Fintech Business Podcast Jason Mikula

This month we had the chance to talk about:
* BaaS drama continues, with Piermont and Sutton receiving consent orders
* Chime has HOW MANY customers?
* Trade groups vs. Colorado on DIDMCA, or, where is an online loan “made”?
* Quick takes on the Visa/Mastercard settlement
* And, as always, what we just can’t let go of
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In this episode, I had the chance to sit down with Tommy Nicholas, CEO of identity risk solutions platform Alloy, a global, end-to-end identity risk solution for banks and fintechs. Tommy and I had the chance to talk about:
* factors impacting fraud risk today, including the growth of real-time payments and the dawn of the genAI age
* key take aways from Alloy’s 2024 State of Fraud Benchmark Report
* the difference between “frictionless” and “seamless” in financial services UX
* public and private efforts to create digital identity solutions
* what’s on Tommy’s radar in the fraud space in 2024
* and more!


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In this episode, I spoke with Michal Cieplinski, founder and CEO at CapStack.
CapStack is the first integrated operating system for banks enabling cooperation across banks and other financial services institutions in order to drive profitability and asset diversification. Michal and I had a chance to talk about:
* The importance and challenges of asset/liability management for banks
* The risks that come from asset, geographic, and sectoral concentration, especially with current concerns around commercial real estate
* How CapStack can help banks mitigate these risks
* Moving from manual, Excel-and-email-based processes to technology-powered, automated exchanges for buying and selling loan participation stakes
* and more!


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In this episode, I spoke with Jon Lear, President and cofounder of Fintech Meetup, taking place in Las Vegas March 3-6, 2024 (learn more and get your tickets here.) We had the chance to discuss:
* the crazy year in fintech and banking that was 2023
* looking for silver linings in a challenging operating and fundraising environment
* what’s in store for 2024
* key themes and topics for next year’s Fintech Meetup event
* and more!


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In this episode, I spoke with Neal Desai, CEO of lease-to-own startup Kafene. We had the chance to discuss:
* Kafene’s recently announced Series B extension
* The impact of an uncertain economic environment on Kafene’s business
* Regulatory activity in the lease-to-own space
* Where Kafene is heading in 2024
* and much, much more!
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Hey all, Jason here.
In this episode, I spoke with David Brear, CEO of challenger banking and fintech consultancy 11FS. We had the chance to discuss:
* The origin story of 11FS, including its “Pulse” and “Foundry” offerings
* Some of the most interesting client projects David has worked on
* How David and 11FS think about creating stand-out content in an extremely crowded information space
* Where David thinks banking and fintech are headed in 2024
* and much, much more!
Existing subscriber? Please consider supporting this newsletter by upgrading to a paid subscription. New here? Subscribe to get Fintech Business Weekly each Sunday:


Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe