Crypto In America

Crypto In America

The intersection of cryptocurrency and the U.S. financial landscape, Crypto in America breaks down the latest trends, regulations, and innovations shaping the industry. From institutional adoption to policy shifts, we bring expert insights and real discussions on the future of digital assets in the U.S. financial system.

  1. 3d ago

    How Ripple's SEC Fight Changed U.S. Crypto Regulation

    Ripple spent years fighting the SEC over how U.S. securities laws should apply to crypto. Now, Chief Legal Officer Stuart Alderoty says the regulatory environment is finally moving toward the clearer rules the industry has been seeking. Alderoty joins Crypto in America at the Wyoming Blockchain Symposium, speaking both as Ripple's Chief Legal Officer and President of the National Cryptocurrency Association, to discuss Ripple's legal battle with the SEC, the agency's evolving approach to digital assets, and what clearer regulation could mean for the next phase of crypto adoption in the United States. The conversation explores the SEC's shift away from regulation by enforcement, XRP's regulatory status, the debate over “sufficient decentralization,” why blockchain transactions can give law enforcement advantages over cash, the outlook for the Clarity Act, crypto education and adoption, and why traditional financial institutions may ultimately embrace blockchain for efficiency, customer experience, and profit. Timestamps 00:00 Stuart Alderoty Joins Crypto in America 00:31 The National Cryptocurrency Association 02:37 67 Million Americans Own Crypto 05:55 Why Education Is Crypto’s Biggest Barrier 09:25 Bringing Crypto Education to Washington 11:33 What Crypto in America Means to Stuart Alderoty 14:03 How Alderoty Joined Ripple 16:52 What Crypto Taught a Traditional Finance Lawyer 19:50 Crypto, Cash and Illicit Finance 23:02 Why Compliance Matters for Crypto’s Future 24:45 Bitcoin Was Meant to Be “Human Friendly” 26:47 How Ripple Fought SEC Regulation by Enforcement 28:28 Why Ripple Decided to Fight the SEC 30:44 Ripple’s XRP Ruling and the New SEC 32:35 How Ripple Helped Shape Today’s Crypto Rules 34:56 Is “Sufficient Decentralization” Dead? 37:28 What the SEC’s New Crypto Framework Could Unlock 38:00 Should the SEC and CFTC Move Ahead of Congress? 38:30 What the Clarity Act Means for Ripple 38:34 Why Wall Street Is Leaning Into Crypto  Follow Us  https://x.com/CryptoAmerica_ https://open.spotify.com/show/2Y3bQRj...  https://podcasts.apple.com/us/podcast...  Follow Hosts Jacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett Follow Stuart Alderoty https://www.linkedin.com/in/stu-alderoty https://x.com/s_alderoty?lang=en Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/ #Ripple #XRP #CryptoRegulation #SEC #CryptoInAmerica

    How Ripple's SEC Fight Changed U.S. Crypto Regulation
  2. Sep 17

    Why Washington Still Can't Give Crypto Regulatory Certainty

    Anthony Scaramucci says the U.S. crypto industry has made progress, but he isn't convinced Washington will deliver the regulatory certainty the market is waiting for. The SkyBridge founder joins Crypto in America at the Wyoming Blockchain Symposium to discuss the Clarity Act, why he believes political incentives could complicate its path through Congress, and what could happen if U.S. crypto policy continues to rely on agency rulemaking instead of legislation. The conversation explores the Trump administration's approach to crypto regulation, the durability of SEC and CFTC rules, institutional adoption, why a failure to pass the Clarity Act could have very different implications for Bitcoin and altcoins, how stablecoins could strengthen the U.S. dollar, crypto donor fatigue in Washington, and Scaramucci's outlook for the crypto market over the next six months. Timestamps  00:00 Anthony Scaramucci Returns to Crypto in America 00:38 Is Crypto Still Early? 01:38 Paul Atkins’ Approach to Crypto Regulation 03:14 Will the Clarity Act Vote Actually Happen? 03:36 Why Scaramucci Is 50/50 on the Clarity Act 06:52 Can Crypto Democratize Finance? 09:47 Scaramucci Grades Trump’s Crypto Agenda 11:17 Why the Clarity Act Could Fail 12:30 The Politics Behind Trump’s Crypto Interests 15:56 Has Trump Made Crypto Legislation Harder? 18:03 Why Agency Rules Can Be Reversed 20:32 What the Clarity Act Means for SkyBridge and Bitcoin 22:35 Could Clarity Act Failure Actually Help Bitcoin? 23:25 Why Altcoins Have More to Lose 25:11 How the Clarity Act Could Strengthen the U.S. Dollar 27:10 Is Crypto Losing Political Influence? 30:39 Is Washington Exposing Crony Capitalism? 33:36 Scaramucci’s Six-Month Crypto Outlook 35:09 Institutional Demand and Bitcoin’s Next Cycle  Follow Us  https://x.com/CryptoAmerica_ https://open.spotify.com/show/2Y3bQRj...  https://podcasts.apple.com/us/podcast...  Follow Hosts Jacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett Follow Anthony Scaramucci https://x.com/Scaramucci?lang=en https://www.instagram.com/scaramucci/?hl=en Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/

