UnF*ck Your Money

Nadine Zumot

Most financial advice tells you WHAT to do. UnF*ck Your Money explores how to do it when life, stress, fear, and overwhelm get in the way. If information alone changed behavior, we’d all have perfect finances. But we don’t. Because we’re human. We have nervous systems. We have histories. We have fears. We have grief. We have habits. We have protective parts. And those things show up in our bank accounts every day. This podcast is for humans who know what to do but don’t do it. It’s about understanding what comes in their way.  Welcome to UnF*ck Your Money the podcast where go-getters learn how to create a calmer, more empowered relationship with money, themselves, and life. Hosted by Behavioral Finance Coach & Somatic Practitioner Nadine Zumot, this podcast explores the intersection of money, behavior, nervous systems, self-trust, emotional wellbeing, and the very human reasons we struggle to follow through on what we already know would help. So if you've ever thought: "I know what I should be doing with money, so why can't I seem to do it?"you're in the right place. Through honest conversations, practical tools, nervous-system-informed education, and deeply human storytelling, Nadine helps listeners understand the emotional and behavioral patterns driving financial anxiety, emotional spending, avoidance, burnout, overgiving, and self-sabotage, so they can build financial stability without shame, overwhelm, or self criticism.  Because financial wellness isn’t just about numbers. It’s about safety. Capacity. Self-trust. And creating a life that actually feels spacious enough to enjoy. Welcome. Enjoy the show. ♥️

  1. 5h ago

    How to Open Up to Receive

    We all desire more money, more joy, support, opportunity, pleasure and abundance.  In this episode, I am unpacking what “opening to receive” might really ask of us when we’re burnt out, overgiving, caregiving, controlling all the things, or simply too damn full. We’ll talk capacity, boundaries, money, and play. And how receiving sometimes isn’t about attracting more, but about making room for what’s already trying to come in. Enjoy the show!  ⭐️ Book Your Introductory Session If you’re tired of wondering why money feels harder than it should, I invite you to book a 1:1 Financial Wellness Session. Together, we’ll explore the emotional, behavioral, and nervous system patterns driving your financial decisions, identify what’s getting in the way, and create a practical path forward that actually works for your real life. Because I BET you don’t need more financial advice... you need help understanding why you're struggling to do what you already know would help. You can book your session here.  ⭐️⭐️⭐️⭐️⭐️ If this episode made you think, gave you a new perspective, or helped you feel a little less alone, would you do me a favor? Leave a 5-star review on Spotify or Apple Podcasts and email me a screenshot. Reviews help this little podcast reach more go-getters who need it. And because I appreciate you, I’ll send you a special thank-you gift in return ♥️ ~Podcast theme song by The Jilted Irony

  2. Aug 10

    A Step by Step Guide to Nighttime Financial Anxiety

    If you are up most nights worrying about money scenarios that may or may not happen, this episode is for you.  I know how hard it is…  In this episode, we explore why financial uncertainty can feel so overwhelming, especially when our capacity is already depleted by caregiving, grief, burnout, health concerns, work pressure or major life transitions. You’ll learn how the nervous system responds to uncertainty, how reduced capacity can turn a future possibility into a present emergency, and how to distinguish useful preparation from fear-based forecasting. We’ll also explore the certainty-seeking loop: the cycle of one more calculation, one more scenario and one more question, all in the hope that enough thinking will finally make us feel safe. Because some money stress needs a plan. Some money stress needs care. And often, it needs both. In this episode, we explore: Why even exciting uncertainty can activate the nervous systemHow capacity affects our ability to tolerate financial unknownsThe window of tolerance in ordinary, everyday languageThe difference between practical preparation and fear-based forecastingHow to identify the specific problem your worry is trying to preventWhy every possible future scenario does not require a plan todayHow one small practical step can build agency and self-trustWhat to do when your mind continues asking, “But are we absolutely sure?”An IFS-inspired* practice for meeting the part of you that carries financial fear *The guided reflection in this episode is inspired by Internal Family Systems and is offered for education and gentle self-reflection. It is not a substitute for mental health treatment or individualized financial advice. ⭐️ Book Your Introductory Session If you’re tired of wondering why money feels harder than it should, I invite you to book a 1:1 Financial Wellness Session. Together, we’ll explore the emotional, behavioral, and nervous system patterns driving your financial decisions, identify what’s getting in the way, and create a practical path forward that actually works for your real life. Because I BET you don’t need more financial advice... you need help understanding why you're struggling to do what you already know would help. You can book your session here.  ⭐️⭐️⭐️⭐️⭐️ If this episode made you think, gave you a new perspective, or helped you feel a little less alone, would you do me a favor? Leave a 5-star review on Spotify or Apple Podcasts and email me a screenshot. Reviews help this little podcast reach more go-getters who need it. And because I appreciate you, I’ll send you a special thank-you gift in return ♥️ ~Podcast theme song by The Jilted Irony

