The Personal Finance Podcast

Andrew Giancola
  • 4.7 (1.4K)
  • Investing
  • Updated Weekly

Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.

  1. 1d ago

    19 Strategies to Pay Off Debt (FASTER!)

    What if you could pay off your debt faster without completely overhauling your life? From micro payments and bi-weekly payments to refinancing, found money strategies, and behavioral hacks, this episode breaks down 19 practical strategies to help reduce debt, save on interest, and accelerate the path toward financial freedom. 👉 Want personalized help from Andrew? Join Master Money Academy at https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Live Call Registration Form: [Google Form] 👉 One-on-One Coaching Application Form: [Google Form] 👉 Master Money Wealth Building Strategy Call: [Calendly] What You'll Learn in This Episode How micro payments can help reduce debt faster and lower interest costs Why bi-weekly payments can result in an extra full payment each year How paying before a statement closes can improve utilization and create refinancing opportunities Why rounding up debt payments can make extra payments easier to maintain How to negotiate a lower APR with your credit card company When a 0% balance transfer can help and when it can make the situation worse How refinancing and debt consolidation can reduce interest costs Why principal-only payments can help extra payments go directly toward your loan balance How the debt snowball and debt avalanche strategies compare Why rolling payments forward can accelerate your debt payoff How to use tax refunds, bonuses, raises, and other windfalls to attack debt How canceling unused subscriptions can create money for debt payments Why selling unused items around the house can help generate extra cash How credit card points and cash back can potentially be redirected toward debt Why debt payments should increase as income increases How automating minimum payments can keep your debt plan on track Why freezing new credit card charges can prevent the debt cycle from getting worse How visual debt trackers can improve motivation and accountability How no-spend weeks or months can help redirect more money toward debt Start Here Ready to take control of your debt and build toward financial freedom? 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Hostinger Build a website with Hostinger’s AI website builder. Go to https://www.hostinger.com/pfp and use code PFP for 10% off. Indeed Get a $75 sponsored job credit at https://www.indeed.com/podcast. Terms and conditions apply. Wayfair Shop furniture and home products at https://www.wayfair.com/ Leesa Get up to 30% off mattresses plus an extra $50 off with promo code PFP at https://www.leesa.com/ Policygenius Compare life insurance quotes from top insurers at https://www.policygenius.com/ Resources Car Insurance https://secure.money.com/pr/gc43ce394da5 Best HYSA https://secure.money.com/pr/r453ecf4d190 Stock Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c Best IRAs https://secure.money.com/pr/oe09b73d1952 Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney Connect with Andrew Instagram https://www.instagram.com/mastermoneyco/ TikTok https://www.tiktok.com/@mastermoneyco Facebook https://www.facebook.com/mastermoneyco/ Podcast https://mastermoney.co/podcast/ YouTube https://www.youtube.com/@MasterMoneyCo Newsletter https://expert-hustler-605.ck.page/6aa7bb9a79 Website https://mastermoney.co/ X https://x.com/mastermoneyco LinkedIn https://www.linkedin.com/company/mastermoneyco/ Question for you: Which of these 19 debt payoff strategies are you going to try first? Learn more about your ad choices. Visit megaphone.fm/adchoices

