The Personal Finance Podcast

Andrew Giancola
  • 4.7 (1.4K)
  • Investing
  • Updated Weekly

Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.

  1. 4d ago

    High Income Tax Strategies, Selling a House to Invest in the S&P 500, and Converting $100K to a Roth IRA (Money Q&A)

    Eight questions. Eight real financial situations. Eight answers that might change the way you think about your money.   👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22  What You'll Learn in This Episode How a new US resident with $1.5M should restructure for American retirement accounts How to automate your finances when your income changes every month Should you sell your home and invest the equity in 2026? Why taxes hit harder above $250K and what to do about it The tax order high earners should follow to save six figures a year The simplest way to convert $100K from traditional IRA to Roth without a huge tax bill The AI voice scam targeting one in four Americans right now Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Acorns → Start investing + get $5 bonus http://acorns.com/pfp Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp   Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com   DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned The Retirement Calculator https://expert-hustler-605.kit.com/e6b8d4f8a2  Total Cost of Ownership Calculator https://mastermoney.co/total-cost-of-ownership-calculator/  Automate Your Entire Money System in One Weekend https://courses.mastermoney.co/automate-your-money-checklist   Book/s Mentioned Why We Sleep by Matthew Walker  Episode/s Mentioned Buying a House VS. Investing In the S&P 500 (Which Is Better?) https://youtu.be/6iwf_4iQz0c  How to Automate Your Finances (Money on Autopilot!) https://youtu.be/Fenu_LtdmZU  How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU  Watch Next How to Shave Off 7+ Working Years and Retire Early! https://youtu.be/9oZFn2lmZm4  Is the American Dream Dead? (With Freddie Smith) https://youtu.be/3Ivz8Ts9J2o  How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0  12 Financial Rules of Thumb That Let You Spend More on What You Love https://youtu.be/36HG6VHnA08  How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI  How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY  Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: If you could get one financial question answered live by Andrew, what would it be? Drop it below and join the Master Money newsletter to make it happen.  Learn more about your ad choices. Visit megaphone.fm/adchoices

    1h 15m

  2. 6d ago

    How to Shave Off 7+ Working Years and Retire Early!

    Most people try to retire early by saving more and spending less. The people who actually pull it off use these six strategies instead.  👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22  What You'll Learn in This Episode Why the wrong investments in the wrong accounts could cost you $700K without you even knowing it How one zip code change shaved seven full years off a couple's retirement timeline The spousal IRA most couples skip that quietly builds nearly a million dollars tax-free How to sell hundreds of thousands in gains and legally owe zero in federal taxes The secret 401k bucket that lets high earners add $47,500 extra into tax-free accounts every year How to tap your 401k years before 59 and a half with zero penalty if you plan it right The one healthcare move that turns a $26,000 annual bill into $3,000 in early retirement Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Acorns → Start investing + get $5 bonus http://acorns.com/pfp Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp   Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com   DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Episode/s Mentioned How to Access Your Retirement Accounts EARLY (Roth IRA Conversion Ladder for the FIRE Movement) https://youtu.be/ut8rDIJ1kSI  Watch Next Is the American Dream Dead? (With Freddie Smith) https://youtu.be/3Ivz8Ts9J2o  How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0  12 Financial Rules of Thumb That Let You Spend More on What You Love https://youtu.be/36HG6VHnA08  How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI  How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY  Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: What is your current retirement timeline and how many years are you trying to cut? Drop your number in the comments and let the community help you figure out your next move.  Learn more about your ad choices. Visit megaphone.fm/adchoices

    57 min

  3. May 20

    Is the American Dream Dead? (With Freddie Smith)

