Better With Money

The Irish Times
  • 0.0 (0)
  • INVESTING
  • UPDATED WEEKLY

NEW EPISODES are here, starting on February 24th. If you find managing your money a struggle, this is the podcast for you. From The Irish Times, Better With Money is a crash-course in how to spend responsibly, save effectively and make big financial decisions wisely. Hosted on Acast. See acast.com/privacy for more information.

  1. 7H AGO

    'Start off with an amount that you're comfortable with losing': a beginner's guide to the stock market

    We've spoken about investing before on Better with Money but today we're honing in specifically on how to invest in the stock market. If you've been wondering how you can generate a passive income from your smartphone but wouldn't know an investment fund if it jumped up and bit you in the face, don't worry because neither does our host Aideen. Today she speaks to The Irish Times' Fiona Reddan and CEO of the Trinity Student Managed Fund Senan Delargy about how to get started today with as little as €1 (you can do it via apps like Revolut or Davy Select) or take on less of the work by choosing life-wrapped funds where providers handle the taxes but charge higher fees. Fiona breaks down the jargon and tax implications in plain English (33% capital gains tax on shares with a €1,270 annual allowance, 38% exit tax on funds, deemed disposal every eight years, and possible dividend withholding tax, alongside advisor allocation rates.) There are practical tips from Trinity undergrad Senan - who's investing journey began during Fresher's Week - like starting with products you know and basic stock analysis ideas. This podcast is for information purposes only and does not constitute financial advice. Sure, tis a minefield, how could it!? Presented by Aideen Finnegan. Produced by Declan Conlon and Aideen Finnegan. The first of Fiona Reddan's eight week series on how to invest begins today in The Irish Times. Go to irishtimes.com/subscribe so you don't miss any. You can listen back to our introduction to investing with @MrsSmartMoneyHQ Kel Galavan and our pensions deep dive with Irish Times deputy business editor Dominic Coyle. Hosted on Acast. See acast.com/privacy for more information.

    33 min

  2. MAR 3

    'Tell them you want €40k' Pay negotiations, investing, and how to take financial control

    Financial literacy isn’t just about understanding jargon. It’s about security and independence, says Leah McMahon - a financial planner with Castle Capital of Limerick. Women are among those being targeted in the government's National Financial Literacy Strategy 2025-2029. So ahead of International Women's Day on Sunday we are looking at the ways you can boost your financial literacy, tackle money obstacles like pay negotiations and come up with a strategy for investing. (Don't worry fellas, you might learn something too) If you have any questions, suggestions or issues you'd like covered on the show, you can email aideen.finnegan@irishtimes.com Presented by Aideen Finnegan. Produced by Declan Conlon and Aideen Finnegan. Hosted on Acast. See acast.com/privacy for more information.

    26 min

  3. FEB 24

    ‘That is the secret sauce’: How to set your children up for financial success in Ireland

    It's tough making ends meet in 2026, let alone setting aside money for our children's future. But Robert Whelan of Rockwell Financial says it's worth putting away any amount, even to just to get started. In his professional opinion though, an investment strategy is needed to inflation-proof your savings. In this episode of Better with Money we explain some of the most accessible ways you can start that investment journey, like directly purchasing EFTs (Exchange Traded Funds) yourself, or consulting a fund manager to do it for you. We also discuss the most tax efficient ways of passing money to your children, without incurring the whopping 33% Captial Acquisitions Tax. And Robert shares the financial advice he wish he could have given his 18 year-old self. Better with Money is for information purposes only and does not constitute financial advice. Presented by Aideen Finnegan. Produced by Declan Conlon and Aideen Finnegan. If you have a topic you want Better with Money to consider, email aideen.finnegan@irishtimes.com. Hosted on Acast. See acast.com/privacy for more information.

    26 min

  4. 10/14/2025

    From side hustle to startup: how to set up a small business

    Not everyone was brought up in an entrepreneurial environment, and most of us didn't study business beyond the Junior Cert. But that doesn't mean you shouldn't give it a go. Whether you're simply selling crafts on Etsy or giving school grinds on the side, the bureaucratic side of setting up a business can be a barrier for those who don't move in corporate circles. In this episode of Better with Money, we're joined by PwC partner Colm O'Callaghan to give us a crash course in setting up a small business. From testing out your idea to what tax reliefs are available for micro-businesses, Colm spells it out in plain English. Is today the day you decide to go for it? Presented by Aideen Finnegan. Produced by Declan Conlon and Aideen Finnegan. Brought to you in association with PwC Hosted on Acast. See acast.com/privacy for more information.

