Australian Property Talk

Redom Syed

Welcome to Australian Property Talk — I'm Redom, a property fanatic.  I love sharing stories from the 1000's of investors i represent in my day job at one of Australia's biggest mortgage broking companies, Flint. I have two brilliant co-hosts who bring a perfect blend of expertise on the economy, property trends and where to buy real estate!  One is a former Treasury economist, Curtis Stewart, who runs FlintInvest - an award winning mortgage broking company for property investors Australia-wide.  His officially the smartest person i know, and full of golden nuggets! My other co-host is Adi Chanda, a man everybody loves, a seasoned buyers agent with a giant property portfolio and fellow property nerd. Adi runs Alaya Property with me, adding in a unique economics driven property strategy that outperforms all the herd following data-driven agents dominating the buyers agency scene in 2025.

  1. 2d ago

    Melbourne Apartments: The Exact Due Diligence We Do On EVERY Property

    Send us Fan Mail 👉 BUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest 👉 Run the numbers on your Melbourne apartment - pick a suburb, enter your situation, get your estimated monthly cost and Alaya's full investment scorecard in under 2 minutes: https://rebrand.ly/apcalculator Buying a Melbourne apartment without doing proper due diligence is one of the most expensive mistakes you can make in property. In this episode, Redom sits down with Adi to walk through the exact 49-point checklist they use before recommending any apartment to a client. This isn't theory. This is the live process a team actively buying Melbourne apartments runs on every single property that comes through their doors - and the reason they reject 9 out of 10. We unpack: 📌 Why building size and density is the number one filter 📌 The owner-occupier mix rule every apartment investor needs to know 📌 What the strata report actually tells you - and what to look for 📌 Why natural light and layout affect resale more than most investors realise 📌 The mixed-use and student accommodation traps to avoid 📌 How to read a sinking fund and why it matters 📌 The street-level checks that no desktop DD can replace 📌 Real examples of apartments that failed the checklist - and why If you're buying a Melbourne apartment in 2026 - or thinking about it - this episode gives you the exact framework to make sure you get it right. Whether you're a first-time investor, an experienced buyer or someone trying to understand what separates a great Melbourne apartment from a liability - this one is essential viewing. #MelbourneApartments #AustralianProperty #PropertyInvesting #DueDiligence #HousingMarket #RealEstateAustralia #MelbourneProperty  This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    48 min
  2. 2d ago

    The Government Has Smashed Property Investing: How to Grow A Portfolio Now

    Send us Fan Mail 👉 Work with BEN ROBINSON directly: https://meetings.hubspot.com/benrobinson2/15-mins?uuid=facc459f-7338-47c2-be3c-ed5820f535e6 👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest Property investing in Australia has completely changed — and the old “equity release and buy again” strategy no longer works like it used to. In this episode, we break down how modern investors are building scalable property portfolios in today’s lending environment. Joined by Ben Robinson the conversation dives deep into portfolio structuring, borrowing capacity, trusts, tax strategy, cash flow management and the finance mistakes stopping investors from growing. Using a real client case study with 12 investment properties, this episode explores: 📌 Why finance is the real game in property investing 📌 How portfolio structure impacts future borrowing power 📌 The risks of multiple properties inside one trust 📌 Why income growth matters more than ever 📌 How modern investors think strategically about debt 📌 The importance of cash flow and yield in portfolio scaling 📌 Common mistakes investors make with accountants and lenders 📌 The changing landscape of Australian property investing If you’re serious about building wealth through property, this episode gives you the modern framework needed to grow sustainably in today’s market. #PropertyInvesting #RealEstateAustralia #WealthBuilding #InvestmentProperty #PropertyFinance Chapters 00:00 - 00:24 Introduction 00:24 - 04:08 Why Property Investing Has Changed 04:08 - 08:03 The 12-Property Portfolio Case Study 08:03 - 12:18 Why Finance Is More Important Than Property Selection 12:18 - 16:33 Portfolio Structuring & Trust Strategies 16:33 - 20:54 Borrowing Capacity Challenges Explained This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    21 min
  3. May 14

