Retire Sooner with Wes Moss

Wes Moss
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Retire Sooner with Wes Moss

Wes Moss is on a mission: help at least 1 million Americans of any age retire sooner and find joy along the way. A seasoned finance professional, best-selling author, broadcaster, and teacher, Wes has done extensive research on the habits of the happiest retirees. On this podcast, Wes shares key lifestyle and money habits you can implement now to prepare for a secure future while not depriving yourself of happiness in the present. In addition to leveraging his 20+ years of knowledge as an investment advisor, Wes brings in guests and specialists to teach you how to set and work towards your financial and lifestyle objectives. Refreshingly-free of mind-numbing financial jargon and unrealistic money goals, Retire Sooner with Wes Moss gives listeners the tools on how to retire sooner in the real world.

  1. 7 HR. AGO

    It's Never Too Late To Start Saving For Retirement + Q&A

    New changes in Social Security policies, particularly the elimination of the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO), may have significant implications for roughly 3 million Americans. Teachers, nurses, firefighters, police officers, and other public-sector workers who previously saw their Social Security benefits slashed may now receive the full benefits they’ve earned. This shift is reshaping retirement planning for many Americans, making it more critical than ever to have a solid financial strategy and for couples to be on the same page to help avoid future stress and regret. On today’s episode, Wes is joined again by Christa DiBiase, the COO of Clark Howard, Inc. By answering listener questions and sharing informed analysis, Wes points out the essential distinctions between fiduciaries vs. non-fiduciary advisors, reminds listeners about diversifying portfolios into broad market indices to help to minimize risk, and explains how a money market account is typically a higher-yield alternative to a standard low-interest savings account. Finally, he examines the power of starting to save for retirement at any age, even in your 50s, emphasizing that consistent saving and wise investing can lead to more financial flexibility than many might think. Learn more about your ad choices. Visit megaphone.fm/adchoices

    40 min

  2. JAN 23

    More Foundational Principles For A Happy Retirement + Listener Questions

    Unpack the keys to investing for a happy retirement by highlighting foundational principles like prioritizing stocks to combat inflation and the strategic use of diversified "dry powder" assets for stability. Tackle listener questions, exploring international investments, mortgage payoff strategies, long-term healthcare costs, and tax-efficient withdrawals. On today’s episode, Wes is joined again by Christa DiBiase, the COO of Clark Howard, Inc. Wes zooms in on the need for patience and persistence in investing, advising against the pitfalls of impulsive decisions and ill-advised “perfection-chasing” behavior. Together, Wes and Christa attempt to equip listeners with strategies to navigate financial challenges, stay resilient, and retire sooner with confidence. Learn more about your ad choices. Visit megaphone.fm/adchoices

    35 min

  3. JAN 16

    10 Market Challenges For Investors To Watch In 2025

    On today’s episode, Wes looks at 2024’s obstacles to see what might serve as clues for success in 2025. The resilient U.S. economy closed 2024 with a 25% S&P 500 gain, defying inflation fears, international turmoil, and political upheaval. While consumer spending remains a vital economic driver, boosted by low unemployment and rising wages, renewed productivity fueled by AI and innovation could spark another boom. With the current bull market still young and some earnings forecasts showing a robust 13% growth, optimism abounds. However, investors should prepare for the possible return of market volatility after two unusually stable years. Bonds are regaining appeal as yields climb, and income strategies like dividends offer a steadying force amid market swings. Overall, Wes celebrates 2025’s potential for growth but reminds listeners that it will only benefit those disciplined folks who stay invested. And he takes some listener questions! Learn more about your ad choices. Visit megaphone.fm/adchoices

    48 min

  4. JAN 9

    5 Keys To Be a Successful Investor and Listener Q&A

    On today's episode of the Retire Sooner Podcast, we dive into the essential pillars for seeking to achieve financial freedom and a fulfilling retirement. Wes outlines five key strategies that may contribute to long-term success: prioritizing stocks, embracing massive diversification, practicing patience and longevity, navigating today's investing challenges, and creating a robust financial plan. Wes is also joined by Christa DiBiase, COO of Clark Howard, Inc., to answer questions from across the country, offering insights on managing high investment fees, planning for retirement without Social Security, and balancing risk in portfolios. Learn more about your ad choices. Visit megaphone.fm/adchoices

    36 min

  5. 12/12/2024

    FOMO Free Investing

    We’ve all met that one guy who pontificates endlessly about the “fantastic” investments he’s made that year. He always seems drawn to the hottest and latest trends. You don’t fully believe him, but it still makes you feel a bit of dread at the thought of being left behind. On this episode of the Retire Sooner Podcast, Producer Mallory joins Wes in the studio to explain why a fear of missing out on the FOMO Freddies of the world is typically not worth the energy. Though his bluster may temporarily cloud your judgment, it doesn’t change the reality that consistently and patiently following the five key principles for successful investing can often provide a significant opportunity for you to achieve the financial freedom you seek. Wes and Mallory discuss the probability of similar long-term returns for different investment styles, such as value, growth, quality, and minimum volatility, when investors incorporate diversification, patience, and discipline into those financial strategies. They underline the importance of understanding your risk tolerance and finding an investment style that fits your temperament so that you can endure for the long haul, no matter how “spectacular” FOMO Freddy claims the current craze to be. Learn more about your ad choices. Visit megaphone.fm/adchoices

