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11/12/2024

Bitcoin Explained To A Guy Who Knows ZERO

Ok Cypto Bros, with the 100k milestone upon us, it's finally time to do an episode on Bitcoin. As basic an episode as possible, because while host Daren Blonski CFP® has been wise to the coin world for some time, co-host Dano Weir only knows what he's seen in a few headlines. So for educational purposes only, let's have a based conversation about the coins that exist but you can't hold in your hand. Maximalists will probably laugh and deniers might scoff. We just want to have an open conversation about the 7th largest asset class in the market. This episode is perfect if you know nothing about crypto and at least want to know what people are talking about. Full video on our YouTube Channel If you're new to Sonoma Wealth, book your Wealth Analysis right here: https://sonomawealthadvisors.com/book-your-wealth-analysis CHAPTERS 0:00 Cold Open: The Mario Coin Riddle 2:12 Welcome to It's All Money 3:23 What Is Crypto, Really? 7:06 Creating Coins Out of Thin Air: Public and Private Keys 9:14 Cash vs. Bitcoin: The ATV Purchase 12:00 The 21 Million Cap and the Case for Scarcity 14:43 Splitting Bitcoin and Why It Can't Be Shut Down 17:54 Bitcoin Culture and How Daren Got Hooked 19:57 Is Bitcoin Used for Illegal Transactions? 20:52 Can Bitcoin Be Hacked? Exchanges, Mount Gox, and Regulation 23:38 A Bitcoin ATM in a Petaluma Market 25:28 Is Bitcoin More Dangerous Than Traditional Currency? 28:26 Bitcoin ETFs Explained Through Gold 32:14 Hodling, Lost Wallets, and the Coins That Never Move 35:58 What Happens If the Dollar Recalibrates? 37:12 Echoes of 2008 and the Birth of Bitcoin 39:29 How Bitcoin Mining Actually Works 44:06 Debunking the Bitcoin Energy Myth 46:11 Digital Photos as an Analogy for Cash and Crypto 46:59 The Dollar Is Being Inflated Away 48:14 Should You Add Bitcoin to Your Portfolio? 49:10 Everything Is Backed by Belief 51:20 The Bitcoin Landfill: James Howells' Lost Fortune 52:47 The Forgotten Password Worth $190 Million 54:06 A 1708 Shipwreck and the History of Lost Wealth 55:50 NFTs, Scams, and Spotting Bitcoin Maximalists 58:40 Wrap-Up and Disclosure Refrences: https://www.investopedia.com/terms/c/cryptocurrency.asp https://www.nerdwallet.com/article/investing/cryptocurrency https://en.wikipedia.org/wiki/Cryptocurrency https://www.imf.org/en/Blogs/Articles/2024/08/15/carbon-emissions-from-ai-and-crypto-are-surging-and-tax-policy-can-help https://www.bbc.com/news/articles/cgr0dyy152jo https://www.msn.com/en-us/money/markets/analyst-warns-of-leverage-driven-xrp-pump-as-token-flips-tether/ar-AA1v5Enr https://www.history.com/news/san-jose-shipwreck-battle-2 https://www.investopedia.com/articles/forex/121815/bitcoins-price-history.asp
há 3 dias

Why Mortgage Rates Are Rising While the Fed Holds Steady

Mortgage rates are pushing toward 7% at 6.83% on the 30-year while the Fed held its benchmark at 3.50% to 3.75% and the 30-year Treasury yield climbed to 5.3%. This week on On The Markets we explain why mortgage rates follow the long end of the curve and not the Fed funds rate and what doubled Treasury buybacks signal for bonds, borrowing costs and the $40 trillion debt backdrop. This week Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Marketing Director Dano Weir: • Are mortgages basing to go higher? Or are they starting a distribution pattern and heading lower? Daren's got the charts and his take on the situation. • Why rates likely won’t come down despite the 2nd best jobs report of the year. • The impact rates have had on bonds, a traditional inflation hedge. • If you listened to the headlines this week, you probably thought he market dipped, but in fact it didn't. Let's find out why. 0:00 Intro 3:40 Investor sentiment this week 4:11 Big number on the Jobs Report 7:11 Net interest will exceed key programs in 2036 10:55 Where did the jobs come from? 13:20 Service PMI is expansionary 14:46 Data centers outpacing all other private construction 16:20 Hyperscaler debt has doubled in nine months 17:55 Credit markets not showing signs of stress 19:16 Rates lower no matter what? 20:24 Inflation pressure broadens 22:55 Gas price increases since Iran War 25:50 Bonds have lost their hedge against inflation 27:14 Bond drawdowns are far smaller than in 2022 28:00 Rolling 10-year returns stocks vs bonds 28:20 Gold and stocks correlation finally separating 30:44 10-year treasury 31:10 Mortgage rates...dropping? 32:58 Oil this week 36:45 Gold recovered, silver may have survived 37:32 Bitcoin standing pat after a jump 38:00 Ethereum set to break out? 39:00 S&P 500 actually beat last week, equally weighted a different story 40:25 Agg bond market getting worn out? 42:15 Volatility really low Full video on our YouTube Channel Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis
11 de jun.

