Investing For Doctors Podcast

Investing4Doctors

Welcome to the Investing For Doctors podcast. Here we talk about personal finances, investing, wealth creation, accounting, and personal development that will aid you in your life journey as a doctor.Please note that the information provided in this podcast is for educational and entertainment purposes only. The content should not be considered as financial advice and your personal situations have not been taken into account. Before making any financial decisions, we strongly recommend consulting with the relevant professional(s).

  1. FEB 12

    Finding Purpose Beyond Financial Independence | Ep. 62

    Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors  ----- In this episode of Investing for Doctors, we are joined by Suzi Petrozzi, Clinical and Coaching Psychologist at Body Mind Central, for a different kind of conversation, recorded live at the FICO conference. Instead of focusing on strategies, returns or investment structures, this session slows things right down to ask a more fundamental question. Why are doctors pursuing financial independence in the first place, and what are they really hoping it will give them? We explore how purpose, presence and self-agency shape not only better life decisions, but better financial ones too. Together, we unpack why burnout and overwhelm are often signs of misalignment rather than failure, why money creates options but does not provide direction, and how learning to say no can be one of the most powerful outcomes of financial independence. This episode is a reflective and grounding conversation for doctors who want to realign their wealth-building journey with what actually matters to them. ----- TIME STAMPS: 00:00 Hook/Intro 01:17 Guest Introduction 03:56 Finding Purpose: Realising what you do with Why you do it 05:41 The cost of disconnection 06:12 Framework for empowerment 07:11 Presence 12:31 Power 21:03 Purpose 28:20 Potential 30:27 Possibilities 32:43 When we reconnect with our purpose, everything else begins to flow more often 42:33 Comments and questions from the audience 52:13 Conclusion/Outro ----- SHOW NOTES LINKS https://ifdgroup.com.au/  https://doctorbi.com.au/  https://au.linkedin.com/in/mian-bi au.linkedin.com/in/suzi-petrozzi-23403958 https://bodymindcentral.com.au/ https://www.facebook.com/BodyMindCentral -----   LISTEN TO THE PODCAST   Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN  Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608  Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast  -----   FIND US HERE   Website: https://ifdgroup.com.au/  Facebook Group: https://www.facebook.com/groups/investingfordoctors  Facebook Page: https://www.facebook.com/investingfordoctors  -----   DISCLAIMER   The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

    53 min
  2. FEB 5

    Banks LOVE Doctors… So Why Are Their Home Loans Getting Rejected? | Ep. 61

    Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors  ----- In this episode of Investing for Doctors, we are joined by Alissa Childs, co-founder of Two Birds One Loan, to break down why getting a home loan as a doctor is often more complex than it should be. We unpack how banks really assess doctors’ income, including PAYG roles with overtime, short-term ABN contracts, multiple employers, and parental leave gaps, and why many doctors are incorrectly told “no” by banks or non-specialist brokers. We also explore practical case studies on short-term ABN lending, borrowing through trusts and SMSFs, and renegotiating high-interest rates that quietly cost doctors tens of thousands of dollars over time. This episode is a clear, practical guide for doctors who want to understand their true borrowing options and turn rejections into approvals. ----- TIME STAMPS: 00:00 Hook/Intro 01:28 Introduction of Alissa Childs  03:18 Assessing Income for Salaried Doctors 11:34 Complexities of ABN Income and Multiple Jobs 17:21 Parental Leave and Its Impact on Loan Assessment 24:51 Doctors on short-term income 26:14 Dynamics between Home Loan Residential Bankers, Business Bankers and Private Bankers 31:07 Using Trusts and SMSFs for Borrowing 40:04 Conclusion/Outro ----- SHOW NOTES LINKS https://ifdgroup.com.au/  https://doctorbi.com.au/  https://au.linkedin.com/in/mian-bi https://www.twobirdsoneloan.com.au/ https://web.facebook.com/twobirdsoneloan https://www.linkedin.com/in/alissa-childs-8816777a/ ----- LISTEN TO THE PODCAST Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN  Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608  Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast  ----- FIND US HERE Website: https://ifdgroup.com.au/  Facebook Group: https://www.facebook.com/groups/investingfordoctors  Facebook Page: https://www.facebook.com/investingfordoctors  ----- DISCLAIMER The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

