Caring for Your Aging Parents

Janet Berry-Johnson, CPA, CFEI
  • 5.0 (2)
  • Kids & Family
  • Weekly

Are you worried about your aging parents? Do you feel they will need either in-home care, driving assistance, or possibly move into assisted living or a memory care facility? Join me as I discuss your concerns around caring for your senior parents with changes they may experience as they age, the different types of care for your parents, and how to avoid caregiver burnout. It’s hard enough taking care of your family in today’s world. Then, when you add in nursing care, physical rehabilitation, and looking for a personal assistant or a new housing situation to better suit your parents’ needs as they age, you can find yourself frustrated, confused, and unsure of where to start when sorting through the myriad of options available to you and other Gen Xers who are on a journey to seek out long term care. How can I find assisted living facilities near me? Does long-term care insurance cover assisted living facilities? Is memory care covered by long-term care insurance? How can I get a reverse mortgage on my home if I’m a senior or elderly individual who needs to move into an assisted living facility? What do I need to know when caring for a person with dementia? Is memory care tax deductible? What benefits are offered for aging Veterans? What do I need to know if one or both of my parents need Medicaid? Make sure to follow Caring for Your Aging Parents on your favorite podcast player, along with our YouTube channel, to get the answers you need to your questions about caring for your geriatric parents, helping them to find memory care, or the best assisted living facility to meet their changing needs.

  1. 4d ago

    Money Questions From Family Caregivers, and Lynn’s Goodbye

    Caring for Your Aging Parents Episode 45: Money Questions From Family Caregivers, and Lynn’s Goodbye Caregivers ask the questions, and Janet answers them, with Lynn adding the caregiver's perspective. How do you start when Mom can no longer live alone? What is the most expensive mistake families make? What do you do when siblings disagree, when parents refuse to talk about money, or when you handle everything as an only child? Then Lynn shares what she learned from hosting the show and passes the mic. Janet explains what stays the same, how guest experts will fill in the areas she doesn’t cover, and where to find her. Show notes: In this episode: Where to start financially after a parent’s fallThe most expensive mistake families make when paying for careWhat surprised Janet about her own parents’ “in-between” stageHow to handle siblings who disagree about spending on careWhat to do when parents shut down money conversationsHow to find out what your parents own when no one has shared account detailsWhat changes financially when you are an only childLynn’s reflections on hosting, and her farewellWhat is ahead: the same focus on caring for aging parents, Janet’s financial lens, and guest experts Connect with Janet: Website: https://jbj.cpa/Instagram: https://www.instagram.com/jbj.cpa/ Janet is a CPA, but she is not your CPA. This episode offers general information, not tax, legal, or financial advice.

    Money Questions From Family Caregivers, and Lynn’s Goodbye

  2. Oct 22

    Where Care Meets Money: What to Do When Mom Can’t Live Alone Anymore

    Caring for Your Aging Parents Episode 044: Where Care Meets Money: What to Do When Mom Can’t Live Alone Anymore You get the call. Mom fell, or she left the stove on again, and now she can’t safely live alone. Lynn and Janet walk through that scenario step by step. Lynn covers the signs families notice first, the ones they miss, and how to start the hard conversation. Janet covers the money: how to build a financial snapshot of your parent’s situation, what in-home care, assisted living, and nursing homes cost, why Medicare doesn’t pay for long-term custodial care, and when to call an elder law attorney. They also cover power of attorney, protecting your own retirement, and the emotional cost of caregiving. You leave with one action for this week. Show notes: Show notes may include affiliate links. If you sign up through my link, I may earn a small commission at no extra cost to you. I only recommend tools I actually use and point clients toward. In this episode: The signs a parent can no longer live safely aloneThe financial snapshot: income, savings and investments (including home equity), insurance, VA benefits, and key documentsWhat care costs: 2025 national median costs per year (Your local costs may run higher or lower).Medicare vs. Medicaid, and why Medicaid spend-down and look-back rules call for an elder law attorneyLong-term care insurance, and life insurance with a long-term care riderWhy a power of attorney and healthcare directive need to be in place before a crisisHow to help your parent without sacrificing your own retirementCaregiver burnout Your action step this week: Find out whether your parent has a financial power of attorney, a healthcare power of attorney, and a healthcare directive. If they do, find the originals. If they don’t, schedule time with an attorney to draft them. Resources: Estate Plan Bundle

