The Table with Anthony ONeal

Welcome to The Table with Anthony O'Neal, the show built to help you get out of the red and into the black. Hosted by #1 national bestselling author, professor, and trusted money expert Anthony O'Neal, The Table is where faith meets finance and vision meets strategy. Each episode gives you the tools, truth, and proven systems to break free from debt, build real wealth, and design a life of freedom on any income. You'll learn how to write a vision for your money, eliminate consumer debt for good, build margin, invest with confidence, and leave a legacy that lasts for generations. This isn't hype. This is wealth architecture, one conversation at a time. Pull up a seat. Your freedom is on the other side. 📘 Pre-order Anthony's brand new book Stop Living Paycheck to Paycheck at anthonyoneal.com/book

  1. 1d ago

    Audit Your Salary Before 2027: My Step-by-Step Plan to to Build 7-Figure Wealth on a 5-Figure Income

    You make $70,000 a year, but after taxes, bills, debt, and everyday expenses, how much of that money is actually building your future? In this episode of The Table, Anthony breaks down a realistic $72,000 annual salary, showing exactly where a $4,500 monthly take-home paycheck goes and how just two major financial decisions can determine whether you're building wealth or staying stuck. Through a practical, line-by-line budget audit, Anthony exposes the hidden cost of housing and car payments, explains why cutting subscriptions won't fix every money problem, and shares his four-step approach to taking control of your finances. From building emergency savings and eliminating consumer debt to investing consistently, this episode is about making the money you already earn work harder for your future. Mentioned In Today's Episode:  📖 Order "Stop Living Paycheck to Paycheck" (+$275 in free bonuses): https://www.anthonyoneal.com/book 📱 Download the In The Black App (your daily money coach): https://www.anthonyoneal.com/intheblack ❓Want Anthony to review your finances or share your debt-free journey on The Table? Apply at https://www.anthonyoneal.com/the-table 🔵 Join THE FREEDOM CIRCLE™ Community: https://aofreedomcircle.com/ QUOTES:  “A car payment is not paid for out of your month; it's paid for out of your future.” – Anthony O’Neal “A budget gives your money direction. It doesn't give you a prison. It is you telling your money where to go before somebody else does, or before it does.” – Anthony O’Neal KEY POINTS 00:00 – Introduction: Why a $72K salary needs a financial audit before 2027. 00:00 – Breaking down a $4,500 take-home paycheck. 05:04 – Finding your real income and auditing your biggest expenses. 05:04 – The 30% housing rule and the hidden cost of living alone. 10:26 – How a $542 car payment destroys your savings and debt payoff plan. 16:11 – Building a zero-based budget that gives every dollar a purpose. 21:14 – Sinking funds, emergency savings, and preparing for unexpected expenses. 21:14 – The right order to eliminate debt, build security, and invest for long-term wealth ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com  🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com  Connect With Anthony: 👉 Website: https://www.anthonyoneal.com  📸 Instagram: https://www.instagram.com/anthonyoneal  🎵 TikTok: @_anthonyoneal  FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget  🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan  📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings  - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly  - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff  - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo  - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos  - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp  Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

    Audit Your Salary Before 2027: My Step-by-Step Plan to to Build 7-Figure Wealth on a 5-Figure Income
  2. 3d ago

    Middle-Class Money Habits That Keep You Broke: 5 Hidden Money Leaks to Fix Before 2027

