Natural Health with Emma Sutherland

Emma Sutherland
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  • HEALTH & FITNESS
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Welcome to my channel! I’m Emma Sutherland — clinical naturopath, author, mum, and your host. With over 20 years in clinical practice, I’ve helped thousands of women and families transform their health using evidence-based, integrative strategies. I’m deeply passionate about making science simple and actionable, so you feel confident and empowered in your health decisions. This channel is your go-to for trusted insights, expert conversations, and practical tools that support your real-life wellness!

  1. Most Australians Are Getting Retirement Wrong | What the Vanguard Data Really Says

    FEB 23

    Most Australians Are Getting Retirement Wrong | What the Vanguard Data Really Says

    What if spending just 10 minutes this week on your super could do more for your future than 10 years of working harder? In this episode, I break down Vanguard's third annual How Australia Retires report — a national survey of over 1,800 Australians — and the findings are genuinely eye-opening. Less than 52% of Australians plan for retirement. Only 40% know when they can access their super. And younger Australians now estimate needing $106,000 a year — yet most retirees live well on around $55,000. IN THIS EPISODE: Why less than 52% of Australians plan for retirement — and why it matters The $106K vs $55K retirement expectation gap and what it means for your planning Why 1 in 3 Millennials expects to retire with a mortgage The super blind spot costing Australians over $100,000 How the housing crisis is reshaping retirement for younger Australians Why confidence in retirement comes from action, not hope Five steps from Vanguard's MD to maximise your super — starting now Most people who are confident about retirement took action and did something. They didn't just hope for it. This episode gives you the knowledge to do the same. Relevant Links: Full Vanguard Report: https://www.vanguard.com.au/super/learn/super-insights/how-australia-retires MoneySmart Retirement Calculator: https://moneysmart.gov.au/plan-for-your-retirement/retirement-planner ASFA Retirement Standard: https://www.superannuation.asn.au/consumers/retirement-standard/ Emma's financial adviser: https://www.suncow.com.au/ 🤗 Say hi on social: Emma's Instagram: https://www.instagram.com/_emmasutherland Emma's Clinic, Studio You: https://www.instagram.com/girlsfromstudioyou Sign up for my weekly newsletter: https://www.studio-you.com.au/subscribe-newsletter/ New patient inquiries: https://studioyou.cliniko.com/bookings#service Subscribe to Emma's Practitioner Podcast Apple Podcasts: https://podcasts.apple.com/au/podcast/fx-medicine-podcast-central/id897414147 Spotify: https://open.spotify.com/show/6t6AlIjHCj1SLH3ZVCDaNU?si=ef11c2dc37404d49 Google Podcasts: https://podcasts.google.com/feed/aHR0cHM6Ly93d3cuZnhtZWRpY2luZS5jb20uYXUvcG9kY2FzdC9wb2RjYXN0LnhtbA About Emma: Feel better, think clearer and boost your energy — without burnout, guilt or extremes. I'm Emma Sutherland, an Australian clinical naturopath, author and mum helping women and families build strong, sustainable health using evidence-based integrative medicine. With over 22 years of experience in women's health, fertility, pregnancy, gut health and children's wellbeing, I translate complex science into practical tools that fit real life. I'm the author of 50 Foods That Will Change Your Life and Sophia Eats, and host of Australia's leading practitioner health podcast, FX Medicine. Here you'll find science-backed wellness advice, natural health strategies, hormone support, nutrition tips and honest conversations about what really works. Because true health isn't about perfection — it's about understanding your body and making smart, sustainable choices. ⚠️ FINANCIAL DISCLAIMER: The content in my YouTube videos and podcast episodes SHALL NOT be construed as financial advice. The information shared is for educational and general information purposes only and is not intended to be a substitute for personalised financial advice. I am not a licensed financial adviser, and this content does not take into account your personal objectives, financial situation, or needs. You should consider seeking advice from a qualified financial adviser before making any financial decisions. It is your responsibility to verify all information and assess its relevance to your individual circumstances.