    Where Care Meets Money: What to Do When Mom Can’t Live Alone Anymore

  3. Oct 15

    Meet Your New Host! A New Chapter for Caring for Your Aging Parents

    Caring for Your Aging Parents Podcast Episode 043: Meet Your New Host! A New Chapter for Caring for Your Aging Parents Lynn Smargis started Caring for Your Aging Parents to help families through one of adulthood’s hardest jobs. Now she hands the show to Janet Berry-Johnson, a CPA and Certified Financial Education Instructor who helps Gen X adult children get ahead of their parents’ finances. In the first of three handoff episodes, Lynn explains why she’s stepping back and what she looked for in a successor. Janet shares how a career in tax led her to Daily Money Management, what she is dealing with in her own family, and what changes (a closer look at the money side of caregiving) and what stays the same (the mission, the audience, the tone). Show notes: In this episode: Why Lynn started the show and why she is stepping backHow Janet went from tax advisor to Daily Money ManagerWhat Janet is navigating with her own parents, who are in their 80sWhat Lynn looked for in a new hostWhat stays the same and what is newA preview of Episode 2, where Lynn and Janet walk through one caregiving scenario from start to finish Podcast resources: Connect with Janet at jbj.cpa Follow Janet on Instagram: https://www.instagram.com/jbj.cpa/ Janet is a CPA, but she is not your CPA. This episode offers general information, not tax, legal, or financial advice.

  4. 04/29/2025

    Support Services for Caregivers

    Welcome to the season finale of Caring for Your Aging Parents, where I explore the intricate dance between caregiving and self-care. Drawing from personal experiences, I discuss the vital importance of support systems for caregivers and how these networks can be our lifelines. Balancing caregiving, parenting, and personal pursuits isn't easy, but I've learned that self-care is essential, not just a luxury. I share poignant memories, like a cherished family vacation to a horse ranch in Utah with my father during his battle with stage four adenocarcinoma. These experiences highlight the necessity of creating lasting memories for ourselves and our loved ones. We delve into the options that provide caregivers with much-needed respite, such as cruises and professional care services. In this episode, I offer practical strategies for setting boundaries and effectively delegating tasks. I discuss the benefits of asking for help and being specific in our requests. From enlisting friends to handling daily chores to considering respite care options, the focus is on ensuring caregivers don't sacrifice their well-being. Join me as we celebrate the power of community, self-care, and the creation of memories that withstand time. Remember to take care of yourself, because if you don't, no one else will. Thank you for joining me this season, and I hope you find time for self-care this week. Podcast Resources Caring For Your Aging Parents on YouTube Visit us to find out more on Caring for Your Aging Parents Caring for Your Aging Parents is brought to you by Pacific Northwest Seniorcare Podcast Disclaimer The information in the Pacific Northwest Seniorcare podcast is for educational and informational purposes only. The content shared by the host, guests, and any affiliates is not intended to substitute for professional medical, legal, or financial advice or any professional advice specific to your situation. Always seek the advice of a qualified professional with any questions you may have regarding these matters. The host is not a medical or legal expert, and the opinions expressed on the show by the host or guests are those of the individuals and do not necessarily reflect the views of Pacific Northwest Seniorcare. Pacific Northwest Seniorcare, the host, guests, and affiliates are not responsible or liable for any care, medical, or legal decisions made by listeners or actions taken hereto based on the information discussed in this podcast. By listening to this podcast, you acknowledge and agree to release Pacific Northwest Seniorcare, the host, affiliates, and guests from any liability.

  5. 04/22/2025

    Financing Senior Care: Options You May Not Know About

    Delve into the intricate world of senior care funding with me. I begin by unraveling the complexities of Medicare and Medicaid, helping you understand the crucial differences and the benefits of Medicare Advantage plans. Discover how Medicare specialists can provide tailored solutions at no cost, ensuring your loved ones receive the care they deserve while saving on costs. I then navigate the challenging Medicaid spend-down process, offering strategies to manage assets effectively without falling into common pitfalls. Memory care can be financially daunting, but with the right planning and expert advice, you can secure the best care for your elders. We also explore PACE, a comprehensive alternative for senior care. I discuss various resources such as state grants, Medicare waivers, and veterans benefits. We also discuss reverse mortgages as a tool for converting home equity into cash for long-term care needs. Long-term care insurance is highlighted as a crucial safeguard against financial burdens. For our Portland, Oregon listeners, I connect you with trusted local experts to ensure you have the right support. Remember, self-care is vital as you navigate these decisions. Grab a copy of "Sensible Senior Solutions" for more in-depth strategies. Join us as we unlock the secrets to affordable elder care, ensuring you and your loved ones can approach the future with confidence and clarity. Podcast Resources Caring For Your Aging Parents on YouTube Visit us to find out more on Caring for Your Aging Parents Caring for Your Aging Parents is brought to you by Pacific Northwest Seniorcare Podcast Disclaimer The information in the Pacific Northwest Seniorcare podcast is for educational and informational purposes only. The content shared by the host, guests, and any affiliates is not intended to substitute for professional medical, legal, or financial advice or any professional advice specific to your situation. Always seek the advice of a qualified professional with any questions you may have regarding these matters. The host is not a medical or legal expert, and the opinions expressed on the show by the host or guests are those of the individuals and do not necessarily reflect the views of Pacific Northwest Seniorcare. Pacific Northwest Seniorcare, the host, guests, and affiliates are not responsible or liable for any care, medical, or legal decisions made by listeners or actions taken hereto based on the information discussed in this podcast. By listening to this podcast, you acknowledge and agree to release Pacific Northwest Seniorcare, the host, affiliates, and guests from any liability.