    In this episode of The Table with Anthony O’Neal, Anthony exposes five everyday money habits quietly draining middle-class households and keeping hardworking people financially stuck. From food delivery markups and buy-now-pay-later plans to credit card rewards, low-interest bank accounts, and the pressure to look financially successful, these seemingly harmless decisions could be costing you thousands. Anthony also shares his own costly money mistakes, why he walked away from a $3,500 purchase, and the practical steps you can take to stop performing wealth and start building real financial security. Mentioned Here: 📖 Order "Stop Living Paycheck to Paycheck" (+$275 in free bonuses): https://www.anthonyoneal.com/book 📱 Download the In The Black App (your daily money coach): https://www.anthonyoneal.com/intheblack 🔵 Join THE FREEDOM CIRCLE™ Community: https://aofreedomcircle.com/ ❓Want Anthony to review your finances or share your debt-free journey on The Table? Apply at https://www.anthonyoneal.com/the-table KEY POINTS  00:00 – Introduction: Five everyday money habits keeping people broke. 02:40 – The hidden cost of food delivery and convenience spending. 06:05 – How buy-now-pay-later plans trap households in debt. 09:25 – Anthony's costly Christmas gift mistake and the price of impressing others. 13:35 – Why your savings could be losing hundreds in potential interest. 15:20 – Building a six-month emergency fund for financial freedom. 20:35 – Why chasing 2% credit card rewards while paying 22% interest keeps you broke. 24:00 – The danger of performing financial stability instead of building real wealth. 29:50 – How budgeting, vision, and intentional planning protect your financial future. QUOTES:  "The gift was not the problem. The reason was I was not buying a present for my family. I was buying an impression for myself." – Anthony O’Neal "A credit score is a tool. It's not a trophy." – Anthony O’Neal "But family, a budget does not just save you money. Sometimes it saves you regret that you would have to carry a weeks later, five months later, ten years later."– Anthony O’Neal ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com  🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com  Connect With Anthony: 👉 Website: https://www.anthonyoneal.com  📸 Instagram: https://www.instagram.com/anthonyoneal  🎵 TikTok: @_anthonyoneal  FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget  🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan  📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings  - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly  - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff  - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo  - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos  - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp  Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

    Middle-Class Money Habits That Keep You Broke: 5 Hidden Money Leaks to Fix Before 2027
  3. Nov 4

    My Fastest Way to Kill Debt: Do These 5 Things in This Exact Order to Clear Your Debt

    What if the reason you're still in debt isn't how much you make, but the order you use to get out? With credit card interest rates averaging 22.36%, every month you carry a balance is costing you more. But Anthony O'Neal argues that getting out of debt isn't just about math. It's about building momentum and creating a plan you can actually finish. In this episode, Anthony breaks down the exact five-step order to eliminate consumer debt, build an emergency fund, capture your employer's retirement match, and start investing for your future. From the debt snowball strategy to building your personal Freedom Exit Number, you'll learn how to stop letting your paycheck work for everybody else and start using it to build financial security, peace, and lasting freedom.  Mentioned Here:  (BOOK AD) 📖 Order "Stop Living Paycheck to Paycheck" (+$275 in free bonuses): https://www.anthonyoneal.com/book 🔵 Join THE FREEDOM CIRCLE™ Community: https://aofreedomcircle.com/ KEY POINTS  00:00 – Why inflation is eroding your savings and how $50 can get you started investing. 02:00 – The $50 strategy: Invest $40 in VTI and $10 in VXUS. 04:30 – How fractional shares let you invest without buying a full share. 09:47 – Why the 80/20 strategy balances U.S. and international investments. 12:30 – How investing $50 every two weeks could potentially grow into six figures over 30 years. 18:00 – Three places to find $50 in your budget: car insurance, phone bills, and delivery apps. 23:00 – Anthony's $3,000 Gucci backpack lesson, automating investments, and four mistakes to avoid. 26:30 – Four steps to start investing and why consistency and accountability matter. QUOTES:  "It's the same paycheck. It's the same job. It's the same individual. It's the same hours of working. You just stop letting the freed-up money leak back out." – Anthony O’Neal "Step one kept you from going backwards. This one buys you a door out of a job, out of a city, out of whatever you've been tolerating." – Anthony O’Neal ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com  🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com  Connect With Anthony: 👉 Website: https://www.anthonyoneal.com  📸 Instagram: https://www.instagram.com/anthonyoneal  🎵 TikTok: @_anthonyoneal  FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget  🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan  📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings  - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly  - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff  - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo  - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos  - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp  Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

    My Fastest Way to Kill Debt: Do These 5 Things in This Exact Order to Clear Your Debt
  4. Nov 2

    The Only 2 Index Funds You Need to Start With $50 in 2026 (Step-by-Step)

