Lykken on Lending

David Lykken
  • 4.7 (21)
  • Management
  • Updated Weekly

Created by mortgage professionals for mortgage professionals, Lykken on Lending is a weekly 60-minute podcast hosted by mortgage veteran, David Lykken, and co-hosted by Marc Helm. Joining the program each week is Adam DeSanctis with his weekly MBA Mortgage Minute, Les Parker with his Macro Market Update, Matt Graham with a weekly Market Update, David Kittle with Originations Update, Alice Alvey providing a Legislative Update, Allen Pollack with his weekly Tech Update. The weekly updates are followed by the Hot Topic segment, which is an in-depth discussion about one of the hottest topics related to the mortgage industry. The program can be heard live each Monday at noon central or downloaded as a podcast. Each week thousands of industry professionals have found this to be an effective way to stay up on all that is happening in the mortgage industry. This broadcast is provided to the mortgage industry as a public service compliment of Transformational Mortgage Solutions. We invite you to join us to listen and learn.

  1. 1d ago

    Mortgage Rates Break Higher: Why Strategy, Leadership & Mindset Matter Now

    The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts: Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.Matt Graham of MBS Live, breaking down market activity and interest rate movements.David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments. Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

    Mortgage Rates Break Higher: Why Strategy, Leadership & Mindset Matter Now

  2. 4d ago

    The 2009 Endangerment Finding..."It's Over" - Macro Market Update by Les Parker

    09-08-2026 The 2009 Endangerment Finding..."It's Over" ------------------- Golden scams with US end. Regulation cuts are wins. Regulations have consequences. Forget hook ‘em horns, go with fart*, Bevo, fart. We can exhale* more easily now that Trump revoked the 2009 Obama-era "Endangerment Finding." It drove climate rules by defining greenhouse gases, including methane emitted by cows and CO₂ exhaled by humans. The largest deregulatory move aims to reduce manufacturing costs and increase vehicle affordability. As a result, the 10-year yield remains below 5% and will break below 4.40%. It’s Over. These views are mine. Catch changes by signing up for TMSpotlight ------------------- Song: It’s Over (1964) Roy Orbison

    The 2009 Endangerment Finding..."It's Over" - Macro Market Update by Les Parker

  3. 5d ago

    Credit Reporting Reboot: FHFA Eyes Single-File Reports and VantageScore 4.0 - MBA Mortgage Minute by Adam DeSanctis

    FHFA is advancing major changes to mortgage credit reporting, including full availability of VantageScore 4.0 and potential alternatives to the traditional tri-merge requirement aimed at increasing competition and lowering borrower costs. ------------------------------------------------------------- Adam DeSanctis, VP of Communications at Mortgage Bankers Association As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion program.

    Credit Reporting Reboot: FHFA Eyes Single-File Reports and VantageScore 4.0 - MBA Mortgage Minute by Adam DeSanctis

  4. 5d ago

    Weekly AI Update - Beyond AI: How Blockchain Could Reinvent the Mortgage Industry

    Artificial intelligence may be transforming mortgage lending, but according to Pavan Agarwal, AI is only half the story. In this week’s AI Update, David Lykken and Pavan explore how blockchain could become the other half of the industry’s transformation by bringing greater certainty, transparency, security, and speed to the mortgage process. From tokenized pre-approvals and on-chain records to borrower-controlled data, digital wallets, and the potential disruption of traditional LOS platforms and financial intermediaries, this conversation looks at what mortgage lending could become when AI and blockchain work together. The result may be a future where loan officers have greater control of their relationships and data, consumers have greater ownership of their financial information, and mortgage transactions move more efficiently from pre-approval to closing.

