Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!

Richard Raby
  • 3.0 (2)
  • Self-Improvement
  • Updated Weekly

Community gathering of fellow savers trying to have fun and save money at the same time. Our mission is to encourage frugal behavior in individuals so they can build momentum towards financial freedom and have fun at the same time. Check out our website www.frugalocity.org!

  1. 6d ago

    #87 - BallHawgs Mid‑Season College Football Update: Homegrown Maters (Matters?) & Are Asteriks Smart when it comes to Kirby and his Dawgs?

    Week Six delivered pure college football chaos, and Ballhawgs dove straight into it. Richard and Conner open the show by declaring the episode timely — because the sport is melting down in real time. Half the preseason top ten has vanished into witness protection, Oregon imploded, Texas face‑planted, and Georgia reclaimed No. 1 with an asterisk the size of Tuscaloosa. This episode is peak Ballhawgs: fast, funny, opinionated, and fueled by SEC energy, NIL skepticism, and a whole lot of Georgia pride. Oregon: The Ducks Got Plucked The first major storyline: Oregon’s collapse. UCLA — a program everyone still mentally files under “basketball school” — marched into Eugene and beat Oregon 17–15, benching Dylan Raiola in the process. Conner and Richard roast Oregon’s preseason hype and point out what almost nobody in national media is discussing: Oregon lost BOTH coordinators: Will Stein → Kentucky (now 5–1 and looking legit) Tosh Lupoi → Cal (also surging) The pundits ignored all of that and assumed Oregon would “just score 50 a game.” Instead, they’re out of the top 25 for the first time since 2022. The SEC Algebra of Chaos Conner drops one of the episode’s funniest segments: the “Tulsa Triangle.” Tulsa beats Oklahoma State. Oklahoma State beats Oregon. Arkansas (0–3 in SEC play) beats Tulsa. Richard calls it “algebra, calculus, trigonometry — whatever you want.” College football math never adds up, and that’s why it’s the best sport in the world. Raiola’s Future & NIL Whack‑A‑Mole With Raiola benched, Richard predicts he’s already filling out transfer paperwork. LSU gets mentioned. But the bigger point is cultural: **Georgia builds a culture. Other programs play NIL whack‑a‑mole.** This becomes the backbone of the entire episode. Georgia: Back on Top — With an Asterisk Georgia beats Alabama 20–17 in Tuscaloosa — their first win there since 2007 — but the national media immediately slapped an asterisk on it. The Ballhawgs response? Good. Georgia thrives on disrespect. Both agree: Georgia is a quiet powerhouse. Then they move to the Unbeaten Fraud Watch: There are nine undefeated teams besides Georgia. Ballhawgs go through each one and shred the résumé. Indiana Wins over a bunch of cupcakes and then escapes against Northwestern and Nebraska who are no longer powerhouses. Notre Dame (6–0) Wins over cupcakes also but Miami looms — and Ballhawgs think Miami might destroy them. Texas Tech/BYU/James Madison haven't won anything significant. Utah is always underrated and who is this UCLA team? ACC gets described: Richard: “Miami and a clown show.” Big Ten: Conner: “Top heavy every year.” Ohio State and Indiana are the only real contenders. Big 12 BYU, Texas Tech, Utah — all undefeated, but Ballhawgs call it a “pillow fight with good marketing.” SEC Nine ranked teams. Georgia’s win at Tuscaloosa is the only true signature win in the country. Homegrown Maters: The Georgia Model This is the heart of the episode. Richard’s metaphor: Georgia is grown like homegrown tomatoes — better than store‑bought every time. Georgia’s offensive line All five starters: Recruited Developed 35+ combined starts Georgia’s tight end room Every TE could start somewhere else. They stay because of culture, development, and championships. Alabama’s offensive line Only one returning starter. Everyone else transferred into Bama. Gunner Stockton Conner delivers a full sermon: 1,300 yards 76% completion rate 14 TDs, 2 INTs 198 passer rating 90.5 QBR (2nd in nation) The Ballhawgs declare him the best QB in the country. Closing: NFL Teaser Conner previews an upcoming NFL segment on Aaron Rodgers: Possibly “on steroids” (jokingly) Final Sign‑Off Richard: “Spend less, yell more, Go Dawgs” Conner: "Dogs beat Auburn easily this week" Sites we follow and you should too: Frugalocity Snoophoggyhawg Frugalocity2 Drink Choffy — use code: Richard15 Shampoochie Encourage Wellness and Performance Georgia Real Estate Depot

    #87 - BallHawgs Mid‑Season College Football Update: Homegrown Maters (Matters?) & Are Asteriks Smart when it comes to Kirby and his Dawgs?

