The Clark Howard Podcast

Clark Howard
  • 4.6 (5.3K)
  • Investing
  • Updated Daily

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

  1. 1d ago

    10.09.26 Clark Answers His Critics on Clark Stinks / Home Monitoring Tech

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also, is your home insurance company offering free smart tech? It is becoming increasingly common for insurers to send free monitoring devices to prevent two of the biggest – and costliest – headaches homeowners face: electrical fires and water damage. Such offers can be a win-win - for the insurer AND home owner. All this and more on the October 9, 2026, episode of The Clark Howard Show. Clark Stinks: Segments 1 & 2 Home Monitoring Tech: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 4 Things To Know Before You Buy a TV Antenna - Clark Howard How To Watch Local Channels Without Cable - Clark Howard Fixed Wireless Internet: Using Your Cellular Service Provider for Home Internet 5 Ways To Manage the Massive Run-Up in Insurance Costs Easy DIY Upgrades To Save on Home Insurance - Clark Howard The Home Service Clark Howard Says You Should Actually Pre-Pay My Auto and Homeowners Insurance Went Up Substantially. Should I Fire My Independent Agent? Avalanche vs. Snowball: Which Debt Payoff Method Is Best? YNAB Review: 5 Things To Know About the Budgeting Tool How To Track, Plan, and Budget for Annual Expenses - Clark Howard Best Budgeting Apps in 2026: Our Top 7 - Clark Howard  Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Submit your opinions or questions: Ask Clark. Learn more about your ad choices. Visit megaphone.fm/adchoices

  2. 3d ago

    10.07.26 Interest Rates: Both Sides Of The Coin

    Interest rates are up, and Clark addresses how to maximize savings, and what mortgage rates mean for the housing market.  The giant monster mega banks are paying an insulting 0.01% on savings accounts, essentially a zero return. What rate should you be looking for elsewhere? Meanwhile, the housing market shifts yet again as 30-year mortgage rates hit 7%, crushed by geopolitical instability and inflation. However,  there’s a clear silver lining for potential buyers: high rates have stalled the market, forcing sellers into price cut capitulation. If you can afford the monthly payment, buying at a significantly lower purchase price now and refinancing down the road when rates drop is an enormous long-term advantage. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the October 7, 2026, episode of The Clark Howard Show.  Submit your questions: Ask Clark. Save More - Shop Bank Rates: Segment 1 Ask Clark: Segment 2 Mortgage Rates & Housing Capitulation: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 16 of the Best High-Yield Online Savings Accounts in October 2026 High-Yield Savings Account (HYSA) Calculator How To Open a Roth IRA 5 Free Streaming Services All Cord Cutters Should Have 6 Things to Know Before You Rely on Free Streaming TV Mortgage Refinance Calculator – With Cash Out and Points Credit Score Guide - Clark Howard Capital One Venture X Rewards Credit Card: 6 Things To Know Clark.com resources: Episode transcripts   Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

  3. 4d ago

    10.06.26 Ask An Advisor With Wes Moss

    Interest Rate Spike: Panic or Opportunity? & 7 Most Important Ages In Retirement Planning Why are bond yields climbing so rapidly, and what does it mean for your money? Wes Moss breaks down the massive shift in the $51 trillion U.S. bond market and why higher interest rates might actually be good news for your portfolio. Plus, Wes walks through the seven most important retirement planning ages every investor needs to mark on their calendar. Mentioned on the show: KFF is a nonpartisan health policy organization  The Overlooked 'Rule of 55' Could Unlock an Earlier Retirement A Simple Rule for When To Take Social Security - Clark Howard What Is Umbrella Insurance and Do You Need It? - Clark Howard Roth vs. Traditional 401(k): What's the Difference? - Clark Howard All this and more on the October 6, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: WesMoss.com/ask Discover the research-backed path to a happier retirement – order The Retire Sooner Method by Wes Moss today at retiresoonermethod.comWe hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices

  4. 5d ago

    10.05.26 DIYing to SPEND LESS / Steel Your Heart Against ROMANCE SCAMS

    Cut Your Bills by DIYing & Protect Yourself From This Devastating Online Scam "Necessity is the mother of invention"—that classic adage takes on new meaning under today’s cost pressures.  High prices are driving many to look for creative ways to stretch a dollar, from scoping out everyday deals to embracing DIY projects. Instead of relying on expensive professionals for every task, leaning into basic home skills, repairs, and crafting can keep hard-earned money in your pocket – and possibly evolve into a profitable side hustle.  Also, Clark exposes the dangerous mechanics behind online romance scams. Criminals are using a calculated playbook to target victims of every age group, from vulnerable young adults to lonely hearted seniors. It is critical to stay vigilant, recognize the warning signs, and keep a close eye on friends and relatives to ensure nobody falls victim to these costly emotional traps. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the October 5, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark. DIY For Dollars!: Segment 1 Ask Clark: Segment 2 Anatomy of a Romance Scam: Segment 3 Ask Clark: Segment 4 Mentioned on the show: [The WP] As high prices persist, some Americans are cutting back on spending I Made Some Money Selling an Old Digital Camera. Here’s HowHow to Sell Your Stuff on Facebook Marketplace - Clark Howard Facebook Marketplace Scams: Everything You Need to Know Citi Double Cash® Card Review: 5 Things To Know in 2026 Daejon Love case highlights online romance scams: Research reveals scammers’ tactics – and how to defend against them — The Conversation NYTimes: Costco, Kayaks and Netflix: Medicare Advantage’s Perks Get Scrutiny Check These 3 Boxes Before Applying for Premium Travel Cards Best Travel Credit Cards: How To Find the Perfect Fit for Your Spending Unclaimed Money: How To Find and Claim Missing Funds for Free  Clark.com resources: Episode transcripts     Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

  5. Oct 2

    10.02.26 Clark Answers His Critics on Clark Stinks / Health Insurance Sticker Shock

    Clark Stinks & Why Health Insurance Costs Are Surging (and How To Prepare) Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also, healthcare costs are surging nationwide, and Americans are feeling the squeeze whether they get coverage through an employer or buy a plan on the state exchanges. With exchange premiums set to jump up to 20% in hard-hit areas and employer health benefit costs projected to spike at the highest rates in decades, navigating this open enrollment season will require making tough, strategic choices. Take the time during open enrollment to re-evaluate your coverage, compare providers, and look at alternative plan tiers. All this and more on the October 2, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark. Clark Stinks: Segments 1 & 2 Open Enrollment: Segment 3 Ask Clark: Segment 4 Mentioned on the show: TIPS: The Inflation-Proof Alternative to Standard Bonds - Clark Howard Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? The Hidden Danger of Booking Your Vacation Through Third-Party Sites 35 Clever and Unusual Ways To Save Money - Clark Howard Health Insurance Archives - Clark Howard  Medicare Open Enrollment: Key Dates, Cost-Saving Tips, and What You Need to Know Axios: Large employers drop health benefits as costs rise Long-Term Care Insurance Is Getting Harder To Buy. Here’s Why You Might Not Need It Anyway Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Submit your questions: Ask Clark. Learn more about your ad choices. Visit megaphone.fm/adchoices

  6. Sep 30

    09.30.26 Financial Scam Prevention / Travel Updates

    Alert: Bank Imposter Scam Draining Life Savings & Shocking Truth About Travel Costs Right Now Clark exposes a dangerous financial scam that is draining people’s entire life savings and explains why your protections might not apply if you fall for it. Financial imposter scams are becoming sharper and more sophisticated. Clark shares the single mandatory step you must take whenever you receive an urgent alert from a fraud department to keep your hard-earned money safe. Plus, if you're planning a vacation, Clark reveals why shoulder season travel savings have practically vanished this year and what's really driving up the cost of your next trip. From soaring fuel prices to weakening dollar values, cruise lines and airlines are feeling the pinch and passing the expenses on to you. Learn where you can still find genuine travel deals if you’re willing to shift your strategy on the calendar. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the September 30, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark. Saving Your Life’s Savings: Segment 1 Ask Clark: Segment 2 Travel Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Warning: A Devastating Bank Impersonation Scam Is Draining Life Savings in Minutes This type of scam cost Americans half a BILLION dollars last year Why Now Is the Best Time To Buy a New Mattress — With One Major Catch The Best Place To Buy a Mattress - Clark Howard If ‘fall is really the new summer,’ are there any autumn travel deals left? International eSIM: The Best Way to Stay Connected | GigSky eSIM for Cruise Ships: Stay Connected at Sea 5 Steps To Getting a Good Deal on a Hotel Room - Clark Howard The Safe Way to Reshop Your Travel Deals and Save Hundreds  Clark.com resources: Episode transcripts   /   Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Best Free Streaming Services in 2026: Movies and TV for Cord Cutters The Best Phone Plan For You - Compare Phone Plans - Clark Howard What Credit Card Should I Get - Clark Howard  Learn more about your ad choices. Visit megaphone.fm/adchoices

