Fat Profits Podcast - Property, Finance & More

Corey Goldby

A straight talking Aussie podcast for investors, finance enthusiasts, and anyone keen to build real wealth (With Laughts) We dish out practical tips, investor stories, lending and tax hacks, expert strategies for growing your property portfolio. Whether you’re a first-timer or a seasoned investor, you’ll get honest Q&A, market updates, and the kind of advice your bank manager won’t tell you. Hosted by the crew at Source Financial, we keep it bold, cheeky, and always results focused because in property, it pays to think bigger. Tune in, get inspired, and start making your money work harder.

  1. 4d ago

    From a $180K Property to a 30-Home Portfolio | Fat Profits Podcast Ep. 25

    In this episode of Fat Profits, Corey and Ben sit down with Justin Picker from Picker Financial. Justin opens up about his own journey from a $180K first property in Logan to a 30-property, $20 million portfolio, what he'd do differently starting from scratch today, and the lessons from jumping into his first commercial property purchase. Plus the usual chat on football, dodgy AFL tickets, and this week's imaginary sponsor. Timestamps 00:00 Intro – Justin Picker 00:57 Big Prediction 05:47 Headline of the Day 16:16 Quickfire Likes & Dislikes with Justin Picker 18:18 How the Lending Environment Has Changed in 12 Months 19:44 The Macquarie Trust Changes & Getting Your Structure Right 21:59 The SMSF Property Crackdown Explained 26:42 Investor, Upsizer or First Home Buyer 30:26 The Wealth Creation Playbook for Today's Market 32:54 Justin's Investing Journey 35:58 Could Justin Rebuild That Portfolio Starting Today? 47:44 Scenario of the Week 52:36 Final Thoughts & Sponsor Segment Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

  2. 5d ago

    The Housing Crash, Hidden Tax Bills & Who's Winning the Lending War | Headlines with Cozza

    We'll break down a week with a genuine bombshell number in it. Cotality's head of research now says Sydney is headed for its biggest property correction in 40 years, with 93% of capital city suburbs recording a fall over winter. He unpacks CBA's downgraded forecast, the property council's clash with government over what it's calling a "ram raid" on prices, and a fourth budget backdown on the discretionary trust tax. He also flags a $4.5 billion hidden valuation bill hitting property investors ahead of 2027's CGT changes, One Nation's new superannuation policy, the ATO's push to recover $115 billion in unpaid debt, Westpac's Wall Street move, and buried underneath all the doom, genuinely good news in the lending data about who's actually winning market share right now. Timestamps: 00:00 Intro 00:28 Sydney's Biggest Correction in 40 Years 05:57 Another Budget Backdown — The Trust Tax Workaround 08:16 The $4.5 Billion Valuation Bill Nobody's Talking About 09:51 One Nation's Super Policy Lands 11:13 The ATO Wants Its $115 Billion Back 12:44 Westpac's Wall Street Move 13:59 Who's Actually Winning the Lending War Follow Finance with Cozza: Instagram: @financewithcozza TikTok: @financewithcozza Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey Disclaimer: This podcast is provided by Source Finance Pty Ltd (ACL 539456) and TGM Accounting Pty Ltd. The information discussed is general information only and does not take into account your personal objectives, financial situation or needs. It does not constitute financial, taxation, credit or legal advice. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    The Housing Crash, Hidden Tax Bills & Who's Winning the Lending War | Headlines with Cozza
  3. Sep 1

    The Property Investing Rules Arjun Paliwal Lives By | Fat Profits Podcast Ep. 24 Part 2

    In part two of this Fat Profits sit-down, Corey and Ben continue the conversation with Arjun Paliwal, founder of InvestorKit, digging into the backlash over Barefoot Investor Scott Pape's "investor welfare" comments and what the stats actually say about who benefits from negative gearing. Arjun breaks down how InvestorKit has grown into a $2 billion property-buying operation, why chasing someone else's portfolio size is a losing game, and the simple rules — consistency over hype — that have kept him buying property every year since 2015. They also get into yield versus growth, knowing when you've built enough to retire, and a bit of personal chat along the way, including cars, marriage, and whether retiring in your 30s is actually realistic. Timestamps 00:00 Intro – Part 2 with Arjun Paliwal 05:29 Headline of the Day — Barefoot Investor's "Investor Welfare" Comments 14:40 Debunking the Stats — Who Really Benefits from Negative Gearing 17:06 Quickfire — Favourite Cars & Getting Married at 26 20:32 Could You Retire in Your 30s? 25:19 Building a $2 Billion Property Portfolio at InvestorKit 32:11 Tailored Strategy & The Power of Forecasting 40:54 Why You Can't Copy Someone Else's Portfolio 42:43 The Rules Arjun Lives By — Consistency Over Hype 47:01 Property, Yield & Knowing When to Retire 48:36 Final Thoughts & Sponsor Segment Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: ⁠https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    The Property Investing Rules Arjun Paliwal Lives By | Fat Profits Podcast Ep. 24 Part 2
  4. Sep 1