  2. Sep 23

    #86- Dollywood, the Frugalocity Approved Theme Park

    In this heartfelt and unexpectedly timely episode of Frugalocity, Richard and Dave dive into a question that blends frugality, family, Americana, and the legacy of one of the most beloved figures in American culture: Is Dollywood the frugalite‑approved theme park experience? The conversation begins with Richard honoring the recent passing of Dolly Parton — the Smoky Mountain Songbird, Iron Butterfly, Book Lady, and a woman whose impact stretches far beyond music. As Richard puts it, Dolly’s accomplishments could fill an entire podcast, but today the focus is on one of her greatest gifts to East Tennessee: Dollywood. Why Dollywood? Why Now? Richard frames the episode around a simple but provocative question: If Disney and Universal dominate the theme‑park conversation, why aren’t more families talking about Dollywood — a destination that costs roughly half as much, offers world‑class rides, and sits in the middle of some of the most beautiful scenery in America? Dave, freshly returned from a trip to Dollywood, jumps in with firsthand experience. His verdict is clear: Dollywood is fun, wholesome, well‑run, and refreshingly authentic. “Dollywood is… a lot less expensive than a certain other destination south of us.” Authenticity vs. Commercialization The duo contrasts Dollywood’s vibe with the hyper‑commercial feel of Orlando’s mega‑parks. Dave jokes that if Chick‑fil‑A ran a theme park, it would feel like Dollywood — warm, welcoming, and genuinely family‑oriented. Richard expands on this, connecting Dollywood’s authenticity to Dolly’s own story — her humility, her roots, her literacy work, and her refusal to let others define her worth. He recalls the famous Barbara Walters interview where Dolly flipped a stereotype on its head with grace and humor. “She flipped the stereotype… she made Barbara look like a condescending, patronizing elitist.” Dollywood, they argue, carries that same spirit: pride without pretension, charm without commercialization, and joy without the price tag of Orlando. The Dollywood Experience — Through Dave’s Eyes Cost & Convenience Richard’s back‑of‑the‑envelope math shows Dollywood trips running $2,500–$3,000, compared to $4,500–$6,000+ for Disney or Universal. Dave confirms the value: On‑site hotel around $220/night Free shuttle Early park entry Access to both Dollywood and its water park The Park Itself Dollywood boasts: 50+ rides and attractions 9 roller coasters A full water park Live music, artisans, and Appalachian culture Dave and his family rode every single coaster in one day — something unimaginable at Disney. “You can easily hit everything at Dollywood in a day.” Wait times? 20–30 minutes, even for the big rides. Food & Fun The episode gets delightfully sidetracked into Dollywood’s food offerings: Dogs & Taters Potato Tornado Cinnamon Bread (a must‑have) Pork rinds (“Dollywood 1, Disney 0”) Sweet tea that’s actually sweet Dave also highlights the people‑watching at the water park, ranking it “top five” — a comedic gem in the episode. “The people watching at the water park… top five for sure.” The Dollywood Culture Dave praises the staff’s kindness and sincerity. “It felt like they genuinely wanted you to be there.” Richard ties this back to Dolly’s legacy — Dollywood isn’t just a theme park; it’s an extension of Dolly’s values. The Verdict: Frugalite Approved By the end of the episode, Richard stamps Dollywood with the Frugalite Seal of Approval. “Everybody go to Dollywood.” Dollywood offers: Authenticity Affordability Family‑friendly fun A connection to American cultural history. Access to the Smoky Mountains, Pigeon Forge, Gatlinburg, and Cherokee. It’s not just a theme park — it’s a unique American story, wrapped in roller coasters, cinnamon bread, and Appalachian charm. Sites we follow and you should too: Frugalocity Snoophoggyhawg Frugalocity2 Drink Choffy — use code Richard15 Shampoochie Georgia Real Estate Depot Dollywood