    In this episode of The Table, Anthony O’Neal breaks down how to start investing with just $50 using two index funds: VTI and VXUS to own a piece of over 12,000 companies worldwide. He reveals why keeping all your money in a checking account could cost you purchasing power, how fractional investing works, and how investing $50 every two weeks could potentially grow into six figures over 30 years. Plus, discover where to find that extra $50 in your budget, the four investing mistakes that could cost you years, and how to build wealth through consistency instead of chasing quick returns. You don't need to be wealthy to start investing. You need a strategy to start building ownership. Mentioned Here: 📈 Start Investing Today: https://www.anthonyoneal.com/invest 🚗Stop Overpaying
For Car Insurance: https://www.anthonyoneal.com/carinsurance 🔵 THE FREEDOM CIRCLE™ Founding membership: https://www.anthonyoneal.com/freedomcircle KEY POINTS  00:00 – Introduction: Why keeping $5,000 in checking could cost you $166 in purchasing power. 02:40 – The $50 investment strategy: $40 in VTI and $10 in VXUS. 04:55 – How fractional shares let you start investing without buying a full share. 10:00 – Why the 80/20 strategy balances U.S. and international investments. 14:05 – How investing $50 every two weeks could potentially grow into six figures over 30 years. 18:25 – Finding $50 in your budget through insurance, phone bills, and delivery expenses. 22:30 – Anthony's $3,000 Gucci backpack lesson and the power of automating investments. 23:40 – Four investing mistakes to avoid and how to put your $50 strategy into action. QUOTES:  “That $50 is not an investment. That $50 is an enrollment. It turns you into, I would say, an owner instead of somebody planning to become one, and everything you do after it is where the money actually lives.” – Anthony O’Neal “Your account doesn't grow faster because you looked at it. It gives you 300 more chances a year to do something you're going to regret.”” – Anthony O’Neal ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com  🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com  Connect With Anthony: 👉 Website: https://www.anthonyoneal.com  📸 Instagram: https://www.instagram.com/anthonyoneal  🎵 TikTok: @_anthonyoneal  FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget  🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan  📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings  - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly  - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff  - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo  - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos  - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp  Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

    The Only 2 Index Funds You Need to Start With $50 in 2026 (Step-by-Step)
  5. Oct 28

    How to Prepare for Job Loss: 4 Money Moves to Protect Your Finances in 2027

    The job market isn't crashing, but it is freezing, and your paycheck may not be keeping up.  With only 29,000 jobs added in September, wages struggling to outpace inflation, and more than one in four unemployed Americans out of work for over six months, Anthony O'Neal breaks down what the latest jobs report means for your financial future.  Drawing on his experience losing a six-figure job with barely any savings, Anthony explains why he's urging Americans to build six months of take-home pay in emergency savings instead of settling for three. He also shares four practical money moves to protect your income, eliminate consumer debt, strengthen your career prospects, and build financial security even when the economy feels uncertain. As this episode of The Table highlights: you can't control the job market, but you can control how prepared you are.  Mentioned Here:  📖 Order "Stop Living Paycheck to Paycheck" (+$275 in free bonuses): https://www.anthonyoneal.com/book 📱 Download the In The Black App (your daily money coach): https://www.anthonyoneal.com/intheblack 🔵 THE FREEDOM CIRCLE™ Founding membership: https://www.anthonyoneal.com/freedomcircle 🚀 Ready to make your next career move? Explore your options at http://anthonyoneal.com/bootcamp KEY POINTS  00:00 – Introduction: Why inflation is quietly shrinking your paycheck. 04:20 – The frozen job market: low hiring, low firing. 06:30 – Where jobs are still growing despite the slowdown. 11:55 – Why Americans are working more but gaining less. 15:35 – Why Anthony now recommends six months of savings. 20:15 – Anthony's six-figure job loss and the cost of having no safety net. 27:30 – Four money moves to protect your financial future. 32:15 – The racial unemployment gap and why preparation matters.  QUOTES:  "A raise that is smaller than inflation is not a raise; it is a pay cut with a nicer email attached to it."  – Anthony O’Neal "Shame is not on the list. Shame has never funded a single emergency fund, but strategy, getting connected with the right people, and sharpening your skills does." – Anthony O’Neal ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com  🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com  Connect With Anthony: 👉 Website: https://www.anthonyoneal.com  📸 Instagram: https://www.instagram.com/anthonyoneal  🎵 TikTok: @_anthonyoneal  FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget  🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan  📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings  - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly  - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff  - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo  - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos  - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp  Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

