Closing Time

NFM Lending - Great Lakes Division

Welcome to Closing Time, the podcast where we delve into the world of mortgages, real estate and so much more! Join us as we chat monthly with industry professionals, each offering unique and valuable perspectives, knowledge and insight. Closing Time is a production of the Great Lakes Division of NFM Lending.

  1. 2d ago

    Stop Knowing. Start Doing. | Real Estate, Leads, AI & Growth

    Send us Fan Mail What does it actually take to grow, adapt, and succeed in today’s real estate industry? On this episode of The Closing Time Podcast, we sit down with three industry leaders — Jon Harp, Dylan Knecht, and Justin Phillips — for a wide-ranging conversation about building a business, generating opportunities, embracing new technology, and creating systems that produce results. Jon Harp shares his perspective as a successful Columbus-area Realtor and coach, including what he’s learned from helping other agents grow their businesses. Dylan Knecht talks about getting his real estate license at just 18 years old and his journey from a brand-new agent to owning The Apex Group. Then, Justin Phillips brings his perspective on one of the biggest challenges facing the industry: it’s not always a knowledge problem — it’s an action and accountability problem. With experience spanning new-construction sales, AI-powered lead generation, marketing, consulting, and industry events, Justin breaks down what agents need to think differently about as technology continues to change the business. From finding your next lead and building better systems to coaching, AI, automation, financing, and the future of real estate, there’s a lot packed into this conversation. If you work in real estate, lending, or simply want to hear how successful people in the industry are approaching growth, this is an episode you don’t want to miss. 🎙️ Featuring: Jon Harp, Dylan Knecht & Justin Phillips 🏠 Hosted by: Ryan Cvammen | The Cvammen Team at NFM Lending ▶️ The Closing Time Podcast Topics include: Real Estate Growth • Lead Generation • AI & Automation • Marketing • Coaching & Leadership • Accountability • Business Systems • Financing • The Future of Real Estate

  2. Jan 9

    Resilient: Nicole Ward’s Journey from Service to Building Real of Ohio

    Send us Fan Mail 🎙️ The Closing Time Podcast | Featuring Nicole Ward In this episode of The Closing Time Podcast, we sit down with Nicole Ward, Broker of Real of Ohio, a military veteran, wife, and mother, for a powerful and honest conversation about resilience, growth, and building a career with purpose. Nicole opens up about her childhood, including being sent to boarding school at a young age, and how those early experiences — followed by her time serving in the military — helped shape the discipline, grit, and mindset she carries today. When asked to describe herself in one word, Nicole doesn’t hesitate: resilient. Her story is one of overcoming challenges, adapting through adversity, and coming out stronger on the other side. She also speaks candidly about the role her husband has played as her rock — the person who believed in her and encouraged her to take a leap of faith in her career. That leap led her to where she is today, leading Real of Ohio, a brokerage that is growing rapidly and making a strong impact across the state. From there, Nicole shares real-world real estate advice, including why success in this industry goes far beyond transactions. For her, real estate is about selling yourself — building trust, creating comfort, and forming genuine relationships. People work with people they like, trust, and believe in, and Nicole explains how she brings that mindset into everything she does. This episode is a must-listen for anyone in real estate, lending, or entrepreneurship — especially those navigating growth, leadership, and life’s challenges while building something meaningful.

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About

Welcome to Closing Time, the podcast where we delve into the world of mortgages, real estate and so much more! Join us as we chat monthly with industry professionals, each offering unique and valuable perspectives, knowledge and insight. Closing Time is a production of the Great Lakes Division of NFM Lending.