Wealthy After 40: Financial Freedom, Retirement Strategy, Saving, Budgeting

Dalene Higgins | Money Coach & Retirement Strategist
  • 4.7 (32)
  • Self-Improvement
  • Updated Weekly

🎧 New episodes every Tuesday Welcome to Wealthy After 40, the retirement podcast for Gen X women and couples who want to become retirement ready with a clear plan, confident money decisions, and a future they can’t wait to live. Hosted by Dalene Higgins, Money Coach and Retirement Strategist, this show helps you simplify saving for retirement, budgeting for retirement, and creating a personalized retirement plan for you and your life. Whether you’re wondering if you’re behind, trying to catch up, or simply want to feel more confident about your future, each episode delivers practical strategies, simple action steps, and encouraging conversations to help you make steady retirement progress. 🙋‍♀️ We’ll answer questions like: • When can I retire?• Will I have enough for retirement?• How do I create a plan for retirement?• How do I calculate my retirement number?• How do I know if I’m on track for retirement?• Should I pay off debt or save for retirement first?• How much should I be saving for retirement?• What if I can’t afford to retire? You’ll also learn how to: ➡ Focus on the financial levers that have the biggest impact on retirement➡ Balance enjoying life today while preparing for tomorrow➡ Create a retirement vision that motivates you to stay consistent➡ Replace financial overwhelm with clarity, confidence, and action If you’re ready to stop wondering whether retirement is possible and start making it happen, hit follow and join me every Tuesday. Your journey to becoming retirement ready starts here.

  1. 3d ago

    How to Travel Cheap in Retirement w/Jillian Sidoti

    What is your biggest challenge/problem with money? [Ep 198] If you've ever wondered how to travel cheap without waiting until retirement or spending a fortune, this episode is for you. I'm talking with travel expert Jillian Sidoti about discovering meaningful travel in retirement, and why believing you have to wait until retirement or have a huge travel budget may be keeping you from making the memories you want. By the end of this episode, you'll understand practical ways to plan affordable travel, both before and during retirement, so you can enjoy more adventures now while creating a retirement filled with meaningful experiences. Episode Highlights 00:00 Meet Jillian Sidoti 00:54 From Lawyer to Traveler 03:15 Italy Trip Turning Point 06:12 Set a Travel Goal 07:26 Budget Travel Strategies 11:07 Points and AI Hacks 15:56 Adventure Close to Home 18:23 Yellowstone Road Trip Reset 20:24 Bespoke Group Trips 23:30 Connect and Final Advice Connect with Jillian Ivey Sidoti Website  Instagram Tiktok Facebook Full Show Notes HERE Let's connect beyond this podcast! Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress. Get a personalized retirement roadmap in 30 minutes. Book your Roadmap to Retirement call today! Join this month's webinar to gain clarity on your retirement path and know what to focus on next.

    How to Travel Cheap in Retirement w/Jillian Sidoti

  2. Jul 21

    Are You Budgeting for Retirement or Just Tracking Your Spending?

    What is your biggest challenge/problem with money? [Ep 197] In this episode you'll learn: Why budgeting for retirement still feels stressful for many GenXers, even when they're using a budget or money app.The biggest mistake people make when preparing for retirement: tracking spending without goals and a system to move their money toward those goals.How to tell if your current budgeting is working as you plan for retirement, and the three things it should be showing you.A simple way to start budgeting for retirement with a complete money system that gives you a clear path toward the retirement you want. Episode Highlights 00:00 Episode Focus 00:40 What Is A Money System 01:53 Apps and Spreadsheets Limits 02:51 System Guides Money to Goals 04:55 Tracking Metrics That Matter 07:12 Real Client Wins Proof 09:59 Three Signs It Works 12:18 Keep It Simple and Next Steps Full show notes can be found HERE Let's connect beyond this podcast! Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress. Get a personalized retirement roadmap in 30 minutes. Book your Roadmap to Retirement call today! Join this month's webinar to gain clarity on your retirement path and know what to focus on next.

    Are You Budgeting for Retirement or Just Tracking Your Spending?

