FiduciWho

Leonard Raskin
  • 4.0 (4)
  • Investing
  • Updated Weekly

Leonard Raskin, author of "FiduciWho? What a Real Fiduciary Will Tell You About How to Protect, Grow, Enjoy, and Transfer Your Wealth," isn't your average financial expert; he's more like a trusted friend, diving deep into your aspirations and concerns to create a holistic plan beyond mere finances. With over three decades of experience, Leonard's approach breaks away from conventional wisdom, offering refreshing insights that go beyond traditional financial advice. Through his book and podcast appearances, he infuses humor and storytelling to revolutionize the way people perceive and manage their wealth, empowering them to seize control of their financial destinies with confidence.

  1. 6d ago

    Brad Gornto: The Tax Strategy Few Advisors Know About

    Sold a business, converted a Roth, or had a monster bonus year? There's a nook in the tax code fewer than 5% of advisors have ever heard of, and it can potentially create a significant current-year tax deduction for charitable giving you were already planning to make.  In this episode, Leonard and Brad Gornto discuss: Reversionary charitable lead annuity trusts (iCLATs)Ideal client profile and liquidity-event triggersPresent-value deduction math and AGI limitsiCLAT vs. donor-advised funds and irrevocable estate trustsGuardrails, costs, and retained control Key Takeaways:  The deduction isn't based on what you transfer; it's based on the present value of your charitable promise, which means a $500,000 pledge over ten years can generate roughly $375,000 of current deduction.The best proposals don't ask clients to change anything. Someone already tithing $20,000 a year can commit to 25 more years of the same and capture a $281,000 deduction, worth roughly $150,000 in tax savings in a high-tax state.Unlike a donor-advised fund, where every dollar of growth belongs to the charity forever, growth above the promised payments reverts to the client at the end of the term.Some charitable strategies need to be arranged before a transaction closes; Brad explains how an iCLAT can potentially be implemented after an income event, even late in the calendar year.Control is the whole point. It's a grantor trust, the client is trustee, and the existing advisor manages it like any other account, but the guardrails are real: no margin, no personal guarantees, no personal-use assets, no self-dealing.As estate-tax exemptions have increased, Brad explains why some clients may place greater emphasis on current income-tax savings than estate-tax savings.  “The charitable deduction is not based on what you transfer to the ICLAT, which is extremely bizarre. It's based on the present value of the charitable promise over a period of time.” - Brad Gornto About Brad Gornto: Brad Gornto has practiced law throughout Florida for 26 years in the areas of complex estate planning, income tax, charitable planning, probate, trust administration, and business law. An attorney, tax strategist, and charitable planning specialist based in Ormond Beach, Florida, he specializes in helping individuals and families navigate sophisticated tax and charitable planning strategies. Since discovering the iCLAT strategy early in his career in 2003, Brad has focused on its application as a reversionary charitable lead annuity trust designed to provide a current income tax deduction while supporting charitable giving and potentially returning the remaining assets to the donor. He holds degrees from Florida State University and the University of Florida College of Law, as well as a master's degree in tax law from the University of Miami. Brad is also a devoted father of four: Bryce, Owen, Joel, and Daisy. Connect with Brad Gornto: Website: http://www.iclat.net  LinkedIn: https://www.linkedin.com/in/bradgornto/  Connect with Leonard Raskin: Website: https://www.raskinglobal.com/  LinkedIn: https://www.linkedin.com/in/leonardraskin/  Facebook: https://www.facebook.com/RaskinGlobal  Email: lraskin@raskinglobal.com Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

