Move iQ Podcast

Phil Spencer: UK Property Expert
  • 5.0 (3)
  • EDUCATION
  • UPDATED BIWEEKLY

Phil Spencer is one of the UK's leading property experts, with over 25 years of experience in the property sector. The Move iQ Podcast is where Phil shares his tips for all things property related. Whether this is your first move or you are a seasoned property professional, Phil shares his property advice, guidance and insights to help everyone move and manage their home with confidence.

  1. How to Protect Your Property Purchase

    1D AGO

    How to Protect Your Property Purchase

    Buying or selling a home can already feel stressful, but a few common problems during the conveyancing process can quickly throw a move off track. Today Phil and Sarah from Napthens Solicitors are discussing how to protect your property purchase, exploring some of the most common pitfalls that buyers and sellers encounter, from gazumping and delays to collapsed property chains. Understanding these risks can help you stay one step ahead and avoid unnecessary setbacks during your property journey. Whether you’re buying, selling, or part of a property chain, this episode will help you navigate the challenges that can arise during conveyancing. For more on the legal process of a property sale, head over to our channel for episodes that deep dive into every stage. Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:26 Why property deals fall through 01:34 The importance of momentum and speed 02:37 Gazumping explained 03:39 Gazundering and how it affects sellers 04:19 Protecting yourself from gazumping and gazundering 05:42 Managing property chain issues 07:26 Common holdups and delays in transactions 07:53 How to handle survey results 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

    11 min
  2. How to Get Support with Your Mortgage

    6D AGO

    How to Get Support with Your Mortgage

    In the final episode of our mortgage series, Phil discusses with Emma from Skipton Building Society about how to get support with your mortgage. If you’re struggling with mortgage payments or feeling the pressure of rising household costs, this conversation offers practical guidance on what to do next. If you are worried about your mortgage payments, acting early is crucial. Speaking to your lender, understanding your options and seeking support can make a real difference. Building financial resilience isn’t about having all the answers - it’s about knowing where to turn when you need help. 👉 VIDEO TIMESTAMPS Chapters 00:00 Introduction 00:21 What to do if you’re struggling with mortgage payments 03:38 How to remain financially resilient 05:30 What support is available? Liked this video? We have more episodes on remortgaging as well as other first-time buyer guidance on the channel. 👉 SUBSCRIBE TO THE CHANNEL 🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/ 📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety 📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393 📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/ 📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w

    8 min
  3. Exchange to Completion- The Final Stages of a Property Sale

    APR 8

    Exchange to Completion- The Final Stages of a Property Sale

    The final stages of buying a home can feel like the most exciting (and sometimes the most nerve-wracking!) part of the entire process. But what actually happens between exchange of contracts and completion day? In this episode of our conveyancing series with Napthens Solicitors, Phil and Sarah walk through the final steps that take you from legally committing to the purchase all the way to picking up the keys to your new home. Whether you're buying your first home or your next one, understanding these final stages can help make the last step of your property journey far less stressful. And if you want to find out more about the whole legal process of a property sale, check out our other episodes out now! Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00:00 Introduction 00:00:28 The exchange of contracts and how it works 00:02:20 When to transfer your deposit 00:04:04 What happens between exchange and completion 00:05:18 Insurance responsibilities for buyers 00:05:43 Common completion day hiccups 00:06:58 Managing delays in property chains 00:07:59 Practical tips for a smooth completion day 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

    10 min
  4. Getting to Grips with Your Mortgage

    APR 3

    Getting to Grips with Your Mortgage

    Phil sits down with Simon from Skipton Building Society to help you get to grips with understanding your mortgage. From understanding your monthly payments to making sense of your annual statement, this conversation aims to help you feel more confident about what you’re paying and why. Understanding how your mortgage works can help you make smarter decisions, whether that’s overpaying, reviewing your loan to value, or preparing for your next deal. The more you know about your numbers, the more confident you’ll feel about your next move. 👉 VIDEO TIMESTAMPS Chapters 00:00 Introduction 00:30 How to understand our mortgage payments 01:19 What can overpaying do? 03:02 Understanding your annual statement 03:40 Loan to Value 04:45 Tips for understanding your mortgage Liked this video? We have more episodes on remortgaging as well as other first-time buyer advice on the channel. 👉 SUBSCRIBE TO THE CHANNEL 🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/ 📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety 📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393 📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/ 📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w

