Crypto In America

Crypto In America

The intersection of cryptocurrency and the U.S. financial landscape, Crypto in America breaks down the latest trends, regulations, and innovations shaping the industry. From institutional adoption to policy shifts, we bring expert insights and real discussions on the future of digital assets in the U.S. financial system.

  1. 2d ago

    AI Agents Could Threaten Traditional Banks | Joseph Chalom

    What happens when AI agents start managing your money and who will actually control them? Joseph Chalom, CEO of Sharplink, joins Crypto in America to explain why Ethereum, stablecoins, tokenization, and artificial intelligence could fundamentally reshape Wall Street. Joseph shares why he left BlackRock’s digital asset team' to later build an Ethereum-focused treasury company, what institutional investors are getting wrong about blockchain infrastructure, and how AI agents could transform banking, investing, and personal finance. But there's a bigger question: Will this financial revolution give consumers more control or create a new generation of powerful gatekeepers? Timestamps  00:00 Introduction 02:30 Why Crypto Could Revolutionize American Finance 03:48 Is America Leading the Crypto Race? 04:56 Why Joseph Left BlackRock for Sharplink 06:30 A New Era for Institutional Crypto 07:20 Stablecoins, Tokenization and AI Agents 08:38 Inside BlackRock's Crypto Strategy 10:29 BlackRock's Biggest Blockchain Mistake 11:10 Building Sharplink's Team 12:39 Sharplink's Ethereum Treasury Strategy 14:09 Why Permanent Capital Matters 15:31 Making Ethereum More Productive 17:05 Bitcoin vs. Ethereum 18:10 Ethereum's Institutional Advantage 20:09 The Future of Ethereum and AI Agents 21:13 Why AI Could Revolutionize Finance 22:42 How AI Agents Could Manage Your Money 25:54 The Risk of AI Financial Gatekeepers 27:30 When Will AI Agents Become Mainstream? 31:22 Trillions in Financial Services Fees at Stake 33:01 Why Stablecoins Could Transform Payments 33:52 Sharplink's Long-Term AI Strategy 35:32 Crypto Regulation and the Clarity Act 38:12 Institutional DeFi and Liquid Staking 38:53 Why Regulating AI Could Be Harder Than Crypto 40:32 The Battle for Control of Your Money 42:15 Why Open Standards Matter 🔹 Follow Us  https://x.com/CryptoAmerica_ https://open.spotify.com/show/2Y3bQRj https://podcasts.apple.com/us/podcast 🔹Follow Hosts Jacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett 🔹Follow Joseph Chalomhttps://www.linkedin.com/in/josephchalom https://x.com/joechalom?lang=en Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. #CryptoInAmerica #Ethereum #BlackRock #AIAgents #Stablecoins

    AI Agents Could Threaten Traditional Banks | Joseph Chalom
  2. Oct 14

    Could Stableocins Power the Next Global Bank | Raagulan Pathy

    In this episode of Crypto in America, Eleanor Terrett, Jacquelyn Melinek and Gerald Gallagher sit down with Raagulan “Raags” Pathy, founder and CEO of Kast and former Circle APAC executive, to explore how stablecoins are transforming global banking, cross-border payments, and access to U.S. financial markets. Raags explains why stablecoins continued growing during crypto's bear market, how Kast is building financial services for globally connected businesses, and why dollar-backed stablecoins could strengthen America's financial dominance. They also discuss the GENIUS Act, stablecoin rewards, tokenization, Bitcoin's unexpected bull case, and the economic risks that could shape the next phase of crypto adoption Timestamps  01:27 Why America Matters for Crypto 02:16 Why Raags Founded Kast 04:01 Stablecoins and the Global Dollar 05:50 Tokenization and U.S. Capital Markets 07:44 Kast's Expansion Into America 09:30 From Crypto Cards to Global Banking 11:03 Banking for Freelancers and Businesses 13:25 The Challenge of Cross-Border Payments 16:01 The GENIUS Act and Global Regulation 18:05 Interest Rates and Economic Risks 21:26 Bitcoin's Unexpected Bull Case 22:50 Crypto Adoption Beyond Price 23:16 Stablecoin Rewards and the Clarity Act 26:54 America's Global Financial Advantage 🔹 Follow Us  https://x.com/CryptoAmerica_ https://open.spotify.com/show/2Y3bQRj https://podcasts.apple.com/us/podcast  🔹Follow Hosts Jacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett ➡️ Follow Raags Pathy https://x.com/raagulanpathy?lang=en https://sg.linkedin.com/in/raagulanpathy Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. #CryptoInAmerica #Stablecoins #Kast #DigitalBanking #Tokenization