  3. Aug 4

    Use Your Money Story to Build Wealth and Overcome Emotional Spending with Desiree Eby

    Today I sit down with one of clients, Desiree Eby to chat about the most common money issues that block financial wellness.  We chat about Desiree’s personal experience with overspending and people pleasing, and how she worked on overcoming these habits through self awareness and untangling her own money story from her parents’. Through understanding her money parts* and understanding how her emotions influence her spending patterns, Desiree was able to break the habit of reckless, emotional spending.  And funny plot twist! Desiree’s money work even improved her sex life! AND then she was able to manifest a crazy amount of money, which completely changed her money story.  Listen to this awesome episode and let us know what resonated with you by leaving a 5 star review ⭐️⭐️⭐️⭐️⭐️ Links mentioned in this episode: Empowered Spender is self paced course for emotional spending. Join on my website.  * Money parts are inspired by Internal Family System by Dr Dick Schwartz, and Deborah Price from The Money Coaching Institute.  ⭐️ Book Your Introductory Session If you’re tired of wondering why money feels harder than it should, I invite you to book a 1:1 Financial Wellness Session. Together, we’ll explore the emotional, behavioral, and nervous system patterns driving your financial decisions, identify what’s getting in the way, and create a practical path forward that actually works for your real life. Because I BET you don’t need more financial advice... you need help understanding why you're struggling to do what you already know would help. You can book your session here.  ⭐️⭐️⭐️⭐️⭐️ If this episode made you think, gave you a new perspective, or helped you feel a little less alone, would you do me a favor? Leave a 5-star review on Spotify or Apple Podcasts and email me a screenshot. Reviews help this little podcast reach more go-getters who need it. And because I appreciate you, I’ll send you a special thank-you gift in return ♥️ ~Podcast theme song by The Jilted Irony

    Use Your Money Story to Build Wealth and Overcome Emotional Spending with Desiree Eby
  4. Jul 28

    You Don’t Have a Shopping Problem. It’s Called “Relief Spending”

    What if your spending or shopping habis aren't the problem? In this episode, we explore why shopping, takeout, scrolling, vaping, and other habits are often less about a lack of discipline and more about our nervous system searching for relief.  Together, we’ll unpack what your financial behaviors might be trying to do for you and why understanding the need beneath the habit is the first step toward lasting change. Because maybe you’re not bad with money… Maybe you’re just looking for a little relief ❤️❤️❤️ ⭐️ Book Your Introductory Session If you’re tired of wondering why money feels harder than it should, I invite you to book a 1:1 Financial Wellness Session. Together, we’ll explore the emotional, behavioral, and nervous system patterns driving your financial decisions, identify what’s getting in the way, and create a practical path forward that actually works for your real life. Because I BET you don’t need more financial advice... you need help understanding why you're struggling to do what you already know would help. You can book your session here.  ⭐️⭐️⭐️⭐️⭐️ If this episode made you think, gave you a new perspective, or helped you feel a little less alone, would you do me a favor? Leave a 5-star review on Spotify or Apple Podcasts and email me a screenshot. Reviews help this little podcast reach more go-getters who need it. And because I appreciate you, I’ll send you a special thank-you gift in return ♥️ ~Podcast theme song by The Jilted Irony

