MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms

Krista Naldjian
  • 4.9 (64)
  • Self-Improvement
  • Updated Biweekly

Feel behind with money? You're in the right place. Money Mindful Moms is the podcast for moms in their 40s who feel behind financially and are ready to change that. I'm Krista! A wife, mom of three, and someone currently paying off six figures of debt. I'm not sharing advice from the finish line. I'm in the middle of the journey right alongside you. Every week, we'll talk about budgeting, paying off debt, saving money, increasing your income, and changing the habits and mindset that keep so many of us feeling stuck. You'll get practical strategies you can actually use, honest conversations, and plenty of encouragement without the guilt or perfectionism. Whether you're trying to pay off debt, build your savings, stop overspending, or finally feel confident with your money, you're welcome here. New here? Grab the free Money Mindful Moms Start Here Guide for the 21 podcast episodes I recommend if you're new to the show or ready for a financial reset. Grab the Money Mindful Moms Start HERE Guide Connect: moneymindfulmoms@gmail.com Facebook: facebook.com/moneymindfulmoms Instagram: @moneymindfulmoms Tik Tok: @moneymindfulmoms Join the Money Mindful Moms Club! To join, simply request to follow @moneymindfulmomsclub on Instagram.  Each month we have a different theme we're working on and I share inspiration and motivation to help you on your financial journey I'm glad you're here!  xo,  3 Krista

  1. 4d ago

    205. One car repair away from a complete meltdown

    *This podcast is NOT financial advice. It's simply for educational purposes. Be sure to listen until the end of this episode for an update! Happy Tuesday! We had some car trouble over the weekend that inspired me to do an episode on Emergency expenses.   I hope it inspires you to put some systems in place to be ok when the next $ emergency pops up.  Alright now I'm off to turn this week around! xo Krista In this episode I mention:  -High Yield Savings Accounts.  If you want to compare rates, here are some of my favorite HYSAs.  - If you don't just need any old side hustle, but an actual side hustle strategy you can grab my Moms Side Hustle Guide ps: It's not too late to join us in the NEW Money Mindful Moms Club and do a Budget Bootcamp with us this month! Right now it's just $19 a month when you sign up to join us in September!  Use this link for special pricing! ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

  2. Sep 1

    204. Rowing upstream in a K shaped economy

    *This podcast is NOT financial advice. It's simply for educational purposes. Well hey, friend! This episode is for the moms who are struggling in this economy to feel seen.  I hope it not only does that, but gives you some tools to move up and out of the stuck season you're in.   xo, 3 Krista  ps: It's not too late to join us in the NEW Money Mindful Moms Club and do a Budget Bootcamp with us this month! Right now it's just $19 a month when you sign up to join us in September!  Use this link for special pricing! ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

  3. Aug 30

    "I never seem to stick to my budget"

    *This podcast is NOT financial advice. It's simply for educational purposes. The long and short of it, we're doing a budget Bootcamp inside the new MMM Club in September and I want you to join us! Right now it's just $19 a month when you sign up to join us in September!  Use this link for special pricing! ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

  4. Aug 25

    203. You probably need to make more money

    *This podcast is NOT financial advice. It's simply for educational purposes. Hi friend,  Things have changed and what I would have told you a couple years ago isn't the same as what I will tell you today.  You probably need to make more money.   If you have been trying to make your budget work and it's just not working even though you've cut back on a lot of your spending, you probably need to make more money.  In this episode I'm sharing how to figure out if that's the problem and what to do about it.  I don't want you thinking something's wrong with you when it's not a you problem, it's an income problem.  I hope this helps you get started.  xo, 3 Krista  Also in today's episode: - I share my Money Mindful Moms Side Hustle Guide if you are ready to start a side hustle but need someone to walk you through all the things. It's just $19.  - I also share that my current pay-what-you-want Club called The Money Mindful Moms Club is ending at the end of August, but it's not the end of the club forever! My current Membership The Momentum Circle will now be called The Money Mindful Moms Club and it is the one place I'll be able to invest my extra time in to help you take action towards your money goals.  If you're ready to join the NEW Money Mindful Moms Club, right now it's just $19 a month when you sign up to join us in September!  Use this link for special pricing! ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

  5. Aug 18

    202. You're not starting over again

    If you're in a stop/start cycle with your money goals, that ends today.  Today I break down why starting over isn't the goal, resetting is.  So put down that brand new budgeting template and your new highlighters.  I'm going to show you how you don't have to start from scratch every time you fall off track.   xo, 3 Krista  ps. We're starting a new segment on the show sharing YOUR money wins.  If you'd like to share a win you've had, send me a DM over on Instagram @moneymindfulmoms and I just might choose your win to share on an upcoming episode! ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me?  The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

  6. Aug 11

    201. My Debt Payoff is back... here's what happened.

    Debt Payoff... let's talk about it.  I was making progress towards paying off our debt... and then I wasn't.  What happened?  And what's the status now?  In today's episode I break it down and share some takeaways from it that I think could help you.   If you're in a season of pausing, just know you're not alone! xo, 3 Krista  ps. We're starting a new segment on the show sharing YOUR money wins.  If you'd like to share a win you've had, send me a DM over on Instagram @moneymindfulmoms and I just might choose your win to share on an upcoming episode! ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me?  The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

  7. Aug 4

    200. Entering Our Money On Purpose Season

    Welcome to a NEW season of the Money Mindful Moms Podcast. I'm calling this our "Money on Purpose" season.   I know many of you are at different places along the journey but I think we can all be on the same page about wanting our money to feel on purpose instead of feeling like our money is bossing us around.  So that's where we're headed this season and I hope you'll come along for the ride. xo, 3 Krista  ps.  In today's episode I shared we'll be doing a new segment on the show sharing your money wins.  If you'd like to share a win you've had, send me a DM over on Instagram @moneymindfulmoms and I just might choose your win to share on an upcoming episode! ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me?  The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

  8. Jul 27

    199. Summer Rewind Series- Part 4. Revisiting our most popular episodes from this past year

    Hi friends! Every July I take a break from recording new episodes of the podcast and re-visit some of the most popular episodes from the past year.  Whether this episode is new to you or you're re-listening for a refresher, I hope this episode encourages you and helps you keep moving towards the direction of your money goals.  See you back here in August with fresh episodes! xo, 3 Krista  ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me?  The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

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Feel behind with money? You're in the right place. Money Mindful Moms is the podcast for moms in their 40s who feel behind financially and are ready to change that. I'm Krista! A wife, mom of three, and someone currently paying off six figures of debt. I'm not sharing advice from the finish line. I'm in the middle of the journey right alongside you. Every week, we'll talk about budgeting, paying off debt, saving money, increasing your income, and changing the habits and mindset that keep so many of us feeling stuck. You'll get practical strategies you can actually use, honest conversations, and plenty of encouragement without the guilt or perfectionism. Whether you're trying to pay off debt, build your savings, stop overspending, or finally feel confident with your money, you're welcome here. New here? Grab the free Money Mindful Moms Start Here Guide for the 21 podcast episodes I recommend if you're new to the show or ready for a financial reset. Grab the Money Mindful Moms Start HERE Guide Connect: moneymindfulmoms@gmail.com Facebook: facebook.com/moneymindfulmoms Instagram: @moneymindfulmoms Tik Tok: @moneymindfulmoms Join the Money Mindful Moms Club! To join, simply request to follow @moneymindfulmomsclub on Instagram.  Each month we have a different theme we're working on and I share inspiration and motivation to help you on your financial journey I'm glad you're here!  xo,  3 Krista

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