Trump Accounts vs 529 vs Custodial Roth: Which Could Win for Your Grandkids

Last summer Congress created a brand new savings vehicle for minors called the “Trump Account” or 530A account. For families building generational wealth, the rules might not be what you'd expect. In the latest episode of our podcast It’s All Money, we're stacking it head-to-head against 529 accounts and the Custodial Roths to show you which one could win for your grandkids, your estate plan, and your tax bill. Marketing Director Dano Weir and Managing Principal Daren Blonski examine: The functional steps needed for your grandkids to potentially receive a one-time investment $1000 from the fed or $250 from the Dell Family. Why gift tax, Roth conversions and state tax could cause headaches for high-net worth families with Trump Accounts. The overall benefits of teaching investing to kids at an early age and potential downstream upside for their future in retirement. As with all our podcasts, we approach these real-life finance topics (that can cross in to politics) with practicality. We assess the financial aspects and share our perspective on how they may or may not fit in a client’s life. We hope you enjoy the episode. Book your Wealth Analysis right here: https://sonomawealthadvisors.com/book-your-wealth-analysis Full episode video on our YouTube channel References: https://www.congress.gov/crs-product/R48910 https://www.irs.gov/newsroom/treasury-irs-issue-guidance-on-trump-accounts-established-under-the-working-families-tax-cuts-notice-announces-upcoming-regulations https://www.federalregister.gov/documents/2026/03/09/2026-04533/trump-accounts https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title26-section530A&num=0&edition=prelim https://www.whitehouse.gov/wp-content/uploads/2025/03/Trump-Accounts-Give-the-Next-Generation-a-Jump-Start-on-Saving.pdf https://www.investor.gov/introduction-investing/investing-basics/investment-accounts/tax-advantaged-accounts/trump-accounts https://www.schwab.com/learn/story/trump-accounts https://corporate.vanguard.com/content/corporatesite/us/en/corp/articles/what-to-know-about-new-trump-accounts-for-kids.html https://www.fidelity.com/learning-center/personal-finance/trump-accounts-big-beautiful-bill https://www.fidelity.com/learning-center/personal-finance/trump-accounts-vs-529-utma-ugma-roth-IRA https://www.psca.org/news/psca-news/2026/3/trump-accounts-vs.-529s-for-college-saving _______________________________________ Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
28 de ago.

Jackson Hole: Why the Fed Isn't Cutting and Mortgages Stay High

Fed Chairman Warsh took the stage at their annual summer meeting at Jackson Hole while mortgage rates held at 6.67% and futures priced a 64% chance of no cut in September. Short rates are set by the Fed, but it would appear long rates are now set by the market. Does it even matter that he indicated the potential for a rate hike in September? Let's find out On The Markets. This week Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Marketing Director Dano Weir: • What did Fed Chariman Walsh say about rates at their annual meeting at Jackson Hole now that the Fed aims to be less transparent? • What’s your approach as an investor? A decade-wide look at diversified investing like Berkshire Hathaway vs. the boom and bust of the Nasdaq. • Lake America? How about the Gulf Of American Homebuyers To Sellers? A look at the historic imbalance. • Why Daren thinks you shouldn’t read into anything until Labor Day Full video available here on our YouTube Channel Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis _____________________________________ Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
21 de ago.

National Debt Tops $40 Trillion As Treasury Doubles Bond Buybacks - What You Need To Know

The national debt crossed $40.05 trillion on August 18 as the 30-year Treasury yield climbed above 5.3% to its highest level since 2007. To support market liquidity, the Treasury will at least double its long-end buyback operations from $2 billion to at least $4 billion per operation beginning September 9, covering 10-to-20 and 20-to-30 year securities. To the average investor, those events may be hard to comprehend. This week we take on the bond market with perspective on On The Markets from Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Marketing Director Dano Weir: • How the war in Iran, Japanese oil and “bond vigilantes” all coalesced into a historic extension of buyback operations this week. • US National Debt passes $40T. Which President borrowed the most? Hint: he’s not currently in office. • US government is facing a spending cliff next year- what will they do when their obligations finally exceed their income? • Biggest trading loss of all time was recorded this month, more than double the 2nd place on the list! • Plus despite the Fed’s attempt to control the bond market, Daren’s got the charts to show the market’s calling Bessent’s bluff. 0:00 Intro 8:30 US still leads gold reserves 15:10 The treasury buyback explained 25:00 Treasury announcement didn't last 28:55 US debt by President 38:50 S&P 500 stocks with dividends greater than the 10Y 40:20 Rising 30 years yields vs. stock market rallies 41:17 Situational Awareness is the biggest trading loss ever by 2x 42:00 Private equity ownership of insurance 44:23 Big tech spending is $3T larger than it seems? 45:00 New home prices vs resale 51:00 S&P this week 56:25 Global liquidity tracker 59:00 The market this week 1:16:00 Oil this week 1:18:00 The Dollar this week 1:19:00 10Y this week 1:19:20 NVidia this week Full video on our YouTube Page Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis _____________________________________ Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
15 de ago.