    Could Stableocins Power the Next Global Bank | Raagulan Pathy
  3. Oct 7

    How 24/7 Markets Will Force Wall Street Onchain

    In this episode of Crypto in America, Eleanor Terrett, Jacquelyn Melinek, and Gerald Gallagher sit down with Charley Cooper, President & COO of Ava Labs, to discuss how Wall Street is moving toward blockchain infrastructure, why 24/7 markets could accelerate that transition, and what comes next for crypto innovation after the Clarity Act failed to advance. Charley explains why Ava Labs and the Avalanche blockchain are focused on institutional adoption, what traditional financial firms actually need from blockchain technology, and why he believes 24/7 trading could become a forcing function for settlement, reconciliation, collateral movement, and other parts of the financial system to move onchain. He also breaks down why institutions aren’t putting their crypto plans on hold while waiting for Washington. The conversation explores the future of tokenized assets, the SEC and CFTC’s role after the Clarity Act, why the New York Stock Exchange and other legacy financial infrastructure providers are experimenting with blockchain rails, the relationship between crypto and traditional finance, and what it could take for onchain finance to become part of the global financial system. Timestamps 00:00 Charley Cooper Joins Crypto in America 00:42 What Crypto in America Means to Charley Cooper 02:40 From Washington and Wall Street to Blockchain 06:20 How Charley Cooper Entered Crypto 09:40 What Crypto Builders Can Learn From Wall Street 15:21 How Ava Labs Approaches Institutional Adoption 17:14 Why Crypto and Wall Street Still Misunderstand Each Other 23:16 What Went Wrong With the Clarity Act? 28:31 Are Financial Institutions Still Building in Crypto? 30:53 Why Innovation Can’t Wait for Washington 33:40 What Regulatory Clarity Does Crypto Need Now? 35:58 Can the SEC and CFTC Fill the Regulatory Gap? 39:10 Could Crypto Rules Change Under a New Administration? 42:24 The Politics of Crypto Regulation 45:36 What Does an Onchain Financial System Look Like? 48:35 Why 24/7 Markets Could Force Wall Street Onchain 49:02 What the SEC’s Tokenization Exemption Could Unlock 49:55 Why Does the NYSE Need Blockchain? 50:21 What Happens When Finance Moves Onchain? 🔹 Follow Us  https://x.com/CryptoAmerica_ https://open.spotify.com/show/2Y3bQRj...  https://podcasts.apple.com/us/podcast...  🔹Follow Hosts Jacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. #Avalanche #AvaLabs #Tokenization #WallStreet #CryptoInAmerica

    How 24/7 Markets Will Force Wall Street Onchain
  4. Sep 30

    How T. Rowe Price Is Preparing for Tokenized Markets

    In this episode of Crypto in America, Eleanor Terrett and Jacquelyn Melinek sit down with Blue Macellari, Head of Digital Assets at T. Rowe Price, to discuss how one of Wall Street’s major asset managers is approaching crypto, tokenization, and the future of financial markets. Blue Macellari explains why tokenization has become a major focus for financial institutions, what it would actually take to move U.S. markets onchain, and why Wall Street still needs a clearer playbook before committing significant capital to new blockchain infrastructure. She also discusses growing board-level interest in tokenization and why she believes programmable assets and funds could automate significant parts of financial services. The conversation also explores T. Rowe Price’s actively managed crypto ETF, the challenge of tokenized financial products developing offshore, why institutional adoption doesn’t necessarily depend on the Clarity Act, how AI and blockchain could work together, and what the collapse of FTX revealed about combining crypto trading and custody under one roof. Timestamps  00:00 Blue Macellari Joins Crypto in America 01:35 What Crypto in America Means to Blue Macellari 02:43 How T. Rowe Price Started Experimenting With Crypto 05:16 How Bitcoin Brought Macellari Into Crypto 08:10 Building T. Rowe Price’s Digital Asset Strategy 11:53 What FTX Taught Traditional Finance About Crypto 15:19 How T. Rowe Price Tests New Crypto Products 17:25 Building an Actively Managed Crypto ETF 19:30 Active vs. Passive Crypto ETFs 22:56 Why Tokenization Is Wall Street’s Next Big Focus 25:25 What It Takes to Move U.S. Markets Onchain 28:24 Does Wall Street Know How to Move Onchain? 30:38 Why Crypto Markets Are Already Global 32:29 Is the U.S. Winning the Digital Asset Race? 33:38 Why U.S. Tokenization Is Moving Offshore 35:39 Can the U.S. Bring Crypto Innovation Back Onshore? 38:11 Does Wall Street Need the Clarity Act? 40:45 Why Institutional Interest in Tokenization Is Growing 41:56 Could Tokenization Automate Wall Street? 44:00 How T. Rowe Price Is Using AI 46:01 What FTX Taught Crypto About Market Structure 46:10 Why Crypto Should Separate Custody and Trading 47:18 Who Protects Retail Crypto Investors? 47:21 What Blue Macellari Is Watching Next 🔹 Follow Us  https://x.com/CryptoAmerica_ https://open.spotify.com/show/2Y3bQRj...  https://podcasts.apple.com/us/podcast...  🔹Follow Hosts Jacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett 🔹Follow Blue Macellari https://www.linkedin.com/in/blue-mccleary-68b466111 Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/