    13 min
  2. Why Motivation Matters More Than Money Knowledge | The Psychology of Financial Wellbeing

    FEB 17

    Why Motivation Matters More Than Money Knowledge | The Psychology of Financial Wellbeing

    Why is it that two people can earn the same income, know the same financial tips, yet one saves confidently while the other constantly feels behind? The answer isn't willpower — and it's not even knowledge. In this episode, I'm diving into Self-Determination Theory and what a fascinating 2022 study published in Frontiers in Psychology reveals about the real driver of financial behaviour. Researchers found that people who manage money because it aligns with their values — rather than out of guilt or pressure — reported better financial wellbeing, higher self-efficacy, and more saving behaviour. And these results held regardless of age, income, or education level. In this episode you'll discover:  ✓ Why "controlled motivation" (guilt, shame, obligation) backfires with money  ✓ The three psychological needs that predict financial success — autonomy, competence, and relatedness  ✓ Why your why matters more than your income  ✓ Three small experiments to shift from "I should" to "I want to"  ✓ How to build a feedback loop that grows your financial confidence  ✓ Emma's personal money "why" — and how to find yours The quality of your motivation matters more than the quantity of your income. When money decisions are connected to your values, your identity, and your sense of choice — that's when financial wellbeing grows naturally. Coming Up Next Week: The shocking reality of how Australians actually retire — the Vanguard data that will change how you think about your super. Subscribe so you don't miss it! Relevant Links:  Self-Determination Theory Financial Motivations Scale: https://selfdeterminationtheory.org/financial-motivations-scale-fms/  Full research paper: https://www.frontiersin.org/journals/psychology/articles/10.3389/fpsyg.2022.977818/full  MoneySmart Budget Planner: https://moneysmart.gov.au/budgeting/budget-planner 🤗Say hi on social:  Emma’s Instagram: https://www.instagram.com/_emmasutherland  Emma’s Clinic, Studio You https://www.instagram.com/girlsfromstudioyou  Sign up for my weekly newsletter: https://www.studio-you.com.au/subscribe-newsletter/  New patient inquiries: https://studioyou.cliniko.com/bookings#service  Subscribe to Emma’s Practitioner Podcast  Apple Podcasts: https://podcasts.apple.com/au/podcast/fx-medicine-podcast-central/id897414147  Spotify: https://open.spotify.com/show/6t6AlIjHCj1SLH3ZVCDaNU?si=ef11c2dc37404d49  Google Podcasts: https://podcasts.google.com/feed/aHR0cHM6Ly93d3cuZnhtZWRpY2luZS5jb20uYXUvcG9kY2FzdC9wb2RjYXN0LnhtbA  About Emma: Emma Sutherland is a mum, clinical naturopath, and author with over 22 years helping families thrive. As someone who sees how financial stress impacts health daily, she's passionate about equipping the next generation with money skills that create lasting wellbeing.  ⚠️ FINANCIAL DISCLAIMER:The content in my YouTube videos and podcast episodes SHALL NOT be construed as financial advice. The information shared is for educational and general information purposes only and is not intended to be a substitute for personalised financial advice. I am not a licensed financial adviser, and this content does not take into account your personal objectives, financial situation, or needs. You should consider seeking advice from a qualified financial adviser before making any financial decisions. It is your responsibility to verify all information and assess its relevance to your individual circumstances

    8 min
  3. The Perimenopause Symptoms Doctors Keep Missing—& What To Do About It | ft. Anna Klara Skarp

    FEB 11

    The Perimenopause Symptoms Doctors Keep Missing—& What To Do About It | ft. Anna Klara Skarp