Record Highs On Bad News?

The market just hit a record high on bad economic news — and that's not a typo. Three Fed officials just voted to raise rates while investors are betting on a September cut, and this week's CPI and PPI reports could decide who's right. We're breaking down what's really driving this rally, and whether it's built to last — let's find out On The Markets. This week Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Marketing Director Dano Weir examine: • Consumer spending came in soft? Consumer confidence is even lower? Rate hikes possibily on the horizon? We discuss why the “honey badger market” just don’t care. • Why data centers are being exempted from selling shares in a way that other businesses are not. • Corporate bank lending hits an all time low. Why does private credit rule the kingdom? 0:00 Intro 13:30 Producer price index downtick? 14:40 Consumer price index downtrend? 15:30 Housing sales remain low 17:17 Bank lending to corporations hits all time low 18:35 SEC exempts data centers from securitization rules 20:00 Hyperscaler credit default swap spreads widening 26:00 Valuations to returns 27:30 S&P Profit Margins 29:45 S&P Energy companies vs. Tech companies 31:47 Bond allocations declining? 38:30 S&P this week 43:03 Fed hike not coming? 48:00 S&P heat map 50:00 Oil this week 53:00 VIX this week 54:30 Dollar remains strong 59:47 Bitcoin showing weakness Full video on our YouTube Channel Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis _____________________________________ Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
7 de ago.

Roth Conversion vs RMD: What Every High Earner Needs to Know Before Age 73

Roth Conversion vs RMD: What Every High Earner Needs to Know Before Age 73 Your RMD isn't just a withdrawal — it's the IRS setting off a chain reaction that can spike your Medicare premiums, tax your Social Security, and wipe out the charitable giving move you didn't even know you had. In the latest episode of It's All Money, Sonoma Wealth Managing Principal Daren Blonski CFP® and Marketing Director Dano Weir walk through: • The four traps hiding inside that required distribution. • Why the window to get ahead of them closes before you turn 73. • The three moves you can take as a retiree to optimize or adjust to these conditions. If you'd rather protect your heirs or portfolio than just write the check, check out this episode. Book your Wealth Analysis right here: https://sonomawealthadvisors.com/book-your-wealth-analysis Sources: RMD Basics / Age 73 Rules https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-required-minimum-distributions-rmds https://www.irs.gov/retirement-plans/retirement-plan-and-ira-required-minimum-distributions-faqs https://www.schwab.com/learn/story/rmd-reference-guide https://www.fidelity.com/retirement/required-minimum-distributions IRMAA / Medicare Premium Surcharges https://www.medicareresources.org/medicare-eligibility-and-enrollment/what-is-the-income-related-monthly-adjusted-amount-irmaa/ https://incomelaboratory.com/irmaa-brackets-2026-guide/ https://www.instead.com/resources/blog/rmds-impact-on-tax-brackets-and-medicare-premiums https://www.schwab.com/learn/story/how-higher-income-can-affect-medicare-premiums Social Security Taxation Thresholds https://www.troweprice.com/en/us/insights/the-impact-of-social-security-benefits-on-your-taxes https://www.greenbushfinancial.com/all-blogs/social-security-tax-strategy https://www.congress.gov/crs_external_products/R/HTML/R48613.html https://www.schwab.com/learn/story/before-and-after-managing-social-security-taxes Qualified Charitable Distributions (QCDs) https://www.schwab.com/learn/story/reducing-rmds-with-qcds https://www.fidelity.com/retirement-ira/required-minimum-distributions-qcds https://www.fidelitycharitable.org/guidance/philanthropy/qualified-charitable-distribution.html https://www.congress.gov/crs-product/IF11377 Inherited IRA / Heir Protection (SECURE Act 10-Year Rule) https://investor.vanguard.com/investor-resources-education/retirement/rmd-rules-for-inherited-iras https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-beneficiary https://www.schwab.com/ira/inherited-and-custodial-ira/inherited-ira-withdrawal-rules https://www.fidelity.com/learning-center/personal-finance/retirement/non-spouse-IRA _______________________________________ Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
31 de jul.

The Fed Holds. AI Does Not.

