Money with Saprina

Saprina Allen
  • 5.0 (3)
  • Self-Improvement

Money With Saprina is for high-achieving women who make good money but still feel like they should be further ahead. I’m Saprina Allen, a financial coach, and every week we have honest conversations about what it actually takes to pay off debt, build wealth, and create a financial life that feels like yours. We talk cash flow, spending, debt, investing, financial systems, and the emotional side of money that most personal finance advice skips right over. Because making more money doesn’t automatically make you better at managing it. And being good with money isn’t about restriction, perfection, or never buying the latte. It’s about knowing what you want your money to do, building systems you can trust, and making intentional decisions that support both the life you want now and the future you’re building. No shame. No financial perfection. Just practical strategies, real conversations, and a better way to make your money work for you. www.SaprinaA.com

  1. 3d ago

    19. You're Doing All the Right Things With Your Money. So Why Aren't You Getting Ahead?

    Send us Fan Mail You're making more money than you've ever made, so why does it feel like you're still dealing with the same money problems? I know that feeling because I've been there. I was making six figures, had a successful career, and on paper, everything looked great. But I still had credit card debt, an expensive car payment, and this nagging feeling that I should have more to show for the money I was making. In this episode of Money with Saprina, we're talking about why earning more money doesn't automatically lead to financial progress, especially when everything is competing for the same dollar. We'll get into the spending habits that kept me stuck, why knowing what to do with your money isn't the same as knowing what to do next, and the one simple change that helped me finally start making progress. In This Episode: Why earning six figures doesn't guarantee financial securityThe three spending patterns that were eating up my income: emotional spending, identity spending, and people-pleasing spendingWhy trying to tackle every financial goal at once can keep you stuckThe difference between being financially busy and making actual progressHow tracking my spending helped me change my relationship with moneyWhy knowing your numbers is the foundation of every good financial strategyHow to figure out what your next financial priority should beThe Big Takeaway You cannot make everything your number one priority. Financial progress isn't about doing everything all at once. It's about doing the right things in the right order. Before you download another budgeting app, try another savings challenge, or start following someone else's debt payoff strategy, you need to know where you're starting. Resources Mentioned Take the FREE Your Next Money Move Diagnostic Not sure what you should be focused on financially right now? This free 5-minute assessment will help you figure out where you are on your journey to financial security, what your next priority should be, and the first steps to take. Take Your Next Money Move Diagnostic Connect With Me Website: SaprinaA.comInstagram & TikTok: @ItsSaprinaIf this episode resonated with you, share it with a friend who's making good money but still wondering where it's all going. If you’re making good money but still feel like your finances don’t match the life you’re trying to build, apply for 1:1 coaching with me. 👉 Schedule your coaching consultation

  2. Oct 20

    How to Reset Your Money Mindset and Get Out of Debt

    Send us Fan Mail Getting out of debt isn't just about paying off what you owe. It's about changing how you think about money so you don't keep making the same financial decisions. And listen, I know that firsthand. I've financed a car at 24% interest, put vacations on credit cards, and made plenty of money decisions I wouldn't make today. In this episode, I'm sharing four mindset shifts that helped me change my relationship with money and get out of debt. We're talking about why focusing only on monthly payments can cost you, how to stop spending on autopilot, why you need a financial safety net, and the debt payoff strategies that actually helped me stick with it. I'm also sharing how I made room to enjoy my life while paying off debt, because I'm not interested in being miserable for five years just to get my finances together. Your past financial mistakes don't define your future, and you haven't ruined your chances at building a rich life. If you're ready to stop repeating the same patterns and build a plan to get out of debt If you’re making good money but still feel like your finances don’t match the life you’re trying to build, apply for 1:1 coaching with me. 👉 Schedule your coaching consultation