    7 min
  5. Property Market Shift: Sales vs Rentals in 2026 So Far

    APR 2

    Property Market Shift: Sales vs Rentals in 2026 So Far

    The Move iQ Podcast hits the road once more and today we are at the Propertymark conference in Exeter. We speak to agents on the ground about what’s Really happening in today’s property market, from shifting rental demand to the biggest mistakes sellers are still making in 2026. Expect honest insights, practical tips, and expert opinions that could change how you approach your next move. 00:00 Introduction 00:43 How competitive is the Rental Market today compared to years ago? 02:15 Common seller mistakes in 2026 03:33 Common misundersatings in renting in 2026 05:12 Whats Selling? Ready to move in or renovation projects? 07:53 Are Landlords more selective of tenants? 09:25 Tips to maximise property value in 2026 10:43 Advice to help tenants stand out and secure a property 12:14 Are buyers more cautious or more informed? 👉 FIND YOUR LOCAL PROPERTYMARK AGENT 🔗 https://www.moveiq.co.uk/tools/buying/find-an-estate-agent Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/

    14 min
  6. Legal Fees Explained: The Real Cost of Buying or Selling a House

    APR 1

    Legal Fees Explained: The Real Cost of Buying or Selling a House

    Buying or selling a home involves more than just the purchase price. From legal fees to searches, Land Registry costs and Stamp Duty, understanding the true cost of conveyancing is key to planning your budget and avoiding surprises. In this episode of our conveyancing series with Napthens Solicitors, we take a closer look at the money side of the moving process. Whether you're a first-time buyer or preparing to sell your home, this episode will help you understand where your money goes and how to stay in control of your moving budget. To find out more about the legal process of buying a house, check out our recent videos on the channel. Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00:00 Introduction 00:00:32 What are you actually paying for? 00:01:47 How solicitor fees are structured 00:03:10 The difference between fees and disbursements explained 00:03:50 Getting and comparing quotes 00:04:35 Typical costs for an average property 00:05:37 How stamp duty is calculated 00:06:29 Payment timeline and cash flow planning 00:07:23 What happens if the deal falls through? 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

    9 min
  7. Product Transfers Explained: What to Do When Your Fixed Rate Ends

    MAR 27

    Product Transfers Explained: What to Do When Your Fixed Rate Ends

    Phil is joined by Emma from Skipton Building Society to explain product transfers and what to do when your fixed rate mortgage deal ends. If you’re unsure whether to switch lenders or stay put, this conversation focuses on the option of moving onto a new deal with your existing lender. When your deal comes to an end, you don’t have to accept your lender’s reversionary rate. A product transfer allows you to switch to a new deal with the same lender, often with a simpler process. Understanding your options early can help you avoid higher repayments and make a more informed choice. If your fixed rate is nearing its expiry date, this episode will help you understand your options and decide whether a product transfer could be the right fit. 👉 VIDEO TIMESTAMPS Chapters 00:00 Introduction 00:25 What happens when fixed rate deals end? 02:11 Staying with the same lender 03:26 Avoiding the reversionary rate 04:14 How product transfers could save you money 👉 SUBSCRIBE TO THE CHANNEL 🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/ 📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety 📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393 📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/ 📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w

    5 min
  8. The Legal Checks That Protect Your Property Purchase

    MAR 25

    The Legal Checks That Protect Your Property Purchase

    Buying a home involves far more than just agreeing a price. Behind the scenes, your solicitor carries out a series of legal checks and property searches designed to protect both you and your purchase. In this episode of our conveyancing series with Napthens Solicitors, we break down what these checks actually involve and why they’re a crucial part of the home-buying process. Whether you’re a first-time buyer or planning your next move, understanding these steps can give you confidence before committing to a property. Keep an eye out for more episodes in this conveyancing series every Wednesday. Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00:00 Introduction 00:00:46 Recap of the conveyancing process 00:02:03 Understanding property titles 00:02:55 Leasehold properties explained 00:04:30 What are property searches? 00:05:08 What local authority searches reveal 00:05:43 When searches need renewing 00:06:13 The draft contract explained 00:08:33 Reviewing the draft contract 00:09:20 Common red flags and how to handle them 00:12:15 The role of indemnity insurance 00:13:37 Communication and timing expectations 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

    16 min
See All (239)

Ratings & Reviews

5
out of 5
3 Ratings

About

Phil Spencer is one of the UK's leading property experts, with over 25 years of experience in the property sector. The Move iQ Podcast is where Phil shares his tips for all things property related. Whether this is your first move or you are a seasoned property professional, Phil shares his property advice, guidance and insights to help everyone move and manage their home with confidence.

Information

  • Creator
    Phil Spencer: UK Property Expert
  • Years Active
    2019 - 2026
  • Episodes
    239
  • Rating
    Clean
  • Copyright
    © Move iQ Ltd 2019
  • Show Website
    Move iQ Podcast

You Might Also Like