    Why Washington Still Can't Give Crypto Regulatory Certainty
  3. Sep 15

    Will the Clarity Act Pass? White House Crypto Adviser Weighs In | Patrick Witt

    Patrick Witt, Executive Director of the President’s Council of Advisors for Digital Assets and a key White House negotiator on the Clarity Act, joins Crypto in America as the Senate prepares for a critical vote on U.S. crypto market structure legislation. Speaking live from the Solana Policy Institute’s Washington and Wall Street Summit, Patrick Witt breaks down the final negotiations behind the bill, why he feels “very good” about reaching the 60 votes needed to move forward, and why the outcome may ultimately come down to politics rather than policy. The conversation covers President Trump’s agreement to stronger crypto ethics provisions, the White House’s clash with the banking industry over stablecoin rewards and deposit flight concerns, the compromises made to secure bipartisan support, how much room remains to change the bill, and what the SEC and CFTC could do if the Clarity Act fails to advance. Timestamps 00:10 Patrick Witt on the Clarity Act 01:13 Trump Agrees to Stronger Crypto Ethics Rules 03:02 What Changed in the Ethics Compromise? 05:24 Can the Ethics Deal Win More Democratic Votes? 06:32 Why the White House Compromised on the BRCA 08:02 White House Responds to Ethics Criticism 09:30 Banks Push Back on Stablecoin Rewards 13:41 Patrick Witt Challenges the Banking Lobby 16:00 Could Republican Holdouts Block the Bill? 18:36 Does the Clarity Act Have 60 Votes? 19:24 Is the Final Clarity Act Deal Done? 20:31 Which Senators Could Decide the Vote? 21:06 What Happens If the Senate Gets 60 Votes? 23:09 Can the Clarity Act Reach Trump’s Desk This Year? 23:53 What Happens If the Clarity Act Fails? 25:00 SEC and CFTC’s Crypto Plan B 26:07 Inside the Clarity Act Negotiations 28:00 What to Watch Before the Senate Vote28:20 How the White House Views the Final Deal28:30 What Witt Would Have Done Differently  Follow Us  https://x.com/CryptoAmerica_ https://open.spotify.com/show/2Y3bQRj...  https://podcasts.apple.com/us/podcast...  Follow Hosts Jacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett Follow Patrick Witt https://x.com/patrickjwitt?lang=en https://www.linkedin.com/in/patrick-witt-10b149a2

