Move iQ Podcast

Phil Spencer: UK Property Expert
  • 5.0 (3)
  • EDUCATION
  • UPDATED BIWEEKLY

Phil Spencer is one of the UK's leading property experts, with over 25 years of experience in the property sector. The Move iQ Podcast is where Phil shares his tips for all things property related. Whether this is your first move or you are a seasoned property professional, Phil shares his property advice, guidance and insights to help everyone move and manage their home with confidence.

  1. First-Time Remortgage Guide

    3D AGO

    First-Time Remortgage Guide

    In this first episode of our six-part series on understanding your mortgage, we’re joined by Simon from Skipton Building Society to break down the essentials: a guide to remortgaging for the first time. We explore what remortgaging means, how to get ready for your current deal coming to an end, and how to compare mortgage options with confidence. If your product is nearing its expiry date, this episode will help you understand your choices and take your next step with clarity. Remortgaging is simply switching to a new mortgage deal, either with your current lender or a new one. Preparing early can help you avoid higher rates, and comparing deals properly means looking beyond just the headline interest rate. 👉 VIDEO TIMESTAMPS 00:00 - Introduction 01:22 - Defining remortgaging 02:52 - How to prepare for your current product coming to an end 04:32 - How to compare deals Liked this video? We have more episodes on remortgaging as well as other first-time buyer advice on the channel. 👉 SUBSCRIBE TO THE CHANNEL 🔗 https://www.youtube.com/@FirstHomeFocus 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/ 📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety 📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393 📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/ 📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w

    7 min
  2. The Legal Side of Buying a Home – Explained Without the Jargon

    5D AGO

    The Legal Side of Buying a Home – Explained Without the Jargon

    What is conveyancing - and what is your solicitor actually doing when you buy a home? In this new series in collaboration with Napthens Solicitors, we break down the full legal process of buying and selling a property in plain English. If you’ve ever wondered what happens behind the scenes during your purchase - and why it costs what it does - this is for you. From instructing a solicitor and providing proof of funds, to understanding searches, contracts, and the common mistakes that can delay or derail a move, we guide you through each stage step by step. Our aim is simple: to help you feel informed, confident, and prepared. Because when it comes to buying your home, understanding the legal process can make all the difference. Follow the series as we unpack every step of the journey. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00:00 Introduction 00:00:42 What is Conveyancing and Why Does it Matter? 00:01:13 Does it Matter Who Does Your Conveyancing? 00:02:03 Solicitors vs Licensed Conveyancers 00:03:29 Can You DIY Your Own Conveyancing? 00:05:24 Common Misconceptions About Conveyancing 00:07:51 Real-World Examples: Good vs Poor Conveyancing 00:09:45 When Should You Instruct a Solicitor? 00:11:08 Understanding Proof of Funds and Identification 00:12:34 What's Covered in the Conveyancing Process Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

    15 min
  3. Mortgages Made Simple | First-Time Buyer Guide

    FEB 25

    Mortgages Made Simple | First-Time Buyer Guide

    Mortgages made simple- if you’re a first-time buyer, this one’s for you! In this special compilation episode we’re bringing together the most valuable mortgage and interest rate guidance from recent conversations with Phil Spencer and Skipton’s experts from our First Home Focus channel. This is a dedicated channel, in association with Skipton Building Society, where we share tips for navigating buying your first property. If you’re trying to make sense of rising rates, fixed vs tracker deals, or how much you can realistically borrow, this episode cuts through the jargon and explains what actually matters. Whether you’re saving for a deposit or ready to speak to a lender, this is essential listening to help you move forward with clarity and confidence! Let us know in the comments: what do you find most confusing about mortgages right now? Make sure to subscribe to the First Home Focus channel so you don’t miss future episodes! 👉 VIDEO TIMESTAMPS  Chapters 00:00 Introduction 00:45 How are interest rates calculated? 01:43 Mortgage In Principle 03:19 What criteria do lenders take into consideration? 04:53 Fixed vs Variable Rates- How to Decide 07:40 How to secure the best rate 09:07 Where to get mortgage advice Liked this video? We have more episodes on remortgaging as well as other first-time buyer guidance on the channel. 👉 SUBSCRIBE TO OUR CHANNELS 🔗 @MoveiQ 🔗 @FirstHomeFocus 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲 INSTAGRAM @moveiq 📲TIKTOK @philspencertv 📲FACEBOOK MoveiQ 📲YOUTUBE @MoveiQ @FirstHomeFocus @SkiptonBuildingSociety @sbsintermediaries 📲LINKEDIN / Move iQ Skipton Building Society and Skipton Building Society for Intermediaries