    Migration has FLIPPED: What it means for each Australian City

    Send us Fan Mail 👉 BUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest Australia’s migration story is changing and this shift could reshape the housing market over the next decade. In this episode, we break down the key migration trends driving property prices across Australia’s major capital cities, including Brisbane, Melbourne, Adelaide, Perth, Sydney and beyond. Over the last five years, interstate migration and overseas migration helped fuel massive growth in Brisbane, Adelaide and Perth. But now the data is starting to flip. We unpack: 📌  Why Queensland experienced explosive growth after COVID 📌  Why Melbourne could become the next major opportunity 📌  How affordability is changing migration patterns 📌  The link between population growth and housing demand 📌  Why interstate migration matters more than ever 📌  What overseas migration numbers are telling us now 📌  Which cities may outperform over the next few years If you want to stay ahead of Australia’s property market, understand where demand is heading and learn how migration drives real estate cycles, this episode breaks it all down with data, affordability analysis and practical insights. Whether you’re a property investor, first-home buyer, economist or someone trying to understand what happens next in Australia’s housing market — this episode is for you. Chapters 00:00 - 00:46 Introduction 00:46 - 01:44 Migration & Housing 01:44 - 03:20 Interstate vs Overseas Migration 03:20 - 05:20 Queensland Boom 05:20 - 06:50 Brisbane Demand Surge 06:50 - 08:10 Brisbane Affordability 08:10 - 09:40 State Migration Trends 09:40 - 10:55 Melbourne Momentum 10:55 - 12:20 Housing Market Cycle 12:20 - 13:50 Perth & Adelaide 13:50 - 15:00 Overseas Migration Drop 15:00 - 16:30 Brisbane Housing Stress 16:30 - 17:50 Queensland Affordability 17:50 - 19:05 Melbourne Opportunity 19:05 - 20:30 Apartment Market 20:30 - 21:45 Young Australians Moving 21:45 - 23:10 Lifestyle vs Career 23:10 - 24:40 Families Relocating 24:40 - 25:40 Investor Signals 25:40 - 26:29 Final Predictions #AustralianProperty #HousingMarket #PropertyInvesting #RealEstateAustralia #MelbourneProperty  This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    26 min
  4. May 7

    Property Taxes Explained – Stop Losing Money!

    Send us Fan Mail 👉 BUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest In this in-depth conversation, Joe Hart from Obsidian Advisory breaks down the often confusing world of property investment taxes in Australia. This video covers everything from capital gains tax (CGT) and tax planning strategies to superannuation investing and ownership structures. If you’ve ever felt confused by terms like stamp duty, land tax, negative gearing or CGT discounts, this video simplifies it all and explains how these factors impact your real returns and long-term wealth. You’ll learn: 📌 Why tax planning is critical (and often ignored) 📌 The pros and cons of investing through superannuation 📌 How capital gains tax actually works 📌 When and why timing a sale matters (e.g., financial year strategies) 📌 Whether buying property in a trust structure makes sense 📌 Common mistakes property investors make Perfect for beginners and experienced investors alike, this guide helps you make smarter, more tax-efficient decisions. Chapters 00:00 - 00:40 Introduction 00:40 - 01:30 Understanding the Basics of Property Taxes 01:30 - 03:00 Capital Gains Tax Explained Simply 03:00 - 05:00 CGT Discount Changes & What They Mean 05:00 - 07:30 Tax Planning Mistakes Most People Make 07:30 - 10:00 Why Timing Your Property Sale Matters 10:00 - 13:00 Investing Through Super (SMSF Basics) 13:00 - 16:00 Contribution Limits & Restrictions 16:00 - 19:00 Why Not Everyone Uses SMSF for Property 19:00 - 22:00 Trust vs Personal Ownership Explained 22:00 - 25:00 Stamp Duty, Land Tax & Hidden Costs 25:00 - 28:00 Negative Gearing Demystified 28:00 - 31:00 Structuring Your Investments Smartly 31:00 - 34:00 Common Investor Mistakes to Avoid 34:00 - 37:19 Final Advice & Key Takeaways #PropertyInvesting #TaxTips #RealEstateAustralia #WealthBuilding #FinanceEducation  This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    37 min
  5. May 3