    Property Collapse, Rate Hike Fears & Australia's Housing Crisis Explained | Headlines with Cozza

    Corey unpacks the biggest week yet for Australian property and finance — starting with the collapse of Bathla, a major Sydney developer that owed over $3.5 billion and left 26,000 homes in limbo across 219 projects. He breaks down how the fallout is rattling the private credit sector, with major funds freezing redemptions and regulators calling it the industry's first real stress test. He also covers a hotter-than-expected inflation print that's flipped rate-cut hopes into rate-hike fears, new data showing why Australia's housing pipeline keeps falling further behind target, why the RBA may be structurally unable to rescue the property market this cycle, and why banks are still fighting harder than ever for mortgage customers despite the downturn. He closes with what One Nation's shock WA by-election win says about voter frustration over cost of living. Chapters 00:00 Intro 00:32 The $3.5 Billion Bathla Developer Collapse 07:23 Why Australia's Housing Pipeline Is Falling Apart 11:35 Inflation Surprise Flips Rate Cut Hopes to Rate Hike Fears 13:37 The $13 Trillion Reason the RBA Won't Save Housing 16:10 Banks Are Fighting Harder Than Ever for Your Mortgage 17:35 One Nation's Shock WA By-Election Win Follow Finance with Cozza: Instagram: @financewithcozza TikTok: @financewithcozza Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey Disclaimer: This podcast is provided by Source Finance Pty Ltd (ACL 539456) and TGM Accounting Pty Ltd The information discussed is general information only and does not take into account your personal objectives, financial situation or needs. It does not constitute financial, taxation, credit or legal advice. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    Property Collapse, Rate Hike Fears & Australia's Housing Crisis Explained | Headlines with Cozza
  5. Aug 25

    Arjun Paliwal | The Government Got SMSF Lending Wrong by 400% | Fat Profits Podcast Ep. 24 Part 1

    In this episode of Fat Profits, Corey sits down with Arjun Paliwal, founder of InvestorKit, to unpack the SMSF data scandal that's rocked property investing, where government figures on self-managed super lending turned out to be four times higher than first reported. They dig into what that means for future policy, why self-managed super could be one of the best tools for avoiding the pension, and how young Australians can use property inside their super to build long-term wealth. Arjun also breaks down why crushing property transaction volume has ripple effects across the entire economy, not just real estate, and shares the story of his first investment property, a $970,000 purchase in Glenwood at age 22. Timestamps 00:00 Intro – Inflation Predictions & Arjun Paliwal Joins the Podcast 02:36 The SMSF Data Scandal — Government Figures 4x Higher Than Reported 05:04 Why Rushed Policy Change Hurts First Home Buyers 06:14 Self-Managed Super as a Path to Avoiding the Pension 15:01 The Interconnected Economy — How Property Transactions Ripple Through Every Industry 41:52 Advice for the Next Generation of Investors 46:21 Arjun's First Investment — $970K in Glenwood at Age 22 46:39 Building Wealth as a Family — Living Together & Combining Resources 48:10 Rent-Vesting & Scaling Into Brisbane Property 48:42 Final Thoughts & Sponsor Segment Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: ⁠https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    Arjun Paliwal | The Government Got SMSF Lending Wrong by 400% | Fat Profits Podcast Ep. 24 Part 1
  6. Aug 24

    Australia’s $1 Trillion Debt Problem Is Getting Worse | Headlines with Cozza

    Corey breaks down some of the biggest financial issues facing Australians right now, from Australia's federal debt hitting $1 trillion and rising government interest costs to falling mortgage applications, weaker lending activity and the growing pressure on renters. He also looks at why more Australian property investors are turning their attention to New Zealand, why wages are failing to keep pace with inflation, and the growing political debate around Australia's $4.5 trillion superannuation system. Rather than simply covering the headlines, Corey looks at what the numbers actually mean, what's driving these changes, and what they could mean for property investors, homeowners, renters and everyday Australians. From government debt and borrowing costs to property, rents and superannuation, this episode breaks down the financial pressures shaping Australia's economy right now. Chapters 00:00 Intro 01:23 Australia's $1 Trillion Debt Problem 03:56 The Rising Cost of Government Debt 05:04 Mortgage Applications Are Falling 06:11 What's Happening With Property Lending? 07:29 The 30% Rent Increase Warning 10:16 Why Australian Investors Are Looking to New Zealand 12:02 Wages Are Losing to Inflation 13:18 The $4.5 Trillion Superannuation Debate 15:18 ATO Changes & SMSF Investment Rules Follow Finance with Cozza: Instagram: @financewithcozza TikTok: @financewithcozza Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey Disclaimer: This podcast is provided by Source Finance Pty Ltd (ACL 539456) and TGM Accounting Pty Ltd. The information discussed is general information only and does not take into account your personal objectives, financial situation or needs. It does not constitute financial, taxation, credit or legal advice. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    Australia’s $1 Trillion Debt Problem Is Getting Worse | Headlines with Cozza
  7. Aug 18