  5. Jul 21

    How to Stay Sane When Life Feels Insane

    Ever feel like you’re carrying so much that even the smallest task feels impossible?  In this episode, I’m sharing a very honest look at what survival mode has been like for me lately as a caregiver, and how anticipatory grief, depletion, and a lack of nervous system capacity can quietly affect our goals, creativity, financial habits, and self-worth.  We explore why procrastination isn’t laziness, the difference between boundaries and capacity, and how tiny, compassionate actions can help us keep moving forward… even when life feels heavy ♥️ keywords Money goals Procrastination  Burn out Nervous System Health Somatic Healing  Parts Work Grief Financial Wellness  ⭐️ Book Your Introductory Session If you’re tired of wondering why money feels harder than it should, I invite you to book a 1:1 Financial Wellness Session. Together, we’ll explore the emotional, behavioral, and nervous system patterns driving your financial decisions, identify what’s getting in the way, and create a practical path forward that actually works for your real life. Because I BET you don’t need more financial advice... you need help understanding why you're struggling to do what you already know would help. You can book your session here.  ⭐️⭐️⭐️⭐️⭐️ If this episode made you think, gave you a new perspective, or helped you feel a little less alone, would you do me a favor? Leave a 5-star review on Spotify or Apple Podcasts and email me a screenshot. Reviews help this little podcast reach more go-getters who need it. And because I appreciate you, I’ll send you a special thank-you gift in return ♥️ ~Podcast theme song by The Jilted Irony

  6. Jul 14

    Exploring Mother- Father Wounds and Expanding Our Self Worth- with Gloria Zhang

    In this episode, Gloria Zhang of the Inner Child Podcast joins me to chat about Mother and Father wounds and how they affect our relationship with our worth and finances.  Connect with Gloria: Based out of British Columbia, Gloria Zhang (@bygloriazhang) is a renowned Inner Child healer, trained therapist, and award-winning author and TEDx speaker known for her signature style of translating deep esoteric ideas into everyday wisdom.  Gloria hosts the global sensation, 'The Inner Child Podcast,' a self-help show which has captivated audiences across the globe, accumulating 2.4 million downloads. Her clients include accomplished athletes, founders, and entertainment industry giants. Previous episodes featuring Gloria: Building Wealth and Financial Freedom through Inner Child Healing with Gloria Zhang End Your Year with Wisdom From Gloria Zhang ⭐️ Book Your Introductory Session If you’re tired of wondering why money feels harder than it should, I invite you to book a 1:1 Financial Wellness Session. Together, we’ll explore the emotional, behavioral, and nervous system patterns driving your financial decisions, identify what’s getting in the way, and create a practical path forward that actually works for your real life. Because I BET you don’t need more financial advice... you need help understanding why you're struggling to do what you already know would help. You can book your session here.  ⭐️⭐️⭐️⭐️⭐️ If this episode made you think, gave you a new perspective, or helped you feel a little less alone, would you do me a favor? Leave a 5-star review on Spotify or Apple Podcasts and email me a screenshot. Reviews help this little podcast reach more go-getters who need it. And because I appreciate you, I’ll send you a special thank-you gift in return ♥️ ~Podcast theme song by The Jilted Irony

    Exploring Mother- Father Wounds and Expanding Our Self Worth-  with Gloria Zhang
  7. Jul 7

