MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms

Krista Naldjian
  • 4.9 (64)
  • Self-Improvement
  • Updated Biweekly

Feel behind with money? You're in the right place. Money Mindful Moms is the podcast for moms in their 40s who feel behind financially and are ready to change that. I'm Krista! A wife, mom of three, and someone currently paying off six figures of debt. I'm not sharing advice from the finish line. I'm in the middle of the journey right alongside you. Every week, we'll talk about budgeting, paying off debt, saving money, increasing your income, and changing the habits and mindset that keep so many of us feeling stuck. You'll get practical strategies you can actually use, honest conversations, and plenty of encouragement without the guilt or perfectionism. Whether you're trying to pay off debt, build your savings, stop overspending, or finally feel confident with your money, you're welcome here. New here? Grab the free Money Mindful Moms Start Here Guide for the 21 podcast episodes I recommend if you're new to the show or ready for a financial reset. Grab the Money Mindful Moms Start HERE Guide Connect: moneymindfulmoms@gmail.com Facebook: facebook.com/moneymindfulmoms Instagram: @moneymindfulmoms Tik Tok: @moneymindfulmoms Join the Money Mindful Moms Club! To join, simply request to follow @moneymindfulmomsclub on Instagram.  Each month we have a different theme we're working on and I share inspiration and motivation to help you on your financial journey I'm glad you're here!  xo,  3 Krista

  1. 23h ago

    209. Moms You Need to Know- Part 1: Jill & Ally, the moms from Co-Parenting & Coffee

    *This podcast is NOT financial advice. It's simply for educational purposes. Hi friend! Each week in October I'll be sharing some moms you need to know.  These are moms who have been through challenging things and have come out on the other side with wisdom to share.   This week I had a conversation with Jill & Ally about navigating divorce and Co-Parenting.  We talked about the emotions, the process, and the finances that go along with it all.   To hear more from Jill & Ally, listen to their podcast Co-Parenting & Coffee  Follow them on Instagram & Tik Tok  xo Krista ps The Mom Side Hustle Guide is on sale through 10/7 for just $9!  Grab it HERE while it's on sale! ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Join the Money Mindful Moms Club!  Every month we work on our $ goals together with other moms, I send you a weekly email with the exact action items for you to do so you don't have to guess on what you should be doing to get closer to your goals.  ----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

  2. Sep 29

    208. What to do if you already know your bank account isn't ready for the Holidays

    *This podcast is NOT financial advice. It's simply for educational purposes. It might still be warm outside but Mariah Carey is ready to make her appearance on every radio station so let's not wait too long to get ready for the Holidays! If your bank account balance is not matching the level of Holiday Cheer you want to have this year, I have a few things for you to do now to make it a little easier on yourself come December.  Always in your corner! xo Krista ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! - Join the Money Mindful Moms Club!  Every month we work on our $ goals together with other moms, I send you a weekly email with the exact action items for you to do so you don't have to guess on what you should be doing to get closer to your goals.  ----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

  3. Sep 22

    207. How to find extra money when you feel like there's nowhere left to cut

    *This podcast is NOT financial advice. It's simply for educational purposes. If you've ever rolled your eyes at financial advice like "skip the coffee" because you've done it all and still feel like it's not enough, today's episode will help you go deeper with ideas on saving money and making money so that you can make a bigger difference in the $ goals you have.  Mentioned in this episode:  Car Insurance Quiz- Take this quiz to see if you could be saving on car insurance (contains affiliate links) Mom Side Hustle Guide- Grab this guide to help you come up with a 30 day side hustle experiment.  Everything from coming up with your idea to a 30 day plan for your side hustle experiment. xo Krista ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

  4. Sep 15

    206. When your money goals are moving along at a snail's pace. A mindset shift when it's taking forever to reach your goals

    *This podcast is NOT financial advice. It's simply for educational purposes. Hi friends,  Today's episode is especially for you if you've ever said: - Why is it taking so long to get this debt paid off?! - Why does everyone else seem to be doing this so much faster? - Is it even worth it? I've felt all those same feelings and I've got the receipts to prove it in today's episode. Less tangible takeaways and more mindset shifts for you in today's episode.  I pray it's exactly what you needed today.  xo Krista ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