  3. Sep 4

    #85 - The BallHawgs talk BullDogs, "No More I love You's", #Whathehadsaid and "Dawgs by a Billion"

    This episode of Ballhawgs is peak Ballhawgs energy: sharp football analysis, honest fan emotion, inside jokes, and a full‑on detour into deciphering absurd song lyrics. Richard, Conner, and Aidan break down the 2026 Georgia Bulldogs roster with the confidence of men who have watched every snap since birth—and the skepticism of men who still haven’t forgiven Glenn Schumann. 🔥 Offensive Line: The Biggest Upgrade of 2026 The crew opens with the O‑line, unanimously calling it the most improved unit from last season. Last year’s line was a revolving door of injuries and youth; this year, it’s stability, depth, and grown‑man strength. The group agrees: Georgia’s O‑line is back, and it’s the foundation for everything else. Running Backs: Nate Frazier Georgia hasn’t had a 1,000‑yard rusher since DeAndre Swift, but the Ballhawgs believe Nate Frazier breaks that drought. They love his: Nick Chubb‑like demeanor Pass‑catching ability Leadership and humility Chauncey Bowens complements him, and Bo Walker adds depth. Dwight Phillips and others round out a deep room. 🔥 Quarterback: Gunnar Stockton’s Make‑or‑Break Year Gunnar Stockton enters 2026 ripped, confident, and ready—but the guys note: He’s mobile, but not Josh Allen. He needs to be a distributor, not a battering ram. Still, they expect a huge leap, and Conner even drops the bomb: “Gunnar Stockton’s gonna win the Heisman Trophy.” Wide Receivers: The One Real Concern The WR room is the shakiest part of the offense. London Humphreys is the only proven commodity, though he underwhelmed last year. Isaiah Canyon has size and upside. The guys agree: This group has talent, but no guaranteed star. Tight Ends: Georgia’s Real WR Insurance Policy Georgia may not be WR‑U, but the Ballhawgs argue they’re absolutely in the conversation for TE‑U. Names they highlight: Lawson Luckie – the leader of the room Ethan Barbour Elias Williams – reportedly one of Kirby’s favorite blockers Kaydn Prothro – a hybrid TE/slot weapon They compare Brock Bowers to Gronk/Kittle and emphasize how Georgia’s TE versatility can mask WR inconsistency. Defense: Experienced, and Possibly Elite Aidan calls it one of the best defenses in Kirby Smart’s tenure. Richard pushes back, but the group ultimately agrees: This defense is loaded. Key players: KJ Bolden – “best safety in college football,” future first‑rounder Elijah Griffin – elite D‑line talent Chris Cole – expected to boost sack production Justin Williams & Raylon Wilson – elite ILB duo Ellis Robinson – top‑10 NFL prospect, lockdown corner They note Georgia had only 20 sacks last year, which is unacceptable. This year’s group should fix that. SEC & National Landscape: Who Can Actually Threaten Georgia? The Ballhawgs are blunt: Alabama: new QB, tough schedule, likely misses the playoff. Texas: elite roster but brutal schedule; Sark already talking about losing three games. Oklahoma: sleeper team. Overall: Georgia’s path looks cleaner than usual. 🎵 “What He Had Said” Segment: Pure Chaos Richard introduces the beloved/infamous segment where the guys try to decipher misheard song lyrics. Highlights: Annie Lennox – “No More I Love You’s” Conner nearly nails the line: “I used to be a lunatic from the gracious days.” Red Hot Chili Peppers – “Soul to Squeeze” The gibberish line shocks everyone: Michael Jackson – “Wanna Be Startin’ Somethin’” The mystery lyric: “So your tongue became a razor.” 🏁 Final Takeaways The Ballhawgs wrap with confidence: Georgia has the roster, coaching, depth, and experience to win it all. WRs and pass rush are the only real question marks. The defense could be historically good. Dogs by a billion. And Conner signs off with the most Conner line possible: “Gunnar Stockton’s gonna win the Heisman Trophy.” Sites we follow and you should too:  Frugalocity Snoophoggyhawg and Frugalocity2, Drink Choffy, use Richard15… Shampoochie Georgia Real Estate Depot DawgNation

