Money Tree Investing

Money Tree Investing Podcast
  • 4.6 (720)
  • Investing
  • Updated Weekly

The weekly Money Tree Investing podcast aims to help you consistently grow your wealth by letting money work for you. Each week one of our panel members interviews a special guest on topics related to money, investing, personal finance and passive income. Episodes end with a panel discussion on the content of the interview, which allows us to give you a deeper understanding of what has been said by looking at it from different perspectives. If you are ready to take control of your own financial situation, then the Money Tree Investing podcast is just the thing for you! Taken together, our expert panel has decades of experience in money matters. Add to that the valuable insights that our weekly guests will be able to provide, and you got yourself one vast source of knowledge, all available to you for free.

  1. 1d ago

    Tax Planning for High Earners Goes Beyond the 401(k)

    Colin Steinberg discusses tax planning for high-earning W-2 employees. He focuses on executive compensation and non-qualified plans. He explains how deferred compensation plans can help executives save additional income on a pre-tax basis beyond traditional 401(k) limits, the eligibility requirements, investment options, and the risks associated with having deferred assets tied to the financial health of an employer. We also talk after-tax strategies such as life insurance, how companies can use tax-efficient compensation to retain key employees, and why understanding tax planning opportunities before accepting a promotion, changing jobs, or receiving a large bonus can play an important role in long-term wealth building. We discuss...  Colin Steinberg explains his transition from financial advising to tax planning and executive compensation strategies. Tax-saving opportunities available to high-earning W-2 employees beyond traditional retirement accounts. Deferred compensation plans allow eligible executives to save additional income on a pre-tax basis beyond 401(k) limits. Non-qualified plans are generally designed for highly compensated employees, including executives and high-earning sales professionals. Deferred compensation plans can offer investment options similar to a 401(k), with some additional opportunities in private markets and alternative investments. A key trade-off of deferred compensation is that the money can be tied up for many years and remains subject to the financial health and creditors of the employer. Companies can use tax-efficient compensation strategies to reward and retain key employees without simply increasing their taxable salaries or bonuses. Life insurance can provide an additional after-tax vehicle for tax-deferred growth and potentially tax-free withdrawals in retirement. W-2 employees should generally maximize available qualified retirement plans and employer matches before exploring additional tax-planning strategies. Companies can potentially combine multiple compensation and tax-planning strategies to address issues such as partner buyouts, employee retention, and executive compensation. Proactive tax planning and working with knowledgeable advisors can help high-income individuals make more informed decisions about building long-term wealth. Today's Panelists: Kirk Chisholm | Innovative Wealth Barbara Friedberg | Barbara Friedberg Personal Finance Phil Weiss | Apprise Wealth Management Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the full show notes at https://moneytreepodcast.com/tax-planning-for-high-earners-colin-steinburg-856

  2. 3d ago

    AI Fake News

    Today we bring the AI fake news as we talk the growing impact of AI on investing, education, privacy, creativity, and everyday life. AI can improve research and productivity but it's also flattening individual creativity, encourage overreliance, and create risks when users feed sensitive information into public AI models. We explore the importance of protecting private data, keeping valuable information separated from AI tools, and using AI as a supplement rather than a substitute for learning and critical thinking. We also talk rising interest rates, inflation, oil prices, tariffs, market volatility, global financial pressures, and the risks of becoming emotionally attached to an investment thesis. We discuss...  How AI can make research, content creation, and productivity easier, but it can also flatten creativity and make everyone's work look the same. The "golden rule" of AI is to avoid using it to save yourself time by wasting someone else's time with low-quality content. Overreliance on AI can prevent people from developing the knowledge, skills, creativity, and critical thinking that come from doing the work themselves. Sensitive personal, financial, business, and intellectual property information should be kept away from public AI models because data shared with AI may not remain private. Open-source AI models are becoming increasingly capable and can provide alternatives to expensive frontier models. AI is disrupting education as students increasingly rely on it for homework and assignments, raising concerns about declining math, reading, problem-solving, and critical-thinking skills. AI may be most useful as leverage for existing knowledge rather than a replacement for learning and independent thinking. Changing expectations for another Federal Reserve rate hike and the potential effects of tighter monetary policy on employment, housing, and markets. Market strength beneath the surface, including technology and AI leadership, institutional positioning, short covering, and risks in emerging markets. How historical market comparisons, including similarities to 2008, need to be considered in the context of today's different economic conditions.   Today's Panelists: Kirk Chisholm | Innovative Wealth Douglas Heagren | Mergent College Advisors Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the full show notes at https://moneytreepodcast.com/ai-fake-news-855