    Why Property Investing Alone Won’t Make You Rich

    Send us Fan Mail 👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest This episode dives deep into the realities of building wealth through property investing in Australia. It challenges the common belief that buying property repeatedly is the best path, and instead explores the balance between property, shares and financial strategy. Featuring insights from Riley Jan of Cruz Financial Planning, the discussion uncovers what most investors overlook when trying to scale their portfolio. In this conversation, you’ll learn: 📌 Why Australians are obsessed with property investing 📌 The hidden challenge of serviceability vs equity growth 📌 The importance of having a strong mortgage broker 📌 Why savings and time are your most valuable assets 📌 When (and when not) to consider a self-managed super fund (SMSF) 📌 How to balance property and shares in a growing portfolio Riley Jan - Cruz Financial Planning 📅 Book a FREE 20-30 min call with Riley: https://calendly.com/rileyjancruz/initial-call-1 🔗 Connect with Riley: LinkedIn - https://www.linkedin.com/in/riley-jan/ Instagram - https://www.instagram.com/rileyjanfinancialadvisor/ TikTok - https://www.tiktok.com/@rileyjanfinancialadvisor YouTube - https://www.youtube.com/@RileyJanFinancialAdvisor Website - https://www.cruzfinancialplanning.com.au/ #PropertyInvesting #WealthBuilding #RealEstateTips #InvestingStrategy #FinancialFreedom  Chapters 00:00 - 00:36 Introduction 00:36 - 01:20 Wealth Building Goals 01:20 - 03:00 Property vs Shares: The Big Question 03:00 - 05:30 Why Australians Love Property So Much 05:30 - 08:00 The Reality of Scaling Property Portfolios 08:00 - 11:00 Serviceability vs Equity Explained 11:00 - 14:00 The Role of a Mortgage Broker 14:00 - 17:00 Asset Rich vs Cash Poor 17:00 - 20:00 Why Savings Still Matter Most 20:00 - 23:00 Common Beginner Mistakes 23:00 - 26:00 When Property Strategy Breaks Down 26:00 - 29:00 Should You Invest in Shares Too? 29:00 - 32:00 Portfolio Diversification Strategy 32:00 - 35:00 When to Consider SMSFs 35:00 - 38:00 Time as Your Biggest Asset 38:00 - 41:00 Long-Term Wealth Planning Mindset 41:00 - 48:57 Final Advice & Key Takeaways This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    49 min
  6. Apr 28

    The ATO Crackdown: Why Property Investors Must Act NOW

    Send us Fan Mail 👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest The world is changing fast and property investors are right in the middle of it. In this episode, we break down the dramatic shifts happening in the economy over the past 30 days, from rising inflation and interest rates to global uncertainty and declining confidence. But the biggest shock? The Australian Taxation Office (ATO) is stepping up enforcement—and property investors are directly in the spotlight. Joined by one of Australia’s most recognized accountants and YouTube voices,  @DavieMach   we uncover: 📌 Why the ATO is tightening its grip 📌 What “guilty until proven innocent” really means for investors 📌 The risks of outdated strategies in today’s market 📌 Why your current property plan might need a complete reset If you own investment properties or are planning to invest, this is a must-watch conversation to stay ahead of regulatory changes and protect your financial future. #PropertyInvesting #ATO #RealEstateAustralia #InvestingTips #FinancialEducation Chapters 00:00 - 00:44 Introduction 00:44 - 01:10 ATO Targets Property Investors 01:10 - 03:00 Economic Uncertainty Explained 03:00 - 06:30 Inflation, Interest Rates & Market Impact 06:30 - 10:00 Why Property Strategies Must Change 10:00 - 15:30 The Role of the ATO in Today’s Market 15:30 - 20:00 “Guilty Until Proven Innocent” Explained 20:00 - 25:00 Common Mistakes Investors Are Making 25:00 - 30:00 Why Old Advice No Longer Works 30:00 - 35:00 Protecting Yourself from ATO Audits 35:00 - 40:00 Smart Strategies Moving Forward 40:00 - 45:00 What Investors Should Do Right Now 45:00 - 51:28 Final Thoughts This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    51 min
  7. Apr 22

    Property or Shares? Where Should YOU Invest?

    Send us Fan Mail 👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest This video dives deep into one of the biggest investment debates: property vs shares. Featuring insights from a financial expert, Simran Dhillon. we explore how both asset classes work, their pros and cons, and how they fit into long-term wealth-building strategies. The discussion begins with fundamental questions about financial goals and long-term planning, then moves into the key differences between property and shares, including liquidity, flexibility and risk. You’ll learn: 📌 Why property is less liquid but often seen as stable 📌 How shares provide flexibility and faster access to cash 📌 The importance of financial advice in wealth creation 📌 The evolving role of the financial industry and advisors By the end, you’ll have a clearer understanding of how to balance both asset classes and make smarter investment decisions. #PropertyVsShares #InvestingTips #WealthBuilding #FinancialFreedom #StockMarket Chapters 00:00 - 00:40 Introduction 00:40 - 02:00 Property vs Shares Overview 02:00 - 04:30 Setting Long-Term Financial Goals 04:30 - 07:00 Key Differences Between Property & Shares 07:00 - 09:30 Liquidity Explained (Why Property is Harder to Sell) 09:30 - 12:00 Flexibility of Shares vs Property 12:00 - 14:30 Risks & Trade-offs in Property Investment 14:30 - 17:00 How the Financial Industry Has Evolved 17:00 - 19:30 The Decline of Financial Advisors & Why It Matters 19:30 - 22:00 The Cost of Not Getting Financial Advice 22:00 - 24:30 Wealth Building Strategies Explained 24:30 - 27:00 When to Choose Property vs Shares 27:00 - 29:30 Combining Property & Shares for Growth 29:30 - 32:00 Common Investment Mistakes 32:00 - 34:30 Real-Life Investment Scenarios 34:30 - 36:30 Expert Tips for Smarter Investing 36:30 - 38:21 Final Thoughts This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    38 min
  8. Apr 21

    The Government Is About To Trigger A Collapse: Worst Property Conditions I've Ever Seen

    Send us Fan Mail 👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest This episode dives deep into the harsh macroeconomic conditions impacting the Australian property market in 2026. With rising interest rates, shrinking borrowing power and recession fears looming, the landscape appears risky—but not without opportunity. We break down practical lending frameworks and investor strategies to help navigate uncertainty. From releasing equity early, managing interest-only loans and avoiding overexposure, this video serves as a step-by-step playbook for property investors aiming to survive—and thrive—in a volatile market. Rather than focusing on fear, the episode reframes downturns as moments where smart positioning can create long-term advantage. #PropertyInvesting #RealEstateAustralia #InvestingStrategy #HousingMarket #WealthBuilding Chapters 00:00 - 00:53 Introduction 00:53 - 02:30 Why 2026 is one of the toughest property environments 02:30 - 05:30 Key macro factors 05:30 - 08:00 Borrowing power collapse explained 08:00 - 11:00 Why uncertainty is changing investor behavior 11:00 - 14:00 Risk vs opportunity 14:00 - 17:00 Lending frameworks 17:00 - 20:00 Releasing equity before valuations drop 20:00 - 23:00 Timing strategies in a declining market 23:00 - 26:00 Interest-only loans 26:00 - 29:00 Avoiding overexposure in uncertain conditions 29:00 - 32:00 Structuring your portfolio defensively 32:00 - 35:00 How experienced investors are adapting 35:00 - 38:00 Strategic moves to make right now 38:00 - 42:02 Final playbook: How to “play” the 2026 market This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    42 min

About

Welcome to Australian Property Talk — I'm Redom, a property fanatic.  I love sharing stories from the 1000's of investors i represent in my day job at one of Australia's biggest mortgage broking companies, Flint. I have two brilliant co-hosts who bring a perfect blend of expertise on the economy, property trends and where to buy real estate!  One is a former Treasury economist, Curtis Stewart, who runs FlintInvest - an award winning mortgage broking company for property investors Australia-wide.  His officially the smartest person i know, and full of golden nuggets! My other co-host is Adi Chanda, a man everybody loves, a seasoned buyers agent with a giant property portfolio and fellow property nerd. Adi runs Alaya Property with me, adding in a unique economics driven property strategy that outperforms all the herd following data-driven agents dominating the buyers agency scene in 2025.

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