  2. 3d ago

    How to Build a Portfolio If You Are Worried About An AI Bubble

    What if AI really is in a bubble? Should you sell your investments, avoid tech completely, or change your portfolio? The answer isn't to predict the next crash. It's to build a portfolio that can handle uncertainty while still allowing you to participate in long-term growth. 👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about 👉 Join Andrew’s FREE Investing for Beginners Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform 👉 One-on-One Coaching Application Form: https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit 👉 Master Money Wealth Building Strategy Call: https://calendly.com/irene-mastermoney/master-money-wealth-building-strategy-call?month=2026-09 What You'll Learn in This Episode Why you shouldn't try to predict whether an AI bubble or market crash is coming The difference between betting on AI technology and betting on the price of AI stocks How much AI exposure you may already have through broad-based index funds How index funds can help reduce concentration risk when individual companies fall How equal-weight, value, small-cap value, and international funds can diversify your portfolio Why adding bonds can make sense depending on your age, goals, and stage of wealth building How rebalancing can help keep your portfolio aligned with your original investment plan Why selling everything and waiting for a market crash can hurt long-term returns How to create an investment plan that removes emotion from your investing decisions How to determine your risk tolerance and build an asset allocation around it How to organize investments across multiple retirement and brokerage accounts What a Backdoor Roth IRA is and why it can be useful for high earners Start Here Join the community built to help you build your portfolio, learn how to invest, and work toward financial freedom. 👉 Try **Master Money Academy FREE** for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s **FREE Investing for Beginners Masterclass** https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The **Master Money Newsletter** where you will become smarter with your money in 5 minutes or less per week https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Hostinger → Build your website step by step at https://www.hostinger.com/ and use code PFP for 10% off Indeed → Get a $75 sponsored job credit at https://www.indeed.com/podcast Wayfair → Shop thousands of products for every style and budget at https://www.wayfair.com/ Leesa → Get up to 30% off mattresses plus an extra $50 off with promo code PFP at https://www.leesa.com/ Policygenius → Compare life insurance quotes for free at https://www.policygenius.com/ **Resources** Car Insurance → https://secure.money.com/pr/gc43ce394da5 Best HYSA → https://secure.money.com/pr/r453ecf4d190 Stock Brokerage Accounts → https://secure.money.com/pr/v8d06f8de92c Best IRAs → https://secure.money.com/pr/oe09b73d1952 Favorite Travel Credit Cards → https://milevalue.com/best-credit-cards/?aff=mastermoney Watch Next How to Build Your Investment Portfolio (The Portfolio Pyramid!) The 7 Habits of Great Investors 5 Signs You’re Overthinking Investing! (Plus Money Q&A!) The 5 Levels of FIRE (Coast, Lean, FI, Chubby, Fat) Connect with Andrew Instagram → https://bit.ly/Skool-Instagram TikTok → https://bit.ly/Skool-TikTok Facebook → https://bit.ly/Skool-Facebook Podcast → https://bit.ly/Skool-Podcast YouTube → http://bit.ly/Skool-Youtube Newsletter → https://bit.ly/Skool-Newsletter Website → https://mastermoney.co X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 Question for you: Are you worried about an AI bubble, and if so, what changes, if any, are you considering making to your portfolio? Learn more about your ad choices. Visit megaphone.fm/adchoices

  3. Sep 30

    The Millionaire Money Rules (Get to $1M Faster!)