    Exhausted, foggy, and not like yourself—but your GP says everything's fine? This episode is exactly what you've been looking for. I'm joined by Anna Klara Skarp—registered nurse, certified health coach, and perimenopause specialist—to have the conversation that millions of women around the world desperately need to hear. Because globally, women in their 40s and 50s are being misdiagnosed, over-medicated, and told to simply push through. It needs to stop. ⚡ In this episode: ✓ Why perimenopause can start in your LATE 30s  ✓ The symptoms most GPs are still missing  ✓ HRT myths busted with modern evidence  ✓ Why anxiety and brain fog in midlife are often hormonal—not psychological  ✓ 3 completely FREE micro habits that genuinely shift your symptoms  ✓ How to advocate for yourself in any healthcare consultation  ✓ The powerful identity shift of midlife—and why it's a new beginning  ✓ The "grandma hypothesis" and why midlife women hold extraordinary wisdom  ✓ Emma's own perimenopause story—because even naturopaths miss the signs HRT Myths Busted:  ❌ HRT causes breast cancer → Largely disproven with modern body-identical hormones  ❌ Can't take HRT with a period → Completely false ❌ You just have to push through → Absolutely not About Anna Klara Skarp:  Registered nurse, certified health coach, and perimenopause specialist. Find her at aknordicwellness.com or @ak_athea on Instagram. Coming up next: The surprising science behind money motivation—why your "why" matters more than your income. Subscribe so you don't miss it! Relevant Links: www.aknordicwellness.com.au  https://www.linkedin.com/in/anna-klara-skarp-798161266  https://mymahealth.com.au/  https://www.instagram.com/akaesthetica/  Say hi on social:  Emma’s Instagram: https://www.instagram.com/_emmasutherland   Emma’s Clinic, Studio You https://www.instagram.com/girlsfromstudioyou   Sign up for my weekly newsletter: https://www.studio-you.com.au/subscribe-newsletter/   New patient inquiries: https://studioyou.cliniko.com/bookings#service  Subscribe to Emma’s Practitioner Podcast  Apple Podcasts: https://podcasts.apple.com/au/podcast/fx-medicine-podcast-central/id897414147  Spotify: https://open.spotify.com/show/6t6AlIjHCj1SLH3ZVCDaNU?si=ef11c2dc37404d49  Google Podcasts: https://podcasts.google.com/feed/aHR0cHM6Ly93d3cuZnhtZWRpY2luZS5jb20uYXUvcG9kY2FzdC9wb2RjYXN0LnhtbA  About Emma Emma Sutherland is a successful mum, author & clinical naturopath and her mission in life is to inspire women to get their mojo back. Her first book “50 Foods That Will Change Your Life” is the ultimate guide to healthy eating for women.

    35 min
  4. Lean PCOS in Teens: The Hidden Hormone Imbalance Doctors Miss | with Daniela Viola

    FEB 3

    Lean PCOS in Teens: The Hidden Hormone Imbalance Doctors Miss | with Daniela Viola

    Is your teenage daughter dealing with irregular periods, hormonal breakouts, or unexplained mood swings? She might have “lean PCOS”—a form of polycystic ovarian syndrome that’s frequently overlooked because it doesn’t present with typical symptoms. In this deeply practical episode, naturopath Emma Sutherland sits down with hormonal health expert Daniela Viola to discuss why so many teenage girls are missing critical diagnoses and what you can do naturally to support healthy hormone balance. In This Episode: • Why lean PCOS goes undiagnosed (and what to look for instead) • The insulin-hormone connection every parent should understand • Why a 40-day cycle isn’t actually “regular” • Testing that reveals what’s really happening hormonally • Natural treatment approaches that work for teens • The truth about the pill and Metformin for young women • How to prevent type 2 diabetes by addressing hormones NOW • Supporting your teen’s emotional wellbeing through the chaos About Our Guest: Daniela Viola is an experienced naturopath with over 20 years specialising in women’s and teen hormonal conditions. She practices at LiveWell Natural Health Clinic and brings both clinical expertise and genuine empathy to her work with young women. Connect with Daniela: livewellnaturalhealth.com.au About Your Host: Emma Sutherland is a clinical naturopath, author, and mum with over 20 years helping families achieve optimal health through evidence-based integrative medicine. Learn more: studio-you.com.au/emma-sutherland-naturopath Key Takeaways: ✓ Track cycles using the Flo app (free version works great) ✓ Request insulin testing alongside glucose tests ✓ Focus on protein-rich meals and regular strength training ✓ Prioritise sleep—it’s critical for hormone regulation ✓ Work with a naturopath who understands teen hormones This episode empowers parents and teens with practical tools to take control of hormonal health naturally, preventing decades of metabolic issues down the track. Disclaimer: This podcast is for educational purposes only and does not constitute medical advice. Always consult your healthcare provider before making health decisions.

    34 min
  5. $10/Week Becomes $228,000: The Compound Interest Secret | SERIES FINALE | Part 4 of 4

    JAN 30

    $10/Week Becomes $228,000: The Compound Interest Secret | SERIES FINALE | Part 4 of 4