    Weekly AI Update - Beyond AI: How Blockchain Could Reinvent the Mortgage Industry

  5. 6d ago

    The Leadership Crisis: Why Healthy Organizations Win in Times of Disruption with Jim Brown of Org Health

    The mortgage industry is navigating one of the most demanding periods of transformation we’ve seen, with AI, consolidation, margin pressure, changing workforce expectations, and relentless technological disruption forcing leaders to rethink how they run their organizations. In this Hot Topic, David Lykken welcomes back Jim Brown, author of The Imperfect CEO and founder of Org Health, to explore why yesterday’s leadership practices may no longer be enough. They examine the four hidden organizational risks—scalability, execution, growth, and people—and why leaders often fail not because they don’t care, but because they are solving the wrong problem. From attracting and retaining the next generation of talent to using AI to elevate employees rather than simply eliminate positions, the conversation makes the case that organizational health is becoming one of the most important competitive advantages a company can build. The organizations that thrive through disruption won’t necessarily be those with the best technology or the lowest costs—they’ll be the ones that create cultures capable of adapting, executing, and bringing out the best in their people.

    The Leadership Crisis: Why Healthy Organizations Win in Times of Disruption with Jim Brown of Org Health

  6. Sep 4

    Higher Rates, Stronger Resolve: How Mortgage Lenders Are Adapting - 09/01/2026 Weekly Mortgage Update Commentary

    Mortgage rates may be sitting at their highest levels in more than a year, but the mortgage industry isn’t standing still. In this week’s commentary, David Lykken and the team examine why lender confidence and industry engagement remain surprisingly strong despite a challenging rate environment, why Treasury bond buybacks aren’t delivering the relief some hoped for, and why housing supply—not government intervention in the bond market—remains a fundamental issue. They also discuss the Federal Reserve’s evolving direction following Jackson Hole and how prolonged higher rates are contributing to lender fatigue, consolidation, and new opportunities across the industry. The message for mortgage leaders is clear: rather than waiting for rates to rescue the market, successful organizations are adapting, staying connected, and positioning themselves for what comes next.

    Higher Rates, Stronger Resolve: How Mortgage Lenders Are Adapting - 09/01/2026 Weekly Mortgage Update Commentary

  7. Sep 4

    AI Agents Are Here: Is the Mortgage Industry Ready? - Tech Update by Allen Pollack

    AI agents are rapidly becoming everyday business tools, but mortgage companies must balance automation and innovation with cybersecurity, compliance, data protection, and better AI education. ----------------------------------------------------- Allen Pollack, Tech Consultant Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development. In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits. Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies. Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market. Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

    AI Agents Are Here: Is the Mortgage Industry Ready? - Tech Update by Allen Pollack

  8. Sep 4

    FHA Delinquencies: Separating the Headlines From the Real Risk - Legislative Update by Alice Alvey

    Alice Alvey examines the data behind recent FHA delinquency headlines and explains why Neighborhood Watch statistics, lender compare ratios, and FHA’s overall financial position tell a more nuanced story. ------------------------------------------------------------------ Alice Alvey, Master CMB Vice President Partner Education and Training at Union Home Mortgage She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness. Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance. She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations. Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

    FHA Delinquencies: Separating the Headlines From the Real Risk - Legislative Update by Alice Alvey
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4.7
out of 5
21 Ratings

About

Created by mortgage professionals for mortgage professionals, Lykken on Lending is a weekly 60-minute podcast hosted by mortgage veteran, David Lykken, and co-hosted by Marc Helm. Joining the program each week is Adam DeSanctis with his weekly MBA Mortgage Minute, Les Parker with his Macro Market Update, Matt Graham with a weekly Market Update, David Kittle with Originations Update, Alice Alvey providing a Legislative Update, Allen Pollack with his weekly Tech Update. The weekly updates are followed by the Hot Topic segment, which is an in-depth discussion about one of the hottest topics related to the mortgage industry. The program can be heard live each Monday at noon central or downloaded as a podcast. Each week thousands of industry professionals have found this to be an effective way to stay up on all that is happening in the mortgage industry. This broadcast is provided to the mortgage industry as a public service compliment of Transformational Mortgage Solutions. We invite you to join us to listen and learn.

Information

  • Creator
    David Lykken
  • Years Active
    2009 - 2026
  • Episodes
    2K
  • Rating
    Clean
  • Copyright
    © Copyright David Lykken 2023
  • Show Website
    Lykken on Lending

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