Crypto In America

Crypto In America

The intersection of cryptocurrency and the U.S. financial landscape, Crypto in America breaks down the latest trends, regulations, and innovations shaping the industry. From institutional adoption to policy shifts, we bring expert insights and real discussions on the future of digital assets in the U.S. financial system.

  1. 1d ago

    Is AI Killing Crypto VC Or Helping It?

    Rob Hadick, General Partner at Dragonfly, joins Crypto In America to break down what it takes to fund the next generation of innovation.  Leaving a $50 billion hedge fund right as the 2022 crypto winter began, Rob shares how Dragonfly maintained its conviction through the bear market to close its fourth fund at $650 million earlier this year. Rob takes us behind the scenes of Dragonfly's massive bets on teams like Polymarket, explaining how he sees prediction markets gearing up to disrupt institutional hedging. He also dives into the realities of VC returns, why AI is currently sucking the air out of the room, the comeback of US-based founders under new regulatory frameworks, and why perpetual futures (Perps) are the defining financial product of this cycle. Timestamps 00:10 What does crypto in America mean to you? 01:15 Joining Dragonfly after the FTX collapse 05:12 Current market climate vs. the "crypto winter" 08:15 VC pressure: Capital, talent, and the AI boom 11:02 Crypto-native vs. expansion into AI 13:05 Consolidation in Venture Capital and solo GPs 18:41 Founder trends: Returning to the U.S. 21:05 The status of the Clarity Act 23:34 Expectations for the SEC and CFTC 26:55 Tokens vs. Equity and performance metrics 29:48 Disclosure requirements for tokens 35:25 What Dragonfly looks for in founders: Vibes vs. Data 39:26 Overvalued vs. undervalued sectors 42:42 Deep dive into Polymarket: Why invest? 44:03 Perpetual Futures (Perps): Why they are a key innovation 45:47 The AI debate: Open vs. Closed weights 50:30 Closing Follow #CryptoInAmerica https://x.com/CryptoAmerica_?lang=en https://open.spotify.com/show/2Y3bQRj… https://podcasts.apple.com/us/podcast… Please note that this podcast is for informational purposes only, and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in the content mentioned in this episode. This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt   Follow Us  https://x.com/jacqmelinek https://x.com/thatgerald https://x.com/EleanorTerrett

    Is AI Killing Crypto VC Or Helping It?
  2. Aug 12

    From Wall Street to Crypto | Why Agora is Betting on Institutional Compliance

    Stablecoins are rapidly evolving from a niche crypto trading tool into the ultimate financial upgrade for multinational corporations. Agora wants to be at the forefront of this shift, building the bank-grade infrastructure needed to bring the Fortune 500 onchain without compromising on compliance. Nick Van Eck, CEO and co-founder of Agora, joins Crypto In America to reveal why the next major wave of digital asset adoption will be driven by enterprise utility, cross-border payments, and regulatory clarity. Backed by partnerships with traditional financial giants, Van Eck breaks down how the upcoming GENIUS Act implementation will open the floodgates for corporate crypto adoption. He also explains why stablecoins are significantly more valuable outside the US, how they solve real-world treasury challenges, and what a fully tokenized, 24/7 market means for the future of the US dollar. Timestamp:  00:10  Nick Van Eck, CEO of Agora 00:23 What Does Crypto in America Mean Today? 01:11 From Traditional Finance to Building Agora 02:16 Stablecoin Regulation & the GENIUS Act 05:04 Bringing Stablecoins to U.S. Businesses 06:10 Agora’s OCC Charter & Institutional Strategy 09:45 Building Bank-Grade Stablecoin Infrastructure 11:13 What Makes AUSD Different From Other Stablecoins? 14:06 What the GENIUS Act Could Unlock in 2027 16:52 Which Industries Will Adopt Stablecoins First? 18:19 Is the Market Underestimating the GENIUS Act? 20:11 Why Cross-Border Payments Are the Killer Use Case 23:38 Stablecoins in the U.S. vs. Emerging Markets 25:06 How Banks Are Responding to Stablecoins 27:46 Stablecoins as 24/7 Financial Collateral 28:49 How Crypto Companies Earn Institutional Trust 32:04 What’s Holding Institutions Back From Stablecoins? 36:18 Global Stablecoin Regulation: U.S., Europe & Asia 38:20 What Does the Future of Finance On-Chain Look Like? 40:23 Does Crypto Need the CLARITY Act? 43:04 What Comes After Stablecoin Regulation? 44:44 Stablecoins and the Future of U.S. Dollar Dominance 45:52 Could U.S. Banks Launch Their Own Stablecoin? Subscribe to the podcast on Spotify  https://open.spotify.com/show/2Y3bQRj… Subscribe to the podcast on Apple https://podcasts.apple.com/us/podcast… Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. This show is sponsored by Sumsub. Get your copy of its State of the  Crypto Industry report: https://sumsub.link/cdt  Follow Crypto in America  https://x.com/CryptoAmerica_  Follow our hosts Jacquelyn: https://x.com/jacqmelinek  Gerald: https://x.com/thatgerald  Eleanor: https://x.com/EleanorTerrett #CryptoInAmerica #Agora #Stablecoins #AUSD #Web3 #InstitutionalCrypto #FutureOfMoney #Tokenization #TradFi #GeniusAct

