Mind + Money: A Podcast All About Money and ADHD

Sherry + Val
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We are two financial professionals with ADHD, and we are here to share strategies for changing your finances that align with how your unique brain works! We’ll also dive into different ADHD topics! The number of personal finance experts out there can feel overwhelming, and when we try to follow their ’must-follow’ steps to financial success and fail, we can feel defeated. Together, we will help you ditch the shame and make changes that feel aligned with the life you want to live! We’ll also share things we learn about ADHD along the way and what works for us to find balance in our lives.

  1. 3d ago

    Do ADHD Entrepreneurs Need a Niche? (Ep 121)

    Note that we'll be slowing down a bit for the summer and will be switching to bi-weekly episodes because, well, Summer! Do you need a niche to run a successful business? The standard advice says yes, and it usually sounds like "pick a demographic." But what if that approach doesn't work for how your ADHD brain actually operates? In this episode, Sherry and Val dig into what it really means to find your people as an ADHD entrepreneur. Spoiler: it has a lot less to do with age ranges and job titles and a lot more to do with values, energy, and shared interests. They cover: - Why demographic-based niching often falls flat for ADHD entrepreneurs - What to look at instead when figuring out who your ideal client actually is - How sharing your values openly (even the polarising ones) attracts the right clients and repels the wrong ones - Why financial stability gives you the power to say no to clients who aren't a fit - How your gut instinct is your biggest asset on discovery calls, and why ADHDers often second-guess it even when it's right If you've been stuck trying to force your business into a niche box that doesn't feel right, this one's for you. Connect with us: Book a free call with Val (financial planner): https://calendly.com/valerie-stratford Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393 Val's Instagram: http://www.instagram.com/you.me.and.money Sherry's Instagram: http://www.instagram.com/moneymindsetfc Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast Sherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

    16 min

  2. Jun 18

    Why Eating Is Hard With ADHD, and What Helps (Amy Jones) Ep 120

    Ever found yourself in the kitchen at 9pm, suddenly aware you have not eaten all day, and then felt that wave of shame wash over you? If feeding yourself feels weirdly hard, you are not broken and you are definitely not alone. This week we are joined by Amy Jones, a certified functional nutrition practitioner and ADHD life coach who was not diagnosed with ADHD until she was 45. She gets it, because she lives it too. We get into: - Why eating is actually an executive function task (and why that one reframe changes everything) - The shame spiral around food, and how to start stepping out of it - The surprising link between digestion, stomach acid, and feeling like garbage - Amy's PFF is your BFF approach to staying fuelled without overhauling your whole life - Meals as assembly, not recipes, for the days you have zero capacity left If you have ever wondered why you can know exactly what you should eat and still not do it, this is the episode for you. Learn more about Amy: Website: https://www.amyjonesnutrition.com/ What to Do When Food Feels Like Too Much (free guide): https://amyjonesnutrition.myflodesk.com/whattodo Connect with us: Book a free call with Val (financial planner): https://calendly.com/valerie-stratford Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393 Val's Instagram: http://www.instagram.com/you.me.and.money Sherry's Instagram: http://www.instagram.com/moneymindsetfc Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast Sherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

    36 min

  3. Jun 11

    ADHD and Bank Accounts: The Setup That Actually Works (Ep 119)

    How many bank accounts do you actually need? Where does money go once it hits your main account? And what even is a sinking fund? Should they be a part of your plan? In this episode, a financial coach and a financial planner stop talking theory and share their actual bank account setups. Sherry and Val walk through their full personal and business account structures, including the ones that are probably too many steps for most people, and the version they actually recommend to clients. We get into: - Why a separate spending account is the single most impactful change most people can make (and the one-step answer it gives you to "can I afford this?") - What sinking funds are and whether a more separated savings structure makes sense for your brain - Why the credit card works brilliantly for some people and quietly causes problems for others - What a self-employed person's business accounts actually need to look like - How to manage joint finances when both people in a household need some autonomy Whether you have been curious about how money nerds actually structure their accounts or you are tired of not knowing where your money goes before the next payday, this episode has answers. Connect with us: Book a free call with Val (financial planner): https://calendly.com/valerie-stratford Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393 Val's Instagram: http://www.instagram.com/you.me.and.money Sherry's Instagram: http://www.instagram.com/moneymindsetfc Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast Sherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

    32 min

  4. Jun 4

    How We Cut Our Phone and Internet Bills in Half (Ep 118)

    If you're Canadian and your phone and internet bill has been quietly creeping up for years, you're not imagining it. Most of us hit a point where we know we should deal with it and then... don't. This episode is about what happens when you finally get fed up enough to actually make the call. We cover: - What finally pushed Sherry to take action (and why loyalty to your provider might be costing you more than you think) - The strategy she used to negotiate with her current provider using a competing offer - Why calling the cancellation department is a completely different experience than calling regular customer service - New Canadian regulations around cell phone switching that are worth knowing before you call - A realistic time breakdown: how much effort this actually takes versus what you can save This one is equal parts relatable rant and genuinely useful strategy. If you've been putting off this conversation because it feels like too much, this episode might just give you the push you need. Connect with us: Book a free call with Val (financial planner): https://calendly.com/valerie-stratford Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393 Val's Instagram: http://www.instagram.com/you.me.and.money Sherry's Instagram: http://www.instagram.com/moneymindsetfc Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast Sherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