    Brad Gornto: The Tax Strategy Few Advisors Know About

  2. Sep 22

    Nicole Earle: You Can't Build Your Way Out of the Affordable Housing Crisis

    She's shepherded over $1 billion in real estate and hasn't taken a paycheck since 2022. Nicole Earle explains why building housing alone will never fix a neighborhood.  In this episode, Leonard and Nicole Earle discuss: Immigrant roots and early real estate influencesTax credit finance and the affordable housing capital stackPreventing displacement and over-gentrificationThe "housing-plus" service-enriched modelEconomic development, community land trusts, and operational funding gaps Key Takeaways:  Affordable housing is often more expensive to build than market-rate; layers of government oversight, specialized financing, and a small army of consultants all carry fees that land in the capital stack.You can't build your way out of a housing shortage. Without job training, financial literacy, and small business support, new units land in neighborhoods that still can't sustain them.Honoring a community means the people who stayed through disinvestment get a meaningful say and a place to stay when revitalization finally arrives.Bricks and sticks are the beginning, not the end. Put a property manager in the building and walk away, and you've built a structure, not a community.Capital funding exists. Operating funding doesn't, which is why mission-driven organizations run on volunteer labor and can't hire the talent the work demands.  “I'm doing it for the love of the people, love of community. And you know, it's unfortunately sometimes the people like, like you're like Jesus, sometimes the people you're called to don't accept you, but you, he came to them anyway.” - Nicole Earle About Nicole Earle: Nicole Earle is a dedicated real estate development and financial services executive with nearly 30 years of experience serving the private and public sectors. She provides expert guidance in all phases of real estate development, financing, and project management, with a strong focus on revitalizing low- to moderate-income communities. Known for her diligence, problem-solving abilities, and results-driven approach, Nicole has successfully managed and closed real estate deals nearing $1 billion in volume. As the visionary leader behind Dominion Real Estate, LLC, and Dominion Community Development Corporation, Baltimore-based impact investment enterprises, Nicole channels her expertise into projects that foster economic empowerment and community growth. Her goal is to close the wealth gap through residential and mixed-use developments that uplift underserved areas. She is a trusted advisor to non-profits, churches, and early-stage developers, adding capacity and ensuring smooth, equitable, and beneficial transactions for all parties involved. Connect with Nicole Earle: Website: https://www.dominioncommunitydc.org/  LinkedIn: https://www.linkedin.com/in/nicole-earle/   Facebook: https://www.facebook.com/people/Dominion-Community-Development-Corporation/61566572306835/  Email: nicole@dominionrealestate.co  Phone: 410-212-1857 Connect with Leonard Raskin: Website: https://www.raskinglobal.com/  LinkedIn: https://www.linkedin.com/in/leonardraskin/  Facebook: https://www.facebook.com/RaskinGlobal  Email: lraskin@raskinglobal.com Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

    Nicole Earle: You Can't Build Your Way Out of the Affordable Housing Crisis

  3. Sep 15

    Andrew Bartlow: Why Clarity Beats “Culture” in Scaling a Business

    When investors want a 3–4X return in five years, vague goals won’t cut it. Andrew Bartlow explains how clarity, alignment, and the right systems help founder-led businesses navigate growth, complexity, and professionalization. In this episode, Leonard and Andrew Bartlow discuss: Transition from reactive HR to business-focused people strategyMyth of “people are our most important asset” vs. real decision-makingGrowth, complexity, and the need for structure and systemsPrivate equity, professionalizing founder/family-led businesses, and 3-4X value creationClarity, alignment, and practical use of tools like AI in real work Key Takeaways:  Focusing people practices on helping the organization meet its goals is the most powerful contribution any function can make.Saying “people are our most important asset” often doesn’t match how decisions are made when trade-offs and missed targets appear.As organizations grow, complexity increases and demands more structure, systems, and formal communication, even when that feels uncomfortable to founders.In investor-backed environments, many leaders are in the biggest jobs of their lives and must learn what 3–4X growth really looks like and requires.Clarity and alignment on goals, roles, and trade-offs are the foundation for building effective processes, structures, and teams at any size.  “If you help the organization meet its goals, that's the highest and best thing that you can do in any function, whether it's sales, marketing, engineering, or HR.” - Andrew Bartlow About Andrew Bartlow: Andrew Bartlow is a veteran HR executive, author, advisor, and educator with more than 30 years of experience helping high-growth companies scale their people and organizations. A former HR leader at PepsiCo and General Electric, he has led organizations through major growth, IPOs, M&A, and restructuring, including helping scale Invitation Homes from $500 million to $25 billion. He is the Founder and Faculty Member of People Leader Accelerator, an intensive development program for senior HR leaders at growth-stage companies, and serves as a private equity operating partner and venture advisor, executive coach, and strategic HR consultant. Andrew is also the co-author of *Scaling for Success: People Priorities for High-Growth Organizations* and has taught and mentored HR leaders through his work as a university faculty member, advisor, and mentor. Connect with Andrew Bartlow: Website: https://www.peopleleaderaccelerator.com/  LinkedIn: https://www.linkedin.com/in/bartlow/  Connect with Leonard Raskin: Website: https://www.raskinglobal.com/  LinkedIn: https://www.linkedin.com/in/leonardraskin/  Facebook: https://www.facebook.com/RaskinGlobal  Email: lraskin@raskinglobal.com Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