  6. 04/15/2025

    Staying Ahead: Planning for Dementia Care for Your Aging Parents with Rick and Clancy Denton

    Join me for a conversation with Rick and Clancy Denton about the emotional and challenging path of caregiving for aging parents with dementia. Their journey began in 2019 when Clancy first noticed subtle changes in Rick’s mother’s behavior. This marked the start of their deeply emotional caregiving experience, which was compounded by the onset of Alzheimer's and the rare Capgras syndrome. We candidly discuss the significant emotional and physical toll of caregiving, especially during the isolating times of the COVID-19 pandemic. Rick’s stepfather faced unique struggles while caring for his mother, and we emphasize the importance of prioritizing caregiver well-being and seeking help when needed. Through their story, we aim to provide a realistic look at the complexities of familial caregiving dynamics. This episode also delves into broader themes like the benefits of hospice care and transitioning to life as empty nesters. We share insights on how hospice care enhances the quality of life for both patients and caregivers and reflect on the adjustments in our marriage as we embrace this new phase. With empathy, humor, and practical advice, our conversation serves as a supportive guide for anyone caring for aging parents while maintaining their own well-being. Join us for this enlightening discussion as we offer invaluable insights and heartfelt stories from our caregiving journey. Whether you’re an adult child caring for a parent or simply interested in the dynamics of elder care, we hope our experiences provide comfort and guidance. Podcast Resources Caring For Your Aging Parents on YouTube Visit us to find out more on Caring for Your Aging Parents Caring for Your Aging Parents is brought to you by Pacific Northwest Seniorcare Listen to Rick and Clancy’s podcast The Loud Quiet Join Rick and Clancy’s Facebook group for empty nesters Podcast Disclaimer The information in the Pacific Northwest Seniorcare podcast is for educational and informational purposes only. The content shared by the host, guests, and any affiliates is not intended to substitute for professional medical, legal, or financial advice or any professional advice specific to your situation. Always seek the advice of a qualified professional with any questions you may have regarding these matters. The host is not a medical or legal expert, and the opinions expressed on the show by the host or guests are those of the individuals and do not necessarily reflect the views of Pacific Northwest Seniorcare. Pacific Northwest Seniorcare, the host, guests, and affiliates are not responsible or liable for any care, medical, or legal decisions made by listeners or actions taken hereto based on the information discussed in this podcast. By listening to this podcast, you acknowledge and agree to release Pacific Northwest Seniorcare, the host, affiliates, and guests from any liability.

  7. 04/08/2025

    What is Senior Home Sharing?

    I explore the enriching concept of senior home sharing, a housing arrangement where seniors open their homes to younger individuals. This innovative solution offers a range of benefits, including companionship, cost savings, and support with daily activities. Drawing inspiration from Chapter 5 of my book, we delve into platforms like Nesterly, Senior Home Sharing, Silver Nest, and Center of Concern. These platforms facilitate mutually beneficial living arrangements that can enhance the quality of life for both seniors and younger housemates. We discuss how this arrangement suits independent seniors and outline when the involvement of certified caregivers is necessary. Throughout the episode, you'll learn about the practical aspects of senior home sharing, such as sharing chores, daily activities, and even transportation. Whether you're a senior looking for a meaningful living situation or a younger individual seeking life experience, this episode provides valuable insights and practical advice. We'll also highlight the importance of having a clear agreement, whether formal or informal, to ensure expectations are met for all parties involved. This episode promises to guide you through the potential of senior home sharing, offering a roadmap to a richer, more connected life. Remember, taking care of yourself is crucial, as it enables you to care for your loved ones effectively. Join me next week for another insightful episode! (01:32) What is Senior Home Sharing? (05:12) Benefits of Home Sharing (08:25) Different Forms of Senior Home Sharing Podcast Resources  Caring For Your Aging Parents on YouTube Visit us to find out more on Caring for Your Aging Parents Caring for Your Aging Parents is brought to you by Pacific Northwest Seniorcare Podcast Disclaimer The information in the Pacific Northwest Seniorcare podcast is for educational and informational purposes only. The content shared by the host, guests, and any affiliates is not intended to substitute for professional medical, legal, or financial advice or any professional advice specific to your situation. Always seek the advice of a qualified professional with any questions you may have regarding these matters. The host is not a medical or legal expert, and the opinions expressed on the show by the host or guests are those of the individuals and do not necessarily reflect the views of Pacific Northwest Seniorcare. Pacific Northwest Seniorcare, the host, guests, and affiliates are not responsible or liable for any care, medical, or legal decisions made by listeners or actions taken hereto based on the information discussed in this podcast. By listening to this podcast, you acknowledge and agree to release Pacific Northwest Seniorcare, the host, affiliates, and guests from any liability.