    This is why Property is so Expensive | Fat Profits Podcast Ep. 23

    In this episode of Fat Profits, Corey and Jack Fouracre unpack some of the biggest changes hitting Australian property investors from tighter lending and SMSF restrictions to the risks of off-the-plan property. They get into why some investors may be paying too much, how property spruikers make their money, and what could actually be done to bring down the cost of housing. Jack also shares the story of his first property investments, including one that ultimately cost him $100,000 and the lessons he took from it. Timestamps 00:00 Intro – Jack Fouracre Joins the Podcast 01:38 Epstein, Conspiracies & Controversial Predictions 03:18 Are Government Policies Actually Working? 07:44 Macquarie's Trust Lending Changes 10:34 Tighter Lending & Rental Supply 13:12 The Future of SMSF Property Investing 14:36 How Can Younger Investors Build Wealth? 17:39 Owner-Occupiers – The Best Strategy? 19:36 Combining Finances & Building Wealth Together 21:10 Prenups, Property & Protecting Your Wealth 22:43 Established vs Brand-New Property 23:16 The Truth About Property Spruikers 23:56 Are You Overpaying for Off-the-Plan? 24:49 Why New Property Could Become a Problem 27:10 How Would You Fix Australia's Housing Market? 27:52 Referral Fees, Taxes & Construction Costs 29:17 Could Removing Taxes Cut Building Costs? 31:19 Jack's Property Investing Journey 32:19 The $100K Property Loss 32:46 Lessons From Getting It Wrong 34:10 Final Thoughts & Sponsor Segment Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: ⁠https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    This is why Property is so Expensive | Fat Profits Podcast Ep. 23
  8. Aug 12

    Rents Up 10%? What’s Next for Australian Property | Fat Profits Podcast Ep. 22

    In Episode 22 of Fat Profits, Corey and the team sit down with Tash Invests and Jack Fouracre in Cebu, Philippines, for a wide-ranging conversation about the future of Australian property, investing, taxes and the housing market. The conversation explores whether rents could rise by more than 10%, why investor lending and sentiment are affecting rental supply, whether Australian property prices are likely to fall, and what the Federal Government's recent budget changes could mean for investors, first home buyers and renters. Tash and Jack also share their thoughts on risk, building wealth, property investing, the role of owner-occupied property, and why doing nothing can sometimes be the bigger risk. The group discusses housing affordability, negative gearing, SMSF lending, capital gains tax, stamp duty and whether Australia's current tax system is encouraging the right kind of investment. Timestamps 00:00 Intro – Tash Invests & Jack Fouracre Join the Podcast 03:00 The Big Prediction – Who Will Win the Next Election? 07:04 Rental Armageddon – Are Rents About to Explode? 12:02 First Home Buyers vs Property Investors – Who Is the Budget Really For? 16:04 Tax, Growth & the Cost of Government Policy 18:01 Tash Invests – Social Media, Trolls & Building an Audience 20:00 Risk vs Inaction – Should You Still Be Buying Property? 22:01 Blocking Out the Noise – Who Should You Listen To? 25:16 The Reality of Buying a Home in Today's Market 27:08 Are Property Investors Really the Problem? 30:00 Fixing Australia's Housing Crisis – What Would Actually Work? 33:00 Interest Rates & Government Policy – What Should Happen Next? 35:04 Capital Gains Tax, Business & The Policies They'd Change 38:01 The Big Tax Idea – Scrap Income Tax and Raise GST? 41:02 How Would You Build Wealth If You Started Again Today? 43:00 Career, Property & Bitcoin – What Would They Do at 18? 45:04 Final Thoughts & Where to Find the Guests Special guests: Jack Fouracre: https://www.instagram.com/mortgage_freeman_/ Natasha Etschmann: https://www.instagram.com/tashinvests/ Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: ⁠https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey⁠ This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    Rents Up 10%? What’s Next for Australian Property | Fat Profits Podcast Ep. 22

About

A straight talking Aussie podcast for investors, finance enthusiasts, and anyone keen to build real wealth (With Laughts) We dish out practical tips, investor stories, lending and tax hacks, expert strategies for growing your property portfolio. Whether you’re a first-timer or a seasoned investor, you’ll get honest Q&A, market updates, and the kind of advice your bank manager won’t tell you. Hosted by the crew at Source Financial, we keep it bold, cheeky, and always results focused because in property, it pays to think bigger. Tune in, get inspired, and start making your money work harder.

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