  4. Aug 29

    #84 - Frugalocity’s Ballhawgs — Value Picks & Mock Draft Madness

    This episode of Frugalocity’s Ballhawgs opens with Richard reminding listeners what the show is all about: stretching fantasy draft capital “further than I stretch a gallon of chocolate milk” . The duo — Richard and Connor — dive straight into the heart of Frugalocity: finding value picks that dramatically outperform their draft cost. 🎯 Richard’s Value Picks — The Frugalocity Core Richard kicks off the value discussion with four players he believes are two to three rounds better than their ADP, the exact definition of Frugalocity drafting. 1. Chris Godwin — WR, Tampa Bay Richard calls Godwin “perpetually undervalued” and compares drafting him to finding a $40 shirt for $11.99. 2. Romeo Doubs — WR, New England Richard and Connor both agree he’s a steal in rounds 13–15. Connor notes that people still think of him as a Green Bay WR3, but New England paid him and plans to use him heavily. Doubs was “the most consistent receiver in Green Bay,” often delivering 10–15 points even in limited roles. 3. Baker Mayfield — QB, Tampa Bay Richard highlights Baker’s early‑season production last year and believes pairing him with weapons like Emeka Egbuka and Godwin gives him real upside. 4. Rhamondre Stevenson — RB, New England A controversial pick between Richard and Connor. Richard argues Stevenson is still the primary back and a value in rounds 7–8. Connor counters that T. Henderson is younger, more explosive, and likely to take over. Richard also mentions Jacory Croskey-Merritt (“Bill”) as a bonus value pick — a starting RB available in double‑digit rounds. 🔥 Connor’s Value Picks — “The Right Undervalued Picks” Connor arrives with swagger, noting that his picks match Adam Schefter’s undervalued list — “because I know ball.” His list includes: 1. Jalen Waddle — WR, Miami A proven 1,000‑yard receiver going in rounds 5–6. Connor sees huge upside with Bo Nix slinging the ball and Waddle healthy. 2. J. Price — RB, Seattle The new RB1 with Charbonnet injured. Connor believes Price’s college pedigree and Seattle’s run‑heavy scheme make him a strong mid‑round value. 3. Jordan Mason — RB, Minnesota Both hosts agree Mason is a major value. He averaged 5 yards per carry, fits Minnesota’s new zone‑run scheme, and has a clear path to touches behind an aging Aaron Jones. 4. Tyler Shough — QB, New Orleans Connor defends Shough as a solid late‑round backup with upside. 5. Bashal Tutton — RB, Jacksonville The new RB1 after Etienne and Bigsby’s departures. Connor sees massive opportunity in Jacksonville’s offense. 🧠 Mock Draft Walkthrough — Sleeper App, Strategy, and Chaos The second half of the episode is a full mock draft using the Sleeper app, with Richard drafting from the 7‑spot and Connor from the 2‑spot. The segment is packed with: Real‑time reactions Strategic breakdowns Lessons learned from past draft disasters Richard emphasizes practicing drafts from multiple positions to avoid panicking when players get sniped. Key Draft Moments Richard takes Amon‑Ra St. Brown in Round 1, breaking his usual RB‑first habit. Connor grabs AJ Brown in Round 2 and Trey McBride in Round 3. Richard lands Joe Burrow in Round 5 — redemption for the infamous “Richard dropped Burrow” incident. Both hosts debate picks like Josh Jacobs, Rome Odunze, and Travis Etienne. Richard loads up on RB depth (Stevenson, Mason, Etienne) to protect against injuries. Connor builds a balanced roster with upside picks like KC Concepcion, Xavier Worthy, and Bucky Irving. The mock draft ends with both hosts reviewing their rosters, and offering final strategic advice: Know your software Practice multiple draft positions Don’t panic when sniped Draft with value in mind Build depth at RB Target upside late Frugalocity Sign‑Off The episode closes with the signature Frugalocity mantra: Draft Smart. Spend Less. Win More. 📌 Sites we follow and you should too: Frugalocity Snoophoggyhawg Frugalocity2 Drink Choffy Georgia Real Estate Depot