    From Wall Street to Crypto | Why Agora is Betting on Institutional Compliance
  3. Aug 5

    WisdomTree’s $1B Crypto Bet | Why Tokenized Assets Are About to Go Mainstream

    Tokenization has been pitched as the future of finance for years. WisdomTree is trying to prove it can work at scale. Will Peck, Head of Digital Assets at WisdomTree, joins Crypto In America to explain why the next phase of crypto adoption may be driven less by speculation and more by tokenized funds, stablecoins and financial products that can move 24/7. With WisdomTree’s digital asset business approaching $1 billion in assets under management, Peck breaks down what is driving institutional demand, why tokenized money market funds may become a critical bridge between crypto and traditional finance, and what it will take for on-chain investing to deliver real value to everyday users. Timestamp:  00:10 — Who is Will Peck and what does WisdomTree's digital asset business look like today?00:20 — What does "crypto in America" mean to Will Peck?01:07 — How did Will Peck get into crypto through WisdomTree?02:24 — Is WisdomTree an asset manager or a fintech company now?03:28 — What's driving WisdomTree's tokenized RWA business past $1 billion?05:39 — Why are perpetual futures ("perps") becoming a mainstream institutional tool?08:05 — Who's actually buying tokenized products right now?10:09 — Is there real retail demand for tokenization yet?12:06 — Does tokenization help the US keep its capital markets edge?15:15 — Why did WisdomTree launch a Bitcoin ETF but skip others?19:24 — Tokenized mutual funds vs. tokenized ETFs, explained21:40 — How does WisdomTree think about competitors like Ondo and Superstate?24:14 — Inside WisdomTree's 24/7 settlement approval for tokenized money funds26:43 — What happens to WisdomTree's plans if the Clarity Act doesn't pass?30:45 — Why did WisdomTree join a coalition with JPMorgan and Janus Henderson?32:31 — Could incumbents win if Clarity stalls and crypto-native firms don't?36:36 — Are stablecoins the biggest distribution channel for tokenized funds?38:05 — What does instant settlement actually unlock for collateral and payments?42:02 — What is Will Peck watching next in crypto regulation?43:18 — Will Peck's take on crypto vaults and the SEC's latest statement Subscribe to the podcast on Spotify: https://open.spotify.com/show/2Y3bQRj… Subscribe to the podcast on Apple: https://podcasts.apple.com/us/podcast… Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt  Follow Crypto in America: https://x.com/CryptoAmerica_  Follow our hosts Jacquelyn: https://x.com/jacqmelinek  Gerald: https://x.com/thatgerald  Eleanor: https://x.com/EleanorTerrett

    WisdomTree’s $1B Crypto Bet | Why Tokenized Assets Are About to Go Mainstream
  4. Jul 30

    "I'm Tired of Being Played": Sen. Lummis on the Fight to Pass the Clarity Act

    With just days before the Senate's August recess, is the Clarity Act finally headed for a vote? Senator Cynthia Lummis (R-WY), one of the chief architects of the Senate's digital asset market structure bill, joins Crypto In America to discuss where negotiations stand after nearly a year of work, why she still believes Majority Leader John Thune will bring the bill to the floor, and what the path to passage actually looks like. Lummis also addresses the latest fights over the Blockchain Regulatory Certainty Act (BRCA), ethics negotiations, and whether there are enough votes to move the legislation forward. TIMESTAMPS:  00:00 Is the Clarity Act Finally Headed for a Vote? 01:43 Is There Still Time for a Vote Before Recess? 02:08 Democrats, Ethics & the Race to 60 Votes 08:10 Why Banks Are Fighting the Clarity Act 09:51 Where Negotiations Stand 14:04 Are Republicans Unified? 14:33 Consumer Protection or Competition? Subscribe to the podcast on Spotify: https://open.spotify.com/show/2Y3bQRjEQtdlNx1fxmS8hB  Subscribe to the podcast on Apple:  https://podcasts.apple.com/us/podcast/crypto-in-america/id1799000155  Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/ This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt  Follow Crypto in America: https://x.com/CryptoAmerica_ Follow our hosts Jacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett

  5. Jul 29

    Why the Fed Killed Its CBDC, Hired Crypto Engineers, and Put AI in Every Employee’s Performance Goals | Sunayna Tuteja

