The Clark Howard Podcast

Clark Howard

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

  1. 6H AGO

    02.17.26 Ask An Advisor With Wes Moss

    Should You Use Your “Sacred” Retirement Fund To Save Your Business? & 2026 Jobs Outlook As rapid technological shifts ripple through every industry, many entrepreneurs are finding themselves in a temporary cash flow crunch. While retirement accounts are often viewed as a "sacred chest" that shouldn't be touched, Wes Moss explores how to strategically leverage your brokerage and Roth IRA accounts to bridge the gap. Also, Wes dives deep into the latest data from the U.S. labor market to see what it actually means for your portfolio. Despite some "ancient history" revisions from 2025 that initially painted a gloomy picture, the January 2026 jobs report tells a much more resilient story. Whether you’re managing a business or a retirement timeline, understanding these labor trends is key to staying invested with confidence. Mentioned on the show: Asset Class Returns A Jack Bogle Lesson: Remember Reversion to the Mean How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion What Is Long-Term Care Insurance Cost & Coverage Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 17, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

    36 min
  2. 6D AGO

    02.11.26 Tax Refunds & Withholding / Clarksplainer: Trump Accounts

    It’s tax season - and many Americans are going to receive higher than expected refunds. Guess what Clark wants you to do with extra money? And what about your withholding for this year? Also today,  more clarity on Trump accounts. While the federal government is seeding these accounts with $1,000 for newborns, proceed with caution. Clark tells you how these work, who benefits, and who does not. Tax Refunds & Withholding: Segment 1 Ask Clark: Segment 2 Trump Accounts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 4 Reasons Why This Is the Best Time of the Year To File Your Taxes Why You Do Not Want To Get a Big Tax Refund Check - Clark Howard Is One Medical Membership for Prime Members Better Than a Health Concierge? Direct Primary Care: A new solution for rising health care costs? Should I Use a Credit Card or Give Up My Bank Account Info To Save 2.3%? Roth vs. Traditional 401(k): What's the Difference? - Clark Howard Trump Accounts: What You Need To Know Best 529 Plans by State: How Clark Howard Picks the Top College Savings Plans Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? BBB-File a Complaint 5 Best Places To Buy Pet Medicines - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

    32 min
  3. FEB 6

    02.06.26 Clark Answers His Critics on Clark Stinks / Housing Market Predictions

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, Clark shares housing market predictions through the rest of 2026 and why he considers this a “transition year” in housing.  Clark Stinks: Segments 1 & 2 Housing Market Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 9 Free Federal and State Tax Filing Services for 2026 - Clark Howard Free File Fillable Forms | Internal Revenue Service Is Annual Travel Insurance Worth It? - Clark Howard Clark Howard and the Prostate Cancer Foundation Target Date Funds: Clark Howard's Favorite Retirement Investment Should You Allow Your Auto Insurance To Monitor Your Driving? Pay-Per-Mile Insurance: Is It Worth It? - Clark Howard What To Do BEFORE Your CD Expires - Clark Howard The Math On When You Break Even With Social Security What Will Happen to Housing Prices in 2026? Builders Are Offering Big Mortgage Incentives — What Homebuyers Should Watch For What Is Umbrella Insurance and Do You Need It? - Clark Howard The Best International Phone Plans - Clark Howard Using Cellular Data Internationally: Buying a Local SIM Card 3 Reasons You Should Never Book a Nonrefundable Hotel Room 5 Things You Should Re-Shop To Save Money - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

    38 min

Hosts & Guests

4.6
out of 5
5,175 Ratings

About

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

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