    Most people will never become millionaires because nobody handed them the rules. These ten rules cover spending, debt, investing, income, and protection, and they are the whole game.  👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about  👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21  👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform  👉 One-on-One Coaching Application Form https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit  👉 Master Money Wealth Building Strategy Call https://calendly.com/irene-mastermoney/master-money-wealth-building-strategy-call?month=2026-09  What You'll Learn in This Episode The ten money rules that move the needle toward your first million How to spend aggressively on what you value and cut everything else What a $10,000 credit card balance really costs you over three years The micropayment strategy for chipping away at debt faster Why index funds beat trying to find the next winner The six million-dollar money decisions worth obsessing over How to build money routines around your personality instead of fighting it Why net worth, not income, is the only scorecard that counts Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals   Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance  Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com Hostinger → Build your vision step by step at ⁠⁠Hostinger.com/PFP⁠⁠ and use code PFP for 10% off now  Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP  Polygenius →  Free life insurance quote http://policygenius.com  DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/  Resource/s  Car Insurance https://secure.money.com/pr/gc43ce394da5  Best HYSA https://secure.money.com/pr/r453ecf4d190  Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c   Best IRAs https://secure.money.com/pr/oe09b73d1952  Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney  Book/s Mentioned Get That Raise https://mastermoney.co/get-that-raise-ebook/  Episode/s Mentioned  How to Negotiate Your Salary (The Step-By-Step System!) https://youtu.be/rIDlLqDI3O0  5 Side-Hustles That Can Turn into a Full time Income! https://youtu.be/bEIzgYWLi1I   5 Side Hustles That Can Turn into a Full time Income! Part 2 https://youtu.be/10C4zt9w8NQ   5 Side Hustles That Can Turn into a Full Time Income! (Part 3) https://youtu.be/jEkKQZVYLSg   5 Side Hustles That Can Turn Into a Full Time Income (Part 4) https://youtu.be/DPQwY_U3lKY  Why Your First $1 Million Changes Everything https://youtu.be/SgG8DQGZVG0  The 1-3-6 Method For Building & Managing Your Emergency Fund https://youtu.be/rGdII_Z0hnw  Type A vs. Type B Money Personality: Which one are you? https://youtu.be/ZoyLEwBMQdQ  How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU  Watch Next The EXACT System I Use to Manage Every Paycheck https://youtu.be/o-URBMRnItU  The 7 Habits of Great Investors https://youtu.be/TxI_S5rP9X4  How to Reach Financial Independence Without Putting Your Life on Hold with Justin Peters https://youtu.be/UuY_c3OuQ6I  5 Signs You’re Overthinking Investing! (Plus Money Q&A!) https://youtu.be/amtxpMBllmc  The 5 Levels of FIRE (Coast, Lean, FI, Chubby, Fat) https://youtu.be/cpZCevuXW1U  Connect with Andrew Instagram → https://bit.ly/Skool-Instagram  TikTok → https://bit.ly/Skool-TikTok  Facebook → https://bit.ly/Skool-Facebook  Podcast → https://bit.ly/Skool-Podcast  Youtube → bit.ly/Skool-Youtube  Newsletter → https://bit.ly/Skool-Newsletter  Website →⁠ https://mastermoney.co ⁠ X → ⁠https://x.com/mastermoneyco LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠ Question for you: Which of the ten rules are you already following, and which one needs work?  Learn more about your ad choices. Visit megaphone.fm/adchoices

  4. Sep 28

    The EXACT System I Use to Manage Every Paycheck

    Bills first, savings with whatever is left. That is how almost everyone runs their money, and it is supposed to be backwards. Andrew flips the whole sequence and automates every step of it.  👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about  👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21  👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform  👉 One-on-One Coaching Application Form https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit  👉 Master Money Wealth Building Strategy Call https://calendly.com/irene-mastermoney/master-money-wealth-building-strategy-call?month=2026-09  What You'll Learn in This Episode The eight-step order every paycheck runs through, and why investing comes first Why your checking account should only ever be a pass-through How to cluster your bills so cash flow stops surprising you The weekly credit card habit that kills revolving balances Which savings buckets to build once the emergency fund is done What the whole system looks like on a $6,000 paycheck Whether an emergency fund belongs in cash or a brokerage account Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals   Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance  Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com Hostinger → Build your vision step by step at ⁠⁠Hostinger.com/PFP⁠⁠ and use code PFP for 10% off now  Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP  Polygenius →  Free life insurance quote http://policygenius.com  DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/  Resource/s  Car Insurance https://secure.money.com/pr/gc43ce394da5  Best HYSA https://secure.money.com/pr/r453ecf4d190  Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c   Best IRAs https://secure.money.com/pr/oe09b73d1952  Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney  Tool/s Mentioned  Compound Interest Calculator https://mastermoneyresources.com/investment-calculator-page  Episode/s Mentioned  Type A vs. Type B Money Personality: Which one are you? https://youtu.be/ZoyLEwBMQdQ  How to Build a Vacation Fund That Pays You For Life + (Money Q&A) https://youtu.be/SMDRQkqnA74  Watch Next The 7 Habits of Great Investors https://youtu.be/TxI_S5rP9X4  How to Reach Financial Independence Without Putting Your Life on Hold with Justin Peters https://youtu.be/UuY_c3OuQ6I  5 Signs You’re Overthinking Investing! (Plus Money Q&A!) https://youtu.be/amtxpMBllmc  The 5 Levels of FIRE (Coast, Lean, FI, Chubby, Fat) https://youtu.be/cpZCevuXW1U  Type A vs. Type B Money Personality: Which one are you? https://youtu.be/ZoyLEwBMQdQ  Connect with Andrew Instagram → https://bit.ly/Skool-Instagram  TikTok → https://bit.ly/Skool-TikTok  Facebook → https://bit.ly/Skool-Facebook  Podcast → https://bit.ly/Skool-Podcast  Youtube → bit.ly/Skool-Youtube  Newsletter → https://bit.ly/Skool-Newsletter  Website →⁠ https://mastermoney.co ⁠ X → ⁠https://x.com/mastermoneyco LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠ Question for you: What is your current order of operations when a paycheck hits? Post it in the comments.  Learn more about your ad choices. Visit megaphone.fm/adchoices

