Mind + Money: A Podcast All About Money and ADHD

Sherry + Val
  • 5.0 (1)
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  • Updated Weekly

We are two financial professionals with ADHD, and we are here to share strategies for changing your finances that align with how your unique brain works! We’ll also dive into different ADHD topics! The number of personal finance experts out there can feel overwhelming, and when we try to follow their ’must-follow’ steps to financial success and fail, we can feel defeated. Together, we will help you ditch the shame and make changes that feel aligned with the life you want to live! We’ll also share things we learn about ADHD along the way and what works for us to find balance in our lives.

  1. 4d ago

    ADHD and Bank Accounts: The Setup That Actually Works (Ep 119)

    How many bank accounts do you actually need? Where does money go once it hits your main account? And what even is a sinking fund? Should they be a part of your plan? In this episode, a financial coach and a financial planner stop talking theory and share their actual bank account setups. Sherry and Val walk through their full personal and business account structures, including the ones that are probably too many steps for most people, and the version they actually recommend to clients. We get into: - Why a separate spending account is the single most impactful change most people can make (and the one-step answer it gives you to "can I afford this?") - What sinking funds are and whether a more separated savings structure makes sense for your brain - Why the credit card works brilliantly for some people and quietly causes problems for others - What a self-employed person's business accounts actually need to look like - How to manage joint finances when both people in a household need some autonomy Whether you have been curious about how money nerds actually structure their accounts or you are tired of not knowing where your money goes before the next payday, this episode has answers. Connect with us: Book a free call with Val (financial planner): https://calendly.com/valerie-stratford Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393 Val's Instagram: http://www.instagram.com/you.me.and.money Sherry's Instagram: http://www.instagram.com/moneymindsetfc Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast Sherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

    32 min

  2. Jun 4

    How We Cut Our Phone and Internet Bills in Half (Ep 118)

    If you're Canadian and your phone and internet bill has been quietly creeping up for years, you're not imagining it. Most of us hit a point where we know we should deal with it and then... don't. This episode is about what happens when you finally get fed up enough to actually make the call. We cover: - What finally pushed Sherry to take action (and why loyalty to your provider might be costing you more than you think) - The strategy she used to negotiate with her current provider using a competing offer - Why calling the cancellation department is a completely different experience than calling regular customer service - New Canadian regulations around cell phone switching that are worth knowing before you call - A realistic time breakdown: how much effort this actually takes versus what you can save This one is equal parts relatable rant and genuinely useful strategy. If you've been putting off this conversation because it feels like too much, this episode might just give you the push you need. Connect with us: Book a free call with Val (financial planner): https://calendly.com/valerie-stratford Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393 Val's Instagram: http://www.instagram.com/you.me.and.money Sherry's Instagram: http://www.instagram.com/moneymindsetfc Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast Sherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

    12 min

  3. May 28

    ADHD, Big Purchases, and the Loan Approval Trap (Ep 117)

    Getting a pre-approval feels like a green light to sign on the dotted line. But the bank's math and the math of your actual life are two very different things. In this episode, Sherry and Val dig into one of the most common money traps out there: getting approved or pre-approved for a mortgage, car loan, or any big purchase and assuming that approval means you can actually afford it. Because the bank doesn't factor in your whole life, and buying at the top of your approval can quietly spiral into something that's really hard to get out of. They also get into the ADHD side of big financial decisions: the impulsivity, the difficulty imagining future you, and the urgency tactics that salespeople use to get you to sign before you've had time to think. Plus: the difference between a budget and cash flow, what a proper vibe check looks like before any big commitment, and a practical way to test whether a new payment actually fits your life before locking it in. Just because you're approved doesn't mean you should say yes. Connect with us: Book a free call with Val (financial planner): https://calendly.com/valerie-stratford Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393 Val's Instagram: http://www.instagram.com/you.me.and.money Sherry's Instagram: http://www.instagram.com/moneymindsetfc Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast Sherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

    20 min

  4. May 21

    Gamify Your Goals: ADHD Motivation and Accountability (Ep 116)

    What if the thing that finally got your ADHD brain to follow through on your goals wasn't discipline or willpower, it was your own money on the line?!! In this episode, we get into a goal-setting hack that uses real financial stakes to create the urgency and motivation that ADHD brains actually run on. We break down how it works, how to structure it, and how to make it sustainable without turning it into a burden for the people around you. We cover: Why traditional motivation strategies fall flat for ADHD brainsHow to use money as both the reward and the consequence to drive actionWhat to do with your money when you actually hit your goal (this part matters more than you might think)How gamification, streaks, and friendly competition can work for financial and personal goalsPlus, Sherry shared about a group challenge idea that she has been wanting to do for a while and hasn't taken action on yet. Connect with us: Book a free call with Val (financial planner): https://calendly.com/valerie-stratfordBook a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393Val's Instagram: http://www.instagram.com/you.me.and.moneySherry's Instagram: http://www.instagram.com/moneymindsetfcPodcast Instagram: http://www.instagram.com/mind.money.adhd.podcastSherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

    11 min

  5. May 14

    Manifestation Meets Money: Why You Need Both the Woo Woo and the Plan (Ep 115)