    44 min
  3. JAN 29

    If You Already Own Property, This Is the Next Level Most Doctors Miss | Ep. 60

    Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors  ----- In this episode of Investing for Doctors, we welcome back Rich Harvey, CEO and Founder of PROPERTYBUYER to take the conversation beyond buy and hold and into the value-add strategies most doctors never hear about. Building on our previous discussion around leverage and portfolio structure, we unpack why many high-income professionals stop too early with property, not because of risk tolerance or lack of opportunity, but because they are unclear on what is realistically possible without becoming a full-time developer. Rich walks through practical, lower-risk ways doctors can manufacture equity and accelerate passive income, including cosmetic renovations, granny flats, knock-down rebuilds, and passive development strategies. We also explore realistic return benchmarks, risks to avoid, hidden tax considerations, and how doctors can scale safely when time is limited and managing tradies or approvals is not an option. This episode is designed for doctors who already own property and want a clearer framework for what comes next, without chasing hype or overcomplicating their strategy. ----- TIME STAMPS: 00:00 Intro/Hook 01:31 Rich Introduction 02:43 Advise for people doing value-adding or development activities 03:43 Why do value adding? 05:26 Process of Renovations 10:21 Managing Renovations 11:21 Cosmetic Renovations and Risk Management 14:49 Granny Flats and Structural Renovations 20:03 Knockdown and Rebuild Strategies 30:36 Passive Development and Joint Ventures 34:11 Rooming Houses and High-Yield Investments 36:59 Legislative Challenges and Opportunities 37:43 Syndicated Investment and Group Participation 46:23 Conclusion/Outro ----- SHOW NOTES LINKS https://ifdgroup.com.au/  https://doctorbi.com.au/  https://au.linkedin.com/in/mian-bi https://www.propertybuyer.com.au/ https://www.linkedin.com/in/sydney-buyers-agent ----- LISTEN TO THE PODCAST Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN  Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608  Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast  ----- FIND US HERE Website: https://ifdgroup.com.au/  Facebook Group: https://www.facebook.com/groups/investingfordoctors  Facebook Page: https://www.facebook.com/investingfordoctors  ----- DISCLAIMER The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

    48 min
  4. JAN 22

    Why High-Income Doctors Still Feel Stuck With Property | Ep. 59

    Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors  ----- In this episode of Investing for Doctors, we are joined by Rich Harvey, CEO and Founder of PROPERTYBUYER, to challenge the idea that property is simply about owning a home. We unpack why property remains a powerful long-term wealth creation tool for doctors, particularly as a hedge against inflation, and why many high-income professionals stall after one or two purchases due to fear, mindset, and analysis paralysis rather than lack of opportunity. Rich explains how doctors can use leverage safely, choose the right type of property at different life stages, and avoid common traps such as over-supplied areas or poor structures. We also explore how to keep building when personal borrowing capacity runs out, using strategies across personal ownership, trusts, and self-managed super funds. This episode is a practical guide for doctors who know they have capacity but want a clearer, more confident path forward. ----- TIME STAMPS: 00:00 Intro/Hook 01:23 Debate on Stocks vs. Property 03:00 Using Property as an Investment Tool 04:01 Doctors' Risk Aversion and Leverage 07:30 Strategies for Overcoming Analysis Paralysis 09:26 The Power of Property for Medical Professionals 13:54 Choosing the Right Property 45:59 Pitfalls to Avoid in Property Investment 44:15 The Role of a Buyer's Agent 47:18 Future Predictions and Market Trends 48:13 Predictions on Property Prices 50:00 Conclusion/Outro ----- SHOW NOTES LINKS https://ifdgroup.com.au/  https://doctorbi.com.au/  https://au.linkedin.com/in/mian-bi https://www.propertybuyer.com.au/ https://www.linkedin.com/in/sydney-buyers-agent -----   LISTEN TO THE PODCAST   Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN  Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608  Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast  -----   FIND US HERE   Website: https://ifdgroup.com.au/  Facebook Group: https://www.facebook.com/groups/investingfordoctors  Facebook Page: https://www.facebook.com/investingfordoctors  -----   DISCLAIMER   The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

    51 min
  5. JAN 14

    If I Were a Young Doctor Starting Today, This Is How I Would Buy My First Home | Ep. 58

    Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors  ----- In this episode, mortgage expert Alissa Childs joins us to unpack the real pathways young doctors can use to get onto the property ladder sooner. Many early career doctors feel priced out or overwhelmed by lending rules, not realising they may be eligible for tens of thousands of dollars in incentives, LMI waivers and tax saving strategies that can fast track their first purchase. Alissa shares practical examples from the front lines, including how one client saved $40,000 simply through a scheme change that most buyers never hear about until it is too late. We break down the major options available to first time buyers, including the 5 percent deposit scheme, doctor specific LMI waivers, parental guarantees, and the First Home Super Saver strategy. Alissa clarifies how each works, the traps to avoid, and why forward planning matters, particularly for interns and registrars who want to buy earlier without needing a huge cash deposit. We also explore the lesser known differences between federal incentives and state based stamp duty or grant rules, and how choosing the right structure can affect borrowing capacity, growth potential and long term portfolio planning. Whether you want to buy your first home to live in, start with an investment, or simply understand how to position yourself over the next twelve to twenty four months, this episode offers clear, evidence based guidance to help doctors make confident decisions. It is a practical roadmap for anyone who wants to move from feeling stuck to knowing exactly what steps will put them in the best position to buy. ----- TIME STAMPS: 00:00 Intro/Hook 01:53 Alissa's Background 03:05 First Home Owners Gruarantee to 5% Deposite Scheme 03:51 Lenders Mortgage Insurance 06:04 Details of the 5% Deposit Scheme and LMI Waivers 13:50 Stamp Duty Concessions and First Home Owner Grants 18:26 First Home Super Saver Scheme (FHSS) 26:06 Parental Guarantees and Investment Strategies 36:53 Scenario Planning for New Doctors 40:04 Conclusion/Outro ----- SHOW NOTES LINKS https://ifdgroup.com.au/  https://doctorbi.com.au/  https://au.linkedin.com/in/mian-bi https://www.twobirdsoneloan.com.au/ https://web.facebook.com/twobirdsoneloan https://www.linkedin.com/in/alissa-childs-8816777a/ -----   LISTEN TO THE PODCAST   Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN  Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608  Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast  -----

    44 min
  6. JAN 7

    Male Fertility EXPLAINED: The TRUTH No One Talks About | Ep. 57

    Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors  ----- In this follow up episode, fertility specialist Dr Becky Taylor returns to shift the spotlight onto male fertility, an often overlooked part of the conception conversation. While fertility planning is frequently framed as a women’s issue, Dr Taylor explains why male age, genetics and lifestyle play a critical role in embryo health, miscarriage risk and long term child outcomes, particularly for doctors who delay family planning due to training and career demands. We unpack what actually affects sperm quality, from DNA fragmentation and genetic conditions to factors like smoking, BMI, sedentary work and heat exposure. Dr Taylor explains why semen analysis and early testing matter, how lifestyle changes can meaningfully improve outcomes, and why waiting until problems arise can limit available options for couples. We also explore why both partners should be assessed early, rather than assuming fertility challenges sit on one side alone. Whether you are planning to have children soon, considering fertility preservation, or want clarity earlier rather than later, this episode offers practical, evidence based insights to support informed decision making. It continues our broader focus on investing not just financially, but in long term life planning, helping doctors align career goals with the realities of fertility and family. ----- TIME STAMPS: 00:00 Intro/Hook 01:28 Becky's Background 02:35 Male Infertility and Age Factors 08:00 Miscarriage Problems Due to Male problems 10:28 Other Male Infertility problems 11:56 Biopsy and aspiration 16:51 Impact of male lifestyle in having a baby 20:23 Advise for female and male doctors in planning to have a pregnancy 27:26 Fertility Preservation and Embryo Creation 29:54 Companies supporting Egg Freezing  35:02 Challenges and Considerations in Fertility Preservation 38:23 Legislation and Donor Work for Same-Sex Couples 42:26 Conclusion/Outro ----- SHOW NOTES LINKS https://ifdgroup.com.au/  https://doctorbi.com.au/  https://au.linkedin.com/in/mian-bi drbeckytaylor.com.au instagram.com/dr.beckytaylor facebook.com/drrebecca.beckytaylor ----- LISTEN TO THE PODCAST Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN  Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608  ----- FIND US HERE Website: https://ifdgroup.com.au/  Facebook Group: https://www.facebook.com/groups/investingfordoctors  Facebook Page: https://www.facebook.com/investingfordoctors  -----  DISCLAIMER The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