  3. Sep 25

    Innovative ETF Investing Strategies

    Matthew Tuttle discusses his approach to ETF investing strategies. He includes his innovative H.E.A.T. formula of hedges, edges, asymmetry, and themes. He explains why he launched inverse ETFs targeting high-profile investors, how he looks for investment opportunities by identifying emerging themes and bottlenecks in areas like AI, photonics, memory, robotics, and space. We also discuss managing risk through position sizing and diversification, using puts and VIX calls as tail-risk hedges, finding persistent market edges through behavioral strategies and options. Matthew also shares his views on the future of the ETF industry, including the growth of increasingly specialized thematic and innovative ETFs, while emphasizing the importance of balancing exposure to high-growth opportunities with disciplined risk management. We discuss...  The creation of inverse ETFs targeting Cathie Wood and Jim Cramer and the thinking behind taking the opposite side of popular investment narratives. Matt's H.E.A.T. investment philosophy, which stands for hedges, edges, asymmetry, and themes. How investors can find emerging opportunities by looking beyond obvious winners to their suppliers, suppliers' suppliers, and industry bottlenecks. Similarities between today's tech-driven market and the late-1990s technology boom, including the concentration of market gains in technology stocks. How Matt approaches portfolios during periods of uncertainty by combining equities, crypto, alternative exposures, tail-risk protection, and other diversifying assets. Why Matt considers puts on the S&P 500 and calls on the VIX to be more reliable hedges than traditional assets such as bonds or gold. How advanced options strategies can help reduce the cost of maintaining long-term portfolio hedges. Different ways to find market edges, including behavioral strategies, selling puts, and opportunities created by volatility-related exchange-traded products. How the ETF industry is evolving toward increasingly specialized thematic strategies and more innovative product structures. Research, diversification, and disciplined position sizing when investing in popular or highly volatile themes. Today's Panelists: Kirk Chisholm | Innovative Wealth Barbara Friedberg | Barbara Friedberg Personal Finance   Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the full show notes at https://moneytreepodcast.com/etf-investing-strategies-matthew-tuttle-854

  4. Sep 23

    Stock Market Stuck In Neutral... Here Is When It Might Break

    We've been seeing the stock market stuck in neutral so right now we're focusing on rising inflation, interest rates, government debt, and growing risks across the economy and financial markets. Today we talk the Fed's unanimous 25-basis-point rate hike alongside our concerns about the persistent inflation we've been seeing. We also discuss why bonds are becoming more attractive for income, and the difference between high inflation and hyperinflation. We also explore the media sensationalism and how it can distort perceptions of risk and seasonal market patterns around the coming midterm elections. We discuss...  How inflation, economic growth, and currency devaluation could be used to reduce the burden of the massive national debt. The potential impact of higher inflation on asset owners, real estate, debt, and investment returns was explored. The difference between high inflation and hyperinflation was explained, along with why hyperinflation is viewed as unlikely in the U.S. Why bonds have become more attractive for retirement income as yields have risen. Media sensationalism and the way news coverage can distort perceptions of risks such as terrorism, crime, COVID, and other causes of death were examined. Growing market concentration and unusually high household exposure to equities were highlighted as potential sources of market fragility. Weakening real consumer purchasing power as inflation continues to outpace wage growth. Rising national debt and the rapid pace of additional borrowing were examined as growing long-term economic concerns. Historical market seasonality around midterm elections and the tendency for markets to strengthen later in the year. The Nasdaq's sideways performance, the Russell 2000's recent weakness, and potential opportunities in small-cap stocks. Gold and silver as markets that may require patience following periods of strong performance and consolidation. Bitcoin and the hosts' differing levels of confidence in various cryptocurrencies, including XRP. Rising 30-year mortgage rates and their potential impact on housing affordability and home prices. The housing market is increasingly strained by high mortgage rates, elevated home prices, declining buyers, and rising listings. Investors should remain cautious and pay attention to market signals rather than assuming current calm conditions will continue.     Today's Panelists: Kirk Chisholm | Innovative Wealth Douglas Heagren | Mergent College Advisors Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the full show notes at https://moneytreepodcast.com/stock-market-stuck-853