    How to Prepare for Job Loss: 4 Money Moves to Protect Your Finances in 2027
  6. Oct 26

    4 Money Decisions to Make When There's Nothing Left to Cut in Your Budget

    You've canceled subscriptions, stopped eating out, and cut everything you possibly can, but your paycheck still isn't enough. So what do you do when there's nothing left to cut? In this episode of The Table, Anthony O'Neal breaks down four critical money decisions you need to make before 2027 to stop living paycheck to paycheck and start building real financial freedom. From finding hidden expenses and negotiating a higher salary to making sure your investments are actually growing, Anthony explains why budgeting alone won't fix every financial problem. He also tackles two decisions that can make or break your financial future: where you live and who you build your life with. If you're tired of stretching every dollar and still feeling behind, this episode will help you take control of what you can change and build a strategy for what comes next.  Mentioned Here: 📖 Order "Stop Living Paycheck to Paycheck" (+$275 in free bonuses): https://www.anthonyoneal.com/book 📱 Download the In The Black App (your daily money coach): https://www.anthonyoneal.com/intheblack 🔵 THE FREEDOM CIRCLE™ Founding membership: https://www.anthonyoneal.com/freedomcircle KEY POINTS  00:00 – Introduction: Four money decisions to make before 2027. 03:14 – Spotting unnecessary spending with the “Nobody’s Watching Test.” 06:27 – Finding hidden costs in forgotten subscriptions. 11:35 – Why negotiating your salary beats cutting more expenses. 17:19 – Why funding an investment account isn't the same as investing. 18:56 – The right order: save, eliminate debt, build reserves, invest. 23:02 – Why buying a home too soon can cost you freedom. 24:41 – Building wealth while living with family. 30:40 – How choosing the wrong partner impacts your finances. 36:48 – Why money is about freedom, not status. QUOTES:  “Hear me clearly. Cutting is not your lever anymore. We have an income situation, and I'm not about to give you a hustle talk.” – Anthony O’Neal “Money is a tool; it is not a verdict on you. Having a little bit of money doesn't make you bad. Watch this, though: having a lot of money doesn't make you good. Money does not get to shame you, and it does not get to define you.” – Anthony O’Neal ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com  🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com  Connect With Anthony: 👉 Website: https://www.anthonyoneal.com  📸 Instagram: https://www.instagram.com/anthonyoneal  🎵 TikTok: @_anthonyoneal  FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget  🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan  📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings  - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly  - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff  - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo  - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos  - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp  Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

