Better With Money

The Irish Times
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NEW EPISODES are here, starting on February 24th. If you find managing your money a struggle, this is the podcast for you. From The Irish Times, Better With Money is a crash-course in how to spend responsibly, save effectively and make big financial decisions wisely. Hosted on Acast. See acast.com/privacy for more information.

  1. -6 дн.

    Ireland’s new EV scrappage scheme opens tomorrow. Can you still get the €5,000 grant?

    In this week’s episode, the font of all motoring knowledge Neil Briscoe is taking us through the government’s new pilot ICE to EV scrappage scheme. For us non petrol heads, those acronyms essentially mean “give up yer aul polluting car for an electric vehicle instead.” It involves trading in your end-of-life petrol or diesel car (at least 13 years) for a new EV, and is weighted 65% towards rural dwellers. Opening tomorrow with just 2000 places, the scheme is already oversubscribed. However Neil is expecting the government will announce a new round. He runs through the best value EVs on the market right now from the cheapest options (like the Hyundai Inster) up to the €50,000 grant cap. He also explains why small EVs are getting cheaper, and why the growing used-EV market shouldn’t be discounted. Presented by Aideen Finnegan Hosted on Acast. See acast.com/privacy for more information.

    32 мин.

  2. 23 июн.

    ‘The cheapest quote can end up being the most expensive’: How to keep renovation costs down

    Unless you’re Dermot Bannon, doing up your house must be one of the most expensive and nerve-wracking jobs you can ever take on. In this episode of Better with Money, Quantity Surveyor Shay Lally (aka @houses_to_restore on Instagram) speaks to Aideen Finnegan about how to plan and cost the renovation of an average 3-bed semi-d in Ireland. He explains why the cheapest quote can often end up being the most expensive because of omissions or “front-loading”, where the builder gets the bulk of the payment at the beginning and then ghosts you for the smaller jobs later on. Shay also explains how getting a QS involved from early on can help your budget with estimates, making payment assessments and negotiations during the project and tracking a final tally. And he also outlines common budget risks, the need for a clear brief, and prioritising essentials like insulation, heating and rewiring over finishes. This episode also covers SEAI and Vacant/Derelict Homes grants, staged bank drawdowns, contracts, red flags with tradespeople, and renovation choices that can add or reduce a home’s resale value. This episode is for information purposes only and does not constitute financial advice Hosted on Acast. See acast.com/privacy for more information.

    39 мин.

  3. 16 июн.

    ‘It just absolutely baffles me’: How Ireland’s ‘single tax’ hurts at weddings as well as mortgages

    From supplements on hotel rooms to needing to save tens of thousands of euro on your own to buy a home, the costs of doing anything in Ireland - as a single adult - are hidden and varied. Irish Times columnist and author, Emer McLysaght, joins Aideen Finnegan and Conor Pope on this episode of Better with Money to discuss the many ways single people are penalised by the so-called "single tax". While Ireland's tax system doesn't explicitly "reward" married or cohabiting couples, it is more favourable for them. And that's before you consider the single person's financial burden of trying to save for a home at a time of record rents, energy prices and grocery bills. Would you go as far as refusing to put cash in an envelope at your friend's wedding in a bid to save money? Emer would. And she has, too. Hosted on Acast. See acast.com/privacy for more information.

    31 мин.

  4. 9 июн.

    Is your fixed-term mortgage ending this year? Tips on getting lowest rates in Ireland

    Can changing your mortgage to a fortnightly payment plan save you money and reduce the overall term? Will striving to get your loan-to-value ratio down unlock the best interest rates? And how can you even go about that anyway? These questions and more are answered by Cian Carolan, MD of DNG Financial Services in this second episode of mortgage strategising. It’s all about finding a way to pay down that mortgage as quickly and painlessly as possible. Cian also explains what to consider if you’re rolling off a fixed-term rate cycle this year, and answers a question about how easy (or not!) it is for separating couples to buy each other out.   This episode is for information purposes only and does not constitute financial advice.   If you missed last week's episode you can listen to it here, or scroll back one episode in the Better with Money feed.   Presented by Aideen Finnegan. Hosted on Acast. See acast.com/privacy for more information.

    26 мин.

  5. 2 июн.

    Should you try and overpay your mortgage or invest instead?

