The Rob Berger Show

Rob Berger
  • 4.8 (186)
  • INVESTING
  • UPDATED SEMIWEEKLY

Personal finance for smart people by the host of the Dough Roller Money Podcast. Rather than forcing you into a one-size-fits-all financial plan, we discuss the tools, resources, and strategies that will empower you to make the best money decisions for you and your family.

  1. JAN 2

    RBS 237: What Happens to Bond Funds When the Fed Cuts Rates? (FQF)

    In today's Five Question Friday (FQF) video, we cover these questions: 1. What Happens To Bond Funds When the Fed Cuts Rates? 2. Where to Invest If Stocks Are a No-go 3. How are Mutual Fund Sales Taxed? 4. Should Annuities Replace Bonds? 5. Brokerage Account vs Roth IRA Resources Snowball-Analytics: https://go.robberger.com/snowball-ana... 10 Year Treasury & Fed Fund Rate: https://fred.stlouisfed.org/series/T1... VTINX: https://investor.vanguard.com/investm... FTBFX: https://fundresearch.fidelity.com/mut... Vanguard LifeStrategy Funds: https://investor.vanguard.com/investm... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...

    25 min

  2. 12/31/2025

    RBS 236: 2025 Year-End Investment Portfolio Review

    In this 2025 Year-End Investment Portfolio Review we cover the following topics: 1. Asset Allocation     a. Diversification / changes     b. Rebalancing 2. Simplification 3. Beneficiaries 4. Performance 5. Tax Loss or Gain Harvesting 6. Fees     a. Fund fees     b. Advisor fees 7. Evaluate Your Performance     a. Did you buy/sell anything     b. What worried you during the year Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...

    19 min

  3. 11/28/2025

    RBS 235: 10% Yield on Bonds - Good Deal or Not? (FQF)

    In today's Five Question Friday (FQF) video, we look at these five topics: 1. 10% yield on bonds 2. Where to hold bonds 3. Co-signing a mortgage 4. Paying taxes on a Roth conversion 5. Asset allocation of real estate investments Bonus: Cost of long-term care calculator Resources: https://www.carescout.com/cost-of-care Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...

    24 min

  4. 11/07/2025

    RBS 234: Have We Been Lied To About Social Security’s Break-Even Age? (FQF)

    In today's Five Question Friday (FQF) video, we look at these five questions: 1. Have we been lied to about our Social Security break-even age? 2. Is it ok to restart the 4% rule if the market goes up in early retirement? 3. I am nervous about the run up in AI stocks . . . Could it be a good idea to consider diversifying from VTI to an “equal-weighted index fund like Invesco S&P Equal Weight ETF or others like it? 4. I’m 64 and I would like to begin annual Roth conversions from my traditional IRA’s.  Can you review the rules surrounding these conversions in one’s retirement years?  I would like to know how soon I can withdraw converted funds and their associated earnings penalty free and tax free. 5. You’ve mentioned in the past that you transitioned from a six-fund portfolio to a simpler three-fund setup. I’m curious — was that change mainly about reducing complexity and streamlining your investments, or did it reflect a stage of investment maturity and confidence in a more minimalist approach? Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...

    32 min

  5. 10/21/2025

    RBS 233: How to Invest $15 Million

    In today's Five Question Friday (FQF) video, we cover these questions: 1. How to invest $15 million? 2. For the 4% withdrawal rate devised by Bill Bengen, what measure of inflation did he use?  Are there other measures that you think might be more appropriate? 3. If you have a retirement portfolio with a 6% yield does the 4% rule apply? 4. Is a 7-year MYGA a better deal than a 7-year Treasury? 5. If the yield from a High Yield Savings account is paying out 3.8 to 4.0%, why would it ever be a good investment to buy bonds or bond ETFs with their recent volatility? Bonus Question: Can you explain more about your choice to practice Bikram Yoga over other types of Yoga? Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...

    28 min

  6. 10/04/2025

    RBS 232: 2025 Free Income Tax Calculator (FQF)

    In today's Five Question Friday (FQF) video, we cover this questions: 1. Can you recommend a detailed tax estimator? 2. How to plan Roth conversions without a fancy retirement planner? 3. Should you pay off a mortgage early or invest the money? 4. Are identity theft protection services worth the cost? 5. How does reinvesting vs spending dividends affect return assumptions for retirement planning?     Resources 2025 Tax Calculator: https://www.efile.com/tax-return-calc... *Note*: eFile is still updating some aspects of the calculator for 2025 tax laws. Boldin: https://go.robberger.com/boldin/yt-fqf Vanguard Roth Conversion Calculator: https://advisors.vanguard.com/tax-cen... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...

    24 min

  7. 09/26/2025

    RBS 231: Live Medicare Q&A With Ari Parker, JD

    Get free guidance on Medicare from Chapter, a company I've partnered with, by calling 410-220-5494. If you call Chapter, please let me know about your experience. It's Not That Complicated https://drive.google.com/file/d/1Hqs4v7wLCjhh5ohWVVSNTs2HsGz9nufD/view Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...

    2h 8m

  8. 09/25/2025

    RBS 230: Free Medicare Resources to Help You Pick the Best Plan for You (Part 3 of 3)

    In this episode, we'll walk through resources you can use to get free help with Medicare. The Resources are broken into three categories: 1. Free online educational content 2. Free Medicare guidance from SHIP 3. Free Medicare guidance from insurance brokers Resources Medicare: https://www.medicare.gov/ CMS: https://www.cms.gov/ KFF: https://www.kff.org/topic/medicare/ SHIP: https://www.shiphelp.org/ JAMA Study on SHIP: https://jamanetwork.com/journals/jama... Chapter: 410-220-5494 Federal Lawsuit: https://www.justice.gov/opa/media/139... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm... Get free guidance on Medicare from Chapter, a company I've partnered with, by calling 410-220-5494. If you call Chapter, please let me know about your experience.

    19 min
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Hosts & Guests

4.8
out of 5
186 Ratings

About

Personal finance for smart people by the host of the Dough Roller Money Podcast. Rather than forcing you into a one-size-fits-all financial plan, we discuss the tools, resources, and strategies that will empower you to make the best money decisions for you and your family.

Information

  • Creator
    Rob Berger
  • Years Active
    2020 - 2026
  • Episodes
    237
  • Rating
    Clean
  • Copyright
    © 2026 The Rob Berger Show
  • Show Website
    The Rob Berger Show

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