    27 min

  5. 10/08/2025

    ‘One couple had €1,500 waiting for them’: The tax refunds Irish workers aren’t claiming

    The average Irish PAYE worker overpays €900 euro a year in tax. That's because many of us don't know we can claim money back on things like routine GP visits or pharmacy prescriptions. There are also tax reliefs that people mistakenly believe they're not entitled to, like the Home Carer Credit. The name might imply it's only available to carers of the elderly or a child with a disability. In fact, it's available to any married couple where one person works and the other is a stay-at-home parent. In this episode, we're looking at ways to put money back in your pocket particularly in light of a disappointing budget for middle-income workers on Tuesday this week. In this episode Alan Purcell of CloudAccounts.ie takes us through the most common tax refunds we fail to claim, and how you could log on to Revenue.ie today to find an overpayment waiting to be returned to you. Presented by Aideen Finnegan. Produced by Declan Conlon and Aideen Finnegan. Brought to you in association with PwC. Alan Purcell can be found on Instagram @cloudaccounts Ireland Hosted on Acast. See acast.com/privacy for more information.

    35 min

  6. 09/30/2025

    'The biggest asset apart from the family home is the pension': How to talk about money in relationships

    If you were moving in with someone and they earned more than you, would you ask them to pay more of the rent? Or in the case of a divorce, how would you divide assets like a pension? The thorny issue of money in relationships is not one that’s generally thrashed out early on in a romance but has huge consequences for couples. That’s before you even get to the stage of trying to understand married tax bands and credits or Pension Adjustment Orders. In this episode of Better With Money, financial planner Kelly Anne Quinn from LifePlanning.ie, outlines the importance of sharing expectations and goals early on in a relationship. She demystifies the tax system for couples and outlines some of the financial scenarios that may arise in a divorce. Presented by Aideen Finnegan. Produced by Declan Conlon and Aideen Finnegan.   Brought to you in association with PWC Ireland. Hosted on Acast. See acast.com/privacy for more information.

    25 min

  7. 09/23/2025

    ‘That’s what makes EVs so shockingly affordable’: Navigating the complex world of car buying

    When it comes to buying a new car, financing options can vary widely. You have to factor in the total running cost (tax, fuel, insurance etc) and then watch out for the hidden ones. Throw in jargon like ‘PCP finance’ and ‘guaranteed future value’ and now you’re completely bamboozled. Irish Times motoring journalist Neil Briscoe joins the podcast to simplify and demystify the whole process of buying a new or used car, with practical tips for potential buyers. He explains the various financing options and which one actually works out cheaper in the long run. The conversation also highlights the advantages and disadvantages of leasing, the importance of trade-ins, and the “shockingly enormous" savings you can make from going electric. Don’t buy a car until you’ve heard this episode! Presented by Aideen Finnegan. Produced by Declan Conlon and Aideen Finnegan. Brought to you in association with PWC Ireland. Hosted on Acast. See acast.com/privacy for more information.

    41 min

  8. 09/16/2025

    'It completely freed me from stress': The transformative power of sinking funds

    The sinking fund trend is a fancy way of saying you have separate of pots of savings for specific expenses. There's a legion of advocates who swear by the practice. One such enthusiast is Anita Collins, a maths teacher from Limerick who runs the Instagram page @efficientfamilylife. She joins the podcast to explain in detail how sinking funds can help people manage their finances more effectively, help create a buffer for those hefty winter bills and make spending on yourself a guilt-free experience. We also get an update from consumer affairs correspondent and Pricewatch editor Conor Pope who tells us what measures are likely to be - and probably more pertinently - out of Budget 2026. Presented by Aideen Finnegan. Produced by Declan Conlon and Aideen Finnegan. Brought to you in association with PWC Ireland. PwC Ireland’s tax experts are here to help you prepare for Budget 2026, so you can move forward with clarity and confidence. Visit pwc.ie/budget to learn more.  Hosted on Acast. See acast.com/privacy for more information.

    33 min
See All (20)

About

NEW EPISODES are here, starting on February 24th. If you find managing your money a struggle, this is the podcast for you. From The Irish Times, Better With Money is a crash-course in how to spend responsibly, save effectively and make big financial decisions wisely. Hosted on Acast. See acast.com/privacy for more information.

Information

More From The Irish Times

You Might Also Like