Australian Property Talk

Redom Syed

Welcome to Australian Property Talk — I'm Redom, a property fanatic.  I love sharing stories from the 1000's of investors i represent in my day job at one of Australia's biggest mortgage broking companies, Flint. I have two brilliant co-hosts who bring a perfect blend of expertise on the economy, property trends and where to buy real estate!  One is a former Treasury economist, Curtis Stewart, who runs FlintInvest - an award winning mortgage broking company for property investors Australia-wide.  His officially the smartest person i know, and full of golden nuggets! My other co-host is Adi Chanda, a man everybody loves, a seasoned buyers agent with a giant property portfolio and fellow property nerd. Adi runs Alaya Property with me, adding in a unique economics driven property strategy that outperforms all the herd following data-driven agents dominating the buyers agency scene in 2025.

  1. 12H AGO

    Property Taxes Explained – Stop Losing Money!

    Send us Fan Mail 👉 BUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest In this in-depth conversation, Joe Hart from Obsidian Advisory breaks down the often confusing world of property investment taxes in Australia. This video covers everything from capital gains tax (CGT) and tax planning strategies to superannuation investing and ownership structures. If you’ve ever felt confused by terms like stamp duty, land tax, negative gearing or CGT discounts, this video simplifies it all and explains how these factors impact your real returns and long-term wealth. You’ll learn: 📌 Why tax planning is critical (and often ignored) 📌 The pros and cons of investing through superannuation 📌 How capital gains tax actually works 📌 When and why timing a sale matters (e.g., financial year strategies) 📌 Whether buying property in a trust structure makes sense 📌 Common mistakes property investors make Perfect for beginners and experienced investors alike, this guide helps you make smarter, more tax-efficient decisions. Chapters 00:00 - 00:40 Introduction 00:40 - 01:30 Understanding the Basics of Property Taxes 01:30 - 03:00 Capital Gains Tax Explained Simply 03:00 - 05:00 CGT Discount Changes & What They Mean 05:00 - 07:30 Tax Planning Mistakes Most People Make 07:30 - 10:00 Why Timing Your Property Sale Matters 10:00 - 13:00 Investing Through Super (SMSF Basics) 13:00 - 16:00 Contribution Limits & Restrictions 16:00 - 19:00 Why Not Everyone Uses SMSF for Property 19:00 - 22:00 Trust vs Personal Ownership Explained 22:00 - 25:00 Stamp Duty, Land Tax & Hidden Costs 25:00 - 28:00 Negative Gearing Demystified 28:00 - 31:00 Structuring Your Investments Smartly 31:00 - 34:00 Common Investor Mistakes to Avoid 34:00 - 37:19 Final Advice & Key Takeaways #PropertyInvesting #TaxTips #RealEstateAustralia #WealthBuilding #FinanceEducation  This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    37 min
  2. 4D AGO

    Why Property Investing Alone Won’t Make You Rich

    Send us Fan Mail 👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest This episode dives deep into the realities of building wealth through property investing in Australia. It challenges the common belief that buying property repeatedly is the best path, and instead explores the balance between property, shares and financial strategy. Featuring insights from Riley Jan of Cruz Financial Planning, the discussion uncovers what most investors overlook when trying to scale their portfolio. In this conversation, you’ll learn: 📌 Why Australians are obsessed with property investing 📌 The hidden challenge of serviceability vs equity growth 📌 The importance of having a strong mortgage broker 📌 Why savings and time are your most valuable assets 📌 When (and when not) to consider a self-managed super fund (SMSF) 📌 How to balance property and shares in a growing portfolio Riley Jan - Cruz Financial Planning 📅 Book a FREE 20-30 min call with Riley: https://calendly.com/rileyjancruz/initial-call-1 🔗 Connect with Riley: LinkedIn - https://www.linkedin.com/in/riley-jan/ Instagram - https://www.instagram.com/rileyjanfinancialadvisor/ TikTok - https://www.tiktok.com/@rileyjanfinancialadvisor YouTube - https://www.youtube.com/@RileyJanFinancialAdvisor Website - https://www.cruzfinancialplanning.com.au/ #PropertyInvesting #WealthBuilding #RealEstateTips #InvestingStrategy #FinancialFreedom  Chapters 00:00 - 00:36 Introduction 00:36 - 01:20 Wealth Building Goals 01:20 - 03:00 Property vs Shares: The Big Question 03:00 - 05:30 Why Australians Love Property So Much 05:30 - 08:00 The Reality of Scaling Property Portfolios 08:00 - 11:00 Serviceability vs Equity Explained 11:00 - 14:00 The Role of a Mortgage Broker 14:00 - 17:00 Asset Rich vs Cash Poor 17:00 - 20:00 Why Savings Still Matter Most 20:00 - 23:00 Common Beginner Mistakes 23:00 - 26:00 When Property Strategy Breaks Down 26:00 - 29:00 Should You Invest in Shares Too? 29:00 - 32:00 Portfolio Diversification Strategy 32:00 - 35:00 When to Consider SMSFs 35:00 - 38:00 Time as Your Biggest Asset 38:00 - 41:00 Long-Term Wealth Planning Mindset 41:00 - 48:57 Final Advice & Key Takeaways This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    49 min
  3. APR 28