  4. Sep 11

    The Crypto Regulation Trap | Why Certainty Is Still Missing with Miles Jennings

    The regulatory environment for crypto in the U.S. has changed dramatically, but founders and investors still face a bigger question: can today's progress provide the long-term certainty needed to build and invest for the next decade? Miles Jennings, Head of Policy and General Counsel at a16z crypto, joins Crypto in America to discuss the Clarity Act, the limits of agency rulemaking, and why entrepreneurs still need clearer rules for building in the United States. The conversation explores the latest Clarity Act negotiations, decentralization and control, stablecoin yield and opposition from parts of the banking industry, traditional finance moving onchain, how regulatory changes are affecting crypto investment, the competition for entrepreneurs between AI and crypto, and the legal questions emerging as AI agents begin interacting with money. Timestamps 00:10 Miles Jennings Returns to Crypto in America 00:29 What Crypto in America Means Today 01:18 Where the Clarity Act Stands 02:15 Will the September Vote Actually Happen? 02:54 Why Founders Still Need Regulatory Certainty 04:35 Can SEC Rules Give Founders Enough Clarity? 05:55 Is the Clarity Act a Good Compromise? 07:10 How the Clarity Act Defines Control 09:13 Rethinking “Sufficient Decentralization” 11:41 The Risk of a Regulatory Race to the Bottom 13:24 Why Traditional Finance Is Rethinking DeFi 15:17 Wall Street Is Moving Onchain 16:42 Why Banks Keep Fighting Stablecoin Yield 18:50 The Political Fight Over the Clarity Act 20:45 Is the Clarity Act Debate Still About Policy? 22:37 The 60-Vote Challenge 23:27 Fairshake and Crypto’s Political Influence 25:21 How a16z Advises Crypto Founders 27:23 How Founders Are Preparing for Clarity 27:55 AI vs. Crypto for Venture Capital 29:01 Why AI Is Attracting More Entrepreneurs 30:24 Where Crypto Investors See Opportunity 32:06 How Clarity Could Make the Market “Safe Again” 33:18 Could Crypto Debanking Return? 34:23 The Next Legal Battleground: AI Agents and Money 36:02 Who Is Responsible When an AI Agent Controls Money?  Follow Us  https://x.com/CryptoAmerica_ https://open.spotify.com/show/2Y3bQRj...  https://podcasts.apple.com/us/podcast...  Follow Hosts Jacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett Follow Miles Jennings https://www.linkedin.com/in/miles-jennings-37695716 https://x.com/milesjennings?lang=en Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/

    The Crypto Regulation Trap | Why Certainty Is Still Missing with Miles Jennings
  5. Sep 9

    What Happens If the Clarity Act Fails?

    The Clarity Act remains one of the crypto industry's biggest policy priorities in Washington, but what happens if Congress can't get market structure legislation across the finish line? Kristin Smith, President of the Solana Policy Institute, joins Crypto in America at the Wyoming Blockchain Symposium to discuss why passing major crypto legislation has proven more difficult than anticipated, why the SEC and CFTC may need to pursue what she calls “Operation Plan B,” and what greater regulatory certainty could mean for Solana and institutional adoption. The conversation explores the political hurdles still facing crypto market structure legislation, the role of SEC and CFTC rulemaking, Solana's opportunity in tokenized securities, institutional capital sitting on the sidelines, Fairshake's impact on Washington, and why tax policy could become one of crypto's next major policy fights. Timestamps  00:10 Kristin Smith on the Future of U.S. Crypto Policy 00:34 Why U.S. Crypto Policy Matters Globally 01:30 How the Clarity Act Has Evolved 03:22 Why Congress Is Running Out of Time 05:42 How Likely Is the Clarity Act to Pass? 07:55 The 60-Vote Challenge 08:23 Banks, Yield and the Final Negotiations 10:27 Can SEC Rulemaking Move Ahead of Congress? 11:17 Why Crypto Needs “Operation Plan B” 12:52 What the Clarity Act Means for Solana 14:56 Tokenized Securities and Institutional Adoption 15:23 Why Wall Street Money Is Sitting on the Sidelines 16:18 DeFi and Regulated Markets on Solana 17:11 Public Blockchains as Financial Infrastructure 18:48 Fairshake’s Influence in Washington 19:21 How Crypto Should Approach the Midterms 21:15 How Fairshake Changed Crypto’s Political Power 21:46 Crypto’s Next Major Policy Fight: Taxes 23:40 Why Washington Has a Crypto Tax Education Gap 24:39 What to Watch From the SEC and CFTC 25:41 Wall Street’s Next Wave of Crypto Adoption Follow Us  https://x.com/CryptoAmerica_ https://open.spotify.com/show/2Y3bQRj...  https://podcasts.apple.com/us/podcast...  Follow Hosts Jacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett Follow Kristin Smith https://www.linkedin.com/in/smithk1 https://www.instagram.com/kmsmithassn/ https://x.com/KristinSmith Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/ This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt

    What Happens If the Clarity Act Fails?
  6. Sep 2

    What Happens to Crypto If the Clarity Act Doesn’t Pass?

