Rich Lessons

Sevetri Wilson and Sheena Allen

The Rich Lessons Podcast, hosted by Sevetri and Sheena, cuts through the noise with rich insights and real conversations about business, life, and everything in between—offering hard truths, valuable lessons, and stories still being written.

  1. 3d ago

    Why Opening A Restaurant Costs 3-4x More Than You Think | Jessica Johnson

    Jessica Johnson started bartending in 2008. Then she got laid off from her HR job in 2018 and realized, "I'm not clocking back in."Today she owns JusTini's, a New Orleans restaurant and cocktail bar in the Bywater. It opened in May 2023 and turned into a full restaurant because the demand pushed her there.Nobody told her what that would cost. Startup costs ran three to four times what she expected, and that was before the silverware, glassware and plates.We talked about all of it. The money, the staff, the customers, the reviews, and why she thinks Black-owned restaurants get judged harder. She's honest that she doesn't know why, and just as honest that "we're hard on our own people."If you've ever said "I should open a restaurant," or you're the customer who writes the review before talking to the manager, watch this one first.━━━━━━━━━━━━━━━WHAT WE GET INTO▸ From bartending at Southern University to getting laid off from HR▸ The moment she knew she wasn't clocking back in▸ How JusTini's went from cocktail bar to full restaurant▸ Why startup costs run 3 to 4 times what you think▸ The hidden costs: silverware, glassware and plates▸ Being stuck between mom-and-pop and corporate expectations▸ Why Black-owned restaurants seem to get harsher reviews▸ Posting the complaint online vs. talking to the manager▸ Why tipping was never fair, and why she uses an automatic 18% gratuity▸ Why she won't give free food to everyone who asks▸ Turnover, especially in the back of the house▸ How motherhood changed what success means to her▸ Her rich lesson: your brand is your brand, down to the capital "T" and the red lip━━━━━━━━━━━━━━━FOLLOW Jessica JohnsonJusTini's: https://justinisnola.comInstagram: https://www.instagram.com/justinisnola/3162 Dauphine Street, New Orleans (Bywater)JusTini's CocktailsCrash Course Bartending AcademyI Am Mommy Boss━━━━━━━━━━━━━━━RICH LESSONS PODCASTHosted by Sevetri Wilson Taylor and Sheena Allen🎧 LISTEN & SUBSCRIBEApple Podcasts: https://podcasts.apple.com/us/podcast/rich-lessons/id1787798124Spotify: https://open.spotify.com/show/40jGSUvVrMbxKcJ1ghE8kl▶️ WATCH & SUBSCRIBE ON YOUTUBEhttps://www.youtube.com/@RichLessonsPodcast📲 FOLLOW RICH LESSONSInstagram: https://www.instagram.com/richlessonspodcastTikTok: https://www.tiktok.com/@richlessonspodcast

  2. Oct 20

    The League Sells Sports Betting Addiction, Then Bans Players For It

    Gambling is everywhere now, and you don't have to leave your house to do it. 🎰 Sports betting apps, Polymarket, casino games on your phone: in this episode we're asking where the line actually is, and who's getting paid while the rest of us decide.We grew up hearing "we're going to the boat." Now the casino is in your pocket, and your favorite athlete is probably telling you to download it. 📲In this episode of Rich Lessons, we get real about:🎲 Why the old casino felt different from betting apps, and why the new version is harder to see🎲 Polymarket and betting on EVERYTHING: games, politics, the weather, and whether someone posts today🎲 Sports betting addiction and how easy it is to hide when it all happens on your phone🎲 The double standard: players and referees get banned or even jailed for betting, while leagues, ESPN, and sponsors promote the odds. In our view, that's the league selling the very thing it punishes🎲 What casinos do to keep you playing (there's a reason there are no windows)🎲 How being broke can make "what's the worst that can happen?" sound like a plan🎲 Our own stories: a college friend who couldn't stop, a lottery ticket mission in LA, and a woman asking strangers for gas money to get home🎲 Where WE draw the lineReal talk: we're not here to tell anyone how to spend their money. A $20 scratch-off or a blackjack game once in a while? That's your business. But when it's your savings, your family, or your last $20, that's a problem, and we think it's worth talking about out loud.💬 Where do you draw the line? Tell us in the comments. Is online betting just entertainment, or has it gone too far?If gambling is hurting you or someone you love, you're not alone. Call or text 1-800-GAMBLER (the National Problem Gambling Helpline) or visit ncpgambling.org.

