Daily Mortgage Rates LIVE with The Mortgage Calculator

The Mortgage Calculator
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Check out new mortgage rates from all our partners LIVE as rate sheets are issued every morning! Hosted by Nick Hiersche - President & Founder of The Mortgage Calculator and Jose Gonzalez - Sales Manager.For more info visit https://themortgagecalculator.comAbout The Mortgage Calculator:The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes!Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!Our Mortgage Loan Originators are trained to be loan consultants to guide borrowers throughout the entire loan process. A licensed Loan Officer is only a phone call or zoom meeting away and always available to assist borrowers throughout the loan application process all the way to closing. To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuoteThe Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

  1. 4d ago

    💼 How to Get a Mortgage With Only One Year of Self-Employment | Daily Rates LIVE

    💼 How to Get a Mortgage With Only One Year of Self-Employment Join us LIVE to review Daily Mortgage Rates and learn how self-employed borrowers with only one year of business history may explore mortgage financing options. While many traditional mortgage programs require a longer self-employment history, certain loan programs may offer flexibility depending on the borrower’s income, experience, and overall financial profile. We’ll break down how lenders evaluate self-employment history, business income, tax returns, bank statements, credit scores, down payments, cash reserves, and debt-to-income ratios. We’ll also discuss how previous employment experience in the same industry, business stability, and alternative income documentation may affect mortgage qualification. Watch a live quote scenario showing the purchase price, down payment, loan amount, interest rate, estimated monthly payment, and qualifying income so you can see how mortgage financing may work for borrowers with only one year of self-employment. 📌 Key takeaway: Understanding how lenders evaluate short self-employment histories and alternative income documentation can help borrowers explore mortgage options without waiting for two full years in business. 🎥 Watch the full episode: 👉 https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation!  Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages...

    💼 How to Get a Mortgage With Only One Year of Self-Employment | Daily Rates LIVE

  2. 4d ago

    💼 How to Get a Mortgage With a New Job or Employment Gap| Daily Rates LIVE

    💼 How to Get a Mortgage With a New Job or Employment Gap Join us LIVE to review Daily Mortgage Rates and learn how borrowers who recently started a new job or experienced a gap in employment may explore mortgage financing options. While lenders typically review employment history and income stability, changing jobs or having time away from work does not automatically mean you cannot qualify for a mortgage. We’ll break down how lenders evaluate recent employment changes, gaps in work history, qualifying income, credit scores, down payments, cash reserves, and debt-to-income ratios. We’ll also discuss how offer letters, employment verification, pay stubs, and previous work experience may affect qualification, as well as how different mortgage programs approach borrowers returning to work or transitioning into a new position. Watch a live quote scenario showing the purchase price, down payment, loan amount, interest rate, estimated monthly payment, qualifying income, and cash-to-close so you can see how mortgage financing may work for borrowers with a new job or employment gap. 📌 Key takeaway: Understanding how lenders evaluate employment history, income stability, and recent job changes can help borrowers explore mortgage options even after switching jobs or experiencing a break in employment. 🎥 Watch the full episode: 👉 https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation!  Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages...

    💼 How to Get a Mortgage With a New Job or Employment Gap| Daily Rates LIVE

  3. Oct 26

    🏨 How to Finance a Condotel | Daily Rates LIVE

    🏨 How to Finance a Condotel Join us LIVE to review Daily Mortgage Rates and learn how real estate investors and buyers may finance a condotel, a condominium-style property operated as part of a hotel. Whether you’re looking to purchase a condotel for investment income or personal use, understanding the available financing options can help you plan your purchase. We’ll break down how lenders may evaluate condotel eligibility, property management arrangements, rental income, credit score, down payment, reserves, and loan-to-value requirements. We’ll also discuss how condotel financing can differ from traditional condominium mortgages and why factors such as hotel operations, rental restrictions, and the property’s approval status may affect loan options. Watch a live quote scenario showing the purchase price, down payment, loan amount, interest rate, estimated monthly payment, and potential rental income so you can see how financing a condotel may work in real time. 📌 Key takeaway: Understanding condotel-specific lending requirements and available financing programs can help you determine the right approach for purchasing a hotel-style condominium property. 🎥 Watch the full episode: 👉 https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation!  Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages...

    🏨 How to Finance a Condotel | Daily Rates LIVE

  4. Oct 26

    💳 How to Get a Mortgage With a 55% DTI | Daily Rates LIVE

    💳 How to Get a Mortgage With a 55% DTI Join us LIVE to review Daily Mortgage Rates and learn how borrowers with a debt-to-income (DTI) ratio of 55% may explore mortgage financing options. A higher DTI means a larger portion of monthly income goes toward existing debt payments, but some loan programs may offer flexibility depending on the borrower’s overall financial profile and the property being financed. We’ll break down how lenders calculate DTI, including monthly debt obligations, qualifying income, credit score, down payment, cash reserves, and loan program requirements. We’ll also discuss how different mortgage programs may approach higher DTI ratios and how factors such as strong credit, additional reserves, or a larger down payment may affect qualification. Watch a live quote scenario showing the purchase price, down payment, loan amount, interest rate, estimated monthly payment, and debt-to-income calculation so you can see how a mortgage application with a 55% DTI may be evaluated in real time. 📌 Key takeaway: Understanding how lenders calculate DTI and evaluate the full borrower profile can help you explore mortgage options when your monthly debt obligations are relatively high. 🎥 Watch the full episode: 👉 https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation!  Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages...