  5. Sep 23

    The 7 Habits of Great Investors

    The best investors in the world do not share a strategy, but they do share a set of habits. If you learn these habits of great investors instead of their stock picks, your portfolio would probably do better.  👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about  👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21  👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform  👉 One-on-One Coaching Application Form https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit  👉 Master Money Wealth Building Strategy Call https://calendly.com/irene-mastermoney/master-money-wealth-building-strategy-call?month=2026-09  What You'll Learn in This Episode The seven habits successful investors share, regardless of their strategy How automatic increases helped people nearly quadruple their savings rate without feeling it What a 1% fee costs over a career, including one example where it takes $4 million off the ending balance Why the best days in the market tend to show up right next to the worst ones The research showing just 4% of companies created all the net wealth in the stock market Practical ways to keep your emotions from wrecking your returns Plus listener questions on paying off 23% credit card debt, getting a spouse engaged with money, preparing an investment plan while still in debt, and whether to use a bonus on low-interest loans or a Roth IRA Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals   Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance  Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com    Hostinger → Builds your vision step by step. Create your website today at ⁠Hostinger.com/PFP⁠ and use code PFP for 10% off now Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP  Polygenius →  Free life insurance quote http://policygenius.com  DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/  Resource/s  Car Insurance https://secure.money.com/pr/gc43ce394da5  Best HYSA https://secure.money.com/pr/r453ecf4d190  Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c   Best IRAs https://secure.money.com/pr/oe09b73d1952  Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney  Tool/s Mentioned  Compound Interest Calculator https://mastermoneyresources.com/investment-calculator-page  Book/s Mentioned The Psychology of Money by Morgan Housel The Little Book of Common Sense Investing by John Bogle The Simple Path to Wealth by JL Collins A Random Walk Down Wall Street by Burton Malkiel The Bogleheads' Guide to Investing Warren Buffett's shareholder letters, free at https://www.berkshirehathaway.com/letters/letters.html  Episode/s Mentioned  The Business Show https://youtube.com/playlist?list=PLHvdISl-a2chNMWZfkJra-15dS_vlKEt3&si=m0TPEfzeyMjIzEPb  Watch Next How to Reach Financial Independence Without Putting Your Life on Hold with Justin Peters https://youtu.be/UuY_c3OuQ6I  5 Signs You’re Overthinking Investing! (Plus Money Q&A!) https://youtu.be/amtxpMBllmc  The 5 Levels of FIRE (Coast, Lean, FI, Chubby, Fat) https://youtu.be/cpZCevuXW1U  Type A vs. Type B Money Personality: Which one are you? https://youtu.be/ZoyLEwBMQdQ  The 12 Worst Money Habits (Ranked!) https://youtu.be/VEgX_BT5dA0  Connect with Andrew Instagram → https://bit.ly/Skool-Instagram  TikTok → https://bit.ly/Skool-TikTok  Facebook → https://bit.ly/Skool-Facebook  Podcast → https://bit.ly/Skool-Podcast  Youtube → bit.ly/Skool-Youtube  Newsletter → https://bit.ly/Skool-Newsletter  Website →⁠ https://mastermoney.co ⁠ X → ⁠https://x.com/mastermoneyco LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠ Question for you: Which of the seven habits do you already have, and which one are you still working on?  Learn more about your ad choices. Visit megaphone.fm/adchoices

