The Rob Berger Show

Rob Berger
  • 4.8 (202)
  • Investing
  • Updated Semiweekly

Personal finance for smart people by the host of the Dough Roller Money Podcast. Rather than forcing you into a one-size-fits-all financial plan, we discuss the tools, resources, and strategies that will empower you to make the best money decisions for you and your family.

  1. 4d ago

    RBS 250: Will the SpaceX IPO Crash the Stock Market? (FQF)

    This week in Five Question Friday (FQF): mega IPOs, sequence of returns risk, RMDs from a bonds-only IRA, Roth conversions after 59 1/2, and VT versus VTI plus VXUS. Question 1: Will the giant IPOs coming in 2026 drain money from the market and depress stock prices? Question 2: Is 20% to 30% in bonds enough protection against sequence of returns risk? Question 3: If you move your IRA entirely into bonds, will RMDs force you to sell bonds when they're down? Question 4: If you're over 59 1/2, why not make every IRA withdrawal a Roth conversion? Question 5: Is "VT and chill" costing you 0.7% a year compared to holding VTI and VXUS separately? Resources mentioned in the video: SpaceX IPO pricing: https://www.npr.org/2026/06/11/nx-s1-... S&P 500 buyback data: https://www.spglobal.com/spdji/en/cor... Money market fund assets: https://www.ici.org/research/stats/mmf Bengen's original 1994 paper: https://www.financialplanningassociat... Kitces/Pfau rising equity glidepath: https://www.kitces.com/blog/should-eq... IRS RMD FAQs: https://www.irs.gov/retirement-plans/... IRS Publication 590-B (Roth and IRA distribution rules): https://www.irs.gov/publications/p590b RMDs come out before conversions: https://irahelp.com/new-rule-all-ira-... The two Roth 5-year rules: https://www.kitces.com/blog/understan... The VT vs VTI/VXUS articles in question: https://princetonasset.com/2026/05/25... Elm Wealth on VT vs VTI/VXUS: https://elmwealth.com/vt-vs-vti-vxus/ Bernstein on the rebalancing bonus: https://www.efficientfrontier.com/ef/... Foreign tax credit basics: https://www.bogleheads.org/wiki/Forei... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...

    35 min

  2. 6d ago

    RBS 249: Is Dave Ramsey Right About Beating the S&P 500?

    In today's video we discuss if we should try to find investments that consistently beat the S&P 500. Resources From Video    • You Can’t Win With Money While Your Life I...  https://www.spglobal.com/spdji/en/res... https://www.morningstar.com/funds/xna... https://www.morningstar.com/funds/xna... https://www.morningstar.com/etfs/arcx... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...

    18 min

  3. Jun 12

    RBS 248: Is a Stock Market Crash Inevitable and How Should We Prepare? (FQF)

    In today's Five Question Friday (FQF) video, we cover these questions:  1. Is the market inevitably going to crash, and how to mitigate 2. When to take SS and investing the early payments 3. Should we even bother tracking portfolio performance? 4. How to calculate how much money you need to retire comfortably 5. Why retirees still need an emergency fund Resources From Video Open Social Security: https://opensocialsecurity.com/ FI Calc: https://ficalc.app/ Boldin: https://go.robberger.com/boldin/yt-fqf Empower: https://go.robberger.com/empower/yt-fqf Snowball Analytics: https://go.robberger.com/snowball-ana... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...