Fireworks in July typically happen on the 4th, but the market waited until the end of the month to let loose a "big finale". Significant drawdowns in AI-related verticals, stability concerns in Japanese Yen and how it may all have been underpinned by new Fed Chair Kevin Warsh holding the line at this month's Fed Meeting. Let's get the latest On The Markets. This week Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Marketing Director Dano Weir examine: • Rates stayed put at the July Fed Meeting. How much of an effect did that have on this week’s market performance? • The cautionary tale of leveraged AI investing that came to an end this week. • AI volatility feels like the S&P would be “down”? Daren has the key line it actually passed this week that’s not leading the narrative. • A look at SpaceX’s significant underperformance in light of this week’s drawdowns. • What credit default swaps tell us about this week’s AI volatility. 0:00 Cautionary tale of the Situational Awareness hedge fund and thoughts on leveraged investing 21:00 America's farmland value vs. Datacenters 25:00 SpaceX IPO underperforming 27:17 Sentiment: bears up, bulls down 28:37 Fed Meeting: rates held 34:10 Treasuries right now 38:02 Core PCE has been above 2% for 63 consecutive months 39:25 Junk credit spread 40:00 Over half of the S&P is priced at 10x sales 41:00 Cost of insuring hyperscalers spiking 42:10 Hyperscaler debt surging 43:31 Bull market cycles 46:00 Bitcoin, the sure thing that wasn't sure 49:30 S&P actually did better than you think 1:02:00 Oil sitting in a sweet spot? 1:05:00 SpaceX struggling, COCA COLA is up?! 1:09:45 The Dollar and the Yen- US stepping in to support Japan? 1:10:40 Interest rates are problematic 1:13:30 Mid cap breaks support 1:14:30 Semiconductor index getting clobbered 1:19:00 Gold continues a rough year 1:20:40 Silver hype train has left the station Full video episode available here: https://youtube.com/live/rf-8XhEpKw4?feature=share Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis _____________________________________ Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
24 de jul.

When Good News Isn't Enough

Inflation numbers show a significant decline, but the market couldn't have cared less this week. Spiking oil amid new mid-east turmoil lead the narrative this week, outshining inflation or easing unemployment. What could that mean for the back half of 2026? Let's find out, On The Market. This week Sonoma Wealth Managing Principal Chris Sipes CFP® and Marketing Director Dano Weir examine: • OpenAI? Anthropic? Those are the companies to be in 2026? The chart that shows those hyperscalers hemorrhaging cash and the industry that’s happily on the receiving end. • How China is side-stepping the Iran oil crisis. • Think the US is the most expensive housing market in the world? Would you be surprised to learn it’s not even in the Top 10? • Not oil, not jet fuel, not rice, not cotton...the chemical symbol that’s up 142% since the start of the Iran war. What is it? 0:00 Intro 5:14 US has a low home price to income ratio? 6:50 Low income wages have kept pace with inflation? 8:40 Investor sentiment 10:02 China side-stepping the Iran crisis? 11:22 Lowest unemployment claims since 1969? 16:00 US 10-Year Yield 18:04 Semiconductor companies devouring hyperscaler cash flow 21:27 2-year treasury rate 23:08 30-year TIPS yield 26:36 Google's "Other Income" soaring 28:00 Hyperscalers cash flows coming to a halt 29:45 Consumer electronics spiking 32:30 Price increase since start of the Iran War 33:53 S&P this week below the 50 day moving average 35:42 Nasdaq this week also stays below 50 day moving average 37:14 Russell 2000 showing strength 37:50 Developed markets trading sideways for now 38:50 Emerging markets also trading sideways 39:50 Agg Bond index continues its sideways trend 41:55 Long bonds continue downward 43:40 Bitcoin just hanging out 44:34 Commodities surging? Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis Full YouTube video of this episode available here: https://youtube.com/live/2L6vwbpZQb0 _____________________________________ Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
7 de ago.

What Yen? Why Watching The Yen Right Now Is Smart.

Why should Japan's currency have anything to do with your US tech company investment portfolio? What if...it had everything to do with the entire market? One carelessly or carefully left note from Treasury Secretary Scott Bessent sent the Yen Carry Trade straight to the top of the headlines this week, and we're going to break it down, On The Markets. This week Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Marketing Director Dano Weir examine: • What AI dropoff? How unexpected earnings and a 59th end to the Iran war sent the market to new all time highs this week. • The surprising chart that shows home affordability may actually be coming down, if you’re employed. • Being employed is becoming more difficult as 2026 wears on. What new jobs numbers means for the market. 0:00 What is the Yen Carry Trade? 26:56 Investor sentiment 31:00 Interest rates 34:00 Inflation 35:59 Wages outpacing home price inflation? 37:05 Work hours per man dropping? 39:23 AI boom outpaces the housing boom 41:00 Yield curve inversion matters 43:46 US economy lost jobs in July 45:00 Keep an eye on gold Full video availbe here on our YouTube Channel Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis _____________________________________ Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

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