  6. Sep 21

    How to Reach Financial Independence Without Putting Your Life on Hold with Justin Peters

    There is a point where saving another dollar starts costing you something worth more than the dollar. Justin Peters figured out exactly where that line is.  👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about  👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21  👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform  👉 One-on-One Coaching Application Form https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit  👉 Master Money Wealth Building Strategy Call https://calendly.com/irene-mastermoney/master-money-wealth-building-strategy-call?month=2026-09  What You'll Learn in This Episode Justin's four spending principles, including the fun fund and the oops budget The "moments that matter" list, and how to decide what money should not get a vote on The line between discipline and deprivation, and how to tell which side you are on Why the last 10% of optimization costs more in life satisfaction than it saves Small experiments that reveal what you actually value, no soul searching required When lifestyle creep is healthy, and the mental trick that makes spending feel safer The monthly money routine that takes 20 to 30 minutes How Justin and his wife run money together, and the mistake both he and Andrew made early on Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals   Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance  Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com    Hostinger → Builds your vision step by step. Create your website today at ⁠Hostinger.com/PFP⁠ and use code PFP for 10% off now Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP  Polygenius →  Free life insurance quote http://policygenius.com  DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/  Resource/s   Car Insurance https://secure.money.com/pr/gc43ce394da5  Best HYSA https://secure.money.com/pr/r453ecf4d190  Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c   Best IRAs https://secure.money.com/pr/oe09b73d1952  Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney  Episode/s Mentioned  Why you NEED a Financial Independence Bucket List With Justin Peters https://youtu.be/ASEQtEjoUMI  The 5 Types of Wealth With Sahil Bloom https://youtu.be/DTzYvlbRiIs  How to Never Worry About Money Again with Jesse Mecham https://youtu.be/_Zrin_NvjpY  The 5 Levels of FIRE (Coast, Lean, FI, Chubby, Fat) https://youtu.be/cpZCevuXW1U  How to Double Your Income in One Year with Andrew Giancola https://open.spotify.com/episode/5mt4PuxjYDSGi4D0HOpntH?si=mNpWJbGKQxeYOIIGFaOZiw  Watch Next 5 Signs You’re Overthinking Investing! (Plus Money Q&A!) https://youtu.be/amtxpMBllmc  The 5 Levels of FIRE (Coast, Lean, FI, Chubby, Fat) https://youtu.be/cpZCevuXW1U  Type A vs. Type B Money Personality: Which one are you? https://youtu.be/ZoyLEwBMQdQ  The 12 Worst Money Habits (Ranked!) https://youtu.be/VEgX_BT5dA0  How to Never Worry About Money Again with Jesse Mecham https://youtu.be/_Zrin_NvjpY  Connect with Justin Email → Justin@FIMinded.com  X → https://x.com/justinleepeters  Instagram → https://www.instagram.com/justinleepeters  LinkedIn → https://www.linkedin.com/in/justinleepeters/ Pod.link (all players): https://pod.link/1496701179 Connect with Andrew Instagram → https://bit.ly/Skool-Instagram  TikTok → https://bit.ly/Skool-TikTok  Facebook → https://bit.ly/Skool-Facebook  Podcast → https://bit.ly/Skool-Podcast  Youtube → bit.ly/Skool-Youtube  Newsletter → https://bit.ly/Skool-Newsletter  Website →⁠ https://mastermoney.co ⁠ X → ⁠https://x.com/mastermoneyco LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠ Question for you: What would go on your "moments that matter" list? Name one in the comments.  Learn more about your ad choices. Visit megaphone.fm/adchoices