    28 min

  4. May 29

    RBS 247: 4 Golden Rules for Avoiding Financial Scams (FQF)

    In today's Five Question Friday (FQF) episode, we cover these questions: 1. Four golden rules for avoiding financial scams 2. Finding and canceling forgotten subscriptions 3. Sharing passwords and 2FA with your spouse 4. Finding trustworthy help managing finances in old age 5. Are debt consolidation services legitimate? Resources From Video FTC Avoiding and Reporting Scams: https://consumer.ftc.gov/scams ReportFraud.ftc.gov — If you encounter a scam, report it here to help law enforcement stop scammers. IdentityTheft.gov — If you think a scammer has your personal information, this site walks you through recovery steps. Rocket Money: https://go.robberger.com/rocket-money... Monarch Money: https://go.robberger.com/monarch-rob5... (Use code ROB50 for 50% off the first year's subscription) 1Password Families: https://go.robberger.com/1password/yt- AADMM Find a DMM Directory: https://secure.aadmm.com/ Nolo's Guide to Daily Money Managers: https://www.nolo.com/legal-encycloped... NFCC Agency Finder: https://www.nfcc.org/agency-finder Consumer Financial Protection Bureau - Credit Counseling Guide: https://www.consumerfinance.gov/ask-c... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...

    15 min

  5. May 27

    RBS 246: I Tested ChatGPT for Finance Against My Budgeting App — Here's What I Found

    In today's episode, we discuss the following: 1. ChatGPT for Finances 2. A free version 3. Whether this is the end of budgeting apps Resources From Video ChatGPT Prompt: Create a beautiful dashboard that shows me my spending by category, a pie chart that I can click on to show which transactions make up that category, and identify any suspicious transactions and also any recurring expenses. Really make the dashboard really pretty. Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...

    15 min

  6. May 22

    RBS 245: How many years of "safe funds" should you hold beyond guaranteed income? (FQF)

    In today's Five Question Friday (FQF) video, we cover these questions: 1. How many years of "safe funds" should you hold beyond guaranteed income? 2. Reducing portfolio risk in retirement when returns aren't needed 3. Budgeting app that syncs the Sam's Club Mastercard 4. Does the 4% rule account for pre-tax vs. after-tax assets? 5. Should you only sell stocks when the market is at record highs? Resources From Video Budgeting Apps: https://robberger.com/best-budgeting-... Monarch Money: https://go.robberger.com/monarch-rob5... (Promo code: ROB50) https://www.wallstreetcourier.com/spo... https://www.morningstar.com/economy/w... https://www.monarch.com/connection-st... https://robberger.com/research/asset-... https://www.kitces.com/blog/the-impac... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...

    26 min

  7. May 18

    RBS 244: How One Retiree Used the Bucket Strategy to Generate $241,098 in Extra Wealth

    In today's video, we answer the following question: Can the bucket strategy help you generate income and grow your wealth in retirement, even as you're spending money to live on? Retirement Manifesto Articles First Article: https://www.theretirementmanifesto.co... Second Article: https://www.theretirementmanifesto.co... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...

    22 min

  8. Apr 24

    RBS 243: The Floor & Enjoy Retirement Strategy (FQF)

    In today's Five Question Friday (FQF) video, we cover these questions:  1. Floor & Enjoy Retirement Strategy 2. Target Date Funds 3. Paying Taxes on Roth Conversions 4. Vanguard’s New BondBuilder ETFs 5. Boldin vs. Empower Resources From Video Empower: https://go.robberger.com/empower/yt-fqf Boldin: https://go.robberger.com/boldin/yt-fqf https://longevity.stanford.edu/wp-con... https://robberger.com/spend-safely-in... https://fundresearch.fidelity.com/mut... https://fundresearch.fidelity.com/mut... https://advisors.vanguard.com/tax-cen... https://investor.vanguard.com/investo... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...

    29 min
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Hosts & Guests

4.8
out of 5
202 Ratings

About

Personal finance for smart people by the host of the Dough Roller Money Podcast. Rather than forcing you into a one-size-fits-all financial plan, we discuss the tools, resources, and strategies that will empower you to make the best money decisions for you and your family.

Information

  • Creator
    Rob Berger
  • Years Active
    2020 - 2026
  • Episodes
    250
  • Rating
    Explicit
  • Copyright
    © 2026 The Rob Berger Show
  • Show Website
    The Rob Berger Show

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