    Millennials and Gen Z are not broke because of laziness but a broken system. Here is what is actually going on and what you can do about it.  👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22  What You'll Learn in This Episode Why the American Dream playbook is broken and what replaces it Why luxuries got cheaper while necessities got unaffordable Why two EMTs could build a life in 1996 and cannot today The three-tier middle class divide and why your neighbor pays $55K less than you Whether buying a home in 2026 still makes sense and the two questions to ask first What is actually happening with Social Security and what to do about it The one lever that matters most when the system is working against you Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today!https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Acorns → Start investing + get $5 bonus http://acorns.com/pfp Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp   Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com   DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned Trulia - https://www.trulia.com  Zillow - https://www.zillow.com  Uber - https://www.uber.com  Watch Next How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0  12 Financial Rules of Thumb That Let You Spend More on What You Love https://youtu.be/36HG6VHnA08  How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI  How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY  The Housing Market Is Rigged (Here's How to Beat It) With David Sidoni https://youtu.be/ccXY6vTNJu0  Connect with Freddie Smith  TikTok → https://www.tiktok.com/@fmsmith319  Instagram → https://www.instagram.com/fmsmith319/  Linktree → https://linktr.ee/Freddiemsmith  Spotify →  https://open.spotify.com/show/2MyR1MAPyqDf6OwCrNwR4b  YouTube → https://www.youtube.com/playlist?list=PLVcu9rrANHgA6WY_tH1vtpA8V6uX1BI3C  Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: .Do you think the American Dream is still achievable for your generation, or has the system changed too much? Drop your honest take in the comments below.  Learn more about your ad choices. Visit megaphone.fm/adchoices

    1h 1m

  4. May 18

    How Companies Are Quietly Robbing You! With Lindsay Owens

    The store already knows how much you are willing to pay. They are just waiting for the right moment to charge you that exact amount. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22 What You'll Learn in This Episode What surveillance pricing is and why it is already happening to you at over 250 companies The JetBlue confession that accidentally blew the lid off the entire industry How Walmart's new digital shelf tags could change your grocery price while you are standing in the aisle Why you and the person next to you are probably paying different prices for the exact same thing The three types of data companies collect to figure out the maximum you will pay Three practical things you can do right now to avoid being quietly overcharged Why lower income shoppers often end up paying the most and what needs to change Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Acorns → Start investing + get $5 bonus http://acorns.com/pfp Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned CamelCamelCamel https://de.camelcamelcamel.com/ Keepa https://keepa.com/#!language/1 DuckDuckGo https://duckduckgo.com/ Book/s Mentioned Gouged: The End of a Fair Price and What That Means for Your Wallet (Releases September 29, 2026) Publisher: Penguin Viking Pre-order: Amazon, local bookstores, or direct from Penguin Viking https://www.penguinrandomhouse.com/books/778487/gouged-by-lindsay-owens/ Watch Next 12 Financial Rules of Thumb That Let You Spend More on What You Love https://youtu.be/36HG6VHnA08 How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY The Housing Market Is Rigged (Here's How to Beat It) With David Sidoni https://youtu.be/ccXY6vTNJu0 Focus on THIS in Retirement (Everything Else is Noise) https://youtu.be/afrCCLz4aJ4 Connect with Lindsay Owens Personal Accounts X: https://twitter.com/owenslindsay1 LinkedIn: https://www.linkedin.com/in/lindsay-a-owens-phd-3737032/ Organization (Groundwork Collaborative) Website: https://groundworkcollaborative.org Lindsay's Bio Page: https://groundworkcollaborative.org/person/lindsay-owens/ X: @Groundwork LinkedIn: https://www.linkedin.com/company/groundwork-collaborative Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: Have you ever noticed a price change on something you were about to buy, or realized someone else got a better deal on the exact same thing? Drop your story in the comments below. Learn more about your ad choices. Visit megaphone.fm/adchoices