  3. Oct 13

    The Truth About Black Farming & Your Food in 2026: Money, Mistakes & Lessons with Wayne Swanson Jr.

    What does it really take to run a successful farm today? Wayne Swanson Jr. breaks down the money, mistakes, and unfiltered truths behind your food. Wayne started with a cabbage plant from his son's school project. Almost two decades later, it's Swanson Family Farm LLC, an organic, grass-fed, pasture-raised beef operation in Georgia, plus a consultancy that works with farms across the Southeast and Mid-Atlantic.In this episode of Rich Lessons, Sevetri and Sheena sit down with Farmer Wayne for the real conversation about the business of Black farming, not the nostalgia version of it.THE BUSINESS + THE MONEY- Why he says farming has to run like a business, not a memory- Losing $200,000, the 401(k) mistake, and what he changed- How he sells whole, half, quarter and eighth cows, and why he won't sell a single pound of ground beef- What happened to his sales when the beef recalls and grocery prices hit- The truck wrap that changed how he sells, and the Rich Lesson behind itTHE TRUTH ABOUT YOUR FOOD- Why he says marbling is marketing- Oxtails vs. neck bones: did we even grow up on oxtails?- How to tell a real farm egg from a store-bought one- What a clean farm should smell like- Why you shouldn't pull up to a farm uninvitedTHE LAND + THE SYSTEM- Growing up between his grandparents' 10-acre farm and a New Jersey suburb- The front-yard garden, the HOA visit, and how he ended up on his first farm- Why he says a lot of successful Black farmers went direct to their customers- What he's building nextThese are Wayne's opinions and experiences, from someone who has lived this for years. Take what's useful.Find Swanson Family Farm on all platforms and at swansonfamilyfarmllc.comWhich side are you on, oxtails or neck bones? Tell us in the comments.#RichLessons #BlackFarmers #BusinessOfFarming #SwansonFamilyFarm #BlackOwnedBusiness #FarmToTable

  4. Oct 6

    She’s Building Bridges: Protecting the Culture and Expanding Zydeco | Gabrielle Deculus

    A lot of people don't know that. They hear the accordion and the washboard and picture a little short white man on a stage somewhere. Gabrielle Deculus has been correcting that assumption her whole career — and she's got the receipts, because her great-grandfather is Alphonse "Bois Sec" Ardoin, one of the first Black musicians ever recorded in the South and one of the people who shaped Creole and zydeco into what we know today.Now she runs the NOLA Zydeco Fest, and she's building the next chapter of what her family started.We got the whole history lesson. What Creole actually means (hint: not a seasoning, not a complexion). Why not every Creole is Cajun but every Cajun is Creole. How the washboard came into it and why that part isn't Cajun at all. And why there's a zydeco club in Japan but folks in Louisiana still think it's white people music.But Gabbi isn't just a culture keeper — she's a businesswoman. She runs St. Josephine, her consulting firm. She's worked on productions connected to Live Nation, Beyoncé and Kanye West. She built Business Rules for Women into a community of 200,000+. She chaired Step Up Louisiana when they got New Orleans city workers to a $15 minimum wage. And she just started AI for Lunch after walking into an AI training and realizing — again — she was the only Black woman in the room.So we got into the money too. What festivals actually cost. Why everybody's suddenly mad about paying for them. Why sponsors are harder this year. And the rule she lives by: never put up money you ain't willing to lose.🎃 NOLA ZYDECO FEST is October 31 + November 1 at Heritage Park in Slidell. Kids are free. Go get your tickets 👇🏾https://nolazydecofest.com━━━━━━━━━━━━━━━WHAT WE GET INTO▸ "Not every Creole is Cajun, but every Cajun is Creole"▸ What Creole actually means — and what people get wrong about it▸ Her great-grandfather Alphonse "Bois Sec" Ardoin and the first Black recordings in the South▸ Why the washboard isn't Cajun — and who brought it in▸ How zydeco got labeled white people music▸ Why outsiders became the face of a music that isn't theirs▸ The zydeco club in Japan nobody talks about▸ Who people expect to see running a zydeco festival▸ Year 1 vs Year 6 of NOLA Zydeco Fest▸ What event production actually costs — and why faith is in the budget▸ "I try not to put up money I ain't willing to lose"▸ Why everybody's complaining about paying for festivals now▸ Studying abroad in Seoul and realizing she could do anything▸ "I never went and sought out a job. I am the job."▸ Building Business Rules for Women — and what's coming in 2027▸ Walking into an AI training as the only Black woman in the room▸ Data centers, Cancer Alley, and the catch-22 nobody wants to name▸ Rest is resistance — and the 1 AM texts Sheena needs to stop sending▸ Her rich lesson: keep evolving━━━━━━━━━━━━━━━FOLLOW GABRIELLENOLA Zydeco Fest: https://nolazydecofest.comInstagram: @nolazydecofestivalSt. Josephine | Business Rules for Women | AI for Lunch━━━━━━━━━━━━━━━RICH LESSONS PODCASTHosted by Sevetri Wilson Taylor and Sheena Allen🎧 LISTEN & SUBSCRIBEApple Podcasts: https://podcasts.apple.com/us/podcast/rich-lessons/id1787798124Spotify: https://open.spotify.com/show/40jGSUvVrMbxKcJ1ghE8kl▶️ WATCH & SUBSCRIBE ON YOUTUBEhttps://www.youtube.com/@richlessonspodcast📲 FOLLOW RICH LESSONSInstagram: https://www.instagram.com/richlessonspodcastTikTok: https://www.tiktok.com/@richlessonspodcast