  5. Sep 8

    205. One car repair away from a complete meltdown

    *This podcast is NOT financial advice. It's simply for educational purposes. Be sure to listen until the end of this episode for an update! Happy Tuesday! We had some car trouble over the weekend that inspired me to do an episode on Emergency expenses.   I hope it inspires you to put some systems in place to be ok when the next $ emergency pops up.  Alright now I'm off to turn this week around! xo Krista In this episode I mention:  -High Yield Savings Accounts.  If you want to compare rates, here are some of my favorite HYSAs.  - If you don't just need any old side hustle, but an actual side hustle strategy you can grab my Moms Side Hustle Guide ps: It's not too late to join us in the NEW Money Mindful Moms Club and do a Budget Bootcamp with us this month! Right now it's just $19 a month when you sign up to join us in September!  Use this link for special pricing! ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

  6. Sep 1

    204. Rowing upstream in a K shaped economy

    *This podcast is NOT financial advice. It's simply for educational purposes. Well hey, friend! This episode is for the moms who are struggling in this economy to feel seen.  I hope it not only does that, but gives you some tools to move up and out of the stuck season you're in.   xo, 3 Krista  ps: It's not too late to join us in the NEW Money Mindful Moms Club and do a Budget Bootcamp with us this month! Right now it's just $19 a month when you sign up to join us in September!  Use this link for special pricing! ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

  7. Aug 30

    "I never seem to stick to my budget"

    *This podcast is NOT financial advice. It's simply for educational purposes. The long and short of it, we're doing a budget Bootcamp inside the new MMM Club in September and I want you to join us! Right now it's just $19 a month when you sign up to join us in September!  Use this link for special pricing! ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

  8. Aug 25

    203. You probably need to make more money

    *This podcast is NOT financial advice. It's simply for educational purposes. Hi friend,  Things have changed and what I would have told you a couple years ago isn't the same as what I will tell you today.  You probably need to make more money.   If you have been trying to make your budget work and it's just not working even though you've cut back on a lot of your spending, you probably need to make more money.  In this episode I'm sharing how to figure out if that's the problem and what to do about it.  I don't want you thinking something's wrong with you when it's not a you problem, it's an income problem.  I hope this helps you get started.  xo, 3 Krista  Also in today's episode: - I share my Money Mindful Moms Side Hustle Guide if you are ready to start a side hustle but need someone to walk you through all the things. It's just $19.  - I also share that my current pay-what-you-want Club called The Money Mindful Moms Club is ending at the end of August, but it's not the end of the club forever! My current Membership The Momentum Circle will now be called The Money Mindful Moms Club and it is the one place I'll be able to invest my extra time in to help you take action towards your money goals.  If you're ready to join the NEW Money Mindful Moms Club, right now it's just $19 a month when you sign up to join us in September!  Use this link for special pricing! ----more---- More from Krista: - New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram, Tik Tok & Facebook: @moneymindfulmoms

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About

Feel behind with money? You're in the right place. Money Mindful Moms is the podcast for moms in their 40s who feel behind financially and are ready to change that. I'm Krista! A wife, mom of three, and someone currently paying off six figures of debt. I'm not sharing advice from the finish line. I'm in the middle of the journey right alongside you. Every week, we'll talk about budgeting, paying off debt, saving money, increasing your income, and changing the habits and mindset that keep so many of us feeling stuck. You'll get practical strategies you can actually use, honest conversations, and plenty of encouragement without the guilt or perfectionism. Whether you're trying to pay off debt, build your savings, stop overspending, or finally feel confident with your money, you're welcome here. New here? Grab the free Money Mindful Moms Start Here Guide for the 21 podcast episodes I recommend if you're new to the show or ready for a financial reset. Grab the Money Mindful Moms Start HERE Guide Connect: moneymindfulmoms@gmail.com Facebook: facebook.com/moneymindfulmoms Instagram: @moneymindfulmoms Tik Tok: @moneymindfulmoms Join the Money Mindful Moms Club! To join, simply request to follow @moneymindfulmomsclub on Instagram.  Each month we have a different theme we're working on and I share inspiration and motivation to help you on your financial journey I'm glad you're here!  xo,  3 Krista

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