    Andrew Bartlow: Why Clarity Beats “Culture” in Scaling a Business

  4. Sep 8

    Divya Sheel: Unlocking Liquidity with Whole Life Insurance Lines of Credit

    Discover how whole life insurance can become a source of flexible liquidity as Divya Sheel breaks down cash value lending, how it works, and how it can support long-term financial goals. In this episode, Leonard and Divya Sheel discuss: Transition from mediation to niche financial lendingHow cash value lines of credit against whole life workStrategic uses of liquidity for retirement, real estate, and life eventsEducation and misconceptions surrounding whole life insuranceCulture, family, motherhood, and photography as part of her story Key Takeaways:  Lending against the cash value of whole life insurance functions much like a home equity line of credit, providing flexible, interest-only access to liquidity without selling assets.Lack of education is one of the biggest barriers to understanding cash value lending and how it fits into a long-term financial plan.A credit line secured by whole life can support goals such as retirement, tuition, real estate, or business growth while allowing other investments to remain in place.An outstanding loan can ultimately be paid from the policy’s death benefit, allowing policy owners to access the policy’s value during their lifetime while maintaining a broader wealth-transfer strategy.The strategy discussed includes a streamlined application process, no setup fees, and the ability to combine policies from multiple insurance carriers into a single line of credit.  “I want to be able to do something in a way where the next girl after me says, hey, I can kind of also do this. I can learn about this.” - Divya Sheel About Divya Sheel: Divya Sheel is a Vice President and Relationship Manager with over a decade of experience advising high-net-worth clients on sophisticated credit and liquidity strategies. She is a recognized pioneer in lending against the cash value of whole life insurance policies and the first Indian woman to specialize in this niche. Divya structures bespoke financing solutions that provide liquidity while preserving long-term wealth transfer strategies and policy performance. With expertise spanning insurance, credit, and relationship management, she partners with clients and advisors to create strategies aligned with generational wealth goals. Known for simplifying complex financial structures into clear, actionable insights, Divya brings a thoughtful, solutions-oriented approach to every client relationship. Outside of work, she is a devoted mother and passionate photographer. Connect with Divya Sheel: Website: https://www.provident.bank/business-planning/commercial-loans/specialty-lending/insurance-line-of-credit/divya-sheel  LinkedIn: https://www.linkedin.com/in/divya-sheel-mba-781a3a25/  Insurance Line of Credit: https://www.provident.bank/business-planning/commercial-loans/specialty-lending/insurance-line-of-credit  Connect with Leonard Raskin: Website: https://www.raskinglobal.com/  LinkedIn: https://www.linkedin.com/in/leonardraskin/  Facebook: https://www.facebook.com/RaskinGlobal  Email: lraskin@raskinglobal.com Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