    45 min
  7. 12/18/2025

    Behind Every Doctor’s Career Is a Fertility Clock Nobody Talks About | Ep. 56

    Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors  ----- In this episode, fertility specialist Dr Becky Taylor from Genea, one of Australia’s largest IVF and fertility services providers, joins us to unpack the truth about egg freezing in 2026, and why more doctors are facing fertility decisions later than expected. Behind long hours, extended training pathways and delayed life milestones, many medical professionals are unknowingly trading time for certainty when it comes to family planning. Dr Taylor shares what she is seeing on the front lines of fertility care, including the growing use of ovarian reserve testing, egg freezing and fertility preservation. We explore how age remains the biggest factor affecting egg quality, why freezing eggs later in life often delivers disappointing outcomes, and how conditions like endometriosis can quietly reduce fertility well before symptoms become obvious. Whether you are early in your medical career or further along your training journey, this episode offers clear, evidence-based insights to help you plan ahead. It forms part of our broader focus on investing not just in finances, but in long-term life planning, bringing honest conversations and expert perspectives to decisions that shape both career and family. ----- TIME STAMPS: 00:00 Hook/Intro 01:19 Introduction and Background of Dr. Becky Taylor 03:29 Trends in Fertility and Fertility Preservation 07:07 Ovarian Reserve Assessment and Fertility Preservation Advice 11:50 Impact of younger eggs in ovarian reserves 16:35 Impact of Endometriosis and Polycystic Ovary Syndrome on Fertility 32:59 IVF Process and Egg Freezing 46:28 Challenges and Considerations in Fertility Preservation 48:34 Conclusion/Outro ----- SHOW NOTES LINKS https://ifdgroup.com.au/  https://doctorbi.com.au/  https://au.linkedin.com/in/mian-bi drbeckytaylor.com.au instagram.com/dr.beckytaylor facebook.com/drrebecca.beckytaylor ----- LISTEN TO THE PODCAST Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN  Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608  Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast  ----- FIND US HERE Website: https://ifdgroup.com.au/  Facebook Group: https://www.facebook.com/groups/investingfordoctors  Facebook Page: https://www.facebook.com/investingfordoctors  ----- DISCLAIMER The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

    51 min
  8. 12/10/2025

    Separation Explained: The Legal Steps Couples Never Think About Until It Is Too Late | Ep. 55

    Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors  ----- In this follow up episode, Nadine Udorovic, Partner at Nicholes Family Lawyers, returns to unpack what actually happens when a relationship ends. Most couples only learn the legal steps of separation when they are already overwhelmed, and Nadine brings almost two decades of experience to help shed light on the parts most people never think about until it is too late. We explore how binding financial agreements work when they are tested in real life, including why a de facto agreement becomes invalid the moment you marry unless it was drafted to survive the wedding. Nadine breaks down the crucial difference between a parenting plan and a parenting order, and why only one is legally enforceable. She also guides us through the realities of modern families, from step-parents and grandparents to teenagers who now have a stronger voice in their own arrangements. This second instalment goes deeper into the practical realities couples face once separation becomes a legal process, giving you the information most people only discover under pressure. ----- TIME STAMPS: 00:00 Intro/Hook 01:40 Nadine’s background 02:20 Components of Binding Financial Agreements 03:49 Challenges and Updates in Binding Financial Agreements 05:57 Impact of Binding Financial Agreements on Relationships 11:05 Parenting Agreements and Orders 12:42 Complexities in Blended Families and Grandparental Rights 15:58 Alternative Dispute Resolution Methods 18:41 Mediation and Its Benefits 24:29 Challenges in Collaborative Approaches 27:10 Parenting Orders and Child Agency 38:05 Conclusion/Outro ----- SHOW NOTES LINKS https://ifdgroup.com.au/  https://doctorbi.com.au/  https://au.linkedin.com/in/mian-bi https://www.linkedin.com/in/nadine-udorovic-7a7a619/ https://nicholeslaw.com.au/ ----- LISTEN TO THE PODCAST Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN  Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608  Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast  ----- FIND US HERE Website: https://ifdgroup.com.au/  Facebook Group: https://www.facebook.com/groups/investingfordoctors  Facebook Page: https://www.facebook.com/investingfordoctors  ----- DISCLAIMER The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

    40 min

About

Welcome to the Investing For Doctors podcast. Here we talk about personal finances, investing, wealth creation, accounting, and personal development that will aid you in your life journey as a doctor.Please note that the information provided in this podcast is for educational and entertainment purposes only. The content should not be considered as financial advice and your personal situations have not been taken into account. Before making any financial decisions, we strongly recommend consulting with the relevant professional(s).

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