Financial Bliss with Kelley Long

Kelley C. Long, CFP®, CPA/PFS

Achieving financial bliss goes beyond financial planning knowledge and strategies. It starts with getting to the root cause of WHY you don't behave with money in a way that supports your bigger dreams and goals. Author of the book "But Who Will Take Care of You When You're Old? Financial Planning for People Without Kids," Kelley C. Long, CFP®, CPA/PFS is a financial coach who uses her decades of experience and work with over 3,000 individuals and couples to break down the psychological and practical barriers that get in the way of making the most of your money.

  1. Oct 20

    The Difference Between Being Prepared and Just Being Paranoid - E37

    Kelley explores how to prepare financially and emotionally for climate uncertainty without allowing fear, doomscrolling, or an obsession with control to take over. Using forecasts of unusually disruptive weather as a starting point, she argues that genuine preparedness is not about predicting every possible disaster or buying every emergency product—it is about strengthening the financial and psychological resilience that allows you to respond when circumstances change. Kelley shares practical strategies for building that resilience, including protecting your cash reserves, understanding what your insurance actually covers, making flexible travel plans, maintaining reasonable emergency supplies, and resisting the temptation to overspend in the name of preparedness. She also examines the mental side of uncertainty, explaining how algorithms can amplify frightening content, how perfectionism can become a response to feeling powerless, and why deliberately managing what receives your attention can help prevent anxiety from spiraling. Drawing on her own experience learning to release her attachment to plans going exactly as expected, Kelley makes the case that flexibility itself is a skill that can be practiced through everyday disruptions before a genuine crisis arrives. Ultimately, she encourages listeners to replace rumination with practical action, prepare for what they reasonably can, and build confidence from the knowledge that resilience is not the ability to prevent difficult things from happening—it is the ability to adapt, make informed decisions, and keep moving when they do.  Key Takeaways: • Financial preparedness and emotional resilience are closely connected when dealing with uncertainty. • Focus your attention on what you can control rather than exhausting yourself trying to manage circumstances you cannot. • Building or protecting an emergency reserve can reduce both the financial and emotional stress associated with an unexpected event. • Travel insurance can help in some circumstances, but it should not automatically be assumed to cover every weather-related disruption. • No amount of financial planning can completely eliminate uncertainty from life. • The goal of preparedness is not to guarantee that nothing bad happens; it is to have enough financial resources, flexibility, and resilience to respond effectively when something does. Key Timestamps: (02:06) – Self-Awareness, Control, and the Algorithm (09:39) – #1: Be Prepared, but Don’t Go Overboard (11:33) – #2: Build Up or Protect Your Cash Reserve (12:50) – #3: Check Your Insurance (14:26) – #4: Be Mindful of Your Travel Plans (16:06) – #5: Be Flexible (22:58) – #6: Foster Your Confidence and Resilience Key Topics Discussed: Kelley Long, Financial Bliss, Money Mindset, Financial Psychology, Money Psychology, Behavioral Finance, Financial Anxiety, Money Stress, Wealth Mindset, Healthy Relationship With Money, Financial Habits, Money Beliefs, Financial Decision Making, Spending Habits, Saving Habits, Investing Psychology, Financial Confidence, Financial Wellness, Wealth Building, Personal Finance, Financial Planning, Retirement Planning, Financial Independence, Financial Goals, Money and Happiness, Money and Relationships, Scarcity Mindset, Abundance Mindset, Fear of Spending, Fear of Investing, Financial Avoidance, Lifestyle Inflation, Financial Freedom, Values-Based Financial Planning  More of Financial Bliss: Get Your Copy of My Book: https://www.google.com/url?q=http://financialblisscoach.com/book&sa=D&source=docs&ust=1787278536772124&usg=AOvVaw3Vv2EfFMi0OktlKwJf2C9T

    The Difference Between Being Prepared and Just Being Paranoid - E37
  2. Sep 15

    Are You Waiting for the “Perfect” Time to Live? l E36

    What’s keeping you from making the changes you know you need to make? The idea of a “growth edge” describes that uncomfortable space where fear, uncertainty, or perfectionism can keep you stuck—even when you know what you want is on the other side. Growth looks different for everyone, and what feels easy to one person can feel genuinely intimidating to another. The same idea applies to money. The best financial decision isn’t always the one that looks optimal on paper. Sometimes, the better choice is the one that supports the life you actually want—even if it isn’t technically perfect. Letting go of the pressure to “do it right” can create the freedom to take action, embrace imperfection, and move toward what matters most. If you’ve been waiting for the perfect time, the perfect plan, or the confidence to finally make a change, there may be a better way to think about what comes next. Key Takeaways: • A growth edge is the point where you begin moving beyond your familiar comfort zone toward something you know you want or need to change. • Growth edges are highly individual; what feels effortless to one person can be deeply uncomfortable for someone else. • Self-awareness means distinguishing between “I can't” and “I am not choosing to prioritize this right now.” • The best way to avoid unwanted advice is sometimes to clearly own a choice rather than frame it as an inability or external constraint. • Growth often involves consciously choosing which responsibilities you are willing to take on—and which ones you are not. • Spending more, paying more taxes, or accepting a less-than-optimal financial outcome is not necessarily a mistake when it is an informed choice in service of a person's goals. Key Timestamps: (00:00) – Reintroduction (03:36) – Stepping Out (07:00) – Commitment and Consistency (08:54) – Growing the Podcast (13:04) – Podcasting More Frequently (14:58) – Selling the Book (19:57) – Freedom and Choice (22:27) – Change One Thing  Key Topics Discussed: Kelley Long, Financial Bliss, Money Mindset, Financial Psychology, Money Psychology, Behavioral Finance, Financial Anxiety, Money Stress, Wealth Mindset, Healthy Relationship With Money, Financial Habits, Money Beliefs, Financial Decision Making, Spending Habits, Saving Habits, Investing Psychology, Financial Confidence, Financial Wellness, Wealth Building, Personal Finance, Financial Planning, Retirement Planning, Financial Independence, Financial Goals, Money and Happiness, Money and Relationships, Scarcity Mindset, Abundance Mindset, Fear of Spending, Fear of Investing, Financial Avoidance, Lifestyle Inflation, Financial Freedom, Values-Based Financial Planning  More of Financial Bliss: Get Your Copy of My Book: https://www.google.com/url?q=http://financialblisscoach.com/book&sa=D&source=docs&ust=1787278536772124&usg=AOvVaw3Vv2EfFMi0OktlKwJf2C9T

    Are You Waiting for the “Perfect” Time to Live? l E36

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5
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About

Achieving financial bliss goes beyond financial planning knowledge and strategies. It starts with getting to the root cause of WHY you don't behave with money in a way that supports your bigger dreams and goals. Author of the book "But Who Will Take Care of You When You're Old? Financial Planning for People Without Kids," Kelley C. Long, CFP®, CPA/PFS is a financial coach who uses her decades of experience and work with over 3,000 individuals and couples to break down the psychological and practical barriers that get in the way of making the most of your money.

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