  5. Aug 22

    #83 - Yinzers Influenced Top 30 NFL Players of All Time — The BallHawgs Fix Sports Illustrated's List

    Sports Illustrated dropped their “Top 30 NFL Players of All Time” list… and Richard and Conner took one look at it and said, “Nope. We’re fixing this.” This episode is pure Yinzer energy: Steelers reverence, Cowboy slander, Ratbird disgust, and a whole lot of football truth-telling. It’s loud, it’s funny, and it’s exactly why sports debates are the greatest thing on earth. The List Starts Off Wrong, So the BallHawgs Fix It 30 — Larry Allen (SI) Great player, freak athlete… but this is a Yinzer edition. Larry Allen OUT. Mike Webster IN. Iron Mike: four rings, greatest center ever, redefined the position. 29 — Bob Lilly Great Cowboy, great DT. No demotion, no jokes (well… maybe a few Cowgirls jokes). 28 — Emmitt Smith Emmitt stays, but the boys remind everyone: – He ran behind the Great Wall of Dallas. – Emmitt outside Dallas? Arizona proved that story. 27 — Jonathan Ogden A Ratbird, yes. But a legend. He stays. 26 — Bruce Smith 200 sacks. Monster. 25 — Sammy Baugh Led the league in passing, punting, and interceptions in the same season. 24 — Rod Woodson and the DB debate Finally, a Steeler. But SI disrespected the entire DB hierarchy. Richard and Conner fix it with the legendary 24A–24E format: 24A — Rod Woodson 24B — Deion Sanders (elite, but couldn’t tackle) 24C — Ronnie Lott 24D — Troy Polamalu (best hair + best commercials ever) 24E — Mel Blount (had a rule named after him; original shutdown island) Mel Blount being left off SI’s list? A crime against football. 23 — John Hannah A hog. A legend. Stays. 22 — Randy Moss Straight cash, homie. Perfect at 22. But the Yinzers remind everyone: – Lynn Swann’s acrobatics were generational. – Antonio Brown (pre‑Burfict multiverse brain shift) was on a Hall of Fame trajectory. 21 — Ronnie Lott Dude was a dog. Warrior. Cut off the tip — just the tip — to stay in the game. 20 — Patrick Mahomes Magician. If he keeps winning, he’ll break this list like he breaks defenses. 19 — Aaron Donald Yinzer approved. Freak of nature. 18 — Deion Sanders Should be grouped with the other DBs at 24A–24E. 17 — Ray Lewis Stone‑cold killer… on and off the field. 16 — John Elway Horse teeth. Rocket arm. Two rings. 15 — Anthony Muñoz One of the greatest linemen ever. Stays. 14 — Mean Joe Greene Leader of the Steel Curtain. Face of the dynasty. If Mean Joe is here, Mel Blount MUST be on the list. Period. 13 — Barry Sanders Disrespectful placement. Worst franchise in football, still put up 1,000 yards every season. 12 — Deacon Jones Secretary of Defense. Invented trash talk. 11 — Johnny Unitas Prototype QB. Invented the two‑minute drill. Also: got cut by the Steelers (oops). 10 — Don Hutson Played in the 1930s–40s. 30 interceptions on defense. Basically Gronk + Polamalu in one body. 9 — Dick Butkus Name alone is worth five spots. 8 — Peyton Manning Five MVPs. Two rings. Ran a Fortune 500 company at the line of scrimmage. Richard and Conner debate whether he should be No. 2. 7 — Joe Montana Joe Cool. Four rings. Three Super Bowl MVPs. King of the moment. 6 — Reggie White Minister of Defense. LT himself said Reggie was the best defensive player ever. 5 — Walter Payton Sweetness. Did everything: run, catch, block, throw. Should be tied with Barry Sanders. 4 — Lawrence Taylor Changed football. Teams redesigned offenses because of him. Defensive MVP — almost impossible. 3 — Jim Brown Eight rushing titles in nine seasons. Averaged 104 rushing yards per game for his career. 2 — Jerry Rice Greatest WR ever. Not close. 11 straight 1,000‑yard seasons. Caught bricks as a kid — turned into a football demigod. 1 — Tom Brady Seven rings. Ten appearances. Drafted 199th overall. The GOAT. No debate. Final Yinzer Ruling Mean Joe deserves a bump. Mel Blount MUST be on the list. Any all‑time list without enough Steelers is spiritually bankrupt, even if technically accurate. Sites we dig: Frugalocity Instagram sites Snoophoggyhawg and Frugalocity2 Drink Choffy Jordan Syatt