    4 Money Decisions to Make When There's Nothing Left to Cut in Your Budget
  7. Oct 21

    5 Stocks & ETFs to Protect Your Portfolio During a Market Crash (Starting With $100)

    What happens to your investments when the stock market crashes? And should you sell everything, hold cash, or keep investing?  In this episode of The Table, Anthony O’Neal sits down with investing expert Courtney Hale to break down 5 stocks and ETFs that could help protect your portfolio during a market downturn. From Walmart and Coca-Cola to dividend and utility ETFs, Courtney explains how defensive investing works, why panic-selling can cost you thousands, and how to start building protection with just $100. They also reveal why missing just five of the market's best days could dramatically reduce your long-term returns, how wealthy investors prepare for economic uncertainty, and why protecting your money matters as much as growing it. The goal isn't to predict the next crash. It's to have a strategy before it happens. Mentioned Here: 📖 Order "Stop Living Paycheck to Paycheck" (+$275 in free bonuses): https://www.anthonyoneal.com/book 📈 Start Investing Today: https://www.anthonyoneal.com/invest 🎙️ Have an investing question for Anthony & Courtney? Submit yours for a chance to be featured: https://anthonyoneal.com/ask📺 Learn to invest with confidence! Subscribe to Courtney Hale's Investing Uncomplicated YouTube channel: https://www.youtube.com/@Courtney-Hale📈 Join Courtney Hale's FREE Investing Webinar and learn practical strategies to build long-term wealth: https://7figureportfolio.investinguncomplicated.com/ KEY POINTS  00:00 – 5 defensive investments to help protect your portfolio during a market downturn. 02:15 – Why sitting on cash could cost you more than staying invested. 03:50 – How missing just 5 of the market's best days could cut your returns in half. 07:30 – Why panic-selling your investments is the wrong move. 09:00 – Why Walmart and Coca-Cola could hold up during economic uncertainty. 16:30 – The recovery math: why a 50% loss requires a 100% gain. 17:45 – How XLU, SCHD, and XLP can add defensive exposure to your portfolio. 24:30 – Courtney's $100 investing strategy: splitting it between XLP and XLU. 26:00 – When to shift back toward growth investments and why staying invested matters. 31:30 – How Courtney and Anthony are preparing their families and finances for a downturn. QUOTES:  “We have to put defense in place to protect our money. And watch this: that defense then becomes offense because it grows, right?” – Anthony O’Neal “Although cash isn't moving, prices are still moving, opportunities are still moving, and the biggest risk to your money is not having your money invested when the market goes down.” – Courtney Hale ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com  🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com  Connect With Anthony: 👉 Website: https://www.anthonyoneal.com  📸 Instagram: https://www.instagram.com/anthonyoneal  🎵 TikTok: @_anthonyoneal  FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget  🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan  📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings  - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly  - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff  - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo  - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos  - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp  Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

    5 Stocks & ETFs to Protect Your Portfolio During a Market Crash (Starting With $100)
  8. Oct 19

    How He TRIPLED His Income In 8 Weeks Working a 9 to 5 (No Degree Required!)

    A $500 course helped Rodney go from earning $41,000 in healthcare to a $120,000 construction career without a four-year degree, but the investment was only the beginning.  On this episode of The Table, Rodney shares how losing his job, preparing for fatherhood and wanting to build a debt-free home gave him the purpose to follow through. He and Anthony unpack career training, interview preparation and why a bigger paycheck matters most when it creates ownership, family security and freedom.  Mentioned Here: 🚀 Ready to make your next career move? Explore Course Careers at anthonyoneal.com/coursecareers. 📖 Order "Stop Living Paycheck to Paycheck" (+$275 in free bonuses): https://www.anthonyoneal.com/book KEY POINTS  00:00 – Introduction: Rodney’s $79K salary jump and career pivot 03:27 – Jobless with a baby on the way: the pressure to make a change 04:51 – A debt-free home became the goal behind his career move 13:39 – The $500 course that helped him break into a new field 17:00 – Why money alone wasn’t enough to finish his first course 21:11 – Being rich versus being free: the power of ownership 28:00 – Inside the training: skills, support and job-search preparation 35:01 – Failing the exam, trying again and navigating 14 interviews 43:51 – Why Anthony is rethinking his mortgage and choosing freedom QUOTES:  “I always say to my audience and to my community that freedom is always to me better than being rich.” – Anthony O’Neal “I could either pay to learn and go to school for it, or I could try to break into the industry and get paid to learn. And that's exactly what I'm doing now. Every day is like class.” – Rodney  ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com  🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com  Connect With Anthony: 👉 Website: https://www.anthonyoneal.com  📸 Instagram: https://www.instagram.com/anthonyoneal  🎵 TikTok: @_anthonyoneal  FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget  🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan  📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings  - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly  - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff  - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo  - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos  - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp  Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

    How He TRIPLED His Income In 8 Weeks Working a 9 to 5 (No Degree Required!)

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Welcome to The Table with Anthony O'Neal, the show built to help you get out of the red and into the black. Hosted by #1 national bestselling author, professor, and trusted money expert Anthony O'Neal, The Table is where faith meets finance and vision meets strategy. Each episode gives you the tools, truth, and proven systems to break free from debt, build real wealth, and design a life of freedom on any income. You'll learn how to write a vision for your money, eliminate consumer debt for good, build margin, invest with confidence, and leave a legacy that lasts for generations. This isn't hype. This is wealth architecture, one conversation at a time. Pull up a seat. Your freedom is on the other side. 📘 Pre-order Anthony's brand new book Stop Living Paycheck to Paycheck at anthonyoneal.com/book

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