  7. Sep 16

    5 Signs You’re Overthinking Investing! (Plus Money Q&A!)

    Investing is supposed to be simple: right accounts, low-cost funds, decades of consistency. If yours has become anything more complicated than that, one of these five signs is probably why. 👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about  👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21  👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform  👉 One-on-One Coaching Application Form https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit  👉 Master Money Wealth Building Strategy Call https://calendly.com/irene-mastermoney/master-money-wealth-building-strategy-call?month=2026-09  What You'll Learn in This Episode Five habits that signal you are overcomplicating your portfolio Why owning more funds often means less diversification, not more The free tool that shows how much overlap your holdings actually have Why waiting for the right entry point keeps costing people years How often to check your accounts without it working against you Plus listener questions on cross-border estate taxes, surviving a 10-month school paycheck year, and what to do with money while living at home Andrew's honest take on day trading after a layoff, and what he would do instead A new brokerage transfer scam that a credit freeze will not stop Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals   Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance  Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com    Hostinger → Builds your vision step by step. Create your website today at Hostinger.com/PFP and use code PFP for 10% off now. Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP  Polygenius →  Free life insurance quote http://policygenius.com  DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/  Resource/s  Car Insurance https://secure.money.com/pr/gc43ce394da5  Best HYSA https://secure.money.com/pr/r453ecf4d190  Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c   Best IRAs https://secure.money.com/pr/oe09b73d1952  Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney  Tool/s Mentioned  Coast FIRE Calculator https://visionary-raindrop-1fc22a.netlify.app/  Compound Interest Calculator https://expert-hustler-605.kit.com/aefaaad27e  Episode/s Mentioned  How to Save $100,000 on a Low Salary https://youtu.be/f8-BWWiDpKc  How to Never Worry About Money Again with Jesse Mecham https://youtu.be/_Zrin_NvjpY  The 1-3-6 Method For Building & Managing Your Emergency Fund https://youtu.be/rGdII_Z0hnw  Why Index Funds Are King (Plus My Favorite Index Funds!) https://www.thepersonalfinancepodcast.com/why-index-funds-are-king-plus-my-favorite-index-funds/  15 Reasons Index Funds Are Still My All Time Favorite Investment https://www.thepersonalfinancepodcast.com/15-reasons-index-funds-are-still-my-all-time-favorite-investement/  Index Funds VS. ETFs | Which One Is a Better Investment? (THE GREAT SHOWDOWN! https://www.thepersonalfinancepodcast.com/index-funds-vs-etfs-which-one-is-a-better-investment-the-great-showdown/  How to Put Together a Bulletproof Investment Plan (Set it and Forget it) https://www.thepersonalfinancepodcast.com/how-to-put-together-a-bulletproof-investment/  Watch Next The 5 Levels of FIRE (Coast, Lean, FI, Chubby, Fat) https://youtu.be/cpZCevuXW1U  Type A vs. Type B Money Personality: Which one are you? https://youtu.be/ZoyLEwBMQdQ  The 12 Worst Money Habits (Ranked!) https://youtu.be/VEgX_BT5dA0  How to Never Worry About Money Again with Jesse Mecham https://youtu.be/_Zrin_NvjpY  How to Save $100,000 on a Low Salary https://youtu.be/f8-BWWiDpKc  Connect with Andrew Instagram → https://bit.ly/Skool-Instagram  TikTok → https://bit.ly/Skool-TikTok  Facebook → https://bit.ly/Skool-Facebook  Podcast → https://bit.ly/Skool-Podcast  Youtube → bit.ly/Skool-Youtube  Newsletter → https://bit.ly/Skool-Newsletter  Website →⁠ https://mastermoney.co ⁠ X → ⁠https://x.com/mastermoneyco LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠ Question for you: Which of the five are you guilty of?  Learn more about your ad choices. Visit megaphone.fm/adchoices