  8. 04/01/2025

    Anticipating and Preparing For Evolving Health Conditions

    Let’s dive into the art of proactive caregiving, equipping families with the knowledge and tools needed to confidently support their aging loved ones. Drawing from my book, "Sensible Senior Solutions," I discuss the importance of recognizing early signs of aging and strategically planning for potential health challenges. We'll explore how to choose the right in-home care agency, focusing on personalized care plans and emotional support that align with your loved one's medical and cultural needs. I also highlight the financial aspects of in-home care, providing insights into various payment methods, particularly for seniors with dementia. As caregivers, it's crucial to balance compassion with strategy, ensuring the well-being of both your loved ones and yourself. I'll share tips on maintaining your own health and sanity while managing the demands of caregiving. Don't wait for a crisis—empower yourself with informed decisions that ensure seamless transitions and continuity of care. Stay connected for expert advice that transforms how you care for your aging parents. Remember, caregiving is a journey best navigated with wisdom and heart. Tune in and let's walk this path together. (00:09) - Preparing for Health Condition Changes (08:40) - Choosing Quality in-Home Care Agencies (16:27) - Supporting Aging Parents With Care Podcast Resources Caring For Your Aging Parents on YouTube Visit us to find out more on Caring for Your Aging Parents Caring for Your Aging Parents is brought to you by Pacific Northwest Seniorcare Connect with seniors on the Helperly website Podcast disclaimer The information in the Pacific Northwest Seniorcare podcast is for educational and informational purposes only. The content shared by the host, guests, and any affiliates is not intended to substitute for professional medical, legal, or financial advice or any professional advice specific to your situation. Always seek the advice of a qualified professional with any questions you may have regarding these matters. The host is not a medical or legal expert, and the opinions expressed on the show by the host or guests are those of the individuals and do not necessarily reflect the views of Pacific Northwest Seniorcare. Pacific Northwest Seniorcare, the host, guests, and affiliates are not responsible or liable for any care, medical, or legal decisions made by listeners or actions taken hereto based on the information discussed in this podcast. By listening to this podcast, you acknowledge and agree to release Pacific Northwest Seniorcare, the host, affiliates, and guests from any liability.

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About

Are you worried about your aging parents? Do you feel they will need either in-home care, driving assistance, or possibly move into assisted living or a memory care facility? Join me as I discuss your concerns around caring for your senior parents with changes they may experience as they age, the different types of care for your parents, and how to avoid caregiver burnout. It’s hard enough taking care of your family in today’s world. Then, when you add in nursing care, physical rehabilitation, and looking for a personal assistant or a new housing situation to better suit your parents’ needs as they age, you can find yourself frustrated, confused, and unsure of where to start when sorting through the myriad of options available to you and other Gen Xers who are on a journey to seek out long term care. How can I find assisted living facilities near me? Does long-term care insurance cover assisted living facilities? Is memory care covered by long-term care insurance? How can I get a reverse mortgage on my home if I’m a senior or elderly individual who needs to move into an assisted living facility? What do I need to know when caring for a person with dementia? Is memory care tax deductible? What benefits are offered for aging Veterans? What do I need to know if one or both of my parents need Medicaid? Make sure to follow Caring for Your Aging Parents on your favorite podcast player, along with our YouTube channel, to get the answers you need to your questions about caring for your geriatric parents, helping them to find memory care, or the best assisted living facility to meet their changing needs.

Information

  • Creator
    Janet Berry-Johnson, CPA, CFEI
  • Years Active
    2023 - 2026
  • Episodes
    45
  • Rating
    Clean
  • Copyright
    © 2026 JBJ Media LLC
  • Show Website
    Caring for Your Aging Parents

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