Moving the Metal: The Auto Finance Podcast

Chris Capurso, Brooke Conkle, Troutman Pepper Locke
  • 5.0 (3)
  • Business
  • Updated Biweekly

Moving the Metal offers insights and engaging discussions on automotive finance. Hosted by Troutman Pepper Locke attorneys Brooke Conkle and Chris Capurso, this podcast explores key trends and developments in the automotive finance sector.

  1. 5d ago

    States Respond to the FTC's Notorious 97 Letters: The Sequel No Dealer Wanted

    In this episode of Moving the Metal: The Auto Finance Podcast, hosts Brooke Conkle and Chris Capurso break down two significant state-level regulatory responses to the Federal Trade Commission's (FTC) March 2026 wave of 97 warning letters targeting auto dealers — examining how Louisiana's Motor Vehicle Commission is formally updating its advertising regulations to align with FTC guidance on total price transparency, and how the Massachusetts Attorney General's Office issued a sweeping advisory putting dealers on notice that hidden documentation fees violate state law, with potential double exposure under both motor vehicle dealer regulations and the Massachusetts UDAP statute. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    20 min

  2. Jun 16

    The $10 Million Oops: How One New Jersey Dealer's Penalty Got a Dramatic Makeover

    In this episode of Moving the Metal: The Auto Finance Podcast, hosts Brooke Conkle and Chris Capurso break down a New Jersey enforcement action against a dealer group that began with a 2018 consent order and escalated into a 2023 complaint packed with Consumer Fraud Act allegations — from gray market disclosures and duplicative add-ons to odometer violations and improper warranty sales. The trial court initially imposed over $10 million in penalties before two rounds of reconsideration brought the final figure down to $155,000, offering a striking look at how courts balance deterrence, proportionality, and ability to pay. Tune in for a practical breakdown of what this case means for dealers navigating compliance in an era where state enforcement is quickly becoming the front line. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    21 min

  3. May 26

    Kicking the Tires on Kentucky: SB 158 and the Add-On Product Revolution

    In this episode of Moving the Metal: The Auto Finance Podcast, hosts Brooke Conkle and Chris Capurso are joined by partner Brian Casey to unpack Kentucky SB 158, a new law creating a comprehensive framework for vehicle financial protection products, including GAP waivers, excess wear and tear waivers, and vehicle value protection agreements. They explain how SB 158 designates these products as "not insurance," imposes clear optionality and disclosure requirements, mandates a 30-day free look period, and addresses how benefits and refunds work — particularly in repossession scenarios. They also discuss what dealers, lenders, and administrators should do now to update forms, contracts, and processes, and how Kentucky's approach may become a model for other states considering regulation of auto add-on products. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    13 min

  4. May 21

    Fraud on the Front Line: How Dealers Are Fighting Emerging Auto Finance Scams

    In this episode of Moving the Metal: The Auto Finance Podcast, hosts Brooke Conkle and Chris Capurso examine the evolving fraud threats facing auto dealers and finance companies, from income and identity fraud to vehicle-related scams like forged VINs and deceptive trade-ins. They explore how these schemes translate into chargebacks, consumer lawsuits, and regulatory scrutiny; the tension between robust fraud controls and sales friction; and why clear policies, consistent verification, strong dealer-lender agreements, and meticulous documentation are critical both to preventing fraud and defending disputes when something slips through. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    33 min

  5. Apr 28

    Price Tags and Pitfalls: Inside the FTC–Maryland Dealer Smackdown

    In this episode of Moving the Metal: The Auto Finance Podcast, hosts Brooke Conkle and Chris Capurso break down a major FTC–Maryland AG settlement with multiple auto dealerships over alleged deceptive pricing, unauthorized add-ons, and misleading financing practices. Brooke and Chris walk through the redress and penalty structure and explain how "total price," clear disclosure, and express informed consent are being enforced post-CARS Rule. They also discuss what dealers and auto finance companies should do now to strengthen compliance, documentation, and oversight of dealer practices. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    27 min

  6. Apr 14

    Auto Finance Year in Review, Part 2: Security Clearances, Supervisory Lines, and Connected Cars

    In this second installment of Moving the Metal: The Auto Finance Podcast's 2025 auto finance year in review, hosts Brooke Conkle and Chris Capurso unpack three emerging risk hotspots: service member auto lending, changes to Consumer Financial Protection Bureau (CFPB) larger-participant supervision, and state vehicle data privacy laws. They break down the CFPB's 2025 Servicemember Auto Lending Report, proposed shifts to the auto larger-participant threshold, and New Jersey's first-of-its-kind vehicle data deletion law — along with what each development means for compliance programs, dealer oversight, and litigation risk. Tune in to hear how federal and state trends are reshaping auto finance risk and what companies should be doing now to stay ahead in 2026. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    22 min

  7. Mar 31

    Warning Letters and Warren Letters: What the Auto Finance Industry Needs to Know

    In this episode of Moving the Metal: The Auto Finance Podcast, hosts Brooke Conkle and Chris Capurso break down two major developments turning up regulatory pressure on the auto finance industry. They unpack the FTC's "WARNING LETTER" campaign targeting nearly 100 dealers, focused on UDAAP risks in pricing and advertising, including hidden fees, conditional pricing, mandatory add-ons, and unavailable vehicles. They also examine Senator Elizabeth Warren's sweeping, short-fuse request for granular data comparing servicemember and civilian auto finance outcomes, signaling heightened bipartisan scrutiny of military borrowers. Tune in to hear what these letters really mean, what regulators are looking for, and how auto finance companies and dealers should be preparing now. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    19 min

  8. Mar 17

    Auto Finance Year in Review, Part 1: From FTC CARS Rule Collapse to a State-Led Patchwork

    In this episode of Moving the Metal: The Auto Finance Podcast, hosts Brooke Conkle and Chris Capurso kick off a two-part Auto Finance Year in Review by unpacking the Fifth Circuit's vacatur of the FTC CARS Rule, the decision by the Trump 2.0 administration not to appeal, and how states — led by California's CARS Act and Oregon's new auto finance law — are quickly filling the gap with their own disclosure, add-on, cancellation, and recordkeeping requirements, creating a growing state-by-state patchwork that challenges truly uniform national compliance programs for dealers, finance companies, and servicers. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    16 min
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Ratings & Reviews

5
out of 5
3 Ratings

About

Moving the Metal offers insights and engaging discussions on automotive finance. Hosted by Troutman Pepper Locke attorneys Brooke Conkle and Chris Capurso, this podcast explores key trends and developments in the automotive finance sector.

Information

  • Creator
    Chris Capurso, Brooke Conkle, Troutman Pepper Locke
  • Years Active
    2024 - 2026
  • Episodes
    44
  • Rating
    Clean
  • Copyright
    © 2024-2026 Troutman Pepper Locke LLP. All Rights Reserved.
  • Show Website
    Moving the Metal: The Auto Finance Podcast

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