clean
  • Copyright
    © 2026 Australian Property Talk
  • Show Website
    Australian Property Talk

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