  3. Oct 13

    17. The “I Deserve It” Spending Trap

    Send us Fan Mail You had a long week. You worked hard, handled everybody else’s problems, and now you want a little treat. And listen, you probably do deserve one. But what happens when spending money becomes the main way you reward yourself for a life that’s exhausting you? In this episode, I’m talking about the difference between using your money to enjoy your life and using your money to recover from it. We’re getting into emotional spending, the sneaky “I work hard, so I deserve this” loop, and how to figure out what you actually need before you hit buy. Because sometimes you genuinely want the thing. And sometimes you don’t want another package. You just want to feel better. If you know what you’re supposed to do with money but actually doing it is the hard part, this is exactly the kind of work I do in private coaching.  If you’re making good money but still feel like your finances don’t match the life you’re trying to build, apply for 1:1 coaching with me. 👉 Schedule your coaching consultation

  4. Oct 6

    16: The $100K Lifestyle Trap: When Your Salary Looks Better Than Your Bank Account

    Send us Fan Mail You make six figures, but somehow your salary looks a whole lot better than your bank account. Your bills are paid, you have a good career, and from the outside you look like you're doing well. But there's never quite enough left for the savings, debt payoff, investing, or other goals you keep saying you want to prioritize. In this episode, we're talking about the $100K lifestyle trap and the invisible pressure to make your lifestyle match your income. Because enjoying your money isn't the problem. The question is whether you consciously chose the lifestyle you're paying for or whether it quietly became what you thought someone at your income level was supposed to have. If you're making good money but wondering where the hell it keeps going, this is exactly what we work on inside my 12-week private coaching. We'll look at your actual numbers, figure out what matters to you, and build a plan that makes room for the life you actually want. Book a consultation call to learn more. If you’re making good money but still feel like your finances don’t match the life you’re trying to build, apply for 1:1 coaching with me. 👉 Schedule your coaching consultation

  5. Sep 29

    15. You Got the Raise. So Why Do You Still Feel Broke?

    Send us Fan Mail You got the raise. You crossed six figures. You’re making more money than you ever have before… so why don’t you feel any richer? In this episode, I’m talking about what happens when your income grows but your financial life grows right along with it. We’re getting into lifestyle creep, spending on autopilot, and the question I want you to ask yourself: What did I actually want this raise to do for me? Because making more money and building financial security are two different skills. If you’re making good money but still wondering where it all went, this episode is for you. And if you’re ready to build a plan around the money you’re already making, book a consultation call or DM me on Instagram @ItsSaprina. If you’re making good money but still feel like your finances don’t match the life you’re trying to build, apply for 1:1 coaching with me. 👉 Schedule your coaching consultation

  6. Sep 15

    13. Value-Based Spending: How to Identify Your Financial Values

    Send us Fan Mail In this episode of Money with Saprina, we’re taking value-based spending one step further and figuring out your actual financial values. Because “family, freedom, security and health” might be your values, but they’re usually not specific enough to tell you what deserves more room in your budget and what doesn’t. I’m walking you through the same questions I use with my 1:1 coaching clients to uncover what they genuinely value based on how they want to live, the purchases they’ve loved, the ones they regret and the patterns hiding underneath both. We’ll talk about: • The difference between personal values and financial values • Why value-based spending requires trade-offs • How to use an imaginary extra $1,000 to uncover what you value • What your favorite purchases can teach you about your money • Why spending regrets are just as useful • How to identify patterns in your spending • How to choose your three “working financial values” • A simple 30-day experiment to see whether your spending actually reflects those values By the end of the episode, you’ll be able to complete this sentence: Because I value ______, I’m willing to spend more money on ______ and less money on ______. That’s where your financial values become useful. Your financial values aren’t the things you think you should spend money on. They’re the things you intentionally make room for in your budget, even when making room for them means saying no to something else. And they’re allowed to change. Different seasons of your life can require different things from your money. 🎧 Listen to the episode, grab your notes app or journal and identify your three working financial values for the next 30 days. Money with Saprina is a personal finance podcast about budgeting, spending, saving, debt, investing and building a financial life that actually feels like yours. If you’re making good money but still feel like your finances don’t match the life you’re trying to build, apply for 1:1 coaching with me. 👉 Schedule your coaching consultation