  7. Sep 29

    09.29.26 Ask An Advisor With Wes Moss

    Secret to Giving Yourself 'Permission to Spend' in Retirement & Are Pensions Back? Wes dives into new research showing that median-wealth retirees underspend their potential income by 8% – and wealthier retirees underspend by a staggering 47% to 53%. Wes breaks down the psychological difference between spending assets versus spending income streams, and the little-known shift that can give you the "license to spend" without locking your money away in an annuity. Plus, are pensions making a surprise comeback? Wes explores recent Wall Street Journal data showing thousands of companies adding pension-style plans, why workers want them back, and what this means for the future of retirement. Mentioned on the show: What Is an Annuity, and Why Does Clark Think They Stink?⁠ ⁠How Two Clark-Approved Annuities Can Reduce Retirement Stress⁠ ⁠Annuity Calculator: Is it Worth It? - Clark Howard⁠ ⁠How To Turn Part of Your Nest Egg Into a Pension - Clark Howard⁠ ⁠What It Would Take Each Month To Build Your Own Social Security Check From Scratch⁠ ⁠The Biggest Investing Lesson From Trump Accounts - Clark Howard⁠ ⁠Best 529 Plans by State: How Clark Howard Picks the Top College Savings Plans⁠ ⁠Pensions Were on the Brink of Extinction. Now Companies Are Bringing Them Back.⁠ All this and more on the September 29, 2026, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions: WesMoss.com/ask Discover the research-backed path to a happier retirement – order The Retire Sooner Method by Wes Moss today at retiresoonermethod.comWe hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices

  8. Sep 28

    09.28.26 TIPS Vs Bonds / How To Protect Your Social Security Now

    How To Inflation-Proof Your Portfolio & The Free Account Everyone Needs To Set Up Before Retirement Navigating your investments as you age can get confusing, especially when rising interest rates make traditional bond funds a scary prospect. While young investors can comfortably ride out stock market volatility, those approaching their late 50s and beyond need a more balanced portfolio to protect their hard-earned money. Instead, consider Treasury Inflation-Protected Securities (TIPS) as a powerful, inflation-proof alternative to standard bonds, as Clark explains. Also, there is an urgent security measure you need to take right now – no matter your age. Many people assume they don't need a MySocialSecurity account until they are ready to retire, or they worry the program won't exist in the future. Clark walks us through why it’s so crucial to open an account as soon as possible. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the September 28, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark. Bond Alternative: Segment 1 Ask Clark: Segment 2 Your Social Security: Segment 3 Ask Clark: Segment 4 Mentioned on the show: TIPS: The Inflation-Proof Alternative to Standard Bonds - Clark.com Long-Term Treasuries: What a 5% Return Means for Your Money Empower Review: How It Works, Pros & Cons - Clark Howard My Social Security: The Free Account Everyone Needs To Set Up Before Retirement How Can I Estimate My Social Security Benefit? - Clark Howard The Best Car-Buying Services - Clark Howard  Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

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4.6
out of 5
5,263 Ratings

About

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

Information

  • Creator
    Clark Howard
  • Years Active
    2006 - 2026
  • Episodes
    2K
  • Rating
    Clean
  • Copyright
    Copyright © 2023 Clark Howard Inc. All rights reserved.
  • Show Website
    The Clark Howard Podcast

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