    12 min

  5. May 28

    ADHD, Big Purchases, and the Loan Approval Trap (Ep 117)

    Getting a pre-approval feels like a green light to sign on the dotted line. But the bank's math and the math of your actual life are two very different things. In this episode, Sherry and Val dig into one of the most common money traps out there: getting approved or pre-approved for a mortgage, car loan, or any big purchase and assuming that approval means you can actually afford it. Because the bank doesn't factor in your whole life, and buying at the top of your approval can quietly spiral into something that's really hard to get out of. They also get into the ADHD side of big financial decisions: the impulsivity, the difficulty imagining future you, and the urgency tactics that salespeople use to get you to sign before you've had time to think. Plus: the difference between a budget and cash flow, what a proper vibe check looks like before any big commitment, and a practical way to test whether a new payment actually fits your life before locking it in. Just because you're approved doesn't mean you should say yes. Connect with us: Book a free call with Val (financial planner): https://calendly.com/valerie-stratford Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393 Val's Instagram: http://www.instagram.com/you.me.and.money Sherry's Instagram: http://www.instagram.com/moneymindsetfc Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast Sherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

    20 min

  6. May 21

    Gamify Your Goals: ADHD Motivation and Accountability (Ep 116)

    What if the thing that finally got your ADHD brain to follow through on your goals wasn't discipline or willpower, it was your own money on the line?!! In this episode, we get into a goal-setting hack that uses real financial stakes to create the urgency and motivation that ADHD brains actually run on. We break down how it works, how to structure it, and how to make it sustainable without turning it into a burden for the people around you. We cover: Why traditional motivation strategies fall flat for ADHD brainsHow to use money as both the reward and the consequence to drive actionWhat to do with your money when you actually hit your goal (this part matters more than you might think)How gamification, streaks, and friendly competition can work for financial and personal goalsPlus, Sherry shared about a group challenge idea that she has been wanting to do for a while and hasn't taken action on yet. Connect with us: Book a free call with Val (financial planner): https://calendly.com/valerie-stratfordBook a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393Val's Instagram: http://www.instagram.com/you.me.and.moneySherry's Instagram: http://www.instagram.com/moneymindsetfcPodcast Instagram: http://www.instagram.com/mind.money.adhd.podcastSherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

    11 min

  7. May 14

    Manifestation Meets Money: Why You Need Both the Woo Woo and the Plan (Ep 115)

    Can you actually manifest more money? Yes, and, there's a catch. In this episode, Sherry and Val dig into one of the most misunderstood concepts in the personal finance space: manifestation. They believe in the woo woo. They also believe you need a plan. And they're here to tell you why one without the other just doesn't work. What you'll hear in this episode: Why belief alone won't move the needle on your financesWhat it actually looks like when mindset and action work togetherThe sneaky way avoidance mode blocks abundance from coming inHow small financial actions build the belief that bigger things are possibleWhat it means to give your money a job (and why that matters more than you think)Whether you're all in on manifestation or more of a show-me-the-spreadsheet person, this episode will meet you where you're at and give you something to work with. Connect with us: Book a free call with Val (financial planner): ⁠https://calendly.com/valerie-stratford⁠ Book a free call with Sherry (financial coach): ⁠https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393⁠ Val's Instagram: ⁠http://www.instagram.com/you.me.and.money⁠ Sherry's Instagram: ⁠http://www.instagram.com/moneymindsetfc⁠ Podcast Instagram: ⁠http://www.instagram.com/mind.money.adhd.podcast⁠ Sherry's TikTok: ⁠https://www.tiktok.com/@moneymindsetcoaching

    11 min

  8. May 7

    ADHD and Money: Why Your Budget Keeps Going Somewhere to Die (And How to Fix It) Ep 114

    You've got a beautiful budget. You downloaded all your transactions, colour-coded everything, and made a plan. And then what? It sits in a folder on your computer with the other 12 budget spreadsheets you've made over the years. There's a massive gap between making a budget and actually living by it. Sherry and Val break down what's missing and why most budgets fail the moment real life happens. Bad news: you need more than a pretty spreadsheet. We talk about the number one question your budget should be able to answer before you spend money, why tracking every transaction won't save you, and the account setup that makes overspending way harder. Plus, what to do when the dopamine wears off, and you stop caring about your budget categories. If you've ever wondered why you keep making budgets that go nowhere, this episode walks you through what actually works for ADHD brains. Less tracking, more structure. Less shame, more systems. ADHD Money Starter Kit: https://landing.mailerlite.com/webforms/landing/g9v9u3 Connect with us:Book a free call with Val (financial planner): https://calendly.com/valerie-stratfordBook a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393Val's Instagram: http://www.instagram.com/you.me.and.moneySherry's Instagram: http://www.instagram.com/moneymindsetfcPodcast Instagram: http://www.instagram.com/mind.money.adhd.podcastSherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

    24 min
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About

We are two financial professionals with ADHD, and we are here to share strategies for changing your finances that align with how your unique brain works! We’ll also dive into different ADHD topics! The number of personal finance experts out there can feel overwhelming, and when we try to follow their ’must-follow’ steps to financial success and fail, we can feel defeated. Together, we will help you ditch the shame and make changes that feel aligned with the life you want to live! We’ll also share things we learn about ADHD along the way and what works for us to find balance in our lives.

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