    57 min

  5. May 15

    12 Financial Rules of Thumb That Let You Spend More on What You Love

    What if the secret to spending more on what you love is not making more money but having better rules for how you spend it?  👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22  What You'll Learn in This Episode How to save and invest automatically so you never have to budget again The back of the napkin math that tells you your retirement number in 60 seconds How to identify exactly where to spend more and where to cut without feeling deprived The one rule that stops impulse purchases before they drain your account A simple formula to evaluate any purchase before you buy it How to enjoy your raises guilt-free while still building serious wealth The question to ask yourself before every major purchase that future you will thank you for Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned Retirement Calculator https://expert-hustler-605.kit.com/e6b8d4f8a Watch Next How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI  How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY  The Housing Market Is Rigged (Here's How to Beat It) With David Sidoni https://youtu.be/ccXY6vTNJu0  Focus on THIS in Retirement (Everything Else is Noise) https://youtu.be/afrCCLz4aJ4  How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU  Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: What is one category you are going to spend more on and one you are going to cut ruthlessly starting today? Drop both in the comments.  Learn more about your ad choices. Visit megaphone.fm/adchoices

    16 min

  6. May 13

    How to RETIRE BY 30! (With Cody Berman)

    Nobody teaches you that financial independence is a spectrum. Here is the mindset shift that changed everything. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22  What You'll Learn in This Episode Why financial independence is a spectrum and how to find the right number for your specific life The two paths to financial freedom and which one fits your situation Why lifestyle inflation in the big three categories kills most people's FI timeline before it even starts How Cody tripled his income multiple years in a row and what he did with every extra dollar Why automation beats discipline every single time and which financial decisions you should never make manually How to buy 11 real estate units in 11 months and what that actually cost out of pocket The one conversation you need to have with your partner to get them on board with financial independence without a single spreadsheet Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Acorns → Start investing + get $5 bonus http://acorns.com/pfp Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp   Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com   DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned Retirement Calculator https://expert-hustler-605.kit.com/e6b8d4f8a2 Book/s Mentioned Retire by 30: https://retireby30book.com The 4-Hour Workweek by Tim Ferriss  The Psychology of Money by Morgan Housel The Five Types of Wealth by Sahil Bloom The Latte Factor by David Bach  The Millionaire Next Door Episode/s Mentioned 5 Side-Hustles That Can Turn into a Full time Income! https://youtu.be/bEIzgYWLi1I  5 Side Hustles That Can Turn into a Full time Income! Part 2 https://youtu.be/10C4zt9w8NQ  5 Side Hustles That Can Turn into a Full Time Income! (Part 3) https://youtu.be/jEkKQZVYLSg  Watch Next How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY  The Housing Market Is Rigged (Here's How to Beat It) With David Sidoni https://youtu.be/ccXY6vTNJu0  Focus on THIS in Retirement (Everything Else is Noise) https://youtu.be/afrCCLz4aJ4  How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU  How to Invest Your First $10K https://youtu.be/GCW1lfujZ2I  Connect with Cody Berman  Instagram: https://www.instagram.com/codydberman/ LinkedIn: https://www.linkedin.com/in/codydberman/ X: https://twitter.com/codydberman  Personal Website: https://codydberman.com Podcast: https://thefishow.com/episodes/  YouTube: https://www.youtube.com/@codydberman/  Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: Where are you on the financial independence spectrum right now? Drop your target in the comments and tell us the one thing you are doing this month to get there faster.  Learn more about your ad choices. Visit megaphone.fm/adchoices

    1h 4m

  7. May 11

    How to Manage Your Money (and Still Enjoy Life)

