Daily Mortgage Rates LIVE with The Mortgage Calculator

The Mortgage Calculator

Check out new mortgage rates from all our partners LIVE as rate sheets are issued every morning! Hosted by Nick Hiersche - President & Founder of The Mortgage Calculator and Jose Gonzalez - Sales Manager.For more info visit https://themortgagecalculator.comAbout The Mortgage Calculator:The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes!Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!Our Mortgage Loan Originators are trained to be loan consultants to guide borrowers throughout the entire loan process. A licensed Loan Officer is only a phone call or zoom meeting away and always available to assist borrowers throughout the loan application process all the way to closing. To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuoteThe Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

  1. 2d ago

    🏠 How to Buy an Airbnb With a Conventional Mortgage| Daily Rates LIVE

    🏠 How to Buy an Airbnb With a Conventional Mortgage Join us LIVE to review Daily Mortgage Rates and learn how borrowers may be able to purchase a property for short-term rental use, such as an Airbnb, using a conventional mortgage. We’ll discuss how occupancy plans and property use can affect financing options and what borrowers should consider before purchasing a property intended for rental income. We’ll break down how lenders evaluate credit, income, down payment, debt-to-income ratio, property type, and occupancy requirements. We’ll also discuss the differences between primary residences, second homes, and investment properties, including how conventional mortgage guidelines may apply when a property is intended for short-term rentals. Watch a live quote scenario showing the purchase price, down payment, loan amount, interest rate, monthly payment, and estimated cash-to-close so you can see how conventional mortgage financing may work for an Airbnb property. 📌 Key takeaway: Understanding conventional mortgage occupancy and property-use requirements can help borrowers determine whether this type of financing may fit their short-term rental plans. 🎥 Watch the full episode: 👉 https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation!  Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages...

    🏠 How to Buy an Airbnb With a Conventional Mortgage| Daily Rates LIVE
  2. 2d ago

    🏢 How to Get a Mortgage for a 5–8 Unit Property | Daily Rates LIVE

    🏢 How to Get a Mortgage for a 5–8 Unit Property Join us LIVE to review Daily Mortgage Rates and learn how real estate investors can finance properties with 5–8 residential units. We’ll explore mortgage options for small multifamily investment properties and how rental income may help investors qualify for financing. We’ll break down how lenders evaluate rental income, debt service coverage, credit, down payment, loan-to-value, property expenses, and cash reserves. We’ll also discuss how DSCR loans may be used for qualifying investment properties and how factors such as occupancy, property condition, and rental income can affect financing options. Watch a live quote scenario showing the purchase price, down payment, loan amount, interest rate, monthly payment, and estimated rental income so you can see how financing a 5–8 unit property may work in real time. 📌 Key takeaway: Understanding how lenders evaluate rental income and property cash flow can help investors explore financing options for 5–8 unit investment properties. 🎥 Watch the full episode: 👉 https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation!  Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages...

    🏢 How to Get a Mortgage for a 5–8 Unit Property | Daily Rates LIVE
  3. 2d ago

    💰 HELOC vs. Closed-End Second Mortgage | Daily Rates LIVE

    💰 HELOC vs. Closed-End Second Mortgage Join us LIVE to review Daily Mortgage Rates and compare a HELOC with a closed-end second mortgage for homeowners looking to access equity in their property. We’ll break down how each option works, including loan structure, interest rates, payment options, draw periods, fixed vs. variable payments, credit requirements, available equity, and potential closing costs. We’ll also discuss situations where borrowers may consider each type of second mortgage depending on how much they need to borrow and how they plan to use the funds. Watch a live quote scenario comparing a HELOC and a closed-end second mortgage, including the available loan amount, interest rate, monthly payment, and estimated cash received so you can see how the two options compare in real time. 📌 Key takeaway: Understanding the differences between a HELOC and a closed-end second mortgage can help homeowners evaluate which type of financing may better fit their equity and borrowing needs. 🎥 Watch the full episode: 👉 https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation!  Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages...

    💰 HELOC vs. Closed-End Second Mortgage | Daily Rates LIVE
  4. 2d ago

    💰 How to Buy a Home Using Your Assets Instead of Income | Daily Rates LIVE

    💰 How to Buy a Home Using Your Assets Instead of Income Join us LIVE to review Daily Mortgage Rates and learn how borrowers may qualify for a mortgage using their assets instead of relying on traditional income documentation. Asset-based and asset-depletion loan programs may help borrowers who have substantial savings, investments, or other eligible assets but limited documented income. We’ll break down how lenders evaluate eligible assets, asset balances, qualifying income calculations, credit scores, down payment, reserves, and loan requirements. We’ll also discuss how retirement accounts, investment portfolios, and liquid assets may be considered when determining a borrower’s ability to repay the mortgage. Watch a live quote scenario showing the purchase price, down payment, loan amount, interest rate, monthly payment, and estimated qualifying income based on eligible assets so you can see how asset-based mortgage financing may work in real time. 📌 Key takeaway: Understanding how lenders evaluate assets and calculate qualifying income can help borrowers explore mortgage options when traditional income documentation may not reflect their financial resources. 🎥 Watch the full episode: 👉 https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation!  Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages...