    Divya Sheel: Unlocking Liquidity with Whole Life Insurance Lines of Credit

  5. Sep 1

    Dr. Jon Randall: Cracking the Capacity Ceiling for Financial Advisors

    If you’re stuck at a revenue plateau, drowning in clients, and wondering how to grow without burning out, this conversation will change how you think about capacity, team, and client quality. In this episode, Leonard and Dr. Jon Randall discuss: Transition from advisor to coach for high-performing financial advisorsCapacity constraints and the theory of constraints in advisory firmsShifting from “more clients” to “better, more profitable clients”Mindset, human equilibrium, and psychological barriers to scalingHyper-niching and organic growth through ideal clients and referrals Key Takeaways:  Many advisory firms hit a predictable revenue ceiling because the founder becomes the bottleneck; scaling demands freeing the owner from day-to-day service so they can focus on growth.Capacity is the primary constraint in most practices, and sustainable scaling comes from leveraging the time and energy of others, not just working harder.Optimizing revenue per client and per team member can be more meaningful than focusing solely on AUM, especially when a large percentage of smaller clients are actually unprofitable.Human nature craves equilibrium and routine, which makes major changes like handing clients to another advisor feel threatening, even when those changes are necessary for growth.Hyper-niching into very specific markets creates a small, targeted “pond” where it becomes much easier to attract ideal clients organically through referrals and word-of-mouth.  “You nailed the biggest constraint we see is capacity. So I based our growth program on the theory of constraints.” - Dr. Jon Randall About Dr. Jon Randall: Dr. Jon Randall has been coaching and consulting the fastest-growing financial advisors in the industry since 2004. As a transformational leader, he is passionate about making a positive difference in the industry and has received numerous awards, including Outstanding Leader and Consultant of the Year, and is ranked the #1 Consultant for firms that track results. The average production of practices Jon works with has exceeded $15 million.   He is a sought-after national presenter at financial services conferences and a published author, with his books The Extraordinary Financial Advisor Practice and Attract More Clients, Better Clients.   Prior to coaching, Jon was a seasoned financial advisor, where he learned the ins and outs of the industry. Jon recently completed his doctorate in Performance Psychology and currently resides in Greenville, North Carolina, with his wife, Kathleen, and their two sons, James and William. Connect with Dr. Jon Randall: Website: https://www.xfa.coach  LinkedIn: https://www.linkedin.com/company/xfa-coach/  Facebook: https://www.facebook.com/XFA.COACH  Instagram: https://www.instagram.com/xfa.coach  Workshop: https://scale.xfa.coach/   MDA Course: https://scale.xfa.coach/mda-course  Connect with Leonard Raskin: Website: https://www.raskinglobal.com/  LinkedIn: https://www.linkedin.com/in/leonardraskin/  Facebook: https://www.facebook.com/RaskinGlobal  Email: lraskin@raskinglobal.com Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