    How T. Rowe Price Is Preparing for Tokenized Markets
  5. Sep 28

    Could Prediction Markets Reach the Supreme Court? | Rostin Behnam

    In this episode of Crypto in America, Eleanor Terrett sits down with Russ Behnam, former Chairman of the Commodity Futures Trading Commission (CFTC), to discuss the rapidly evolving prediction market industry, the regulatory line between financial markets and gambling, and why Congress may ultimately need to establish clearer rules for the sector. Behnam explains how prediction markets have expanded in both scale and scope, why sports and election contracts raise new regulatory questions, and how ongoing litigation could shape the future of the industry. He also discusses whether prediction market disputes could eventually reach the Supreme Court and why regulators must balance financial innovation with market integrity and customer protection. The conversation also turns to crypto regulation following the Clarity Act’s failure to advance. Behnam explains the limits of the CFTC’s existing authority, why regulating digital assets without new legislation can feel like using “scotch tape and paperclips,” the challenge businesses face when agency rules could change under future administrations, and why federal regulatory gaps remain unresolved. Timestamps  00:00 Russ Behnam on the Future of Prediction Markets 04:04 Does Congress Need to Regulate Prediction Markets? 07:07 Could Prediction Markets Reach the Supreme Court? 07:43 What Changed in U.S. Crypto Regulation? 10:42 Why Crypto Still Has a Regulatory Gap 11:19 How Much Can the CFTC Do Without Congress? 12:52 Why Crypto Regulation Feels Like “Scotch Tape” 13:52 Can Agency Crypto Rules Survive a New Administration? 15:49 Can the CFTC Protect Crypto Customers Without Congress? 16:36 Could Bankruptcy Reform Help Crypto Investors? 17:04 Why Crypto Market Structure Is So Difficult 17:15 Life After Leading the CFTC 🔹 Follow Us  https://x.com/CryptoAmerica_ https://open.spotify.com/show/2Y3bQRj...  https://podcasts.apple.com/us/podcast...  🔹Follow Hosts Jacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett #PredictionMarkets #CFTC #CryptoRegulation #DigitalAssets #CryptoInAmerica

