MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms

Krista Naldjian
  • 4.9 (61)
  • Self-Improvement
  • Updated Biweekly

Feel behind with money? You're in the right place. Money Mindful Moms is the podcast for moms in their 40s who feel behind financially and are ready to change that. I'm Krista! A wife, mom of three, and someone currently paying off six figures of debt. I'm not sharing advice from the finish line. I'm in the middle of the journey right alongside you. Every week, we'll talk about budgeting, paying off debt, saving money, increasing your income, and changing the habits and mindset that keep so many of us feeling stuck. You'll get practical strategies you can actually use, honest conversations, and plenty of encouragement without the guilt or perfectionism. Whether you're trying to pay off debt, build your savings, stop overspending, or finally feel confident with your money, you're welcome here. New here? Grab the free Money Mindful Moms Start Here Guide for the 21 podcast episodes I recommend if you're new to the show or ready for a financial reset. Grab the Money Mindful Moms Start HERE Guide Connect: moneymindfulmoms@gmail.com Facebook: facebook.com/moneymindfulmoms Instagram: @moneymindfulmoms Tik Tok: @moneymindfulmoms Join the Money Mindful Moms Club! To join, simply request to follow @moneymindfulmomsclub on Instagram.  Each month we have a different theme we're working on and I share inspiration and motivation to help you on your financial journey I'm glad you're here!  xo,  3 Krista

  1. 4d ago

    199. Summer Rewind Series- Part 4. Revisiting our most popular episodes from this past year

    Hi friends! Every July I take a break from recording new episodes of the podcast and re-visit some of the most popular episodes from the past year.  Whether this episode is new to you or you're re-listening for a refresher, I hope this episode encourages you and helps you keep moving towards the direction of your money goals.  See you back here in August with fresh episodes! xo, 3 Krista  ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me?  The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

  2. Jul 20

    198. Summer Rewind Series- Part 3. Revisiting our most popular episodes from this past year

    Hi friends! Every July I take a break from recording new episodes of the podcast and re-visit some of the most popular episodes from the past year.  Whether this episode is new to you or you're re-listening for a refresher, I hope this episode encourages you and helps you keep moving towards the direction of your money goals.  See you back here in August with fresh episodes! xo, 3 Krista  ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me?  The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

  3. Jul 13

    197. Summer Rewind Series- Part 2. Revisiting our most popular episodes from this past year

    Hi friends! Every July I take a break from recording new episodes of the podcast and re-visit some of the most popular episodes from the past year.  Whether this episode is new to you or you're re-listening for a refresher, I hope this episode encourages you and helps you keep moving towards the direction of your money goals.  See you back here in August with fresh episodes! xo, 3 Krista  ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me?  The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

  4. Jul 7

    196. Summer Rewind Series- Part 1. Revisiting our most popular episodes from this past year

    Hi friends! Every July I take a break from recording new episodes of the podcast and re-visit some of the most popular episodes from the past year.  Whether this episode is new to you or you're re-listening for a refresher, I hope this episode encourages you and helps you keep moving towards the direction of your money goals.  See you back here in August with fresh episodes! xo, 3 Krista  ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me?  The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

  5. Jun 30

    195. Stuck in a financial rut? Here's how I would shake things up

    As we head into summer I wanted to share a thought I had about my time in college and an unexpected impact on my life from those years that could help you shake things up financially if you need to get unstuck. See you in August with fresh episodes! xo, 3 Krista  ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me?  The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

  6. Jun 23

    194. What a normal money week looks like at my house

    "But what if my week doesn't go according to plan?" Honestly, that's pretty much me every week.  We shuffle things around, we move money from one budget category to another, and we move on.   Today I'm sharing what our money looked like last week.  What went well and what busted the budget.   Because I want you to know it almost never turns out perfectly according to plan,  even for someone who's been doing this for a while like me.  xo, 3 Krista  ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me?  The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

  7. Jun 16

    193. 5 things I've stopped spending money on that I don't miss at all

    If you're in a money saving season, same!  We're trying to save where we can so we can continue spending on the things that matter most to us.   So for today's episode I thought I'd share a handful of things we've given up spending money on that we really don't miss at all.  Maybe these will be things you'll want to give up or maybe it will just inspire you to come up with your own list of things you can cut back on for a season. Spoiler... it's not coffee that I'm giving up :) xo, 3 Krista ps. it's not too late to join the Summer Savings Challenge!  If you want to join the challenge you need to be a part of The Momentum Circle Every Monday in June you'll receive an email with your action items related to the Summer Savings Challenge.   ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me?  The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

  8. Jun 9

    192. Permission to Disconnect a Little over the Summer with 1 Very Important Step to Take First)

    Hi friend!  If you're ready to soak up summer and need some permission to take some of the energy you normally put towards your money goals and focus it on some R&R or more time with your family, I see you.  I am you.   But before you go MIA, I have one thing for you to do before you go lay by the pool for a while and it will make your life so much easier (not to mention it will be easier to jump back into your goals when you're ready.) Cheers to a great summer! 3 Krista ps. it's not to join the Summer Savings Challenge!  If you want to join the challenge you need to be a part of The Momentum Circle Every Monday in June you'll receive an email with your action items related to the Summer Savings Challenge.   ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me?  The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

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Feel behind with money? You're in the right place. Money Mindful Moms is the podcast for moms in their 40s who feel behind financially and are ready to change that. I'm Krista! A wife, mom of three, and someone currently paying off six figures of debt. I'm not sharing advice from the finish line. I'm in the middle of the journey right alongside you. Every week, we'll talk about budgeting, paying off debt, saving money, increasing your income, and changing the habits and mindset that keep so many of us feeling stuck. You'll get practical strategies you can actually use, honest conversations, and plenty of encouragement without the guilt or perfectionism. Whether you're trying to pay off debt, build your savings, stop overspending, or finally feel confident with your money, you're welcome here. New here? Grab the free Money Mindful Moms Start Here Guide for the 21 podcast episodes I recommend if you're new to the show or ready for a financial reset. Grab the Money Mindful Moms Start HERE Guide Connect: moneymindfulmoms@gmail.com Facebook: facebook.com/moneymindfulmoms Instagram: @moneymindfulmoms Tik Tok: @moneymindfulmoms Join the Money Mindful Moms Club! To join, simply request to follow @moneymindfulmomsclub on Instagram.  Each month we have a different theme we're working on and I share inspiration and motivation to help you on your financial journey I'm glad you're here!  xo,  3 Krista

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