  6. Aug 15

    #82 - Fight Night Chaos & Football Blasphemy: Frugalocity's Ballhawgs breakdown UFC 330 and SI’s Top 30 NFL Players

    The Ballhawgs are back, and this episode is your essential pre‑fight briefing before UFC 330 on August 15th. Richard and Conner deliver their signature blend of sharp fight analysis, chaotic humor, and unapologetic sports takes — breaking down the entire UFC card while also torching Sports Illustrated’s Top 30 NFL Players of All Time list. This episode is pure Ballhawgs energy: fast, funny, informed, and brutally honest. 🥊 UFC 330 — The Ballhawgs’ No‑Nonsense Breakdown Instead of dissecting every matchup, the Ballhawgs zoom out and give listeners the real story of UFC 330: a card full of hungry prospects, aging veterans, and divisional shakeups that matter more than the rankings suggest. They highlight how: The early prelim fighters are swinging for bonuses, rent money, and roster spots — which means chaos and finishes. How these fights are like a Smashing Pumpkins song with guys fighting like a "Rat in a Cage"! The middle of the card is stacked with prospect‑vs‑veteran matchups that will reshape divisions overnight. The main card features legends returning, rising contenders trying to break through, and stylistic clashes that could produce highlight‑reel moments. The co‑main event brings elite grapplers McKenzie Dern and Gillian Robertson into a technical chess match for the strawweight title. And the main event — Islam Makhachev vs. Ian Garry for the welterweight belt — is the true centerpiece, tying together years of UFC history, rivalries, and fan narratives. The Ballhawgs break down the stakes: Islam’s dominance, Garry’s controversial rise, the weight‑cutting drama, the stylistic contrasts, and the legacy implications. They make it clear: this fight could be a classic… or a suffocating 25‑minute grind. Either way, you need to understand what’s on the line. Their message is simple: If you want to actually get UFC 330, you listen to The Ballhawgs first. 🏈 Sports Illustrated’s Top 30 NFL Players of All Time — Ballhawgs Edition After the UFC talk, the Ballhawgs pivot into football and unleash a hilarious, fiery breakdown of Sports Illustrated’s Top 30 NFL Players of All Time list. (However, this is just a preview as they plan to break it down even further in another episode) They preview: Which legends SI ranked way too low Which modern players SI overrated Who absolutely deserved better Who SI left off entirely And how the list compares to the Ballhawgs’ own football hierarchy... It’s passionate, funny, and full of sharp football insight — the kind of segment that makes listeners yell along in agreement or disbelief. The Ballhawgs don’t hold back, and the debate adds a perfect second layer to the episode. 🎧 Why This Episode Matters This isn’t just a UFC preview. It’s not just an NFL debate. It’s The Ballhawgs doing what they do best: Breaking down fights with real context Roasting bad sports takes Mixing comedy with analysis and giving listeners the full picture before a massive fight card If you want to walk into UFC 330 informed, entertained, and ready — this episode is mandatory listening. 📌 Sites we follow and you should too: Frugalocity Instagram — Snoophoggyhawg & Frugalocity2 Drink Choffy — use code: Richard15 Shampoochie Encourage Wellness and Performance Georgia Real Estate Depot The 30 Best NFL Players of All-time

  7. Aug 4

    Episode 81 - World Cup Fake Futbol Is Over and it is time to Strap the Pads on and Talk About Real Football

    The Ballhawgs are back, the cleats are laced, and the chaos is officially underway. This one is vintage Ballhawgs: funny, opinionated, and fueled by SEC vs Big Ten smack talk. Richard and Connor tear through media‑day madness, conference drama, and the shifting power structure of college football — all with that signature Ballhawgs energy. The central question: Is the SEC still the top dog? The answer: Yes… but not like it used to be. SEC vs Big Ten: The New Heavyweight Rivalry The SEC used to walk into every season like Jordan in Game 6 — unbeatable, inevitable, untouchable. But now the Big Ten strolls in with receipts: three of the last four national titles, including Indiana’s absurd Cinderella run. The SEC isn’t falling off. Everyone else is rising. NIL, the expanded playoff, and coaching turnover have leveled the playing field. The SEC still has the deepest roster of competitive teams, but the Big Ten finally has the firepower to talk back. Kirby Smart: CEO, Therapist, General, Cult Leader Kirby’s media‑day performance gets the full Ballhawgs treatment. He’s selling “relationships over transactions,” which is Kirby‑code for “We’re still pretending character matters in the NIL era.” Georgia’s roster is absurdly young — the youngest in college football — but the kids are now seasoned. The Dawgs’ defense is underrated, the tight end room is unfair, and Kirby loves being doubted at wide receiver because it fuels the bulletin board. Lane Kiffin: The Filibuster King Lane walked into media days and delivered an 18‑minute monologue answering every question before reporters could ask them. Classic Lane. Lane’s ex-assistant, Pete Golding, also accidentally turned a press conference into a conversation about exes — proving once again that coaches talk about former jobs more than teenagers talk about breakups. Florida: The Eternal Dumpster Fire Florida’s hot seat is the hottest in America. Summerall is trying to modernize the offense, but the program cycles through coaches every three years. Recruits see instability, and Georgia’s consistency keeps pulling talent away. ACC: The Redheaded Stepchild The ACC’s biggest storyline at media days wasn’t football — it was UNC administrative drama. Miami looks legit with Darien Mensa and Malachi Tony, Duke has expectations, but the conference feels like an afterthought. Notre Dame avoids tough games like it’s a hobby. Richard and Connor joke their schedule is basically service academies and Space Force. Big Ten: Top‑Heavy and Terrifying Ohio State, Oregon, and Indiana are the real threats. Ohio State: Jeremiah Smith, talent, and Arthur Smith calling plays (which means expect random tight end sweeps at the worst possible time). Oregon: Returning QB Dante Moore, a stacked O‑line, Coy Perch, and Dan Lanning’s culture. They might be No. 1 at some point. Indiana: Curt Cignetti is a psycho-wizard. Michigan: Afterthought, right? USC: Lincoln Riley finally hired a real defensive coordinator — Gary Patterson. If the defense shows up, USC could be dangerous. Penn State? Too much “character talk,” not enough football. Georgia’s Offense: WR Doubts & TE Dominance The Dawgs’ WR room is young but talented. However, the tight ends? Unreal with Lawson Lucky, Elyiss Williams, Ethan Barbour, Kaiden Prothro — Georgia is still Tight End U. Coaching Carousel & Coordinator Impact The Ballhawgs emphasize how coordinators quietly shape national title runs. Oregon lost key coordinators. Ohio State added Arthur Smith. Texas stole Will Muschamp (which Richard is very salty about). Georgia upgraded its O‑line coach. These moves matter more than fans realize. Final Takeaway The SEC is still the deepest conference, but college football is entering a new era where nothing is guaranteed — except that the Ballhawgs will roast everyone along the way. Sites we follow and you should too: Frugalocity Instagram: Snoophoggyhawg & Frugalocity2 Drink Choffy, Shampoochie Georgia Real Estate Depot

    Episode 81 - World Cup Fake Futbol Is Over and it is time to Strap the Pads on and Talk About Real Football

  8. Jul 27

    Episode 80 - Frugalocity asks is the best value in sports Minor League Baseball and Curved Brim Media?

