What No One Taught Us

Casey Bettencourt, CFP®
  • 5.0 (8)
  • Investing
  • Updated Semimonthly

No more ‘fake it till you make it’- WNOTU is here to teach you the money lessons we missed somewhere between algebra and adulthood. We’re ditching confusion and building real confidence, one simple step at a time.

  1. 20h ago

    The Smart Girl's Guide to Raises and Bonuses

    You got a raise or bonus, but now what? Before the extra money disappears into your everyday spending, it’s time for a little responsible girl math. In this episode, we’re talking about lifestyle creep, the 50% raise rule, and how to balance enjoying your money today with using it to build your future.

  2. Aug 7

    Group Life Insurance: The Benefit You Hope You Never Need

    In this episode, you'll learn how employer life insurance works, when your coverage is enough, when you may need more, and the mistakes you don't want to make with your policy. A few minutes now could save your loved ones a lot of stress later.

  3. Jul 24

    Stock Options, RSUs, and ESPPs...Huh?

    Got stock options, RSUs, or an ESPP? Before you make a decision that could cost you thousands in taxes, listen to this episode. We'll break down how each type of equity compensation works, what you actually own, and what to think about before you sell.Follow along on Instagram @whatnoonetaughtus for more simple, practical personal finance tips.

  4. Jul 10

    What to Do With Your 401(k) When You Leave Your Job

    Switched jobs? Your 401(k) has a decision to make. In this episode, we cover exactly what happens to your retirement account when you leave an employer, the pros and cons of each option, and how to complete a rollover without triggering unnecessary taxes or penalties. If you've ever wondered whether to leave it, move it, roll it over, or cash it out (please don't!), this episode is for you.

  5. Jun 26

    The Journey From College Graduate to Homeowner w/ Elaine Do

    In my first-ever guest episode, I'm joined by one of my best friends, Elaine Do, to talk about her journey from uncertain college graduate to first-time homeowner before the age of 25. We dive into the mindset shift that transformed her relationship with money, how she intentionally saved for a home while still enjoying life in her 20s, and what the homebuying process actually looked like from start to finish. Whether you're dreaming of buying a home someday or simply looking to build confidence with your finances, this conversation is full of practical advice and oh-so-many inspiring tid bits.

    The Journey From College Graduate to Homeowner w/ Elaine Do

  6. Jun 12

    HSA's: The Best Kept Secret

    Health Savings Accounts (HSAs) might be the most underrated financial tool available, and in this episode, I'm explaining exactly why. If you've ever thought of an HSA as just a way to pay for doctor visits, think again. I'm breaking down what an HSA is, who qualifies, and why financial planners often call it the only account with a true "triple tax advantage." We'll cover: How HSAs can lower your taxes todayWhy the money grows tax-freeThe little-known reimbursement strategy that can turn your HSA into a powerful retirement toolThe difference between using your HSA for current medical expenses versus long-term investingHow I personally use my HSA and why it's become a key part of my financial planWhether you're enrolled in a high-deductible health plan already or just exploring your benefits options, this episode will help you understand why an HSA may be one of the smartest accounts you can add to your financial toolkit. Follow along on Instagram @whatnoonetaughtus for more personal finance education and behind-the-scenes content.

  7. May 29

    Open Enrollment Panic: Picking the Right Health Plan

    Open enrollment season is approaching, and somehow health insurance terms still sound like they were designed to confuse us on purpose. Don't panic!! In this episode, we’re breaking down how to actually choose the right health insurance plan in plain English. We cover deductibles, copays, HMOs vs. PPOs, high-deductible health plans, HSAs, and how to think through what plan actually makes sense for your life and budget. Whether you’re picking benefits for the first time, getting off your parents’ insurance soon, or just tired of choosing a plan at random every year, this episode will help you feel way more confident heading into open enrollment.

  8. May 15

    The 401(k) Playbook

    On this episode of WNOTU we’re breaking down your 401(k), because “just contribute to it” is not enough information. We break down: how employer matching actually workshow much you should be contributingRoth vs. pre-tax contributionsand how to choose investments without feeling overwhelmedIf you’ve ever opened your 401(k) portal and immediately wanted to close the tab… this episode is for you. The information in this podcast is for educational and entertainment purposes only and is not intended as financial advice. I’m a Certified Financial Planner™, but I’m not your planner- so please consult a professional who knows yourunique situation before making any financial decisions. Past performance is not indicative of future results. Viewsexpressed are my own and do not reflect the views of Bethesda Financial Advisors, LLC.

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Ratings & Reviews

5
out of 5
8 Ratings

About

No more ‘fake it till you make it’- WNOTU is here to teach you the money lessons we missed somewhere between algebra and adulthood. We’re ditching confusion and building real confidence, one simple step at a time.

Information

  • Creator
    Casey Bettencourt, CFP®
  • Years Active
    2025 - 2026
  • Episodes
    16
  • Rating
    Clean
  • Copyright
    © Casey Bettencourt, CFP®
  • Show Website
    What No One Taught Us