Lykken on Lending

David Lykken
  • 4.7 (21)
  • INVESTING
  • UPDATED WEEKLY

Created by mortgage professionals for mortgage professionals, Lykken on Lending is a weekly 60-minute podcast hosted by mortgage veteran, David Lykken, and co-hosted by Marc Helm. Joining the program each week is Adam DeSanctis with his weekly MBA Mortgage Minute, Les Parker with his Macro Market Update, Matt Graham with a weekly Market Update, David Kittle with Originations Update, Alice Alvey providing a Legislative Update, Allen Pollack with his weekly Tech Update. The weekly updates are followed by the Hot Topic segment, which is an in-depth discussion about one of the hottest topics related to the mortgage industry. The program can be heard live each Monday at noon central or downloaded as a podcast. Each week thousands of industry professionals have found this to be an effective way to stay up on all that is happening in the mortgage industry. This broadcast is provided to the mortgage industry as a public service compliment of Transformational Mortgage Solutions. We invite you to join us to listen and learn.

  1. The Next Evolution of Total Expert "2.0" with Dan Catinella of Total Expert

    13H AGO

    The Next Evolution of Total Expert "2.0" with Dan Catinella of Total Expert

    In this episode, we sit down with Dan Catanella to unpack what the next evolution of Total Expert—“2.0”—really means for lenders and loan originators heading into 2026. This isn’t just an upgrade to a traditional CRM; it’s the transformation from a static database into a true Customer Operating System powered by real-time data intelligence and agentic AI. We explore how tools like CustomerIQ and AI Sales Assistant are enabling hyper-personalized, compliant outreach at scale—turning stale contact lists into living, breathing opportunities and automating the follow-up most originators never have time to do. If you want to understand how data, automation, and conversational AI are redefining prospecting, retention, recruiting, and ultimately production, this is a conversation you don’t want to miss.

    22 min
  2. Below 6%, AI Disruption, and Housing Reform: A Critical Moment for Mortgage Leaders

    1D AGO

    Below 6%, AI Disruption, and Housing Reform: A Critical Moment for Mortgage Leaders

    The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts: Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.Matt Graham of MBS Live, breaking down market activity and interest rate movements.David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments. Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

    39 min
  3. You Can’t Buy Better Processes: Fix Operations Before Adding Tech - Tech Update by Allen Pollack

    5D AGO

    You Can’t Buy Better Processes: Fix Operations Before Adding Tech - Tech Update by Allen Pollack

    This podcast segment discussed that before investing in new technology, lenders must eliminate vendor overlap, define measurable ROI, and fix internal operational gaps—because no software can compensate for broken processes. ----------------------------------------------------- Allen Pollack, Tech Consultant Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development. In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits. Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies. Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market. Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

    12 min
  4. Flat Production, Tight Inventory: A Regional Market Story - Originations Update by David Kittle

    5D AGO

    Flat Production, Tight Inventory: A Regional Market Story - Originations Update by David Kittle

    This podcast segment discussed that mortgage production remains flat amid tight inventory and uneven regional activity, highlighting the need for data-driven targeting and stronger relationships with realtors as the spring market approaches. ----------------------------------------- David G. Kittle, CMB is a highly respected leader in the mortgage industry, with over 45 years of experience. He is the Co-Founder and Chairman of The Mortgage Collaborative (TMC), a mortgage lending cooperative providing members with access to resources and tools to improve their business operations. Kittle began his mortgage banking career with American Fletcher Mortgage Company as a top-producing loan officer in 1978 moving to the management side in 1986 with Southmark Mortgage. He opened Associates Mortgage Group, the first of his three lending companies in 1994. Kittle served as MORPAC Chairman for MBA, from 2004-2006. He is past President of both the Louisville and Kentucky Mortgage Bankers Associations, as well as leading the industry through its most tumultuous period as Chairman of the Mortgage Bankers Association, Washington DC in 2009. Kittle has testified before congress 14 times. Kittle has been a driving force behind the growth and success of TMC, working to bring together mortgage lenders from across the country to share best practices and collaborate on key industry issues. Kittle has also been a vocal advocate for innovation and technology adoption in the mortgage industry, urging lenders to embrace new tools and strategies to improve their operations and better serve their customers. Kittle is a frequent speaker at industry events and conferences, sharing his expertise on a variety of topics related to mortgage lending. He resides in Louisville, Kentucky, he has four children and two grandchildren.