    The ATO Crackdown: Why Property Investors Must Act NOW

    Send us Fan Mail 👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest The world is changing fast and property investors are right in the middle of it. In this episode, we break down the dramatic shifts happening in the economy over the past 30 days, from rising inflation and interest rates to global uncertainty and declining confidence. But the biggest shock? The Australian Taxation Office (ATO) is stepping up enforcement—and property investors are directly in the spotlight. Joined by one of Australia’s most recognized accountants and YouTube voices,  @DavieMach   we uncover: 📌 Why the ATO is tightening its grip 📌 What “guilty until proven innocent” really means for investors 📌 The risks of outdated strategies in today’s market 📌 Why your current property plan might need a complete reset If you own investment properties or are planning to invest, this is a must-watch conversation to stay ahead of regulatory changes and protect your financial future. #PropertyInvesting #ATO #RealEstateAustralia #InvestingTips #FinancialEducation Chapters 00:00 - 00:44 Introduction 00:44 - 01:10 ATO Targets Property Investors 01:10 - 03:00 Economic Uncertainty Explained 03:00 - 06:30 Inflation, Interest Rates & Market Impact 06:30 - 10:00 Why Property Strategies Must Change 10:00 - 15:30 The Role of the ATO in Today’s Market 15:30 - 20:00 “Guilty Until Proven Innocent” Explained 20:00 - 25:00 Common Mistakes Investors Are Making 25:00 - 30:00 Why Old Advice No Longer Works 30:00 - 35:00 Protecting Yourself from ATO Audits 35:00 - 40:00 Smart Strategies Moving Forward 40:00 - 45:00 What Investors Should Do Right Now 45:00 - 51:28 Final Thoughts This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    51 min
  4. APR 22

    Property or Shares? Where Should YOU Invest?

    Send us Fan Mail 👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest This video dives deep into one of the biggest investment debates: property vs shares. Featuring insights from a financial expert, Simran Dhillon. we explore how both asset classes work, their pros and cons, and how they fit into long-term wealth-building strategies. The discussion begins with fundamental questions about financial goals and long-term planning, then moves into the key differences between property and shares, including liquidity, flexibility and risk. You’ll learn: 📌 Why property is less liquid but often seen as stable 📌 How shares provide flexibility and faster access to cash 📌 The importance of financial advice in wealth creation 📌 The evolving role of the financial industry and advisors By the end, you’ll have a clearer understanding of how to balance both asset classes and make smarter investment decisions. #PropertyVsShares #InvestingTips #WealthBuilding #FinancialFreedom #StockMarket Chapters 00:00 - 00:40 Introduction 00:40 - 02:00 Property vs Shares Overview 02:00 - 04:30 Setting Long-Term Financial Goals 04:30 - 07:00 Key Differences Between Property & Shares 07:00 - 09:30 Liquidity Explained (Why Property is Harder to Sell) 09:30 - 12:00 Flexibility of Shares vs Property 12:00 - 14:30 Risks & Trade-offs in Property Investment 14:30 - 17:00 How the Financial Industry Has Evolved 17:00 - 19:30 The Decline of Financial Advisors & Why It Matters 19:30 - 22:00 The Cost of Not Getting Financial Advice 22:00 - 24:30 Wealth Building Strategies Explained 24:30 - 27:00 When to Choose Property vs Shares 27:00 - 29:30 Combining Property & Shares for Growth 29:30 - 32:00 Common Investment Mistakes 32:00 - 34:30 Real-Life Investment Scenarios 34:30 - 36:30 Expert Tips for Smarter Investing 36:30 - 38:21 Final Thoughts This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    38 min
  5. APR 21

    The Government Is About To Trigger A Collapse: Worst Property Conditions I've Ever Seen