  5. Sep 18

    Why Boring Stocks Might Be the Real Wealth Builders

    Jonathan Nurick joins the show to discuss a long-term investing strategy centered on the boring stocks. He talks dividend growth, free cash flow, and the importance of staying invested through market volatility. We explore investor psychology and the challenge of ignoring exciting trends like AI and speculative IPOs in favor of boring but resilient businesses such as Cintas and Home Depot. Jonathan also explains why his strategy favors established mid- to large-cap companies, particularly U.S. market leaders, and he emphasizes that successful investing requires not only choosing the right investments but also having the discipline and framework to hold them long enough for compounding to work. We discuss...  Why dividend growth can be a powerful long-term investing strategy. Growing dividends can provide investors with a fundamental signal that helps them stay invested through market volatility. How free cash flow can be used for dividends, buybacks, debt repayment, and reinvestment. Buybacks can be highly effective when companies repurchase shares at attractive valuations. Strong management teams and disciplined capital allocation are critical to the success of dividend-growth companies. Investor psychology makes it difficult to ignore exciting trends like AI, semiconductors, and IPOs when they are outperforming. The investment process emphasizes competitive advantages, low leverage, high returns on capital, and predictable growth. Why investing in established market leaders can provide greater resilience than chasing newer, highly competitive industries. Choosing what to own is only half of successful investing, with knowing how to hold it being equally important. Investors can improve their discipline by focusing on fundamental progress and dividend growth instead of constantly watching share prices. Find the beauty in boring businesses and let long-term compounding do the work. Today's Panelists: Kirk Chisholm | Innovative Wealth Barbara Friedberg | Barbara Friedberg Personal Finance Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the full show notes at https://moneytreepodcast.com/boring-stocks-jonathan-nurick

  6. Sep 16

    90% Chance For A Rate Hike... Ask Me How I Know

    There is a 90% chance for a rate hike... Today we cover growing economic and market risks, as we hone in on AI, inflation, interest rates, housing, and government spending. There is increasingly negative messaging from major AI companies, arguing that calls for regulation may reflect slowing AI growth and a desire to limit competition rather than purely concern for public safety, while warning that a slowdown in AI investment could expose an already stagnant economy and increase recession risks. We also talk the rising expectations for Fed rate hikes, higher Treasury yields, and weakening housing affordability. We review seasonal market weakness in September and October, stock issuance as a potential warning sign of corporate stress, and why investors should remain cautious and reduce risk amid increasing volatility and uncertainty.  We discuss...  College planning and how scholarships can dramatically reduce the actual cost of expensive liberal arts colleges. The changing narrative around AI and whether growing calls for AI regulation are partly driven by major companies trying to limit competition. Whether AI development is beginning to plateau after several years of rapid growth and what that could mean for the economy and markets. Slowing AI investment could expose underlying economic weakness and potentially contribute to stagnation or recession. Rising expectations for Federal Reserve rate hikes as inflation and employment data point toward a more challenging economic environment. Higher interest rates and Treasury yields could put additional pressure on an already stretched housing market. How housing affordability has deteriorated dramatically for younger Americans and why falling home prices could ultimately be beneficial for buyers. Why mortgage rates are influenced more directly by Treasury yields and the broader yield curve than by the Fed's policy rate alone. How the traditional 60/40 portfolio has become less effective as stocks and bonds have increasingly moved together. Why rising interest rates can make short-term fixed income more attractive while creating risks for investors holding longer-term bonds. How everyday necessities such as groceries, shelter, insurance, fuel, and coffee have risen sharply in price despite headline inflation appearing much lower. Rising gas prices and their potential political consequences heading into the midterm elections. Increased corporate stock issuance as a potential warning sign that companies may be relying on equity financing rather than debt to raise capital. For more information, visit the full show notes at https://moneytreepodcast.com/chance-for-a-rate-hike-851