    Sunayna Tuteja, the Fed’s first Chief Innovation Officer, spent five years trying to transform one of the world’s most powerful financial institutions from the inside. She recruited engineers from crypto and fintech, championed AI adoption among everyone from analysts to governors, and worked alongside Governor Christopher Waller on initiatives ranging from ending the central bank’s CBDC work to developing the framework for “skinny master accounts.” Recorded live at the Injective Summit, Sunayna tells Eleanor what happened when a longtime Fed critic joined the very institution she had spent years criticizing, and why the headwinds during Operation Choke Point 2.0 drove her to try to quit more than once. She also explains why she believes AI and regulated stablecoins are reaching an inflection point at exactly the same time, setting the stage for a major transformation of both the financial system and the Fed itself. TIMESTAMPS:  00:00 Sunayna’s Path to the Federal Reserve 07:58 Navigating Operation Choke Point 2.0 10:50 Why the Fed Embraced AI Faster Than Crypto 13:08 Behind the Fed’s “Skinny Master Accounts” 16:35 Will the Fed Pivot to Stablecoins? 21:57 How AI Could Transform the Fed and Finance Subscribe to the podcast on Spotify: https://open.spotify.com/show/2Y3bQRjEQtdlNx1fxmS8hB  Subscribe to the podcast on Apple:  https://podcasts.apple.com/us/podcast/crypto-in-america/id1799000155  Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/ This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt  Follow Crypto in America: https://x.com/CryptoAmerica_ Follow our hosts Jacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett

  6. Jul 22

    From CFTC Commissioner to Blockchain Association CEO: Summer Mersinger's Year Inside the Room Where It Happens

    Today’s guest is Summer Mersinger, the CEO of the Blockchain Association, a policy advocacy organization in Washington.  In this episode, recorded live at the Injective Summit just days before the expected Senate floor vote on the Clarity Act, our co-host Jacquelyn sits down with Summer to take stock of where the bill actually stands.  Summer breaks down why ethics has become the one issue that remained a pain point and why she's still very confident of the Clarity Act passing. Summer explains her frustration with banks walking away from a deal crypto had already conceded a lot to reach, and why she thinks BRCA's developer protections aren't a loophole but closer to the way the rest of the legal system already works. She also gets into what a failed vote would actually mean, why the regulators would have to step up and fill the gap, and what's next on her plate in year two. TIMESTAMPS:  00:00 A Year at the Blockchain Association 05:02 Why the Clarity Act Matters 06:07 The Path to a Senate Vote 12:43 Banks, Stablecoins, and Market Structure 16:48 A Federal Framework for Digital Assets 20:16 Developer Protections and Law Enforcement 33:48 What Comes Next for Crypto Policy Subscribe to the podcast on Spotify: https://open.spotify.com/show/2Y3bQRjEQtdlNx1fxmS8hB  Subscribe to the podcast on Apple:  https://podcasts.apple.com/us/podcast/crypto-in-america/id1799000155  Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/ This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt  Follow Crypto in America: https://x.com/CryptoAmerica_ Follow our hosts Jacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett

  7. Jul 20 ·  Bonus

    Crypto’s Trust Test | Crypto In America x Sumsub

    Cryptocurrency didn't invent financial fraud, but it changed how money moves and how criminals exploit it. Now, with new US legislation on the table, the industry faces a bigger question: can a system built on decentralization ever become trusted infrastructure?Eleanor, Jacquelyn, and Gerald were interviewed on the What The Fraud podcast, hosted by Tom Taraniuk for a special crossover episode.Together they unpack the Genius Act and Clarity Act and what they actually mean for stablecoins, market structure, and consumer protection, why institutions are finally treating crypto as a technology rather than a speculative bet, the surge in DeFi hacks driven by social engineering rather than code exploits, and the growing conversation around privacy, AI agents, and programmable payments as the next frontier.They also get personal, sharing their own brushes with fraud, the online behaviors they'd ban forever, and where they think crypto will be in ten years.Whether you work in fraud, fintech, payments, or policy, this episode offers a candid look at what it will really take for crypto to earn the public's trust.Subscribe to the podcast on Spotify: https://open.spotify.com/show/2Y3bQRjEQtdlNx1fxmS8hBSubscribe to the podcast on Apple: https://podcasts.apple.com/us/podcast/crypto-in-america/id1799000155Subscribe to Sumsub on YouTube: https://www.youtube.com/@sumsubforexpertsPlease note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode.This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report:  https://sumsub.link/cdtFollow Crypto in America: https://x.com/CryptoAmerica_Follow our hostsJacquelyn: https://x.com/jacqmelinekGerald: https://x.com/thatgeraldEleanor: https://x.com/EleanorTerrett

Ratings & Reviews

4.8
out of 5
23 Ratings

About

The intersection of cryptocurrency and the U.S. financial landscape, Crypto in America breaks down the latest trends, regulations, and innovations shaping the industry. From institutional adoption to policy shifts, we bring expert insights and real discussions on the future of digital assets in the U.S. financial system.

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