Debt Free Momentum for High Achievers: Become Debt Free, Savings Strategies, Money Management, Calendar Budgeting, Money Mind

SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife
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If your family makes good money, but it just doesn’t feel like it, Debt Free Momentum for High Achievers is for you! In fact, 8 million people earning over 6-figures are living paycheck-to-paycheck and it’s time we changed that for you. This podcast is for you if are asking... ＞ How to stop overspending ＞ How high earners can get out of debt ＞ How to do budgeting for high income earners Hi! I’m Shanalei, a budgeting coach who specializes in strategic money methods to break free from debt and manage your money with ease so you can get on with living your purpose. If you... • have loads of debt that strangles your joy • realize the negative toll that worldly possessions have on your life • do not have enough resources available to create experiences you want to have with your kids before they leave home • are tired of the grind to make more money to achieve your long-term goals • feel financially defeated start listening! WARNING: With continued listening you are bound to ENJOY budgeting and become excited for your future. Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com Learn more: www.sanitycents.com Podcast topics: Debt Elimination * Calendar Budgeting * Budgeting Tips * Budget Tracker * Personal Finance * Money Management * Debt Management * Debt Elimination * Expense Reduction * Financial Planning * Money Mindset * Money Management * Expense tracking * Budgeting Strategies * Budgeting for Career Professionals ~~~~~~~~~~~~~~~~ Intro music credit: Music from #Uppbeat https://uppbeat.io/t/mood-maze/trendsetter License code: 9NBSTYBQQQC9ZCC7

  1. JAN 28

    74 | Find Your Money Stage: Discover Where You Fall on the 6 Financial Stages of the Clarity Curve

    In this episode, you'll go behind the scenes and learn about the Clarity Curve: a simple, six‑stage roadmap that helps you understand why money feels the way it feels at different points in your life. Instead of guessing, stressing, or assuming you’re “bad with money,” the Clarity Curve shows you exactly where you are and what’s actually driving your current financial patterns.   You’ll hear real‑life examples, relatable stories, and the emotional side of each stage which range from barely getting by to building real momentum. And if you’re in a stage you don’t want to stay in, you’ll learn how a quick 30‑second quiz can pinpoint the biggest budgeting issue holding you back.   If you’ve ever thought, “Why do we always feel like we don’t have money?” this episode will help you understand what’s really going on.   Take the 30-second Quiz to Diagnose Your Biggest Budgeting Issue:  https://sanitycents.com/quiz/ - Identify what's hold your money back and simple steps to bust through it.   Stop budgeting blindly and start seeing your options! Grab the Clarity Calendar Budget Forecaster:  https://sanitycents.com/sffbf_join/ - finally see your money clearly with the simplest, most effective way to understand your entire financial year at a glance.   Visit the website for free resources: https://sanitycents.com Contact: shanalei@sanitycents.com

    12 min

  2. JAN 7

    73 | The Hidden Budgeting Block That Keeps You Feeling Stuck (and How to Break Free)

    If you’ve ever felt like you’re doing everything “right” with your money but still not moving forward, this episode is what you need to hear...   We’re breaking down the real reason you feel stuck financially and why most people never identify the true problem behind their budgeting stress.   Inside this episode, you’ll hear a personal story about being trapped in a financial treadmill, the simple framework that helps you pinpoint your biggest money struggle, and the clarity strategy that finally gives you breathing room.   You’ll also learn how to get a full‑year view of your finances so you can stop being surprised by expenses, catch tight months before they happen, and make decisions with calm confidence.   If you’re ready to understand what’s actually holding you back — and take the first step toward real momentum — this episode will show you where to start.   Take the Quiz--Diagnose Your Biggest Budgeting Issue:  https://sanitycents.com/quiz/   Stop Budgeting Blindly - Grab the Clarity Calendar Budget Forecaster:  https://sanitycents.com/sffbf_join/   Visit the website for free resources: https://sanitycents.com Contact: shanalei@sanitycents.com

