Built For Wealth

Josh Swart

The Millenials No BS Guide To Financial Freedom This show is your go-to podcast for breaking down the barriers to real estate investing. I tackle common objections head-on, demonstrating that financial constraints, lack of experience, or uncertainty shouldn't hold you back. Through candid conversations with investors from diverse backgrounds I want showcase real stories of individuals who have successfully navigated the real estate market. My mission is to prove that with the right mindset and tools, anyone can embark on their journey to financial freedom through real estate.

  1. Ep 028 | He Left NASCAR to Build $5M Luxury Homes (The Real Cost of High-End Real Estate)

    4D AGO

    Ep 028 | He Left NASCAR to Build $5M Luxury Homes (The Real Cost of High-End Real Estate)

    Luxury real estate investing, luxury spec homes, and high-end new construction look glamorous—but the reality is risk, capital, branding, and brutal lessons most real estate investors never talk about. In this episode of the Built for Wealth Podcast, we sit down with Mason Harris, a former NASCAR pit crew member who transitioned into real estate investing, luxury home building, and multi-million-dollar new construction projects in the Charlotte, North Carolina real estate market. Mason breaks down exactly how he went from his first real estate flip to building $1M–$5M luxury spec homes, setting neighborhood comps, and creating a recognizable luxury real estate brand. This conversation dives deep into: How to transition from house flipping to luxury real estate development The real costs of luxury new construction (appliances, lighting, plumbing, pools, and design details) Why brand building in real estate can matter more than short-term profit How luxury home buyers think differently than entry-level buyers The risk, financing, and profit margins behind million-dollar spec builds If you’re a real estate investor, home builder, developer, or entrepreneur considering luxury real estate investing, this episode gives you a real-world look at what it actually takes to scale into high-end residential development. Follow along for more content just like this: https://www.instagram.com/joshswart/ https://www.facebook.com/joshua.swart https://www.tiktok.com/@joshswart3

    1h 13m
  2. Ep 027 | Why Drew Maher's Investment Approach Works

    JAN 28

    Ep 027 | Why Drew Maher's Investment Approach Works

    Join Josh on the Built for Wealth podcast, your guide to financial freedom. We explore real estate investing and how to build wealth, featuring insights from various investors. This podcast offers valuable financial education and personal finance strategies to inspire your journey.  In this episode of the Built for Wealth Podcast, Josh sits down with Drew Maher, founder of DM Properties & Associates, to unpack his real estate journey from nearly losing his first home to building a diversified real estate business spanning house flips, land development, new construction, rentals, and brokerage ownership. Drew shares the raw, behind-the-scenes reality of building wealth through real estate: surviving market ups and downs, working multiple jobs to avoid foreclosure, learning sales the hard way, and taking calculated risks that eventually paid off. This episode is packed with practical insights for real estate investors, agents, flippers, and entrepreneurs who want a realistic roadmap to long-term success. Whether you're just getting started or looking to scale, this conversation covers mindset, risk management, systems, leadership, and how to build a sustainable real estate operation. 🔑 Key Topics Covered • Getting started in real estate with no money • Surviving bad deals and early mistakes • Scaling from hands-on flips to land development • Building a real estate team and brokerage • Managing risk, stress, and long-term growth Follow Built for Wealth: 🎧 All links & episodes: builtforwealthpodcast.com If this episode helped you, please like, subscribe, and drop a review—it really helps the show! Follow along for more content just like this: https://www.instagram.com/joshswart/ https://www.facebook.com/joshua.swart https://www.tiktok.com/@joshswart3

    51 min
  3. Ep 026 | From Nothing to $130M A Year in Real Estate Development with Johnny Inch

    JAN 8

    Ep 026 | From Nothing to $130M A Year in Real Estate Development with Johnny Inch