    Dr. Jon Randall: Cracking the Capacity Ceiling for Financial Advisors

  6. Aug 25

    Beau Turner: Inside the Economics, Risks, and Rewards of Bitcoin Mining

    Is Bitcoin mining just speculation or a serious, long-term income play? In this episode, Beau Turner pulls back the curtain on the economics, risks, and realities of owning Bitcoin miners and why he built a fully insured, white-glove operation after losing a half million dollars. In this episode, Leonard and Beau Turner discuss: Transition from real estate investing to Bitcoin miningHow Bitcoin mining works: hardware, energy, and economicsTax treatment, depreciation, and active vs. passive participationRisks: market risk, operational risk, and how to mitigate themBitcoin’s fixed supply, difficulty adjustment, and long-term outlook Key Takeaways:  Bitcoin mining is best approached as a long-duration operating business, not a short-term speculative trade.Profitability hinges primarily on power cost, machine efficiency, and operating environment, with energy expense making up the bulk of the economics.Mining can allow investors to acquire Bitcoin below market production costs while using depreciation and operating expenses as part of the business's tax strategy.The greatest risks fall into two buckets: whether Bitcoin retains value and whether the mining operation is run well, with insurance helping mitigate operational risks.Time horizon and behavior matter; Beau recommends approaching mining as a multi-year strategy and holding mined Bitcoin rather than immediately using it for expenses.  “Bitcoin is locked in time, and the only way that it gets released from time to the miner or to anybody to circulate it is by performing that work.” - Beau Turner About Beau Turner: Beau Turner is the founder of Abundant Mines, a bitcoin mining company built with one purpose: to make passive crypto infrastructure investing simple, secure, and sustainable. A former real estate investor turned tech entrepreneur, Beau launched Abundant Mines after experiencing firsthand how unreliable, opaque, and frustrating the mining space could be. What began as a personal mission has since evolved into a premium service that provides white-glove support, transparent operations, and renewable energy hosting in the Pacific Northwest. From due diligence through deployment, Beau and his team manage every detail so investors can benefit from mining without having to become miners themselves. His passion extends beyond returns. He helps clients understand the larger shifts in finance, energy, and technology that make Bitcoin mining one of the most timely opportunities of this era. His mission is to demystify the space, bring clarity where others create confusion, and build long-term value through infrastructure most investors have never had access to. Connect with Beau Turner: Website: https://abundantmines.com/  LinkedIn (Personal): https://www.linkedin.com/in/beau-turner-445732251/  LinkedIn (Company): https://www.linkedin.com/company/abundant-mines/  X: https://x.com/AbundantMines  Facebook: https://www.facebook.com/abundantmines#  Instagram: https://www.instagram.com/abundantmines/  YouTube: https://www.youtube.com/@AbundantMines/  TikTok: https://www.tiktok.com/@abundant.mines  Connect with Leonard Raskin: Website: https://www.raskinglobal.com/  LinkedIn: https://www.linkedin.com/in/leonardraskin/  Facebook: https://www.facebook.com/RaskinGlobal  Email: lraskin@raskinglobal.com Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

    Beau Turner: Inside the Economics, Risks, and Rewards of Bitcoin Mining

  7. Aug 18

    David Homan: Orchestrating Connections Beyond Transactional Networking

    If you think networking is about collecting business cards and LinkedIn connections, think again. David Homan unpacks the art of “orchestrated connecting,” showing how long-term trust, gratitude, and integrity quietly power life-changing opportunities. In this episode, Leonard and David Homan discuss: Misconceptions about traditional networkingRelationship capital vs. contact listsTrust, generosity, and the “impact ask”Technology’s role and limits in connecting (Soar Connect)Gratitude, honoring introductions, and building true community Key Takeaways:  Most people confuse having a large contact list with having real relationship capital; true relationship capital is built slowly through consistency, care, and shared growth over time.Shifting from transactional networking to genuine connecting begins with asking others what they truly need and finding ways to help without an immediate expectation of return.Trust is not instant; it often takes years to develop and is reinforced by follow-through, honoring introductions, and maintaining the credibility of everyone involved.Technology should amplify, not replace, trusted relationships. Ethical connecting depends on privacy, consent, and honoring introductions so every relationship maintains its integrity.Gratitude is an underrated but powerful practice; thanking people who opened doors in your past not only honors them, it often becomes the spark that rebuilds community and creates new opportunities.  “Every time somebody told me no, I paused, and I sincerely asked them what they needed and how I could help. I built trust in order to get to the philanthropic ask.” - David Homan About David Homan: David Homan is the founder and CEO of Orchestrated Connecting, a global community of connectors; Orchestrated Opportunities, an impact-focused advisory firm; and SOAR CONNECT, a start-up focused on the strength of authentic relationships. He hosts a podcast called Orchestrated focused on developing relationship value, is an active classical composer, and is a proud father of two. From middle-class beginnings as the son of a college professor father and nonprofit-focused mother, he has built a network reaching into the most private and incredible circles globally while maintaining a code of purposeful community building called Orchestrated Connecting. Connect with David Homan: Website: https://davidhoman.com/  LinkedIn: https://www.linkedin.com/in/davidrhoman/  Orchestrating Connection: https://orchestratingconnection.com/  SOAR Connect: http://soarconnect.ai  Connect with Leonard Raskin: Website: https://www.raskinglobal.com/  LinkedIn: https://www.linkedin.com/in/leonardraskin/  Facebook: https://www.facebook.com/RaskinGlobal  Email: lraskin@raskinglobal.com Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