    16 min

  3. 12/08/2025

    72 | Why Your Budget Keeps Failing: The #1 Money Mistake That’s Costing You Control Over Your Money

    Most people don’t quit budgeting because they’re “bad with money.” They quit because their plan never lines up with real life. That disconnect leaves you feeling like you’re failing, even when you’re not.    In this episode of Debt Free Momentum, Shanalei uncovers the hidden reason budgets collapse and shows how a simple shift can turn budgeting from a frustrating chore into a powerful tool for confidence and control. If you’ve ever wondered why your hard work doesn’t seem to pay off, this episode will reveal the missing piece that changes everything.   Stop Budgeting Blindly and grab the Clarity Calendar:  https://sanitycents.com/sffbf_join/   Visit the website for free resources: https://sanitycents.com Contact: shanalei@sanitycents.com

    10 min

  4. 11/20/2025

    71 | 5 Holiday Spending Mistakes That Trigger the January Debt Hangover (and How to Stop Overspending)

    The holidays are magical—but they can also leave your wallet in ruins. If you’ve ever woken up in January with a “debt hangover” from overspending on gifts, travel, and celebrations, this episode is for you. Shanalei breaks down the hidden money traps that drain your budget faster than you realize and shares a fresh perspective on how to keep the joy without the financial regret.   You’ll discover how small shifts in your holiday approach can protect your finances, stretch your budget further, and set you up for a debt‑free new year. This isn’t about cutting back on joy—it’s about investing in memories that matter and avoiding the money mistakes that leave you stressed when the credit card bill arrives.   Tune in to learn how to keep the magic of the season alive while building momentum toward financial clarity in January and beyond.   Stop Budgeting Blindly and switch to the Clarity Calendar:  https://sanitycents.com/sffbf_join/   Visit the website for free resources: https://sanitycents.com Contact: shanalei@sanitycents.com

    12 min

  5. 11/02/2025

    70 | End-of-Month Budget Stress: 3 Money Mistakes That Keep Families Stuck in Reaction Mode (and How to Regain Financial Clarity Before It’s Too Late)

    If your budget feels more like a guessing game than a guide, this episode is your invitation to pause, regroup, and breathe. (Ahhh!)   We’re diving into that end-of-month moment when the numbers look scary, decision fatigue sets in, and you’re stuck reacting instead of planning. Inside, you’ll learn a simple, repeatable way to check in with your money—without spreadsheets or shame. You’ll walk away knowing exactly what’s available, what’s coming, and how to make grounded decisions before the next swipe.   Whether you’re bracing for bills or just trying to make sense of your spending, this episode offers a mindset shift and a practical tool to help you feel calm, clear, and in control.   Stop Budgeting Blindly and Start Budget Forecasting - Join the Priority List:   https://sanitycents.com/sffbf_join/ Visit the website for free resources: https://sanitycents.com Contact: shanalei@sanitycents.com

    8 min

  6. 10/13/2025

    69 | Bite-Sized Budgeting: 10 of 10: Budgeting with Abundance: How to Shift Your Money Mindset and Plan with Confidence

    In the final episode of the Bite-Sized Budgeting series, Shanalei dives deep into the mindset behind money — the beliefs, fears, and habits that shape how families spend, save, and dream. This isn’t just about budgeting tips; it’s about reclaiming your peace and possibility. You’ll explore how small language shifts can gently move you from scarcity to abundance, how a simple contingency plan can soften life’s financial curveballs, and how revisiting your budget with intention can turn it into a tool for clarity — not control. Whether you’re navigating a tight season, dreaming of a family trip, or simply trying to breathe easier, this episode offers practical encouragement and emotional resonance. It’s a reminder that your budget should evolve with you — reflecting your values, your season, and your hope. Stop Guessing and Start Budget Forecasting Join the Priority List Now:  https://sanitycents.com/sffbf_join/ Visit the website for free resources: https://sanitycents.com Contact: shanalei@sanitycents.com