    Could Prediction Markets Reach the Supreme Court? | Rostin Behnam
  6. Sep 23

    How Ripple's SEC Fight Changed U.S. Crypto Regulation

    Ripple spent years fighting the SEC over how U.S. securities laws should apply to crypto. Now, Chief Legal Officer Stuart Alderoty says the regulatory environment is finally moving toward the clearer rules the industry has been seeking. Alderoty joins Crypto in America at the Wyoming Blockchain Symposium, speaking both as Ripple's Chief Legal Officer and President of the National Cryptocurrency Association, to discuss Ripple's legal battle with the SEC, the agency's evolving approach to digital assets, and what clearer regulation could mean for the next phase of crypto adoption in the United States. The conversation explores the SEC's shift away from regulation by enforcement, XRP's regulatory status, the debate over “sufficient decentralization,” why blockchain transactions can give law enforcement advantages over cash, the outlook for the Clarity Act, crypto education and adoption, and why traditional financial institutions may ultimately embrace blockchain for efficiency, customer experience, and profit. Timestamps 00:00 Stuart Alderoty Joins Crypto in America 00:31 The National Cryptocurrency Association 02:37 67 Million Americans Own Crypto 05:55 Why Education Is Crypto’s Biggest Barrier 09:25 Bringing Crypto Education to Washington 11:33 What Crypto in America Means to Stuart Alderoty 14:03 How Alderoty Joined Ripple 16:52 What Crypto Taught a Traditional Finance Lawyer 19:50 Crypto, Cash and Illicit Finance 23:02 Why Compliance Matters for Crypto’s Future 24:45 Bitcoin Was Meant to Be “Human Friendly” 26:47 How Ripple Fought SEC Regulation by Enforcement 28:28 Why Ripple Decided to Fight the SEC 30:44 Ripple’s XRP Ruling and the New SEC 32:35 How Ripple Helped Shape Today’s Crypto Rules 34:56 Is “Sufficient Decentralization” Dead? 37:28 What the SEC’s New Crypto Framework Could Unlock 38:00 Should the SEC and CFTC Move Ahead of Congress? 38:30 What the Clarity Act Means for Ripple 38:34 Why Wall Street Is Leaning Into Crypto  Follow Us  https://x.com/CryptoAmerica_ https://open.spotify.com/show/2Y3bQRj...  https://podcasts.apple.com/us/podcast...  Follow Hosts Jacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett Follow Stuart Alderoty https://www.linkedin.com/in/stu-alderoty https://x.com/s_alderoty?lang=en Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/ #Ripple #XRP #CryptoRegulation #SEC #CryptoInAmerica

    How Ripple's SEC Fight Changed U.S. Crypto Regulation
  7. Sep 17

    Why Washington Still Can't Give Crypto Regulatory Certainty

    Anthony Scaramucci says the U.S. crypto industry has made progress, but he isn't convinced Washington will deliver the regulatory certainty the market is waiting for. The SkyBridge founder joins Crypto in America at the Wyoming Blockchain Symposium to discuss the Clarity Act, why he believes political incentives could complicate its path through Congress, and what could happen if U.S. crypto policy continues to rely on agency rulemaking instead of legislation. The conversation explores the Trump administration's approach to crypto regulation, the durability of SEC and CFTC rules, institutional adoption, why a failure to pass the Clarity Act could have very different implications for Bitcoin and altcoins, how stablecoins could strengthen the U.S. dollar, crypto donor fatigue in Washington, and Scaramucci's outlook for the crypto market over the next six months. Timestamps  00:00 Anthony Scaramucci Returns to Crypto in America 00:38 Is Crypto Still Early? 01:38 Paul Atkins’ Approach to Crypto Regulation 03:14 Will the Clarity Act Vote Actually Happen? 03:36 Why Scaramucci Is 50/50 on the Clarity Act 06:52 Can Crypto Democratize Finance? 09:47 Scaramucci Grades Trump’s Crypto Agenda 11:17 Why the Clarity Act Could Fail 12:30 The Politics Behind Trump’s Crypto Interests 15:56 Has Trump Made Crypto Legislation Harder? 18:03 Why Agency Rules Can Be Reversed 20:32 What the Clarity Act Means for SkyBridge and Bitcoin 22:35 Could Clarity Act Failure Actually Help Bitcoin? 23:25 Why Altcoins Have More to Lose 25:11 How the Clarity Act Could Strengthen the U.S. Dollar 27:10 Is Crypto Losing Political Influence? 30:39 Is Washington Exposing Crony Capitalism? 33:36 Scaramucci’s Six-Month Crypto Outlook 35:09 Institutional Demand and Bitcoin’s Next Cycle  Follow Us  https://x.com/CryptoAmerica_ https://open.spotify.com/show/2Y3bQRj...  https://podcasts.apple.com/us/podcast...  Follow Hosts Jacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett Follow Anthony Scaramucci https://x.com/Scaramucci?lang=en https://www.instagram.com/scaramucci/?hl=en Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/

    Why Washington Still Can't Give Crypto Regulatory Certainty
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The intersection of cryptocurrency and the U.S. financial landscape, Crypto in America breaks down the latest trends, regulations, and innovations shaping the industry. From institutional adoption to policy shifts, we bring expert insights and real discussions on the future of digital assets in the U.S. financial system.

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