    12 min
  4. Housing Market Update 2026: Liverpool Agents Share the Reality

    FEB 18

    Housing Market Update 2026: Liverpool Agents Share the Reality

    In this special on-the-road edition of the Move iQ Podcast, recorded live at the Propertymark Conference in Liverpool, we bring you a genuine housing market update for 2026 from the people working in it every single day. We speak directly to agents about what they’re seeing across their local area in Liverpool and the surrounding areas. From buyer demand and seller confidence to rental pressures and pricing trends. Rather than relying on national headlines, this episode focuses on the reality of what’s happening on the ground right now and how local market conditions are shaping decisions for buyers, sellers and renters. As we travel across the UK throughout 2026, we’ll continue sharing insights from agents in different regions, giving you a clearer picture of how the housing market is performing in each reigon. If you want trusted insight from professionals who understand their local patch inside out, you’re in the right place. 👉 VIDEO TIMESTAMPS ⏳ 00:00 Introduction 00:29 Buyer demand 01:06 Tenant demand 02:01 Insight into pricing 03:55 Rental availability 04:57 Why Propertymark matters 05:47 Sales availability 07:02 Are rental prices rising? 08:18 Transaction times in 2026 09:34 Renters affordability in 2026 👉 FIND YOUR LOCAL PROPERTYMARK AGENT 🔗 https://www.moveiq.co.uk/tools/buying/find-an-estate-agent Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/

    11 min
  5. From Homeowner to Landlord - This Wasn't the Plan!

    FEB 11

    From Homeowner to Landlord - This Wasn't the Plan!

    What happens when you buy a property expecting to sell a few years down the line… and it just doesn’t?😫 In this episode, Phil Spencer sits down with Alex, Move iQ’s Head of Partnerships, to talk candidly about going from a homeowner to a landlord. This wasn’t his plan but when selling wasn’t an option, renting out the property instead made the most sense. Alex shares what it’s like to become a landlord almost overnight, the lessons learned during the process and the advice he has for others in a similar situation. Together, Phil and Alex break down the real-world risks, responsibilities, and decisions that come with renting out an unsold property; from finances and legal obligations to managing tenants and stress levels 🏡 📑 👉TIMESTAMPS ⏱️ Chapters 00:00 Introduction 01:07 Alex’s story about becoming an accidental landlord 05:19 Pros and cons of renting out your property 07:20 Advice for other accidental landlords Enjoyed this episode? Want to see more? Subscribe to the YouTube channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en X: https://twitter.com/MoveiQProperty

    12 min
  6. Phil Spencer Exclusive: MBE Reaction!

    JAN 28

    Phil Spencer Exclusive: MBE Reaction!

    2026 is off to a great start for Phil 🎬✨ In this special sit-down, Managing Director Amanda joins Phil to reflect on an incredible 2025 - from being awarded an MBE to taking home a Scottish BAFTA. They also look ahead to what’s next, including the exciting TV projects on the horizon and what’s coming up at Move iQ. If you want a behind-the-scenes look at the milestones, momentum, and what’s still to come, this is one you won’t want to miss! 👉 VIDEO TIMESTAMPS ⏳ 00:00 Introduction 00:14 Phil reflects on his 2025 achievements 01:20 Phil discusses his MBE 03:30 A look at the charities supported by Phil 04:45 A look ahead to 2026 06:35 Plans with Move iQ this year 08:32 Move iQ Mortgages 👉 CHARITIES SUPPORTED BY PHIL 🔗 https://www.mungos.org/ 🔗 https://www.thecountryfoodtrust.org/ 🔗 https://www.justspringersrescue.co.uk/ 🔗 https://www.ellenor.org/ 🔗 https://agentsgiving.org/ Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en X: https://x.com/MoveiQProperty