    This episode is a love letter to minor league baseball — its charm, its community, its affordability, and the passionate storytellers who keep its spirit alive. Richard sits down with Patrick Larson, founding member of Curved Brim Media and creator of the MiLB Hat History Series, for a deep, joyful dive into the world of baseball beyond the bright lights of the majors. At its core, this conversation highlights how minor league baseball delivers everything fans love about the sport — without the major league price tag. Patrick explains how MiLB teams build identities rooted in local culture, history, food, and landmarks, creating a uniquely American tapestry of stories told through logos, ballparks, and community traditions. “It tells the stories of America … through the game of baseball.” ⚾ Why Minor League Baseball Matters Patrick breaks down the magic of MiLB: Community-first experiences — teams reflect their towns and their people. Affordable access — front-row seats for $25 vs. $1,500 at MLB games. Family-friendly fun — theme nights, wild promotions, creative food, and intimate ballparks. A small-business heartbeat — many teams operate like local businesses, innovating to survive (especially during COVID). Pure baseball — especially in leagues like the Cape Cod League, where admission is free. 🎩 Curved Brim Media: Patrick introduces the Curved Brim Media network — a group of creators celebrating baseball through different lenses: Dad Hat Chronicles Baseball By Design Earned Fun Average MiLB Hat History — Patrick’s own short-form storytelling through his massive hat collection. Baseball Mapper Minor League Nerd The Baseball Bucket List Podcast Each creator brings a unique angle, but all share one thing: a genuine love for baseball’s grassroots. The Wild World of MiLB Identities: Patrick shares some of the most creative and beloved team identities: Chattanooga Lookouts — the classic “C with eyes” logo. Rocky Mountain Vibes — Toasty the S’more mascot. Rocket City Trash Pandas — a fan-favorite raccoon in a rocket. Montgomery Biscuits Jacksonville Jumbo Shrimp Florence Y’alls — including their batting practice hat Patrick showcased. These identities aren’t just logos — they’re stories, jokes, landmarks, and local pride stitched into a cap. 🍔 Ballpark Culture: Food, Fun, and Local Flavor From burger bars with 200 toppings to synchronized hippo theme nights, Patrick highlights how MiLB teams innovate to create unforgettable experiences. Fans might catch: A hot dog vendor riding an ostrich. Toast being thrown in Charleston. A brawl paired with someone yelling, “How you like that spicy burger?!” Minor league baseball is creative chaos in the best way. Baseball as Therapy: Patrick beautifully describes baseball as a form of escape: “It can really be a form of therapy… a breakaway from the demands of life.” Whether you’re with family, friends, or flying solo, a ballpark offers space to slow down, breathe, and enjoy the moment. 🗺️ Baseball Mapper & Travel Adventures Patrick explains how fans use Baseball Mapper to plan trips, find nearby teams, and discover leagues they never knew existed — from affiliated MiLB to collegiate summer leagues and independent teams. Curved Brim Media even organizes annual meetups, with this year’s trip heading to Iowa for Cedar Rapids, Quad Cities, and the Field of Dreams. 🎙️ Final Message Minor league baseball is affordable, accessible, creative, and deeply rooted in community. Curved Brim Media celebrates all of it — the hats, the stories, the ballparks, the fans, and the joy of discovering baseball in unexpected places. This episode is a reminder: you don’t need major league money to experience major league magic. Frugalocity gives Minor League Baseball the two paws up and a tail wag #Snoophoggyhawg endorsement! Sites we follow and you should too: Frugalocity Drink Choffy, use Richard15 Curved Brim Media MILB Hat History with Patrick Larson

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Community gathering of fellow savers trying to have fun and save money at the same time. Our mission is to encourage frugal behavior in individuals so they can build momentum towards financial freedom and have fun at the same time. Check out our website www.frugalocity.org!

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