  7. Sep 9 ·  Bonus

    BONUS Own Your Seat: Six-Week Savings Challenge

    Send us Fan Mail What happens if you miss your next paycheck? What about two or three? Earlier this year, I was laid off from my corporate job. It was scary, but one thing kept me from spiraling: I had spent years building a financial safety net. With Black women’s unemployment rising and so much uncertainty around the economy, I’ve been thinking a lot about what we can control. We can’t control layoffs. We can’t control the economy. But we can start building something underneath us. In this bonus episode, I’m sharing why I created Own Your Seat, my free 6-week savings challenge, and exactly what we’ll be doing together. We’re not trying to save some arbitrary amount of money. And I’m definitely not telling you to stop buying coffee. Instead, we’re going to look for money that’s already moving through your life and find realistic ways to keep more of it. Every week, we’ll focus on one specific Money Hunt. We’ll look at forgotten subscriptions, bills you can negotiate, refunds and money you may have missed, food you’ve already paid for, and more. The goal is simple: Find it. Automate it. Move it. Count it. Own Your Seat starts September 14 and it’s completely free. Claim your seat: JOIN THE CHALLENGE   Because we may not own the table yet. But we can own our seat. If you’re making good money but still feel like your finances don’t match the life you’re trying to build, apply for 1:1 coaching with me. 👉 Schedule your coaching consultation

  8. Sep 8

    What’s Actually Worth Spending Your Money On?

    Send us Fan Mail For a long time, I thought being good with money meant being frugal. Cut the subscriptions. Skip the latte. Do it yourself. Find the cheaper option. And for a season, I needed that. I was in debt and trying to change my financial situation. But eventually I realized something: I wasn’t working this hard to get my money together just so I could spend as little as possible for the rest of my life. The goal isn’t to spend less. The goal is to know where your money is going and choose where it goes on purpose. In this episode, we’re talking about value-based spending and how I went from restrictive budgeting to intentionally spending more on the things that actually add color to my life. I’m breaking down: Why frugality can be a useful season without becoming your entire financial identityWhat cutting almost everything from my budget taught me about what I actually valueWhy I’ll happily spend $500 on travel but say no to plenty of other thingsHow to tell the difference between spending you genuinely value and spending that’s just there by defaultMy cupcake method for thinking about your spending: the cake, frosting, sprinkles, and cherry on topA simple exercise to identify your own financial valuesYour money check-in for this week: If you could spend your discretionary money in only three areas, what would you choose? Not what you should choose. What would you genuinely miss if it disappeared? Because being good with money isn’t about spending as little as possible. It’s about knowing where your money is going and choosing where it goes instead of letting it happen by default. Next week, I’m walking you through the exact system I use with my private coaching clients to identify their financial values. Work With me If you’re making good money but still feel like your finances don’t match the life you’re trying to build, apply for 1:1 coaching with me. 👉 Schedule your coaching consultation

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Ratings & Reviews

5
out of 5
3 Ratings

About

Money With Saprina is for high-achieving women who make good money but still feel like they should be further ahead. I’m Saprina Allen, a financial coach, and every week we have honest conversations about what it actually takes to pay off debt, build wealth, and create a financial life that feels like yours. We talk cash flow, spending, debt, investing, financial systems, and the emotional side of money that most personal finance advice skips right over. Because making more money doesn’t automatically make you better at managing it. And being good with money isn’t about restriction, perfection, or never buying the latte. It’s about knowing what you want your money to do, building systems you can trust, and making intentional decisions that support both the life you want now and the future you’re building. No shame. No financial perfection. Just practical strategies, real conversations, and a better way to make your money work for you. www.SaprinaA.com

Information

  • Creator
    Saprina Allen
  • Years Active
    2026
  • Episodes
    18
  • Rating
    Explicit
  • Copyright
    © 2026 Money with Saprina
  • Show Website
    Money with Saprina

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