    14 min

  7. 09/16/2025

    68 | Bite-Sized Budgeting: 9 of 10: Building a Family Budget Together: How to Avoid Overspending and Teach Kids Smart Money Habits

    If you’ve found yourself managing the household finances by default while juggling bills, tracking spending, and wondering how to make it all work, this episode is your breath of fresh air.   Shanalei breaks down how to build a family budget that’s collaborative, intentional, and rooted in real life. Because budgeting isn’t just about numbers — it’s about building trust, making thoughtful choices together, and teaching your kids money habits they’ll carry into adulthood.   Inside this episode, you’ll learn: How to plan your monthly budget with a family calendar huddle Why tracking spending patterns helps avoid overspending and impulse buys How to create a “fun money” bucket that keeps joy in your financial plan Ways to teach kids the difference between needs and wants and let them help define it How to set budget guardrails that support financial freedom without restricting joy Why involving your family early builds confidence, reduces money stress, and strengthens values   Stop Guessing and Start Budget Forecasting - The Stress-Free Family Budget Forecaster is OPEN for a limited time. Join SFFBF Now:  https://sanitycents.com/launch_sffbf/   Visit the website for free resources: https://sanitycents.com   Contact: shanalei@sanitycents.com

    19 min

  8. 09/01/2025

    67 | Bite-Sized Budgeting 8 of 10: From Stress to Confidence: Debt-Free Habits, Money Mindset Shifts & Budgeting Without Burnout”

    Ever feel like your budget is just one big guessing game? Like you're juggling bills, second-guessing every expense, and wondering if you'll ever break free from the paycheck-to-paycheck cycle? You're not alone. This episode is here to help you shift from stress to confidence with practical strategies and mindset shifts that support lasting change.   We’ll explore how to build debt-free habits that stick, even when life gets messy. You’ll learn how to reframe limiting beliefs, use affirmations to boost follow-through, and create accountability systems that feel supportive instead of overwhelming. We’ll also talk about how to balance joy and responsibility in your budget without burning out.   Plus, I’ll introduce a new clarity-driven tool that helps you plan ahead, spend with confidence, and feel in control of your finances. If you're ready to build habits that support financial freedom and peace of mind, this episode is your starting point.   Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster Priority List: https://sanitycents.com/sffbf_join/   Visit the website for free resources: https://sanitycents.com   Contact: shanalei@sanitycents.com

    21 min
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About

If your family makes good money, but it just doesn’t feel like it, Debt Free Momentum for High Achievers is for you! In fact, 8 million people earning over 6-figures are living paycheck-to-paycheck and it’s time we changed that for you. This podcast is for you if are asking... ＞ How to stop overspending ＞ How high earners can get out of debt ＞ How to do budgeting for high income earners Hi! I’m Shanalei, a budgeting coach who specializes in strategic money methods to break free from debt and manage your money with ease so you can get on with living your purpose. If you... • have loads of debt that strangles your joy • realize the negative toll that worldly possessions have on your life • do not have enough resources available to create experiences you want to have with your kids before they leave home • are tired of the grind to make more money to achieve your long-term goals • feel financially defeated start listening! WARNING: With continued listening you are bound to ENJOY budgeting and become excited for your future. Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com Learn more: www.sanitycents.com Podcast topics: Debt Elimination * Calendar Budgeting * Budgeting Tips * Budget Tracker * Personal Finance * Money Management * Debt Management * Debt Elimination * Expense Reduction * Financial Planning * Money Mindset * Money Management * Expense tracking * Budgeting Strategies * Budgeting for Career Professionals ~~~~~~~~~~~~~~~~ Intro music credit: Music from #Uppbeat https://uppbeat.io/t/mood-maze/trendsetter License code: 9NBSTYBQQQC9ZCC7

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