  8. Sep 14

    The 5 Levels of FIRE (Coast, Lean, FI, Chubby, Fat)

    Coast FIRE, Lean FIRE, Chubby FIRE, Fat FIRE. Five levels, five very different lifestyles, and one of them is the milestone Andrew thinks everyone should chase first.  👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about  👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21  👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform  👉 One-on-One Coaching Application Form https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit  👉 Master Money Wealth Building Strategy Call https://calendly.com/irene-mastermoney/master-money-wealth-building-strategy-call?month=2026-09  What You'll Learn in This Episode The 25x rule and the math sitting underneath every level of FIRE All five levels explained, from the first milestone to the highest one Why Coast FIRE should be your first target no matter which level you ultimately want What Lean FIRE actually requires you to give up, and who it fits How to calculate your own number using last year's bank statements The difference between Chubby and Fat FIRE, and what the extra cushion buys you Why the withdrawal rate deserves a second look if you retire decades early The trap of the moving goalpost, and how to decide when enough is enough Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals   Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance  Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com    Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP  Polygenius →  Free life insurance quote http://policygenius.com  DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/  Resource/s  Car Insurance https://secure.money.com/pr/gc43ce394da5  Best HYSA https://secure.money.com/pr/r453ecf4d190  Stock  Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c   Best IRAs https://secure.money.com/pr/oe09b73d1952  Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney  Tool/s Mentioned  Coast FIRE Calculator https://visionary-raindrop-1fc22a.netlify.app/  Compound Interest Calculator https://expert-hustler-605.kit.com/aefaaad27e  Episode/s Mentioned  Why Coast FIRE May Be The Perfect Strategy for You with Andy Hill https://www.thepersonalfinancepodcast.com/why-coast-fire-may-be-the-perfect-strategy-for-you-with-andy-hill/  Hit This Number and You Can STOP SAVING! (Even When You are Young) https://youtu.be/R2ebV44XaAY  Why Barista FIRE Is the Coolest Strategy There Is (Retire Faster Than You Thought!) https://www.thepersonalfinancepodcast.com/why-barista-fire-is-the-coolest-strategy-there-is-retire-faster-than-you-thought/  How to Retire in 10 Years or Less! https://youtu.be/nStwD03vJ64  Why a Mini Retirement Can Change Your Life https://youtu.be/o5HIfbIwfjI  Watch Next Type A vs. Type B Money Personality: Which one are you? https://youtu.be/ZoyLEwBMQdQ  The 12 Worst Money Habits (Ranked!) https://youtu.be/VEgX_BT5dA0  How to Never Worry About Money Again with Jesse Mecham https://youtu.be/_Zrin_NvjpY  How to Save $100,000 on a Low Salary https://youtu.be/f8-BWWiDpKc  How to Spot Fee That's Robbing You, Insure Your Kids' Future & Retire Two Decades Early - Money Q&A https://youtu.be/2y6bjDkgbgM  Connect with Andrew Instagram → https://bit.ly/Skool-Instagram  TikTok → https://bit.ly/Skool-TikTok  Facebook → https://bit.ly/Skool-Facebook  Podcast → https://bit.ly/Skool-Podcast  Youtube → bit.ly/Skool-Youtube  Newsletter → https://bit.ly/Skool-Newsletter  Website →⁠ https://mastermoney.co ⁠ X → ⁠https://x.com/mastermoneyco LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠ Question for you: Which level are you targeting: Coast, Lean, traditional FI, Chubby, or Fat? Comment your answer and why. Learn more about your ad choices. Visit megaphone.fm/adchoices

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About

Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.

Information

  • Creator
    Andrew Giancola
  • Years Active
    2020 - 2026
  • Episodes
    575
  • Rating
    Clean
  • Copyright
    © 2022 The Personal Finance Podcast

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