    9 min
  7. Property Experts Reveal Their Top Tips

    JAN 14

    Property Experts Reveal Their Top Tips

    In this special compilation episode of the Move iQ Podcast, Phil Spencer and leading property experts share their top tips to help you make smarter decisions when buying or selling a home. We take a closer look at why choosing a Propertymark-accredited estate agent helps protect you, your sale, and your peace of mind, we discuss what questions to ask a seller during a viewing, and we look back on what’s been happening in the UK property market over the past year. Whether you’re thinking about selling, buying, or just want trusted property advice, this episode brings together practical insights you can rely on. To watch the full episodes the clips are from, head over to our YouTube channel. Chapters 00:00:00 Introduction 00:00:27 Louise & Phil chat about industry regulations 00:03:27 Phil & Toby Leek discuss challenges for first-time buyers 00:06:46 Phil & Nathan Emerson talk about when is good to sell 00:12:31 Find Your Local Propertymark Agent 00:13:21 Phil & Nathan talk about how best to prep as a seller 00:15:57 Nick & Lexie discuss what buyers should ask during a viewing 00:17:50 Phil & Toby answer a listener question 00:18:56 Outro Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 VISIT PROPERTYMARK TO FIND YOUR LOCAL AGENT 🔗 https://www.moveiq.co.uk/tools/buying/find-an-estate-agent 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en X: https://x.com/MoveiQProperty

    19 min
  8. The Real Costs of Home Renovation

    12/31/2025

    The Real Costs of Home Renovation

    In this episode, Nic and Lexie break down the real costs of home renovation, discussing what different renovation budgets can achieve whether you’ve got £10k, £20k or £50k to play with. They explore the real-world costs behind kitchens, bathrooms, flooring, major layout changes and easier cosmetic upgrades, giving you a clear picture of what’s truly possible at each price point. From clever ways to stretch a smaller budget to the transformative impact of a larger one, Nic and Lexie share expert insights, common pitfalls to avoid, and the upgrades that deliver the best value for your money. If you’re planning a renovation and want a no-nonsense guide to what your budget really buys, this is the episode you need before you pick up a paintbrush or call a contractor. For an in-depth look into renovation costs, get specific advice from our website-link below. 👉 VIDEO TIMESTAMPS Chapters 00:00 Introduction 03:25 Why People Are Choosing to Renovate Instead of Move 04:23 DIY Tips and Cost-Saving Strategies 10:13 What You Can Get for £10k 12:37 Kitchen Renovation Hacks and Second-Hand Finds 16:14 What You Can Get for £20k 21:35 What You Can Get for £50k 26:05 The Importance of Contingency Planning 30:59 Finding Good Trades and Builders 31:41 Return on Investment and Smart Spending Tips 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗    / moveiq   👉 READ THE RELATED ARTICLE HERE💻 🔗 https://www.moveiq.co.uk/advice/home-renovation/how-much-renovate-house/ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-s... 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram:   / moveiq   Facebook:   / moveiq   TikTok: https://www.tiktok.com/@philspencertv...

    39 min
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Ratings & Reviews

5
out of 5
3 Ratings

About

Phil Spencer is one of the UK's leading property experts, with over 25 years of experience in the property sector. The Move iQ Podcast is where Phil shares his tips for all things property related. Whether this is your first move or you are a seasoned property professional, Phil shares his property advice, guidance and insights to help everyone move and manage their home with confidence.

Information

  • Creator
    Phil Spencer: UK Property Expert
  • Years Active
    2019 - 2026
  • Episodes
    226
  • Rating
    Clean
  • Copyright
    © Move iQ Ltd 2019
  • Show Website
    Move iQ Podcast

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