    She saved for 10 years. He saved for 40 years. SHE has more money. How is that even possible? Welcome to the SERIES FINALE—the money secret that separates those who build generational wealth from those who struggle financially. This is compound interest. And it's about to change everything. I'm Emma—mum and naturopath who believes financial literacy is preventative medicine. After 3 episodes building foundations, THIS is where it all comes together. The most powerful wealth-building lesson you'll ever learn. ⚡ In this episode: ✓ What compound interest actually is (explained simply with powerful examples)  ✓ Why Einstein called it "the 8th wonder of the world"  ✓ The $10/week challenge: tiny amounts snowball over decades  ✓ Mia vs Jack: 10 years vs 40 years—who wins and WHY  ✓ Path to multi-millionaire: $5,000/year from age 13  ✓ Why teenagers have the most valuable asset: TIME  ✓ Where teens access compound interest RIGHT NOW  ✓ Interactive calculators to see YOUR numbers The examples that will blow your mind: Example 1: The $10/Week Snowball  Start at 15, save $10/week, 5% interest  By 25: $6,700 | By 35: $17,600  You saved $10,400, interest gave you $7,200 FREE! Example 2: Mia vs Jack (THIS IS WILD)  Mia: Age 15–25 (10 years), $20/week = $228,000 at retirement  Jack: Age 25–65 (40 years), $20/week = $213,000 at retirement  She contributed $10,400. He contributed $41,600. SHE HAS MORE. Example 3: Multi-Millionaire Path  Start at 13: $9,000 + $5,000/year at 10% return  First million by 43 (30 years)  Second million by 51 (8 more years!)  Third million by 55 (4 more years!)  By 62: $6.3 MILLION (contributed only $245,000!) Each million happens FASTER. That's compound interest magic. Complete series recap: ✅ Part 1: Payslips, tax & worker rights  ✅ Part 2: Credit files & spending smart  ✅ Part 3: Budgeting & investing basics  ✅ Part 4: Compound interest (THIS EPISODE!) Congratulations—you have the complete Teen Money Toolkit! Share this series with families who need it. Financial literacy transforms generations. About Emma: Mum, naturopath & author who sees financial literacy as preventative health for families. With 22+ years in practice, passionate about empowering young people. 🤗 Say hi on social: Emma's Instagram: https://www.instagram.com/_emmasutherland Emma's Clinic, Studio You: https://www.instagram.com/girlsfromstudioyou Sign up for my weekly newsletter: https://www.studio-you.com.au/subscribe-newsletter/ New patient inquiries: https://studioyou.cliniko.com/bookings#service Subscribe to Emma's Practitioner Podcast: Apple Podcasts: https://podcasts.apple.com/au/podcast/fx-medicine-podcast-central/id897414147 Spotify: https://open.spotify.com/show/6t6AlIjHCj1SLH3ZVCDaNU?si=ef11c2dc37404d49 Google Podcasts: https://podcasts.google.com/feed/aHR0cHM6Ly93d3cuZnhtZWRpY2luZS5jb20uYXUvcG9kY2FzdC9wb2RjYXN0LnhtbA ⚠️ FINANCIAL DISCLAIMER:The content in my YouTube videos and podcast episodes SHALL NOT be construed as financial advice. The information shared is for educational and general information purposes only and is not intended to be a substitute for personalised financial advice. I am not a licensed financial adviser, and this content does not take into account your personal objectives, financial situation, or needs. You should consider seeking advice from a qualified financial adviser before making any financial decisions. It is your responsibility to verify all information and assess its relevance to your individual circumstances

    10 min
  6. Turn $100/Month Into $125,900: Teen Investing Made Simple | Part 3 of 4

