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HerMoney with Jean Chatzky

Jean Chatzky Her Money
  • 4.7 (1.4K)
  • INVESTING
  • UPDATED BIWEEKLY

Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice. Want more money news when you need it? Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at HerMoney.com/subscribe!

  1. 2D AGO · BONUS

    Points, Perks & Fees: How to Know When a Credit Card Isn’t Pulling Its Weight with Vivian Tu

    How many credit cards is too many? Are premium travel cards actually worth those eye-popping annual fees? And what should you do when a card in your wallet stops pulling its weight? This week, Jean Chatzky is joined once again by money expert Vivian Tu for a listener mailbag all about credit cards, points, and smart strategies for getting real value, without paying unnecessary fees or interest. Together, they break down: How to decide if high-end travel cards like Amex Platinum or Chase Sapphire Reserve are actually worth the cost The smartest way to evaluate card perks — from lounge access to travel protections — in real dollar terms When it makes sense to downgrade a credit card How to use points efficiently without spending hours comparison shopping What to say if you call your credit card company to ask for a lower interest rate How to switch cards while protecting your credit score and account history 📈 Join our InvestingFixx club, your first month is free!  Learn more about your ad choices. Visit megaphone.fm/adchoices

    19 min

  2. 4D AGO

    Vivian Tu on Building a Well Endowed Life That Buys You Time, Not Just Things

    She’s back, and she brought her boldest advice yet. Vivian Tu, New York Times bestselling author and founder of Your Rich BFF, joins us to talk about her new book Well Endowed and why now is the time to rethink how you spend, save, and build the future you want. Vivian and Jean get real about what it means to be truly wealthy—not just financially, but emotionally and generationally. From burnout to budgeting to luxury trap purchases, this episode is your permission slip to stop spending for the wrong reasons and start aligning your money with what actually matters. What we’re diving into: The “values detox” every spender needs How to know if that splurge is really worth your time Why premium doesn’t always mean better (hello, MVP rule) What Vivian’s learned from the vibrant, retired women in her Miami building How to design a retirement that’s anything but tired Why estate planning is non-negotiable—even in your 30s Resources & Links: 💰 Order Well Endowed by Vivian Tu 🧠 Join the HerMoney InvestingFixx Club 📝 Subscribe to Vivian's Substack: enRICHed with Your Rich BFF 🎧 Listen to Vivian’s podcast: Networth and Chill Learn more about your ad choices. Visit megaphone.fm/adchoices

    42 min

  3. JAN 30 · BONUS

    A Week In Her Wallet: A 35-Year-Old Nurse and Money Coach Who Swears By Systems

    In this week’s episode of A Week In Her Wallet, we head to New Jersey to follow Prisca, a 35-year-old nurse and part-time money coach who tracks every dollar with intention. From $8 therapy copays to $25 dance classes that light up her world, Prisca shows us how structure and joy can coexist in personal finance. Prisca’s week is packed with practical tips, emotional insights, and small moments that reveal big truths. Whether it’s her mantra of "aiming for calm" or her strategy to save before she spends, this is a blueprint for budgeting with purpose. Resources: Join our investing club! Your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

    33 min

  4. JAN 29 · BONUS • SUBSCRIBERS ONLY

    Mailbag: Should I Move In With My Daughter? The Financial & Emotional Costs of Aging in Place

    In this subscriber-only Mailbag, Jean and Kathryn tackle a question that so many older adults—and their families—are grappling with quietly: What does “home” really mean when your health is changing, your money is tight, and your loved ones are far away? Cheryl, a 78-year-old widow, has survived major surgeries, a heart attack, and the trauma of Paradise, California’s devastating fire. Now, with her daughters urging her to move into a new addition on one of their properties, she’s wondering: Is it worth spending her savings for safety and proximity? Jean walks through how to evaluate the true costs of such a move—financially and emotionally. From hidden downsides of co-living to the importance of community and the risk of putting all your resources into one home, this conversation is a must-listen for anyone planning (or helping someone plan) for the later chapters of life. You’ll hear us talk through: What to ask before building an in-law suite or ADU. How to preserve independence while aging in place. Why conversations with family now can prevent surprises later. How to “road test” a living arrangement before committing. And how healthcare, loneliness, and location all factor into smart retirement decisions. If you—or someone you love—is facing the tough choice of moving closer, downsizing, or staying put, this one’s for you.