    Send us Fan Mail 👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest This episode dives deep into the harsh macroeconomic conditions impacting the Australian property market in 2026. With rising interest rates, shrinking borrowing power and recession fears looming, the landscape appears risky—but not without opportunity. We break down practical lending frameworks and investor strategies to help navigate uncertainty. From releasing equity early, managing interest-only loans and avoiding overexposure, this video serves as a step-by-step playbook for property investors aiming to survive—and thrive—in a volatile market. Rather than focusing on fear, the episode reframes downturns as moments where smart positioning can create long-term advantage. #PropertyInvesting #RealEstateAustralia #InvestingStrategy #HousingMarket #WealthBuilding Chapters 00:00 - 00:53 Introduction 00:53 - 02:30 Why 2026 is one of the toughest property environments 02:30 - 05:30 Key macro factors 05:30 - 08:00 Borrowing power collapse explained 08:00 - 11:00 Why uncertainty is changing investor behavior 11:00 - 14:00 Risk vs opportunity 14:00 - 17:00 Lending frameworks 17:00 - 20:00 Releasing equity before valuations drop 20:00 - 23:00 Timing strategies in a declining market 23:00 - 26:00 Interest-only loans 26:00 - 29:00 Avoiding overexposure in uncertain conditions 29:00 - 32:00 Structuring your portfolio defensively 32:00 - 35:00 How experienced investors are adapting 35:00 - 38:00 Strategic moves to make right now 38:00 - 42:02 Final playbook: How to “play” the 2026 market This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    42 min
  6. APR 15

    Australia’s Property Divide Explained (Q1 2026 Data)

    Send us Fan Mail 👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest Australia’s property market in 2026 is unlike anything we’ve seen before. The latest Q1 data reveals a multi-speed housing market, where performance varies dramatically depending on city, price range and property type. In this video, we break down: 📌 Why the market is no longer “two-speed” — but 5–6 different markets 📌 The growing divide between affordable vs high-end properties 📌 What’s happening in major cities like Sydney and Melbourne 📌 Why Brisbane, Adelaide, Perth and Darwin are telling a completely different story 📌 The macroeconomic forces driving these changes 📌 Where smart investors are moving right now If you’re investing, buying or just trying to understand what’s happening in real estate — this breakdown will give you clarity on where the market is heading next. #PropertyMarket #RealEstateAustralia #HousingMarket #PropertyInvesting #RealEstateTrends Chapters 00:00 - 00:48 Introduction 00:48 - 02:00 Q1 2026 Data Overview & Market Shock 02:00 - 04:30 From 2-Speed to 6-Speed Property Market 04:30 - 07:30 Why Property Performance Is Splitting Rapidly 07:30 - 11:00 Sydney Market Breakdown: Winners vs Losers 11:00 - 14:30 Melbourne Trends: High-End Decline Explained 14:30 - 18:00 Affordable Housing Boom Across Major Cities 18:00 - 21:00 Brisbane, Adelaide, Perth & Darwin Growth Story 21:00 - 24:30 Macro Factors Driving the Market Shift 24:30 - 28:00 Interest Rates, Economy & Buyer Behavior 28:00 - 31:00 Where Smart Investors Are Moving Now 31:00 - 33:30 Biggest Risks in Today’s Property Market 33:30 - 35:10 Final Insights & What Happens Next This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    35 min
  7. APR 7

    We Drove to the BEST OPPORTUNITY Right Now in Australia. Here's What We Found.