  3. Jul 14

    4 Things To Consider When Preparing for Retirement

    What is your biggest challenge/problem with money? [Ep 196] In this episode you’ll learn: • Why feeling uncertain or “behind” in retirement planning even when you’re saving happens for many people • The biggest mistake people make when preparing for retirement is only focusing on the starting point (now) and the endpoint (retirement) without mapping what happens in between • How to start planning for retirement by identifying the real-life events, expenses, and milestones that will happen between now and retirement • A simple way to start building your retirement roadmap so you can feel more retirement ready and confident about your next financial steps Episode Highlights 00:00 Retirement Gap Overview 02:07 Client Story Clearing Path 04:54 Define Your Lifestyle 06:00 Map Milestones Ahead 08:55 Order Your Steps 09:29 Stop Saying Can't Afford 13:51 Action Step Wrap Up Read Full Show Notes HERE Let's connect beyond this podcast! Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress. Get a personalized retirement roadmap in 30 minutes. Book your Roadmap to Retirement call today! Join this month's webinar to gain clarity on your retirement path and know what to focus on next.

    4 Things To Consider When Preparing for Retirement

  4. Jul 7

    The Quiet Stress That's Sabotaging Your Retirement Plan

    What is your biggest challenge/problem with money? [Ep 195] In this episode you’ll learn: Why you can feel behind on retirement even when you’re consistently savingThe biggest mistake people make when trying to budget for retirement and gain control of their moneyHow to recognize the four signs of quiet stress that may be sabotaging your retirement planA simple way to start planning for retirement with more clarity and stop worrying about whether you’re on the right track Episode Highlights 01:10 Four Signs Of Quiet Stress 01:50 Spending Restriction Flip Flop 03:52 Restriction as Punishment 05:23 Paycheck to Paycheck Fear 07:07 Credit Card Shame Spiral 08:18 From Uncertainty to Control 12:42 Systems Not Self Blame Full Show Notes can be found HERE Let's connect beyond this podcast! Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress. Get a personalized retirement roadmap in 30 minutes. Book your Roadmap to Retirement call today! Join this month's webinar to gain clarity on your retirement path and know what to focus on next.

    The Quiet Stress That's Sabotaging Your Retirement Plan

  5. Jun 30

    Why Do You Fear Retirement? The Answer Might Surprise You

    What is your biggest challenge/problem with money? [Ep 194] In this episode you’ll learn: • Why retirement fear happens even when you’re financially stable • The biggest mistake people make when planning for retirement • How to identify the three numbers that create confidence in your retirement plan • A simple way to take action over the next 90 days and start making measurable retirement progress Episode Highlights 00:00 Retirement Fear Anchor 01:07 Budget Is Your Plan 02:08 Why Tracking Certain Expenses Matters 03:57 Cost of Reality 07:49 Bank Account Budget Method Trap 10:31 Tracking Is Not Restriction 11:18 Three Key Metrics 12:00 Know Your Current Expenses 13:12 Know Your Retirement Savings Rate  14:00 Debt Pay Off Desire  18:16 How To Track For Retirement Success Full Show Notes HERE Let's connect beyond this podcast! Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress. Get a personalized retirement roadmap in 30 minutes. Book your Roadmap to Retirement call today! Join this month's webinar to gain clarity on your retirement path and know what to focus on next.

    Why Do You Fear Retirement? The Answer Might Surprise You

  6. Jun 23

    Why Your Retirement Number Should Be Personalized

    What is your biggest challenge/problem with money? [Ep 193] In this episode you’ll learn: ✅ Why so many Gen Xers feel uncertain about retirement despite years of saving. ✅ The biggest mistake people make when trying to figure out if they’re on track for retirement. ✅ How to use your current spending to create a personalized retirement plan. ✅ A simple way to start replacing retirement anxiety with clarity and confidence. Episode Highlights 00:54 Why Saving Feels Scary 02:03 Generic Advice Fails 04:13 Options From Knowing Numbers 05:31 Self-Knowledge Advantage 06:38 Progress Builds Belief 07:27 Start With Expenses 09:52 Stop Searching Act Now 12:21 Build Retirement On Purpose Read the full show notes HERE Let's connect beyond this podcast! Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress. Get a personalized retirement roadmap in 30 minutes. Book your Roadmap to Retirement call today! Join this month's webinar to gain clarity on your retirement path and know what to focus on next.