    What are the fastest and least painful ways of paying off your mortgage? Should you overpay, if you can? Or should you use any extra money to invest instead? What about switching - how much can it save you, really? These are the types of questions we're putting to Cian Carolan, financial planner and managing director of DNG Financial Services. In this episode we discuss affordability and why it's crucial to consider motivations and wider financial planning before calling your lender. Cian also explains fixed and variable mortgage rates, how much they are expected to increase this year and options like split rates where you you fix on a portion of the loan but pay variable on the other. This episode is more relevant to current mortgage-holders. Those looking to get a home loan for the first time should check out this earlier episode of Better with Money. This episode is for information purposes only and does not constitute financial advice. Presented by Aideen Finnegan Hosted on Acast. See acast.com/privacy for more information.

    23 мин.

  6. 26 мая

    I’ve helped people clear debt for 30 years. Here’s how to tackle it.

    Whether it's a few hundred euro on a credit card that you just can't manage to clear, or if you have fallen behind on your mortgage repayments due to an unforeseen life event - if debt is keeping you awake at night, this is the podcast you need to hear. This conversation with Gwen Harris, regional manager with the Money Advice and Budgeting Service explores practical, step-by-step ways to regain control of your finances - from creating a realistic budget to understanding options like loan consolidation and personal insolvency. Gwen also breaks down popular repayment strategies such as the “snowball” and “avalanche” methods, and highlights how people can maximise their income by claiming entitlements they may not realise they’re eligible for. She also shares advice for families, including why it’s important for parents to have honest conversations about contributions from adult children still living at home, especially during times of financial strain. Plus, Gwen offers simple, practical saving tips that can make a real difference over time. Presented by Aideen Finnegan You can contact MABS in confidence via their web site, call in person to one of their 60 regional offices or phone their helpline on 0818 07 2000. Previous episodes of Better with Money which deal with debt can be found here: ‘How we saved €100k in four years’ ‘I went from €17,000 in debt and jobless to paying off my mortgage early’ 'I cleared six figures’ worth of debt in Ireland. These are the low-risk ways to invest' Better with Money is for information purposes only and does constitute financial advice Hosted on Acast. See acast.com/privacy for more information.

    32 мин.

  7. 19 мая

     'My pension fund has grown by 69% in three and a half years' - here's how to maximise yours

    If you have pension anxiety - either because you don't have one yet or because the one you do have won't cut it - this is the episode for you. Sjoerd Bak, a qualified financial adviser and founder of Become a Millionaire explains why pensions should come before any other investing, especially for those worried their retirement fund won’t be enough. Bak shares how a stroke in 2020 prompted him to reassess his finances, simplify his approach, and retrain as an adviser after running workplace “Become a Millionaire” sessions. He explains Ireland’s pension tax relief and argues the tax benefits can’t be beaten by ETFs or stock picking. He urges listeners to track income and spending, log into their pension portal to review fees and asset allocation (especially equity exposure), and focus on consistent, long-term investing. Plus, find out how Freud's pleasure pain theory can help reframe your money mindset. Presented by Aideen Finnegan. This episode is for information purposes only and doesn't constitute financial advice. Check out our previous episode on pensions with assistant business editor Dominic Coyle can be found here. You can find Sjoerd's guide to pension relief here and his finance tracker here. Hosted on Acast. See acast.com/privacy for more information.

    27 мин.

  8. 12 мая

    Flights, car hire and the airport 'golden hour': Conor Pope's guide to holiday spending traps

    Wondering how you'll stretch your holiday budget amid uncertainty over rising energy costs and jet fuel supplies? Pricewatch editor Conor Pope has the latest on what the conflict in the Middle East might mean for airline cost-cutting, and why you should take out travel insurance as soon as you book. He also shares the airport spending traps you need to avoid to keep more money in your pocket. (Did you know they try and keep you in the shopping hall for longer by waiting ages to reveal your departure gate?!) There's also advice on navigating the world of car hire (fuel policies, collection windows and filming the car). And Conor recommends looking into the free local activities available in your destination location ahead of time, why you should always pay in local currency and make sure you decline ATM conversions. Staycations may offer better value due to sluggish demand, though Irish weather and costs can result in a Father Ted caravan situation. Presented by Aideen Finnegan Hosted on Acast. See acast.com/privacy for more information.

    31 мин.
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Об этом подкасте

NEW EPISODES are here, starting on February 24th. If you find managing your money a struggle, this is the podcast for you. From The Irish Times, Better With Money is a crash-course in how to spend responsibly, save effectively and make big financial decisions wisely. Hosted on Acast. See acast.com/privacy for more information.

Информация

  • Канал
    The Irish Times
  • Автор
    The Irish Times
  • Годы выхода
    2025 - 2026
  • Выпуски
    36
  • Ограничения
    Без ненормативной лексики
  • Авторские права
    © The Irish Times
  • Сайт подкаста
    Better With Money

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