  5. Oct 2

    Savannah James’ First-Class Debate, Food Recalls & What’s Actually Worth the Money

    Should your wealthy best friend pay for you to fly first class? This week on Rich Takes, Sheena Allen and Sevetri Wilson Taylor jump into the viral debate surrounding Savannah James and April McDaniel traveling in different classes on an international flight. If you have the money, should your best friend be sitting in first class with you, or is no one entitled to someone else’s wealth? That opens up a bigger conversation about friendship, money, the difference between being rich and being wealthy, and what generosity looks like when the financial gap between friends is huge. Then, Sheena and Sevetri talk about the growing number of food recalls and the question many consumers are asking: what is actually safe to eat? Plus, they take on the viral “worth the money” debate. From first-class flights and comfortable shoes to DoorDash, house managers, childcare, personal chefs, trainers, travel, and executive assistants, what purchases genuinely make life better—and which luxuries are actually worth paying for? Rich Takes is the weekly hot-takes series from Rich Lessons, where Sheena and Sevetri break down the trending conversations in money, business, culture, lifestyle, and everything people are debating online. New Rich Takes every Thursday on Spotify and Apple Podcasts. --- Apple Podcasts: https://podcasts.apple.com/us/podcast/rich-lessons/id1787798124 Spotify: https://open.spotify.com/show/40jGSUvVrMbxKcJ1ghE8kl?si=9666ca84559c4e16 YouTube: https://www.youtube.com/@richlessonspodcast Instagram: https://www.instagram.com/richlessonspodcast/ TikTok: https://www.tiktok.com/@richlessonspodcast