    39 min

  6. 12/05/2024

    Riding The Age Wave with Maddy Dychtwald

    Most people have a vague idea of what it takes to stay healthy as we age—some combination of cutting out the delicious, irresponsible activities while adding in more nutritious, boring ones. While it never seemed overly complicated, it also didn’t sound very fun. Today’s guest flipped that script. According to Maddy Dychtwald, a healthy mindset can lower stress, which can actually make it easier and more enjoyable to exercise and socialize. In other words, you don’t have to white knuckle the tedious tasks. You might even look forward to them! For nearly 40 years, Maddy has been exploring all aspects of the Age Wave, and she’s contributed to researching how an aging population can have profound business, social, healthcare, financial, workforce, and cultural implications. She’s a national best-selling author, including her latest, Ageless Aging, an acclaimed public speaker, and an overall thought leader on longevity, aging, and the new retirement. Her insights and research have been featured in Bloomberg Businessweek, Forbes, Newsweek, Time, Fox Business News, CNBC, and NPR. For years, a common belief was that genetics predetermined much of our destiny, but Maddy says that may not be true. New research suggests that up to 90% of our health and well-being is related to our lifestyle and environment. I grilled her on the questions people want answers to. Are trends like intermittent fasting dubious, or can they help? Is walking 30 minutes per day enough, or do you need to add strength training? What’s the latest you should eat before bedtime? Can adopting a pet add purpose to your life? Are men or women more likely to suffer from Alzheimer’s? Maddy’s answers and wisdom shed so much light on what people can do to stack their heart and brain health to increase both the span and quality of life in later years. We all want to live longer, better lives. Maddy might be able to help us enjoy the process along the way. Learn more about your ad choices. Visit megaphone.fm/adchoices

    1h 3m

  7. 11/21/2024

    What Makes A Good Life?

    Everyone wants a good life, but what does that mean, and how can you make it happen? On today’s show, Wes combines analysis from a neuroscientist, a bank CEO, and two very different retirees to find the overlapping characteristics of each. According to Dr. Wendy Suzuki, professor of Neural Science and Psychology at New York University, the unifying theme is some sort of fulfillment. In a discussion with Annabel Spring, CEO of HSBC Global Private Banking and Wealth, the two explored how 11,000 bankers defined well-being. Some of the answers may surprise you. According to two retirees to whom Wes recently spoke, retirement can look very different for each person. One felt retirement was everything he’d ever dreamed it could be and recommended people do it sooner, whereas the other thought it was overrated and missed working. Examining their feelings through the prism of Dr. Suzuki’s outlook, Wes determines that both are correct and gives specific reasons why that revelation is more uplifting than many might think. From life mapping to learning how to sail, Wes identifies what people seem to need from a happy retirement and how the timing and execution might be unique for each. By self-examining what makes a great day, you can take the first step toward finding your own purpose-filled retirement and ultimately put in the work it takes to get there. Learn more about your ad choices. Visit megaphone.fm/adchoices

    33 min

  8. 11/14/2024

    How To Squeeze The Most Juice Out Of Retirement With Dr. Riley Moynes

    I was recently at my son’s football games when one of the other dads walked over. He looked about 45 and said he was starting to think about the future. It’s a typical age for that concern to creep in, especially once a person feels financially secure. Now that you can take your foot off the gas a little bit, where should you steer the vehicle? Dr. Riley Moynes is a doctor of figuring out what to do next. Specifically, he has a PhD in Education, but his journey extends beyond academics. In addition to his 20-year career as an educator, he ran a successful wealth management firm and authored several books, including the popular financial planning guide “The Money Coach.” I wanted to have him on the show because of his TED talk about the 4 phases of retirement. With millions of views, it’s clear his words struck a chord with so many people desperate for tips on what to expect and how to navigate this portion of their lives. In our conversation, he walked me through all four phases, where major pitfalls often occur, and how they might be avoided. Whether you’re thinking about today, tomorrow, or the next day, Dr. Riley Moynes can help you figure out how to squeeze the most juice out of your retirement so you and your family can live happy, purpose-filled lives. Learn more about your ad choices. Visit megaphone.fm/adchoices

    1h 4m
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4.4
out of 5
379 Ratings

About

Wes Moss is on a mission: help at least 1 million Americans of any age retire sooner and find joy along the way. A seasoned finance professional, best-selling author, broadcaster, and teacher, Wes has done extensive research on the habits of the happiest retirees. On this podcast, Wes shares key lifestyle and money habits you can implement now to prepare for a secure future while not depriving yourself of happiness in the present. In addition to leveraging his 20+ years of knowledge as an investment advisor, Wes brings in guests and specialists to teach you how to set and work towards your financial and lifestyle objectives. Refreshingly-free of mind-numbing financial jargon and unrealistic money goals, Retire Sooner with Wes Moss gives listeners the tools on how to retire sooner in the real world.

Information

  • Creator
    Wes Moss
  • Years Active
    2014 - 2025
  • Episodes
    240
  • Rating
    Clean
  • Copyright
    Copyright © 2004 – 2021 Wes Moss
  • Show Website
    Retire Sooner with Wes Moss

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