    Jonathan Jachym, Global Head of Policy and Market Structure at Kraken, joins Crypto in America at the Wyoming Blockchain Symposium to break down what’s at stake as Congress weighs the Clarity Act and why legislation could provide something agency rulemaking alone cannot: long-term regulatory certainty for the U.S. crypto industry. Jachym discusses the ongoing Clarity Act negotiations, what the SEC and CFTC could do if Congress fails to act, and the risks of relying on rules that a future administration could potentially unwind. The conversation also explores federal customer protections, Kraken’s evolving access to the U.S. payment system, tokenized equities and real-world assets, and why the lines between crypto-native companies and traditional financial institutions are becoming increasingly blurred. Timestamps: 00:44 What Crypto in America Means to Kraken 02:17 Can the Clarity Act Still Pass? 03:18 Banks, Stablecoins and Remaining Negotiations 05:34 The Biggest Disagreements Around Clarity 08:12 How Crypto Exchanges Are Working Together 09:02 Kraken's Access to the U.S. Payment System 10:47 Is Direct Fed Access Enough? 12:41 SEC and CFTC Crypto Rulemaking 15:14 Tokenized Equities and Traditional Finance 17:16 What If the Clarity Act Doesn't Pass? 20:02 Can Future Administrations Reverse the Rules? 22:42 Why the U.S. Is Falling Behind 25:41 What Failure Could Mean for DeFi and Developers 27:32 Jonathan's Outlook for the Clarity Act 🔹 Follow Us https://x.com/CryptoAmerica_https://open.spotify.com/show/2Y3bQRj... https://podcasts.apple.com/us/podcast...  🔹Follow HostsJacquelyn: https://x.com/jacqmelinekGerald: https://x.com/thatgeraldEleanor: https://x.com/EleanorTerrett 🔹Follow Jonathan Jachymhttps://www.linkedin.com/in/jonathan-jachym-98890bb9https://x.com/JonathanJachym Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/ This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt

    What Happens to Crypto If the Clarity Act Doesn’t Pass?
  7. Aug 26

    Former NY Governor Cuomo | Tokenization Is Already Here, But Is America Falling Behind?

    Former New York Governor Andrew Cuomo says tokenization has already passed the inflection point and that the question facing the U.S. is no longer whether financial assets move onchain, but how quickly and under what rules. Cuomo joins Crypto in America from the Wyoming Blockchain Symposium to discuss tokenized securities, the future of Wall Street, the clarity Act, crypto regulation and his work with OKX and Intercontinental Exchange (ICE), the parent company of the New York Stock Exchange. The conversation explores why Cuomo believes onchain finance can make markets faster, cheaper and more transparent, why regulatory clarity remains critical for U.S. competitiveness, what went wrong with New York's early crypto licensing regime, and why rebuilding public trust in digital assets will require clear rules that are enforced consistently. Timestamps 00:10 Former New York Governor Andrew Cuomo joins Crypto in America 02:48 What Crypto in America Means to Cuomo 05:37 How Much of Wall Street Will Move Onchain? 07:08 Tokenization Has Passed the Inflection Point 08:58 Why the clarity Act Matters 11:27 The Political Window for Crypto Legislation 13:35 Why Democrats Have Struggled With Crypto 15:44 How Crypto Can Rebuild Public Trust 16:56 Cuomo on OKX and U.S. Regulation 19:57 Did New York’s BitLicense Go Too Far? 22:09 Can New York Remain the Financial Capital? 25:17 Tokenized Securities and the Future of Banking 26:44 Does Andrew Cuomo Own Crypto? 🔔 Follow Us  https://x.com/CryptoAmerica_ https://open.spotify.com/show/2Y3bQRj...  https://podcasts.apple.com/us/podcast...  ➡️ Follow Hosts Jacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/ This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt

    Former NY Governor Cuomo | Tokenization Is Already Here, But Is America Falling Behind?
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About

The intersection of cryptocurrency and the U.S. financial landscape, Crypto in America breaks down the latest trends, regulations, and innovations shaping the industry. From institutional adoption to policy shifts, we bring expert insights and real discussions on the future of digital assets in the U.S. financial system.

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