    Can you actually manifest more money? Yes, and, there's a catch. In this episode, Sherry and Val dig into one of the most misunderstood concepts in the personal finance space: manifestation. They believe in the woo woo. They also believe you need a plan. And they're here to tell you why one without the other just doesn't work. What you'll hear in this episode: Why belief alone won't move the needle on your financesWhat it actually looks like when mindset and action work togetherThe sneaky way avoidance mode blocks abundance from coming inHow small financial actions build the belief that bigger things are possibleWhat it means to give your money a job (and why that matters more than you think)Whether you're all in on manifestation or more of a show-me-the-spreadsheet person, this episode will meet you where you're at and give you something to work with. Connect with us: Book a free call with Val (financial planner): ⁠https://calendly.com/valerie-stratford⁠ Book a free call with Sherry (financial coach): ⁠https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393⁠ Val's Instagram: ⁠http://www.instagram.com/you.me.and.money⁠ Sherry's Instagram: ⁠http://www.instagram.com/moneymindsetfc⁠ Podcast Instagram: ⁠http://www.instagram.com/mind.money.adhd.podcast⁠ Sherry's TikTok: ⁠https://www.tiktok.com/@moneymindsetcoaching

    11 min

  6. May 7

    ADHD and Money: Why Your Budget Keeps Going Somewhere to Die (And How to Fix It) Ep 114

    You've got a beautiful budget. You downloaded all your transactions, colour-coded everything, and made a plan. And then what? It sits in a folder on your computer with the other 12 budget spreadsheets you've made over the years. There's a massive gap between making a budget and actually living by it. Sherry and Val break down what's missing and why most budgets fail the moment real life happens. Bad news: you need more than a pretty spreadsheet. We talk about the number one question your budget should be able to answer before you spend money, why tracking every transaction won't save you, and the account setup that makes overspending way harder. Plus, what to do when the dopamine wears off, and you stop caring about your budget categories. If you've ever wondered why you keep making budgets that go nowhere, this episode walks you through what actually works for ADHD brains. Less tracking, more structure. Less shame, more systems. ADHD Money Starter Kit: https://landing.mailerlite.com/webforms/landing/g9v9u3 Connect with us:Book a free call with Val (financial planner): https://calendly.com/valerie-stratfordBook a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393Val's Instagram: http://www.instagram.com/you.me.and.moneySherry's Instagram: http://www.instagram.com/moneymindsetfcPodcast Instagram: http://www.instagram.com/mind.money.adhd.podcastSherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

    24 min

  7. Apr 30

    AITA: Should My Parents Control My Bank Account as an Adult? Ep 113

    Am I the a*****e for wanting financial privacy? Sherry and Val break down this Reddit AITA story and explore the gray area between parental concern and financial control. Yes, technically you're an adult. But mom's probably coming from a place of wanting to help, even if it's rolling out in the worst possible way. We talk about why going through transactions line by line creates shame and resentment instead of trust, how to have the boundary conversation without yelling, and why mom might be dealing with her own money trauma or insecurity. This episode covers setting firm financial boundaries while living at home, why mom might be freaking out about your spending even when you're doing fine, the secret bank account strategy if things get really bad, and how to shift the conversation from berating to support. We also dig into why this kind of control accelerates the timeline for moving out and damages the relationship long term. Not the a*****e. But both sides need to talk about why this is happening and what boundaries look like going forward. Connect with us:Book a free call with Val (financial planner): https://calendly.com/valerie-stratfordBook a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393Val's Instagram: http://www.instagram.com/you.me.and.moneySherry's Instagram: http://www.instagram.com/moneymindsetfcPodcast Instagram: http://www.instagram.com/mind.money.adhd.podcastSherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

    11 min

  8. Apr 23

    ADHD Entrepreneurs: Why You're Probably Charging Way Too Little (And How to Fix It) Ep 112

    If you love what you do, how can you justify charging real money for it? If it feels easy to you, shouldn't it cost less? Nope, not at all! Sherry and Val break down why ADHD entrepreneurs, especially women, wildly undercharge for their services. We talk about the thought patterns that keep pricing low: "I love to do it so it feels weird to charge," "It feels easy to me so how can I justify this price," and the absolute kicker, offering friends and family discounts before they even ask. This episode covers knowing your numbers before you go full time, why you need to stop thinking hourly and shift to value based pricing, the 30 percent tax rule that saves your future self from panic, and why, if you haven't increased prices in the last 12 months, this is your sign. We also get into the incremental price increase strategy that builds confidence without the leap, how investment level impacts client results, and what to do when pricing feels emotionally charged. Whether you're starting out or you've been in business for years, double your prices. Seriously. You're an expert even when it feels easy. Price accordingly. Connect with us:Book a free call with Val (financial planner): https://calendly.com/valerie-stratfordBook a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393Val's Instagram: http://www.instagram.com/you.me.and.moneySherry's Instagram: http://www.instagram.com/moneymindsetfcPodcast Instagram: http://www.instagram.com/mind.money.adhd.podcastSherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

    22 min
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About

We are two financial professionals with ADHD, and we are here to share strategies for changing your finances that align with how your unique brain works! We’ll also dive into different ADHD topics! The number of personal finance experts out there can feel overwhelming, and when we try to follow their ’must-follow’ steps to financial success and fail, we can feel defeated. Together, we will help you ditch the shame and make changes that feel aligned with the life you want to live! We’ll also share things we learn about ADHD along the way and what works for us to find balance in our lives.

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