    Send us Fan Mail 👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest In Part 1, we made the macro case. Approvals down 70–91% across Melbourne's inner suburbs. Prices below replacement cost. Brisbane apartments did 70–90% growth from the same setup. This is Part 2. We got on a plane, drove the streets, and found exactly what the data was pointing to. In this episode we go deep on one specific suburb - Footscray. We walk the streets, stand in front of the properties, run the numbers live, and reveal the three specific apartment types Alaya is buying for clients right now. We cover: 📌 Why Footscray specifically — the local case for this suburb 📌 The $1.5 billion hospital and 4,500+ jobs changing the inner west permanently 📌 The feasibility math — why no developer will build here and what that means for you 📌 The due diligence checklist — what to look for that you won't find in a house purchase 📌 Opportunity 1: Newish 5–10 year apartments at $450–550k, 6–6.5% yield, below replacement cost 📌 Opportunity 2: Older double-brick blocks at $350k, 7–8% yield, entry from $35–40k — Alaya's primary buy 📌 Opportunity 3: Whole blocks for advanced investors — $3–5M, 6.5–7% yield, land component included 📌 The value-add play: renovate a block, yield goes from 4% to 7–8% on cost, hold to retirement 📌 Real on-ground clips, real numbers, real properties This isn't a prediction. Alaya is already buying here. #MelbourneApartments #Footscray #PropertyInvesting #AlayaProperty #AustralianProperty #BuyersAgent #MelbourneProperty #PropertyInvestment #WealthBuilding #MacroFirstInvesting 00:00 - 01:31 Intro 01:31 - 04:29 Why Melbourne Apartments — Recap of the Macro Case 04:29 - 06:09 Why Footscray: The Suburb Overview 06:09 - 09:18 On the Ground: No Cranes, No Construction, No Feasibility 09:18 - 12:04 The Approvals Data: Footscray Down 70% 12:04 - 14:40 The $1.5B Hospital and 4,500 Jobs — Infrastructure Deep Dive 14:40 - 17:00 Vacancy Rates, Rents, and Demand Drivers 17:00 - 20:20 Footscray's Stigma — The Gentrification Story 20:20 - 22:05 Approvals Breakdown: 10-Year vs Current Numbers 22:05 - 24:32 The Idle DA Site: Why Developers Won't Build 24:32 - 28:57 Apartment Due Diligence Checklist — What's Different from Houses 28:57 - 37:50 Opportunity 1: Newish 5–10 Year Apartments at $450–550k 37:50 - 45:10 Opportunity 2: Older Double-Brick Blocks at $350k — Alaya's Primary Buy 45:10 - 46:25 Opportunity 1 vs 2 — Long Term vs Short Term Comparison 46:25 - 53:55 Opportunity 3: Buying the Whole Block — Alpha Beta Property Play 53:55 - 57:08 The Value-Add Play: Renovate, Yield Uplift, Hold to Retirement 57:08 - 58:52 Final Wrap, Summary of All Three Opportunities and CTA This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    59 min
  8. APR 2

    Melbourne 2026: The Opportunity of the Decade Is Here

    Send us Fan Mail 👉 BUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest For 10 years, Melbourne apartments were the worst investment in Australia. People bought off the plan at $450,000 and sold a decade later at a loss. The data backed it up. Every expert said the same thing - stay away. But something has changed. And most investors haven't noticed yet. In this episode, Adi and I make the bold call - Melbourne apartments are about to do what Brisbane apartments did in 2021. The same supply collapse. The same demand surge. The apartments that were $280,000 in Brisbane are now trading close to $600,000. Melbourne is at the same point Brisbane was in 2021. We cover: 📌 Why building approvals have collapsed 70-91% across Melbourne's inner suburbs 📌 The feasibility math that makes new construction impossible right now 📌 How the Brisbane apartment cycle plays out - and why Melbourne is next 📌 The demand drivers stacking up - migration, population growth, affordability push 📌 Why this opportunity suits every type of investor from first-timers to advanced 📌 The bold call Redom makes live on air - and what he's personally doing about it If you've been told to avoid Melbourne apartments - this episode will change how you think about that. #MelbourneProperty #MelbourneApartments #PropertyInvesting #AlayaProperty #AustralianProperty #PropertyInvestment #WealthBuilding #RealEstate Chapters 00:00 - 01:10 Intro 01:10 - 02:45 Why We're Making This Call 02:45 - 05:20 The Nuance - Not All Apartments 05:20 - 07:02 The Crane Test 07:02 - 10:10 Approvals Data Suburb by Suburb 10:10 - 14:10 Is the Oversupply Still There? 14:10 - 18:00 The Brisbane Parallel - Part 1 18:00 - 21:57 The Feasibility Math - Why It Can't Get Fixed 21:57 - 27:58 The Demand Drivers 27:58 - 31:44 Adi's Personal Evidence - His Old Footscray Block 31:44 - 36:22 How to Play This - The Risk Framework 36:22 - 44:15 The Brisbane Supply Cycle - Final Framework 44:15 - 48:31 The Bold Call + CTA This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    49 min

About

Welcome to Australian Property Talk — I'm Redom, a property fanatic.  I love sharing stories from the 1000's of investors i represent in my day job at one of Australia's biggest mortgage broking companies, Flint. I have two brilliant co-hosts who bring a perfect blend of expertise on the economy, property trends and where to buy real estate!  One is a former Treasury economist, Curtis Stewart, who runs FlintInvest - an award winning mortgage broking company for property investors Australia-wide.  His officially the smartest person i know, and full of golden nuggets! My other co-host is Adi Chanda, a man everybody loves, a seasoned buyers agent with a giant property portfolio and fellow property nerd. Adi runs Alaya Property with me, adding in a unique economics driven property strategy that outperforms all the herd following data-driven agents dominating the buyers agency scene in 2025.

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