    JAN 25

    Turn $100/Month Into $125,900: Teen Investing Made Simple | Part 3 of 4

    What if your teen's part-time wages could grow into six figures—without them working any harder? Most people think investing is for "later." After uni. After the real job. After life settles down. But the math shows something shocking: Start at 17 instead of 27, and you'll have $74,700 MORE by age 47—same monthly investment. I'm Emma—mum and naturopath passionate about financial confidence for families. Part 3 of the Teen Money Toolkit shows how to budget smart, set goals, and start building REAL wealth with as little as $5. This is where earning money becomes making money GROW. ⚡ In this episode: ✓ Budgeting that works: 50/30/20 rule for real teen life ✓ Goal setting that keeps you motivated ✓ Shares explained: own pieces of brands you already love ✓ How to invest with just $5 using CommSec Pocket ✓ High-interest savings accounts decoded ✓ Property basics for long-term thinkers ✓ Real math: $100/month from age 17 becomes what? The numbers: Age 17–27: $17,740 (contributed $12,000, growth $5,740)  Age 17–37: $52,630 (contributed $24,000, growth $28,638!)  Age 17–47: $125,900—your money working harder than you Start 10 years later at 27? You'll have $51,200 by 47. That's $74,700 LESS. Time is your teen's superpower. Listen together, pause for questions, and start making money decisions that compound into lasting wealth. 📺 Series finale coming next: Part 4: Compound interest—how $10/week becomes $228,000. The episode that changes EVERYTHING. Subscribe so you don't miss it! About Emma: Mum, naturopath & author with 22+ years helping families thrive. Believes financial wellbeing creates family wellbeing. 🤗Say hi on social:  Emma’s Instagram: https://www.instagram.com/_emmasutherland  Emma’s Clinic, Studio You https://www.instagram.com/girlsfromstudioyou  Sign up for my weekly newsletter: https://www.studio-you.com.au/subscribe-newsletter/  New patient inquiries: https://studioyou.cliniko.com/bookings#service  Subscribe to Emma’s Practitioner Podcast  Apple Podcasts: https://podcasts.apple.com/au/podcast/fx-medicine-podcast-central/id897414147  Spotify: https://open.spotify.com/show/6t6AlIjHCj1SLH3ZVCDaNU?si=ef11c2dc37404d49  Google Podcasts: https://podcasts.google.com/feed/aHR0cHM6Ly93d3cuZnhtZWRpY2luZS5jb20uYXUvcG9kY2FzdC9wb2RjYXN0LnhtbA  ⚠️ FINANCIAL DISCLAIMER:The content in my YouTube videos and podcast episodes SHALL NOT be construed as financial advice. The information shared is for educational and general information purposes only and is not intended to be a substitute for personalised financial advice. I am not a licensed financial adviser, and this content does not take into account your personal objectives, financial situation, or needs. You should consider seeking advice from a qualified financial adviser before making any financial decisions. It is your responsibility to verify all information and assess its relevance to your individual circumstances

    9 min
  7. One Missed "Buy Now, Pay Later" (BNPL) Payment Could Cost You $10,000+ (Here's Why) | Part 2 of 4

    JAN 19

    One Missed "Buy Now, Pay Later" (BNPL) Payment Could Cost You $10,000+ (Here's Why) | Part 2 of 4

    What if one forgotten parking fine could block your rental application 3 years later? Most teens think "Buy Now, Pay Later" (BNPL) is harmless, minimum credit card payments are "fine," and credit scores don't matter until you're buying a house. They're wrong. And it's costing them thousands. I'm Emma—mum and naturopath who sees daily how financial mistakes create stress that lasts for YEARS. Part 2 of the Teen Money Toolkit exposes the credit traps targeting young people—and exactly how to avoid them. 🚨 What you need to know: → Good credit score = 11% car loan. Bad score = 22%. ($8,000+ difference on a $20,000 loan!) → Miss ONE "Buy Now, Pay Later" (BNPL) payment? Face 30% interest on EVERYTHING → $1,000 credit card debt with minimum payments? 67 months to pay off, $1,662 total cost ⚡ In this episode: ✓ Your credit file explained: what it is, how to check it FREE  ✓ The 4 ways to destroy your credit score (and protect it instead)  ✓ "Buy Now, Pay Later" (BNPL) exposed: why "0% interest" isn't free  ✓ Consumer loans: reading the trap-filled fine print  ✓ Credit cards: the minimum payment nightmare with real math  ✓ How one parking fine affects you for 3+ years Real example: That $1,000 credit card? Most of your $25 minimum payment just covers interest. Your actual debt barely moves. That's why it takes 67 months (over 5 years!) and costs $1,662 total. This information protects your financial future. Listen together, pause for questions, and have the credit conversations that could save thousands. 📺 Coming up: Part 3: Budgeting that works + investing with $5 Part 4: Compound interest—how $10/week becomes $228,000 Subscribe so you don't miss them! About Emma: Mum, naturopath & author who sees financial mistakes create lasting stress. Passionate about credit education BEFORE costly lessons happen. 🤗Say hi on social:  Emma’s Instagram: https://www.instagram.com/_emmasutherland  Emma’s Clinic, Studio You https://www.instagram.com/girlsfromstudioyou  Sign up for my weekly newsletter: https://www.studio-you.com.au/subscribe-newsletter/  New patient inquiries: https://studioyou.cliniko.com/bookings#service  Subscribe to Emma’s Practitioner Podcast  Apple Podcasts: https://podcasts.apple.com/au/podcast/fx-medicine-podcast-central/id897414147  Spotify: https://open.spotify.com/show/6t6AlIjHCj1SLH3ZVCDaNU?si=ef11c2dc37404d49  Google Podcasts: https://podcasts.google.com/feed/aHR0cHM6Ly93d3cuZnhtZWRpY2luZS5jb20uYXUvcG9kY2FzdC9wb2RjYXN0LnhtbA  ⚠️ FINANCIAL DISCLAIMER:The content in my YouTube videos and podcast episodes SHALL NOT be construed as financial advice. The information shared is for educational and general information purposes only and is not intended to be a substitute for personalised financial advice. I am not a licensed financial adviser, and this content does not take into account your personal objectives, financial situation, or needs. You should consider seeking advice from a qualified financial adviser before making any financial decisions. It is your responsibility to verify all information and assess its relevance to your individual circumstances.