    David Homan: Orchestrating Connections Beyond Transactional Networking

  8. Aug 14

    Classic Rewind - Barry Dyke: Breaking the Retirement Ruse

    Is your retirement plan built for income, or just market risk? Barry Dyke challenges the 401(k) status quo and explains why guarantees, cash flow, and financial resilience may matter more than accumulation alone. In this episode, Leonard and Barry discuss: Why America’s retirement system ranks among the worst in developed nationsThe flaws of the 401(k) model and the risks behind Wall Street’s dominanceThe importance of guaranteed products like annuities and life insuranceThe hidden practices of major financial institutions versus what they sell to the publicHow Barry’s “Five Fs” guides his philosophy in life and finance Key Takeaways: Retirement planning is not just about piling up assets; it’s about creating a reliable income and steady cash flow that lasts throughout life.While consumers are encouraged to take risks, large financial institutions quietly secure guarantees for themselves, revealing a troubling double standard.The 401(k) system has proven to be a dangerous experiment, leaving millions of Americans without real protection or dependable retirement outcomes.Products with guarantees, such as annuities and permanent life insurance, provide security and peace of mind when markets become volatile and unpredictable.By keeping faith, family, friends, fitness, and finance at the center, people can build not only financial resilience but also a strong foundation for life’s challenges. “A new toaster from Walmart has more guarantees than a 401(k).” - Barry Dyke About Barry Dyke: Barry James Dyke is the founder of Castle Asset Management and the best-selling author of the Pirates of Manhattan series, a cult classic among financial professionals worldwide. With nearly four decades in financial services, Barry has owned a pension consulting firm, a third-party benefits administration firm, and, since 2001, his registered investment advisory practice. He’s sold over 34,000 books in 23 countries, warning about the dangers of excessive debt and speculation undermining the American dream. A frequent economic speaker, Barry has advised Fortune 500 companies like Northwestern Mutual and Lafayette Life. Grounded in his “Five Fs”—faith, family, friends, fitness, and finance—Barry is known for his conservative philosophy and lifelong client relationships. Connect with Barry Dyke: Websites: https://www.camnh.com/ , https://www.barryjamesdyke.com/  LinkedIn: https://www.linkedin.com/in/barryjamesdyke/  Books: https://www.barryjamesdyke.com/store  Connect with Leonard Raskin: Website: https://www.raskinglobal.com/  LinkedIn: https://www.linkedin.com/in/leonardraskin/  Facebook: https://www.facebook.com/RaskinGlobal  Email: lraskin@raskinglobal.com   Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

    Classic Rewind - Barry Dyke: Breaking the Retirement Ruse
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About

Leonard Raskin, author of "FiduciWho? What a Real Fiduciary Will Tell You About How to Protect, Grow, Enjoy, and Transfer Your Wealth," isn't your average financial expert; he's more like a trusted friend, diving deep into your aspirations and concerns to create a holistic plan beyond mere finances. With over three decades of experience, Leonard's approach breaks away from conventional wisdom, offering refreshing insights that go beyond traditional financial advice. Through his book and podcast appearances, he infuses humor and storytelling to revolutionize the way people perceive and manage their wealth, empowering them to seize control of their financial destinies with confidence.

Information

  • Creator
    Leonard Raskin
  • Years Active
    2024 - 2026
  • Episodes
    81
  • Rating
    Clean
  • Copyright
    © Copyright 2026 | All Rights Reserved | Leonard Raskin
  • Show Website
    FiduciWho

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