    💳 How to Get a Mortgage With a 55% DTI | Daily Rates LIVE

  5. Oct 16

    💳 How to Get a Mortgage With a Credit Score Below 620 | Daily Rates LIVE

    💳 How to Get a Mortgage With a Credit Score Below 620 Join us LIVE to review Daily Mortgage Rates and learn how borrowers with credit scores below 620 may explore mortgage financing options. While many traditional mortgage programs have specific credit requirements, some loan programs may offer alternatives depending on the borrower’s overall financial profile and the property being financed. We’ll break down how lenders may evaluate credit history, recent late payments, debt-to-income ratio, down payment, reserves, income documentation, and property type. We’ll also discuss how conventional and non-QM loan programs may differ in their credit requirements and how factors beyond the credit score can affect mortgage eligibility. Watch a live quote scenario showing the purchase price, down payment, loan amount, interest rate, estimated monthly payment, and cash-to-close so you can see how mortgage options may vary for borrowers with lower credit scores. 📌 Key takeaway: Understanding lender requirements and the factors beyond your credit score can help you identify potential mortgage options and determine what may improve your chances of qualifying. 🎥 Watch the full episode: 👉 https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation!  Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages...

    💳 How to Get a Mortgage With a Credit Score Below 620 | Daily Rates LIVE

  6. Oct 14

    🏢 How to Buy an Investment Property in an LLC | Daily Rates LIVE

    🏢 How to Buy an Investment Property in an LLC Join us LIVE to review Daily Mortgage Rates and learn how real estate investors can purchase an investment property through a Limited Liability Company (LLC). Buying through an LLC may help investors organize their real estate holdings and separate business activities, but the available mortgage options and ownership requirements can vary by lender and loan program. We’ll break down how lenders may evaluate LLC ownership, the borrower’s credit, down payment, property rental income, DSCR, reserves, and the company’s documentation. We’ll also discuss how an LLC can be involved in the purchase, whether personal guarantees may be required, and why some lenders may require an individual to qualify for the loan even when the property is owned by an LLC. Watch a live quote scenario showing the purchase price, down payment, loan amount, interest rate, monthly payment, estimated rental income, and DSCR so you can see how financing an investment property through an LLC may work in real time. 📌 Key takeaway: Understanding LLC ownership requirements and available investor loan programs can help real estate investors choose an appropriate financing strategy for purchasing property through a business entity. 🎥 Watch the full episode: 👉 https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation!  Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages...

    🏢 How to Buy an Investment Property in an LLC | Daily Rates LIVE

  7. Oct 13

    🏠How to Get Cash Out of an Investment Property With DSCR | Daily Rates LIVE

    🏠How to Get Cash Out of an Investment Property With DSCR Join us LIVE to review Daily Mortgage Rates and learn how real estate investors may access equity from an investment property using a DSCR cash-out refinance. This strategy may allow investors to pull cash from an existing rental property without relying solely on traditional personal income documentation. We’ll break down how lenders may evaluate the property’s rental income, DSCR, current mortgage balance, equity, loan-to-value, credit, reserves, and cash-out amount. We’ll also discuss potential uses for the funds, including purchasing additional investment properties, renovations, debt consolidation, or other investment needs. Watch a live quote scenario showing the property value, existing loan balance, cash-out amount, new loan amount, interest rate, monthly payment, and estimated DSCR so you can see how a DSCR cash-out refinance may work in real time. 📌 Key takeaway: Understanding how property cash flow, equity, and DSCR requirements work together can help investors determine whether a cash-out refinance may be a useful strategy for accessing equity. 🎥 Watch the full episode: 👉 https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation!  Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages...

    🏠How to Get Cash Out of an Investment Property With DSCR | Daily Rates LIVE

  8. Oct 13

    🏗️ How to Finance a Ground-Up Construction Investment | Daily Rates LIVE

    🏗️ How to Finance a Ground-Up Construction Investment Join us LIVE to review Daily Mortgage Rates and learn how real estate investors can finance a ground-up construction project from land acquisition through the completion of a new investment property. We’ll discuss financing strategies for investors who want to build a property rather than purchase an existing one. We’ll break down how lenders may evaluate the land, construction plans, project costs, borrower experience, credit, down payment, reserves, and the projected value of the completed property. We’ll also discuss construction draws, timelines, interest payments, and how the property’s expected income or value may factor into the overall financing strategy. Watch a live quote scenario showing the land and construction costs, down payment, loan amount, interest rate, estimated monthly payment, and projected completed value so you can see how ground-up investment financing may work in real time. 📌 Key takeaway: Understanding the financing requirements for land, construction costs, and the completed property can help investors determine how to structure a ground-up construction project. 🎥 Watch the full episode: 👉 https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation!  Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages...

    🏗️ How to Finance a Ground-Up Construction Investment | Daily Rates LIVE
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About

Check out new mortgage rates from all our partners LIVE as rate sheets are issued every morning! Hosted by Nick Hiersche - President & Founder of The Mortgage Calculator and Jose Gonzalez - Sales Manager.For more info visit https://themortgagecalculator.comAbout The Mortgage Calculator:The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes!Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!Our Mortgage Loan Originators are trained to be loan consultants to guide borrowers throughout the entire loan process. A licensed Loan Officer is only a phone call or zoom meeting away and always available to assist borrowers throughout the loan application process all the way to closing. To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuoteThe Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

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