    11 min
  8. Teen Money 101: Understanding Your Payslip & Worker Rights | Part 1 of 4

    JAN 5

    Teen Money 101: Understanding Your Payslip & Worker Rights | Part 1 of 4

    If your teen has ever looked at their payslip wondering where their money disappeared to, this episode is for you. As a mum and clinical naturopath, I see daily how financial stress impacts family wellbeing—and I'm determined to equip the next generation with the money skills they need to thrive. What if your teen could master financial literacy now, instead of learning through costly mistakes? In Part 1 of this 4-part Ultimate Teen Money Toolkit series, I'm breaking down everything young workers need to know about pay, tax, superannuation, and their legal rights at work. No confusing jargon—just clear, practical information that empowers teens and gives parents peace of mind. In this episode, you'll discover:  ✓ How to read a payslip and understand gross vs net pay  ✓ When teens start paying tax (and the $23,230 threshold that matters)  ✓ Why superannuation is the secret wealth-building tool for young workers  ✓ How to navigate the Fair Work website to check worker rights  ✓ Understanding HECS debt for university-bound teens  ✓ Common payslip mistakes and how to spot underpayment  ✓ Why that single $22 super contribution today becomes $10,000+ by retirement This series is designed for families. Listen together, pause for questions, and have the money conversations that genuinely change your teen's future. Coming up in this series:  Part 2: Credit files, Buy Now, Pay Later traps (BNPL), and smart spending  Part 3: Budgeting, goal setting, and beginner investing  Part 4: Compound interest—how to build wealth while you sleep 🤗Say hi on social:  Emma’s Instagram: https://www.instagram.com/_emmasutherland  Emma’s Clinic, Studio You https://www.instagram.com/girlsfromstudioyou  Sign up for my weekly newsletter: https://www.studio-you.com.au/subscribe-newsletter/  New patient inquiries: https://studioyou.cliniko.com/bookings#service  Subscribe to Emma’s Practitioner Podcast  Apple Podcasts: https://podcasts.apple.com/au/podcast/fx-medicine-podcast-central/id897414147  Spotify: https://open.spotify.com/show/6t6AlIjHCj1SLH3ZVCDaNU?si=ef11c2dc37404d49  Google Podcasts: https://podcasts.google.com/feed/aHR0cHM6Ly93d3cuZnhtZWRpY2luZS5jb20uYXUvcG9kY2FzdC9wb2RjYXN0LnhtbA  About Emma: Emma Sutherland is a mum, clinical naturopath, and author with over 22 years helping families thrive. As someone who sees how financial stress impacts health daily, she's passionate about equipping the next generation with money skills that create lasting wellbeing.  ⚠️ FINANCIAL DISCLAIMER:The content in my YouTube videos and podcast episodes SHALL NOT be construed as financial advice. The information shared is for educational and general information purposes only and is not intended to be a substitute for personalised financial advice. I am not a licensed financial adviser, and this content does not take into account your personal objectives, financial situation, or needs. You should consider seeking advice from a qualified financial adviser before making any financial decisions. It is your responsibility to verify all information and assess its relevance to your individual circumstances. Keywords: teen finance, financial literacy, payslip, superannuation, worker rights, Fair Work, teen money, parenting teens, Australian teens, HECS, tax education, family finance, teen jobs, money skills, financial education

    6 min
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About

Welcome to my channel! I’m Emma Sutherland — clinical naturopath, author, mum, and your host. With over 20 years in clinical practice, I’ve helped thousands of women and families transform their health using evidence-based, integrative strategies. I’m deeply passionate about making science simple and actionable, so you feel confident and empowered in your health decisions. This channel is your go-to for trusted insights, expert conversations, and practical tools that support your real-life wellness!

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