    3 min
  5. Freddie Mac Eases Construction-to-Perm Requirements - Legislative Update by Alice Alvey

    5D AGO

    Freddie Mac Eases Construction-to-Perm Requirements - Legislative Update by Alice Alvey

    This podcast segment tackles Freddie Mac’s updated guidance, which extends document validity to 540 days and reduces asset re-verification requirements, making construction-to-permanent loans more efficient and less risky for lenders. ------------------------------------------------------------------ Alice Alvey, Master CMB Vice President Partner Education and Training at Union Home Mortgage She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness. Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance. She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations. Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

    3 min
  6. Biggest Bond Rally Since October: Jobs Data Shakes the Market - Market Update by Matt Graham

    5D AGO

    Biggest Bond Rally Since October: Jobs Data Shakes the Market - Market Update by Matt Graham

    This podcast segment explains how President Trump’s $200 billion MBS purchase announcement overshadowed economic data and the jobs report, driving a sharp MBS rally, tightening mortgage spreads, and reshaping mortgage rate dynamics. ----------------------------------------------------- Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive! He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since. Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages. He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

    5 min
  7. Gold and Silver are "Dazed and Confused" - Macro Market Update by Les Parker

    5D AGO

    Gold and Silver are "Dazed and Confused" - Macro Market Update by Les Parker

    02-10-2026 Gold and Silver are "Dazed and Confused"  --------------------- Rates Dazed and Confused for so long it's turned blue. Wanted a rally, jobs made it come true. Commodities go wild, while rates chill. Bank of America’s Bubble Risk Indicators for gold and silver signaled a bubble-like instability just as things broke loose. Regardless of Friday’s rally, mortgages and Treasuries are staying in their defined lanes. Mortgages remain bullish while Treasuries hold to their bear trend. The 10-year yield seeks to wear path from 4.33 to 4.13. Knocking down 4.13 can invigorate a move to 4%. Range trading, maybe, here it comes again. These views are mine. Avoid confusion by signing up at les@parkerandcompany.net. -------------------------- Song: Dazed And Confused (1967) Jake Holmes’ song was reworked by The Yardbirds. Led Zeppelin reworked it in 1968, which is the popular version.

    1 min
  8. HR6644 Advances: What the 21st Century Housing Act Means for Mortgage Professionals - MBA Mortgage Minute by Adam DeSanctis

    6D AGO

    HR6644 Advances: What the 21st Century Housing Act Means for Mortgage Professionals - MBA Mortgage Minute by Adam DeSanctis

    This podcast segment breaks down what the 21st Century Housing Act could mean for mortgage professionals, FHA loan limits, housing supply, and the future of the secondary market. ------------------------------------------------------------- Adam DeSanctis, VP of Communications at Mortgage Bankers Association As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion program.

    2 min
See All (1.7K)

4.7
out of 5
21 Ratings

About

Created by mortgage professionals for mortgage professionals, Lykken on Lending is a weekly 60-minute podcast hosted by mortgage veteran, David Lykken, and co-hosted by Marc Helm. Joining the program each week is Adam DeSanctis with his weekly MBA Mortgage Minute, Les Parker with his Macro Market Update, Matt Graham with a weekly Market Update, David Kittle with Originations Update, Alice Alvey providing a Legislative Update, Allen Pollack with his weekly Tech Update. The weekly updates are followed by the Hot Topic segment, which is an in-depth discussion about one of the hottest topics related to the mortgage industry. The program can be heard live each Monday at noon central or downloaded as a podcast. Each week thousands of industry professionals have found this to be an effective way to stay up on all that is happening in the mortgage industry. This broadcast is provided to the mortgage industry as a public service compliment of Transformational Mortgage Solutions. We invite you to join us to listen and learn.

Information

  • Creator
    David Lykken
  • Years Active
    2009 - 2026
  • Episodes
    1.7K
  • Rating
    Clean
  • Copyright
    © Copyright David Lykken 2023
  • Show Website
    Lykken on Lending

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