    11 min

  5. JAN 28

    The Top Money Saving Tips We Wish We Knew Sooner With David Bach & Jean Chatzky

    What do two financial pros with over 60 years of combined experience really wish they knew about money 30 years ago? In this very special crossover episode of HerMoney and The David Bach Show, Jean Chatzky sits down with longtime friend and bestselling author David Bach to share candid stories, big career lessons, and one bold new idea that could change retirement in America. Together, Jean and David trade their top financial insights, biggest regrets, and heartfelt advice for anyone navigating money, health, aging, and family in 2026. Resources: David’s Flat Tax Proposal The Automatic Millionaire (20th Anniversary Edition) HerMoney’s InvestingFixx Club Learn more about your ad choices. Visit megaphone.fm/adchoices

    39 min

  6. JAN 23 · BONUS

    Chief Economist Mark Zandi on What to Do With Your Money Right Now

    This week, we’re cutting through the chaos and zeroing in on what matters most to your financial life: your investments, your home, and your next money moves. Jean sits down with Dr. Mark Zandi, Chief Economist at Moody’s Analytics, to unpack how global uncertainty, rising mortgage rates, and Trump-era policies are reshaping our economy. From the stock market rollercoaster to the housing “lock-in” crisis, Mark offers practical, down-to-earth advice for navigating it all. You’ll learn: Why Mark says, “Don’t even look at the market” (and what to do instead) What the mortgage “doom loop” means for Millennials, Gen Z, and retirees How long it could take to restore housing affordability in America Why homeownership is still a powerful wealth-building tool The truth about 50-year mortgages, portable loans, and whether they can help How to think smartly about helping your kids now vs. leaving a legacy later 💡 Further reading and listening: The American Housing and Economic Mobility Act “Die With Zero” by Bill Perkins The Inside Economics Podcast – hosted by Mark Zandi Join our InvestingFixx Club today! Learn more about your ad choices. Visit megaphone.fm/adchoices

    29 min

  7. JAN 21

    From Nest Egg to Paycheck: Rethinking Retirement Planning

    When people think about preparing for retirement, they usually think about saving. But the real challenge? Making sure your money lasts as long as you do. Morningstar’s Christine Benz joins us for a conversation about the smartest ways to prepare for retirement and make sure your money goes the distance.  This episode is part of our new, monthly retirement-focused series, brought to you by LIMRA. With practical tips and real-world conversations, these episodes will give you the tools to help you feel more confident about what comes next. In this episode, Jean and Christine break down: Why there’s no one-size-fits-all retirement plan How to shift from a saving to a spending mindset in retirement The biggest retirement blind spots – and why they’re more challenging for women The steps you can take today to feel less overwhelmed about retirement planning 🛣️ ARE YOU ON TRACK? If you’re ready to start putting together a retirement plan that works for you, download LIMRA’s free Retirement Income Planning Starter Guide. Learn more about your ad choices. Visit megaphone.fm/adchoices

    35 min

  8. JAN 16 · BONUS

    Roth IRAs, Crypto Regrets, and 401(k) Moves: Amanda Holden Answers Your Investing Questions

    You’ve got questions, we’ve got Amanda Holden. In this special Mailbag episode of HerMoney, Jean is joined once again by investing expert and How to Be a Rich Old Lady author Amanda Holden to tackle your biggest investing dilemmas. We’re talking: What to actually do after opening a Roth IRA Whether crypto deserves a spot in your portfolio What to do with a $500,000 401(k) after a layoff Whether target-date funds are worth the cost And why diversification is non-negotiable ✨ Want to get smarter with your money in 2026? Join our women-only investing club, InvestingFixx, where expert stock pickers pitch ideas—and you help build the portfolio. Learn more about your ad choices. Visit megaphone.fm/adchoices

    17 min
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Hosts & Guests

4.7
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1,421 Ratings

About

Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice. Want more money news when you need it? Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at HerMoney.com/subscribe!

Information

  • Creator
    Jean Chatzky Her Money
  • Years Active
    2016 - 2026
  • Episodes
    695
  • Rating
    Clean
  • Copyright
    © 2016, Jean Chatzky
  • Show Website
    HerMoney with Jean Chatzky
  • Provider
    Her Money Media, Inc.

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