Moving Home with Charlie

Charlie Lamdin

Charlie Lamdin shares his wisdom from 25 years behind the scenes of the moving industry on a mission to make moving easier and help find a home for everyone. Everything bad estate agents don't want you to know (but good agents won't mind you knowing!) to help you get a better chance of securing the home you want. He also shares his unique perspective on what's happening in the housing market and economy. Visit https://mhwc.co.uk for more. 

  1. Sep 12

    5FF Short Cut: The Housing Market is in Big trouble.

    This is an edit of Friday's livestream. The full hour is here: https://www.youtube.com/watch?v=lw-u-DYuXNU Financial-market and gilt-yield turbulence is already feeding through to movers. The Lloyds (ex-Halifax) house price index has annual growth trending down for about a year — it was roughly 2.3% year-on-year last August and has now gone below zero — another nudge for sellers to stop believing prices only go up and to price to sell. Five lenders (Barclays, Santander, Skipton, TSB and Nottingham) hiked fixed mortgage rates after the bond-market turmoil, many by around 0.15 percentage points, with NatWest and HSBC having moved earlier; 30-year gilt yields hit their highest level since 1998, and further rate rises will squeeze buyer budgets and first-time-buyer prices hardest. Property Mark's leasehold survey has 93% of leaseholders saying they would not buy leasehold again, and more than 70% of agents saying they have pulled unsellable leasehold flats from the market. High loan-to-value lending is back at stress levels: Bank of England data (8 September) show 8.4% of gross mortgage advances in Q2 2026 had an LTV above 90% — up 0.4 percentage points on the quarter and the highest share since 2008 — with about half a percent of new advances on a 5% deposit or less. And while five banks hike mortgage rates, Mortgage Advice Bureau shares slide on a profit warning: gilt and bond uncertainty hits housing-market businesses (around 60% of deals need a mortgage), slows the giant transaction chain, snows brokers under with reprices and pulled deals, and looks set to kill this year's autumn market before it even gets going. Support the show Follow me on X for daily updates: https://x.com/moving_charlie  🎥 Charlie's Golden rules videos for Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80  Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs  Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw 🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe 📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/ 📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/ 💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/ 🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/ ...

  2. Sep 4

    5FF Housing Stig in the House: Bond Market Panic Hits Mortgage Rates

    https://mhwc.co.uk/5-fact-friday/pre-budget-bond-market-panic-hits-mortgage-rates/ All my links: https://linktr.ee/movinghomewithcharlie 🎥 Golden rules of home buying - https://www.youtube.com/watch?v=h6T-uZ28a80 🎥 Golden rules of home selling -https://www.youtube.com/watch?v=W9oR28aWLOs 🎥 Golden rules of offering on a home -https://www.youtube.com/watch?v=iZaDs7uZ5Hw&t=78s  🎥 Must-watch First Time Buyer advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe 📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/  📧 E-mail template for mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/  💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/ 🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/  🏠 Purchase your property search pack - https://mhwc.co.uk/property-pack/  📞 Book a one-to-one advice call with Charlie - https://buymeacoffee.com/mhwc/extras  📧 Subscribe to the weekly newsletter - https://mhwc.co.uk/newsletter/  🎧 Spotify Podcast - https://open.spotify.com/show/1N2sKk2K4sRQQgd9ReXM8n 🎧 Apple Podcast - https://podcasts.apple.com/gb/podcast/moving-home-with-charlie/id1665475245 Support the show Follow me on X for daily updates: https://x.com/moving_charlie  🎥 Charlie's Golden rules videos for Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80  Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs  Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw 🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe 📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/ 📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/ 💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/ 🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/ ...

About

Charlie Lamdin shares his wisdom from 25 years behind the scenes of the moving industry on a mission to make moving easier and help find a home for everyone. Everything bad estate agents don't want you to know (but good agents won't mind you knowing!) to help you get a better chance of securing the home you want. He also shares his unique perspective on what's happening in the housing market and economy. Visit https://mhwc.co.uk for more. 

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