    Welcoming Abundance and Miracles in Times of Scarcity

    Scarcity can shape the way we spend, save, give, receive, and even how we experience joy.  In this episode, I explore scarcity through the lenses of Behavioral Finance, Somatic Experiencing, and my own personal journey.  We talk about how scarcity is a normal part of being human, how it influences our financial behaviors, why shame keeps scarcity alive, and how practices like compassionate awareness, slowing down, orienting, and faith can help us build the capacity to experience scarcity without letting it make all of our decisions.  If you’ve ever felt like fear was driving your relationship with money and joy, this episode is for you! ⭐️ Book Your Introductory Session If you’re tired of wondering why money feels harder than it should, I invite you to book a 1:1 Financial Wellness Session. Together, we’ll explore the emotional, behavioral, and nervous system patterns driving your financial decisions, identify what’s getting in the way, and create a practical path forward that actually works for your real life. Because I BET you don’t need more financial advice... you need help understanding why you're struggling to do what you already know would help. You can book your session here.  ⭐️⭐️⭐️⭐️⭐️ If this episode made you think, gave you a new perspective, or helped you feel a little less alone, would you do me a favor? Leave a 5-star review on Spotify or Apple Podcasts and email me a screenshot. Reviews help this little podcast reach more go-getters who need it. And because I appreciate you, I’ll send you a special thank-you gift in return ♥️ ~Podcast theme song by The Jilted Irony

  8. Jun 30

    How to Manage Procrastination with Love (not shame)

    We often view procrastination as a sign of laziness or a lack of motivation or willpower. But, what if there's more under the hood? What if it actually holds the shortcut the getting things done and not an obstacle? In this episode, I explore procrastination through the lens of Behavioral Finance, Somatic Experiencing and Parts Work, and introduce a simple life skill that will change how you relate to this "bad" habit without shame, self criticism or will power.  I hope you enjoy the episode! ⭐️ Book Your Introductory Session If you’re tired of wondering why money feels harder than it should, I invite you to book a 1:1 Financial Wellness Session. Together, we’ll explore the emotional, behavioral, and nervous system patterns driving your financial decisions, identify what’s getting in the way, and create a practical path forward that actually works for your real life. Because I BET you don’t need more financial advice... you need help understanding why you're struggling to do what you already know would help. You can book your session here.  ⭐️⭐️⭐️⭐️⭐️ If this episode made you think, gave you a new perspective, or helped you feel a little less alone, would you do me a favor? Leave a 5-star review on Spotify or Apple Podcasts and email me a screenshot. Reviews help this little podcast reach more go-getters who need it. And because I appreciate you, I’ll send you a special thank-you gift in return ♥️ ~Podcast theme song by The Jilted Irony

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About

Most financial advice tells you WHAT to do. UnF*ck Your Money explores how to do it when life, stress, fear, and overwhelm get in the way. If information alone changed behavior, we’d all have perfect finances. But we don’t. Because we’re human. We have nervous systems. We have histories. We have fears. We have grief. We have habits. We have protective parts. And those things show up in our bank accounts every day. This podcast is for humans who know what to do but don’t do it. It’s about understanding what comes in their way.  Welcome to UnF*ck Your Money the podcast where go-getters learn how to create a calmer, more empowered relationship with money, themselves, and life. Hosted by Behavioral Finance Coach & Somatic Practitioner Nadine Zumot, this podcast explores the intersection of money, behavior, nervous systems, self-trust, emotional wellbeing, and the very human reasons we struggle to follow through on what we already know would help. So if you've ever thought: "I know what I should be doing with money, so why can't I seem to do it?"you're in the right place. Through honest conversations, practical tools, nervous-system-informed education, and deeply human storytelling, Nadine helps listeners understand the emotional and behavioral patterns driving financial anxiety, emotional spending, avoidance, burnout, overgiving, and self-sabotage, so they can build financial stability without shame, overwhelm, or self criticism.  Because financial wellness isn’t just about numbers. It’s about safety. Capacity. Self-trust. And creating a life that actually feels spacious enough to enjoy. Welcome. Enjoy the show. ♥️