    💰 How to Buy a Home Using Your Assets Instead of Income | Daily Rates LIVE
  5. 2d ago

    🏡 How to Buy a New Primary Home and Turn Your Current Home Into a Rental | Daily Rates LIVE

    🏡 How to Buy a New Primary Home and Turn Your Current Home Into a Rental Join us LIVE to review Daily Mortgage Rates and learn how homeowners can purchase a new primary residence while keeping their current home as a rental property. This strategy may allow homeowners to move into a new primary home without selling their existing property, depending on their income, equity, and ability to qualify for both properties. We’ll break down how lenders may evaluate the current home’s rental income, existing mortgage payment, new home purchase, down payment, credit, reserves, and debt-to-income ratio. We’ll also discuss how rental income may be documented and how converting the current primary residence into a rental can affect qualification for the new mortgage. Watch a live quote scenario showing the new home purchase price, down payment, loan amount, interest rate, monthly payment, existing mortgage, estimated rental income, and cash-to-close so you can see how the numbers may work in real time. 📌 Key takeaway: Understanding how rental income and existing mortgage obligations are calculated can help homeowners determine how they may qualify for a new primary home while keeping their current property as a rental. 🎥 Watch the full episode: 👉 https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation!  Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages...

    🏡 How to Buy a New Primary Home and Turn Your Current Home Into a Rental | Daily Rates LIVE
  6. 2d ago

    📊 How to Get a DSCR Loan When the Property Doesn’t Cash Flow | Daily Rates LIVE

    📊 How to Get a DSCR Loan When the Property Doesn’t Cash Flow Join us LIVE to review Daily Mortgage Rates and learn how investors may qualify for DSCR financing when a rental property has low or negative cash flow based on its current rental income. We’ll break down how lenders evaluate debt service coverage, market rent, current lease income, estimated future rental income, property expenses, loan-to-value, credit, reserves, and other factors that can affect qualification. We’ll also discuss how estimated future rental income may be used when the property’s current income does not fully cover the mortgage payment. Watch a live quote scenario showing the purchase price, down payment, loan amount, interest rate, monthly payment, rental income, and estimated DSCR so you can see how the numbers may work in real time. 📌 Key takeaway: Understanding how estimated future rental income can be evaluated may help investors explore DSCR loan options when a property does not currently cash flow. 🎥 Watch the full episode: 👉 https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation!  Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages...

    📊 How to Get a DSCR Loan When the Property Doesn’t Cash Flow | Daily Rates LIVE
  7. 2d ago

    🌎 How to Get a Foreign National Investor Mortgage | Daily Rates LIVE

    🌎 How to Get a Foreign National Investor Mortgage Join us LIVE to review Daily Mortgage Rates and learn how foreign national investors may qualify for mortgage financing to purchase investment property in the U.S. Foreign buyers may have different documentation and qualification requirements than U.S. borrowers, but there are specialized mortgage options available. We’ll break down eligibility requirements, down payment expectations, foreign credit or financial documentation, reserve requirements, and how lenders evaluate investment properties for foreign national borrowers. You’ll also learn how rental income, property type, and the borrower's overall financial profile can affect available financing options. Watch a live quote scenario showing purchase price, down payment, loan amount, interest rate, monthly payment, and cash-to-close so you can see how foreign national investor financing works in real time. 📌 Key takeaway: Foreign national investors may be able to finance U.S. investment properties without relying on traditional U.S. borrower requirements. 🎥 Watch the full episode: 👉 https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation!  Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages...

    🌎 How to Get a Foreign National Investor Mortgage  | Daily Rates LIVE
  8. 2d ago

    🏡 30-Year vs. 40-Year Mortgage | Daily Rates LIVE

    🏡 30-Year vs. 40-Year Mortgage Join us LIVE to review Daily Mortgage Rates and compare the differences between a 30-year and 40-year mortgage. A longer loan term can help reduce the monthly payment, but it can also change the total interest paid over the life of the loan. We’ll break down monthly payments, interest costs, amortization, qualification considerations, and when a 40-year mortgage may make sense compared with a traditional 30-year loan. You’ll also learn how the longer term can affect affordability and overall borrowing costs. Watch a live quote comparison showing the same purchase price and loan amount with a 30-year versus 40-year mortgage so you can see the difference in rate, monthly payment, total interest, and cash-to-close. 📌 Key takeaway: Choosing between a 30-year and 40-year mortgage is about more than just the monthly payment—understanding the long-term cost can help borrowers choose the right financing strategy. 🎥 Watch the full episode: 👉 https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation!  Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages...

    🏡 30-Year vs. 40-Year Mortgage | Daily Rates LIVE

About

Check out new mortgage rates from all our partners LIVE as rate sheets are issued every morning! Hosted by Nick Hiersche - President & Founder of The Mortgage Calculator and Jose Gonzalez - Sales Manager.For more info visit https://themortgagecalculator.comAbout The Mortgage Calculator:The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes!Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!Our Mortgage Loan Originators are trained to be loan consultants to guide borrowers throughout the entire loan process. A licensed Loan Officer is only a phone call or zoom meeting away and always available to assist borrowers throughout the loan application process all the way to closing. To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuoteThe Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.