  6. Sep 22

    8 Business Lessons We Learned the Hard Way

    If you're building something right now, this is the episode we wish we had when we started.Between the two of us we've bootstrapped, raised millions, run venture-backed companies, and started all over again. And every single one of those seasons came with a lesson we had to learn the hard way.So we sat down and went through them. The real ones.Whether you can actually protect your peace while you're launching (one of us thinks soft life is a lie). How to take a no without taking it personally, and why you should never screenshot an investor's rejection and post it. The email that turned a no into a yes in two hours. Why money just helps you make mistakes faster if you don't know how to use it. Why people buy outcomes, not features. And the call Sevetri will never reschedule.Whether you're running a startup, a restaurant, a service business, or you're still figuring out the idea, this one applies to you.Tell us which lesson hit the hardest 👇🏾━━━━━━━━━━━━━━━WHAT WE GET INTO▸ Protecting your greatest asset: you▸ Is soft life actually possible when you're launching?▸ Why Sevetri doesn't do 3 AM calls anymore (and Sheena still does)▸ Taking a no personally vs professionally▸ The founder "anti-list" — yes, we remember every no▸ The email that turned an investor's no into a yes in two hours▸ Please don't screenshot your investor rejection on LinkedIn▸ "$500K is a lot of money… until you raise it"▸ The art of the follow-up (even when you don't need anything)▸ Cash is oxygen — and why capital helps you make mistakes faster▸ People buy outcomes, not features▸ Delegation, firing fast, and why the CEO role changes every year▸ Mentors vs sponsors — and the no-show that ended it before it started▸ Hiring for your weakness until it becomes your superpower━━━━━━━━━━━━━━━MENTIONED IN THIS EPISODEOur episode with Deb Grant: https://youtu.be/myAw1Xy6kJE━━━━━━━━━━━━━━━RICH LESSONS PODCASTHosted by Sevetri Wilson Taylor and Sheena Allen🎧 LISTEN & SUBSCRIBEApple Podcasts: https://podcasts.apple.com/us/podcast...Spotify: https://open.spotify.com/show/40jGSUv...▶️ WATCH & SUBSCRIBE ON YOUTUBEhttps://www.youtube.com/@richlessonsp...📲 FOLLOW RICH LESSONSInstagram: https://www.instagram.com/richlessons...TikTok: https://www.tiktok.com/@richlessonspo...━━━━━━━━━━━━━━━#RichLessons #EntrepreneurLessons #StartupAdvice #FounderLessons #Entrepreneurship #Fundraising #SmallBusiness #WomenFounders #Networking #Mentorship #BusinessPodcast #FounderMindset #CEOLife

  7. Sep 21

    Are We in a Recession? Atlanta Evictions Surge & the “$5,000 Check” Warning | Rich Takes

    Are we in a recession, or are the warning signs already showing up in everyday life? In this episode of Rich Takes, Sheena Allen and Sevetri Wilson Taylor break down the economic headlines raising some serious questions about where things are headed. First up: Atlanta’s surge in evictions. With eviction filings climbing and Black renters disproportionately affected, Sheena and Sevetri discuss whether rising evictions, credit card debt, job losses, housing costs, and financial pressure are signs of deeper cracks in the U.S. economy, especially for the middle class and Black households. Then, the conversation turns to Washington: Should elected officials be allowed to actively trade investments while in office? The hosts react to recent headlines surrounding Donald Trump’s securities trading activity and the broader, long-running debate over members of Congress trading while having access to information and decisions that can move markets. And what about that “$5,000 check”? Sheena and Sevetri discuss the proposal, why consumers shouldn’t count on money that hasn’t materialized, and what economic promises can look like when households are already feeling squeezed. From Atlanta’s eviction crisis and recession warning signs to debt, the disappearing middle class, political stock trading, and the proposed $5,000 checks, this week’s Rich Takes asks a bigger question: What is the economy actually telling us right now? —— Rich Takes is the hot-takes mini-series from Rich Lessons, where Sheena Allen and Sevetri Wilson Taylor unpack the headlines everyone is talking about across money, business, entrepreneurship, technology, culture, entertainment, lifestyle, and politics. —— Follow Rich Lessons on Spotify and Apple Podcasts, and follow us on Instagram, TikTok, Facebook, and YouTube for more conversations and clips. Apple Podcasts: https://podcasts.apple.com/us/podcast/rich-lessons/id1787798124 Spotify: https://open.spotify.com/show/40jGSUvVrMbxKcJ1ghE8kl?si=9666ca84559c4e16 YouTube: https://www.youtube.com/@richlessonspodcast Instagram: https://www.instagram.com/richlessonspodcast/ TikTok: https://www.tiktok.com/@richlessonspodcast

5
out of 5
34 Ratings

About

The Rich Lessons Podcast, hosted by Sevetri and Sheena, cuts through the noise with rich insights and real conversations about business, life, and everything in between—offering hard truths, valuable lessons, and stories still being written.

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