    What does it really take to build a $130M-per-year real estate development business; starting with no money, no college degree, and a background in construction and landscaping? In this episode of the Built for Wealth Podcast, Josh sits down with  @johnnyinchjr   a real estate developer and entrepreneur who scaled from small residential projects to large-scale multifamily, commercial, and industrial real estate development across multiple markets. Johnny shares how he transitioned from hands-on construction work to becoming a multifamily developer, raising capital, underwriting complex deals, and managing risk at scale. This conversation dives deep into real estate investing, real estate development, raising private capital, and what it actually looks like to grow a real estate company beyond single-family rentals. Johnny also opens up about faith-driven entrepreneurship, leadership under pressure, navigating bad partners, surviving market cycles, and why real estate is a long-term wealth-building game, not a get-rich-quick strategy. If you’re interested in multifamily investing, commercial real estate, underwriting deals, scaling a real estate business, or raising capital the right way, this episode delivers real-world insight from someone actively doing it. In this episode we cover: - Johnny’s origin story (family trades, landscaping, construction → development) - The first deal: trading a $75K landscape project for a townhome - Doubling down for 15 years  - How he thinks about risk tolerance, stress, and leadership - Raising capital and being a “steward” of investor funds - Walking away from deals after spending $300K–$500K in entitlement/dev costs - Why “passive income” is mostly a myth (until real scale) - Working with banks: negotiating DCR, workouts, and asking for “impossible” terms - Development strategy: go where they want you  - NIMBY battles, public meetings, and staying grounded in the mission - How Johnny Inch views legacy, giving, and raising kids with abundance If you’re into real estate development, multifamily investing, raising capital, underwriting, or scaling a real estate business, this one’s packed. Follow Josh + the show: builtforwealthpodcast.com Connect with Johnny: Instagram DMs (shared in episode) Follow along for more content just like this: https://www.instagram.com/joshswart/ https://www.facebook.com/joshua.swart https://www.tiktok.com/@joshswart3

    50 min
  4. Ep 025 | No-Money-Down Real Estate in Cabarrus County | Kirk Hanson’s Playbook

    12/04/2025

    Ep 025 | No-Money-Down Real Estate in Cabarrus County | Kirk Hanson’s Playbook

    Ever driven past a billboard that made you laugh and remember the realtor’s name? That’s pretty much Kirk Hanson in a nutshell. In this episode of the Built for Wealth Podcast, I sit down with Kirk – a race car driver turned Cabarrus County realtor, investor, and broker-owner – to talk about how he’s built his business with bold marketing, no-money-down deals, and a whole lot of hustle. We get into how he went from: - Selling tires and cars on straight commission - Deciding he wanted to be a full-time race car driver - Jumping into real estate investing with almost no cash - Buying 30+ houses in 18 months using other people’s money Kirk shares real stories about: - The famous “Don’t divorce your wife, just buy a bigger house” billboard - Why he treats real estate as a marketing business first - Finding undervalued MLS deals when everyone else misses them - Working with investors from all over the world who buy in Cabarrus County and the Charlotte market - Turning trashed foreclosures into clean, retail-ready homes that sell fast - Helping a broke restaurant owner buy his first flip, then several homes, then shopping centers We also talk about what’s happening right now in the Charlotte/Cabarrus market: inventory, pricing, the number of people moving here, and how that creates opportunity for investors, flippers, and realtors who actually know their numbers. This episode is especially for you if: - You’re a realtor who wants to stand out and build a brand people remember - You’re a house flipper or wholesaler trying to find better deals - You’re interested in no-money-down real estate and using OPM (other people’s money) - You like real stories, not theory We finish by talking about how real estate has changed Kirk’s life, how he’s helped agents and investors build real wealth, and why helping other people win might be the best part of the whole business. If you enjoy this one, hit subscribe, drop a rating or review, and share it with another investor or realtor who needs to hear it. Follow along for more content just like this: https://www.instagram.com/joshswart/ https://www.facebook.com/joshua.swart https://www.tiktok.com/@joshswart3

    1h 5m
  5. Ep 022 | From Bandit Signs to Transaction Funding: Pete Russell’s Wholesaling Journey

    10/23/2025

    Ep 022 | From Bandit Signs to Transaction Funding: Pete Russell’s Wholesaling Journey

    On this episode of Built for Wealth, Josh sits down with Pete Russell, a Charlotte-based wholesaler turned transaction funding operator, to unpack how he went from 5:30 a.m. bandit signs to closing 30+ deals in a month, and why double closing became his edge. We cover sales foundations from his early days, the realities of scaling a wholesale team, when to use a double close vs assignment, raising capital, and the discipline of focusing on one thing to grow. You’ll learn: - How to break in with low-budget marketing (bandit signs, direct mail “check” letters) - When a double close protects your spread—and how the logistics really work - Why transaction funding is exploding, and how to prep title/escrow the right way - Best/worst deal lessons (hidden land next door → 6-figure spread; the “garage I-beam” flip fail) - How to raise private capital without a giant track record - The mindset shift from “many streams” to focused execution Connect with Pete: Instagram: @PeteRussellOfficial Transaction Funding: https://velocityadvantagecapital.com Follow Built for Wealth: 🎧 All links & episodes: builtforwealthpodcast.com If this episode helped you, please like, subscribe, and drop a review—it really helps the show! Follow along for more content just like this: https://www.instagram.com/joshswart/ https://www.facebook.com/joshua.swart https://www.tiktok.com/@joshswart3

    1 hr
  6. Ep 021 | How to Build Wealth That Lasts: The 3 Pillars of Financial Independence with Mark Metzger

    10/09/2025

    Ep 021 | How to Build Wealth That Lasts: The 3 Pillars of Financial Independence with Mark Metzger

    On this episode of Built for Wealth, I sat down with Mark Metzger, former Navy search-and-rescue, wealth manager, and real estate investor, to learn from his years in the trenches and wealth of hard-won insight. We cover everything from dropping a scarcity mindset to building lasting wealth without losing your soul. Mark breaks down the simple systems he teaches clients, pay yourself first, track your personal income statement & balance sheet, and focus on cash flow over hot stock picks. We dig into his three pillars for financial independence (own your business, own income-producing real estate, own other people’s businesses), how to use leverage wisely (great for building wealth, risky for protecting it), and why many in traditional wealth management overlook rentals. He also shares his watch-face market cycle framework, thoughts on today’s real-estate environment, and what opens up once you’re an accredited investor (think infrastructure/energy plays). Most importantly, we talk about defining “enough,” aligning money with faith and family, and keeping your dollars serving your mission—not the other way around. If you’re serious about stewardship, cash flow, and long-term ownership, this one’s for you. Guest: Mark Metzger — Water Oak Investments Connect: builtforwealthpodcast.com Follow along for more content just like this: https://www.instagram.com/joshswart/ https://www.facebook.com/joshua.swart https://www.tiktok.com/@joshswart3

    1h 17m
  7. Ep 020 | Creative Finance Masterclass: Subject-To, Notes & 0% Seller Terms with Avi Rasowski

    09/25/2025

    Ep 020 | Creative Finance Masterclass: Subject-To, Notes & 0% Seller Terms with Avi Rasowski

    What if you could get paid three times on one deal—upfront, monthly cash flow, and a big backend? In this episode, Avi Rasowski breaks down exactly how he uses owner financing, subject-to, and notes to turn “hard” leads into high-yield deals. We cover real numbers (like a $14K → $55K flip via terms and a $100K buy → $240K cash exit), how to evaluate spreads with a financial calculator, staying compliant (Dodd-Frank/S.A.F.E. considerations), using trust/lease-option structures, and even borrowing against notes (collateral assignment/hypothecation) to scale without expensive private money. What you’ll learn Why owner financing can beat wholesaling: down payments ≈ wholesale fees + monthly spread + backend equityThe “infinite return” arbitrage: loan amount, rate, term, payment—how tiny inputs can double your moneyReal case studies: Lancaster, SC $14K buy → $55K sale on terms; Gaffney, SC owner-financed deal that ended in a $240K cash exitCompliance & risk control: ability-to-repay, screening buyers, and trust/lease-option mechanicsAdvanced strategies: securing 0% seller notes against better collateral, effective cost of capital, and borrowing against notesPortfolio building: when to keep vs. sell, handling defaults, and designing forever-cash alongside notesIf you’re into creative finance, seller financing, subject-to deals, private lending, self-directed IRAs, or just squeezing more profit out of “non-bankable” properties, this is a masterclass. 👍 If this helped, like & subscribe for more deep-dives from Built for Wealth. Follow along for more content just like this: https://www.instagram.com/joshswart/ https://www.facebook.com/joshua.swart https://www.tiktok.com/@joshswart3

    1h 1m

Ratings & Reviews

5
out of 5
4 Ratings

About

The Millenials No BS Guide To Financial Freedom This show is your go-to podcast for breaking down the barriers to real estate investing. I tackle common objections head-on, demonstrating that financial constraints, lack of experience, or uncertainty shouldn't hold you back. Through candid conversations with investors from diverse backgrounds I want showcase real stories of individuals who have successfully navigated the real estate market. My mission is to prove that with the right mindset and tools, anyone can embark on their journey to financial freedom through real estate.