    Managing money does not have to mean giving up the things you love. Here is the system that lets you do both at the same time.  👉 Join Andrew's ⁠FREE Masterclass The Portfolio Pyramid.⁠ What You'll Learn in This Episode The seven reasons getting good with money is actually the most freeing thing you will ever do Why managing money correctly means you get to spend more on what you love, not less The Block Method: a four-category budgeting framework that finally makes your money feel intentional How to use the 1-3-6 Method to build a bulletproof emergency fund without stopping your investing The exact order to fund your retirement accounts so you never leave free money on the table Three listener Q&As covering how to start late, how to fix your relationship with money, and how to manage finances as a high-earning attorney with student debt How to set up savings buckets for the big lifestyle purchases you actually want Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Acorns → Start investing + get $5 bonus http://acorns.com/pfp Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp   Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com   DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned Free Automation Checklist Retirement Calculator  Episode/s Mentioned How to Automate Your Finances (Money on Autopilot!) https://youtu.be/Fenu_LtdmZU  The 1-3-6 Method For Building & Managing Your Emergency Fund https://www.youtube.com/watch?v=rGdII_Z0hnw&t=1616s  How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://www.youtube.com/watch?v=Vn-NXfFWtfU&t=65s  How to Master Your Student Loans with Robert Farrington https://www.youtube.com/watch?v=t146LJRUc0o  Watch Next The Housing Market Is Rigged (Here's How to Beat It) With David Sidoni https://youtu.be/ccXY6vTNJu0  Focus on THIS in Retirement (Everything Else is Noise) https://youtu.be/afrCCLz4aJ4  How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU  How to Invest Your First $10K https://youtu.be/GCW1lfujZ2I  The Financial Priorities That Matter Most (By Life Stage) https://youtu.be/h2WFjoekghE  Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: What is one thing you have been putting off buying or doing because of money that you actually really want? Drop it below and let us figure out if there is a way to make it happen without derailing your financial plan.  Learn more about your ad choices. Visit megaphone.fm/adchoices

    57 min

  8. May 6

    The Housing Market Is Rigged (Here's How to Beat It) With David Sidoni

    What if the thing keeping you out of the housing market is not the market at all but the advice you have been given?  👉 Join Andrew's ⁠FREE Masterclass The Portfolio Pyramid.⁠ What You'll Learn in This Episode Why the 20% down payment rule is outdated and what first-time buyers are actually putting down today The zero down loan options that still exist in 2026 and who actually qualifies for them Why PMI is not the devil and the real math behind what it actually costs per month How to stack down payment assistance programs, seller credits, and rate buydowns to dramatically cut your upfront costs The six-column formula that shows why waiting for the market to crash is costing most buyers more than they realize How seller concessions work and exactly when to ask for them during the negotiation process The one housing market stat that matters more than interest rates or home prices Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Acorns → Start investing + get $5 bonus http://acorns.com/pfp Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp   Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com   DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned Total Cost of Ownership Calculator https://mastermoney.co/total-cost-of-ownership-calculator/  Episode/s Mentioned PMI Is Not the Devil He Built A BILLION DOLLAR Real Estate Portfolio (Here's How!) with Brandon Turner How to Make Money In ANY Real Estate Market Why Live-In-Flips May Be the Best Way to Invest in Real Estate with Carl and Mindy Jensen Watch Next Focus on THIS in Retirement (Everything Else is Noise) https://youtu.be/afrCCLz4aJ4  How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU  How to Invest Your First $10K https://youtu.be/GCW1lfujZ2I  The Financial Priorities That Matter Most (By Life Stage) https://youtu.be/h2WFjoekghE  AI Is Coming for Your Job. Here's How to Prepare Financially https://youtu.be/fC86BKAUBxc  Connect with David Sidoni  Instagram - https://www.instagram.com/howtobuyahomepodcast  Website - https://howtobuyahome.com/  TikTok - https://www.tiktok.com/@howtobuyahome  X - https://twitter.com/davidsidoni  LinkedIn - https://www.linkedin.com/in/davidsidoni  YouTube - https://www.youtube.com/@HowToBuyAHome  Apple Podcast - https://podcasts.apple.com/us/podcast/how-to-buy-a-home/id1455257747  Spotify - https://open.spotify.com/show/0vhUO6Sg4XSC1TAZC6Xy7k  Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: Are you currently waiting to buy a home or actively trying to get in? Where are you on the home buying journey right now? Just starting, actively saving, under contract, or still on the fence? Drop your stage in the comments and tell us what your next move is.  Learn more about your ad choices. Visit megaphone.fm/adchoices

    1h 10m
See All (535)

Trailer

Hosts & Guests

4.7
out of 5
1,413 Ratings

About

Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.

Information

  • Creator
    Andrew Giancola
  • Years Active
    2020 - 2026
  • Episodes
    535
  • Rating
    Explicit
  • Copyright
    © 2022 The Personal Finance Podcast

You Might Also Like