  7. Sep 11

    The Childhood Money Lessons You're Still Living By

    Kalee Boisvert joins the show to discuss the childhood money lessons that are shaping our money beliefs and emotional relationship with finances. She explains why finding a balance between preparing for the future and enjoying life today is so important, how fear and scarcity can prevent people from spending even when they have more than enough, and why money should be viewed as a tool for creating meaningful experiences and freedom. We also talk the generational differences around saving and spending, the pressure of keeping up with others, teaching children healthy money habits, and practical ways to recognize and change limiting "money scripts" so financial decisions better align with what truly matters. We discuss...  How childhood experiences and messages about money can create lasting beliefs around scarcity, self-worth, and financial security. Why people should examine their "money scripts" and recognize which beliefs from childhood may no longer serve them. The challenge of balancing saving for the future with spending money and enjoying life in the present. Money is a tool for creating experiences, freedom, and the life you want rather than something that should simply accumulate in a bank account. How fear of running out of money can prevent retirees from enjoying their wealth even when they have more than enough to last. Generational differences in saving and spending and how older generations often prioritized saving while younger generations may prioritize enjoying money sooner. Why people should focus on what they actually value instead of spending money to keep up with others or accumulate things they do not truly enjoy. How parents can teach children healthy money habits by talking openly about money, providing context around prices, and teaching the value of giving. How gratitude and recognizing what you already have can help reduce the constant feeling that you need more money to feel secure. Why even extremely wealthy people often believe they need more money before they will finally feel financially secure. Practical ways to change negative money patterns by acknowledging past lessons, letting go of outdated beliefs, and creating more positive internal conversations about money. The importance of identifying what you really want from life because goals such as a bigger house or more money may actually represent desires for freedom, time, experiences, or less stress. Today's Panelists: Kirk Chisholm | Innovative Wealth Barbara Friedberg | Barbara Friedberg Personal Finance Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the full show notes at https://moneytreepodcast.com/childhood-money-lessons-kalee-boisvert-850

  8. Sep 9

    The Market Is Changing and Investors Need to Pay Attention

    The market is changing and today we are talking about the growing risks and shifting dynamics as Wall Street returns from the summer and investors face higher interest rates, persistent inflation, and expensive valuations. We examine why strong economic data can actually be bad news for stocks if it reduces the need for Fed rate cuts and we also discuss the changing role of bonds in diversified portfolios, the importance of sequence-of-returns risk for retirees, the difficulty of comparing investment performance to the S&P 500 during an unusual year, and why investors should focus on the investing fundamentals. We review trends across commodities, gold, Bitcoin, oil, small caps, technology, and the S&P 500, while making sure you remember to proceed with caution heading into historically weaker months. We discuss...  Why an expensive market does not necessarily mean investors should stay out, especially after decades of elevated valuations. How investor ego can lead to poor decisions, including repeatedly buying declining stocks simply because they appear cheaper. Why valuation must be considered relative to a company's expected growth rather than viewed as a standalone P/E ratio. Higher inflation and interest rates are major risks that could eventually pressure stock valuations and economic growth. How rising interest rates can hurt long-term bonds, utilities, housing, highly leveraged companies, and businesses dependent on borrowing to grow. Why investors should pay closer attention to commodities as inflation and geopolitical disruptions affect prices. How stronger-than-expected employment data could be bad news for markets because it may reduce the Federal Reserve's need to cut rates. We examined the unusually long drawdown in the bond market and why traditional stock-and-bond diversification has not worked as well since the pandemic. Bonds should serve a specific purpose in a portfolio, such as income, liquidity, liability matching, or near-term spending needs. The market's unusual performance this year, including the outsized influence of semiconductor and technology stocks on overall index returns. The dangers of relying on financial media and developing an independent investment view based on facts, fundamentals, and personal research. A warning against shorting the overall market and a reminder that there are other ways to manage portfolio risk and hedge against downturns.   Today's Panelists: Kirk Chisholm | Innovative Wealth Douglas Heagren | Mergent College Advisors Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the full show notes at https://moneytreepodcast.com/the-market-is-changing-849

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Hosts & Guests

4.6
out of 5
720 Ratings

About

The weekly Money Tree Investing podcast aims to help you consistently grow your wealth by letting money work for you. Each week one of our panel members interviews a special guest on topics related to money, investing, personal finance and passive income. Episodes end with a panel discussion on the content of the interview, which allows us to give you a deeper understanding of what has been said by looking at it from different perspectives. If you are ready to take control of your own financial situation, then the Money Tree Investing podcast is just the thing for you! Taken together, our expert panel has decades of experience in money matters. Add to that the valuable insights that our weekly guests will be able to provide, and you got yourself one vast source of knowledge, all available to you for free.

Information

  • Creator
    Money Tree Investing Podcast
  • Years Active
    2014 - 2026
  • Episodes
    859
  • Rating
    Clean
  • Copyright
    © Money Tree Investing
  • Show Website
    Money Tree Investing

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