    Why Your Retirement Number Should Be Personalized

  7. Jun 16

    Think You’re Behind On Retirement? You’re Not Starting From Zero

    What is your biggest challenge/problem with money? [Ep 192] In this episode you’ll learn: • Why so many Gen Xers believe they’re behind on retirement and why that isn’t necessarily true • The biggest mistake people make when trying to plan for their retirement • How to create a simple retirement plan based on your actual progress • A simple way to develop a healthier retirement mindset so you can stop guessing and start moving forward with confidence Episode Highlights 00:00 Retirement Mindset Reset 01:12 Start With a Plan 03:18 Assess Your Progress 04:35 Fear vs Knowledge  07:59 Debt and Retirement Strategy 11:01 Ditch the Have Tos 11:55 Clarify Your Real Goal Register for the Retirement Ready Workshop coming up June 27th Read the full show notes HERE Let's connect beyond this podcast! Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress. Get a personalized retirement roadmap in 30 minutes. Book your Roadmap to Retirement call today! Join this month's webinar to gain clarity on your retirement path and know what to focus on next.

    Think You’re Behind On Retirement? You’re Not Starting From Zero

  8. Jun 9

    Why Retirement Feels So Uncertain (Even When You’re Saving)

    What is your biggest challenge/problem with money? [Ep 191] If you’ve ever wondered whether all the saving and planning you’re doing is going to be enough, this episode is for you. In this episode, I’ll be sharing how to measure your retirement progress and how to make progress to retirement. By the end of this episode, you’ll understand the three retirement levers that influence your readiness so you can identify your next best step and move forward with confidence. In this episode you’ll learn: ✅ Why so many people feel behind on retirement, regardless of how much they’ve saved ✅ The biggest mistake people make when using retirement calculators and online tools ✅ How to use the three retirement levers to close your retirement gap ✅ A simple way to start taking control of your retirement timeline Episode Highlights 00:00 Will I Have Enough 01:56 Why Saving Alone Fails 04:45 Tripod Retirement Levers 05:16 Lever One Savings 06:40 Lever Two Debt 09:10 Lever Three Expenses 10:55 Lifestyle And Spending Mindset 13:51 Review And Weekly Actions 17:14 Final Takeaways Full Show Notes HERE Join the Retirement Ready Workshop. Use code JUNE to save $10 before June 14th. Let's connect beyond this podcast! Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress. Get a personalized retirement roadmap in 30 minutes. Book your Roadmap to Retirement call today! Join this month's webinar to gain clarity on your retirement path and know what to focus on next.

    Why Retirement Feels So Uncertain (Even When You’re Saving)
See All (202)

4.7
out of 5
32 Ratings

About

🎧 New episodes every Tuesday Welcome to Wealthy After 40, the retirement podcast for Gen X women and couples who want to become retirement ready with a clear plan, confident money decisions, and a future they can’t wait to live. Hosted by Dalene Higgins, Money Coach and Retirement Strategist, this show helps you simplify saving for retirement, budgeting for retirement, and creating a personalized retirement plan for you and your life. Whether you’re wondering if you’re behind, trying to catch up, or simply want to feel more confident about your future, each episode delivers practical strategies, simple action steps, and encouraging conversations to help you make steady retirement progress. 🙋‍♀️ We’ll answer questions like: • When can I retire?• Will I have enough for retirement?• How do I create a plan for retirement?• How do I calculate my retirement number?• How do I know if I’m on track for retirement?• Should I pay off debt or save for retirement first?• How much should I be saving for retirement?• What if I can’t afford to retire? You’ll also learn how to: ➡ Focus on the financial levers that have the biggest impact on retirement➡ Balance enjoying life today while preparing for tomorrow➡ Create a retirement vision that motivates you to stay consistent➡ Replace financial overwhelm with clarity, confidence, and action If you’re ready to stop wondering whether retirement is possible and start making it happen, hit follow and join me every Tuesday. Your journey to becoming retirement ready starts here.

Information