Crypto In America

Crypto In America

The intersection of cryptocurrency and the U.S. financial landscape, Crypto in America breaks down the latest trends, regulations, and innovations shaping the industry. From institutional adoption to policy shifts, we bring expert insights and real discussions on the future of digital assets in the U.S. financial system.

  1. 21h ago

    Will the Clarity Act Pass? White House Crypto Adviser Weighs In | Patrick Witt

    Patrick Witt, Executive Director of the President’s Council of Advisors for Digital Assets and a key White House negotiator on the Clarity Act, joins Crypto in America as the Senate prepares for a critical vote on U.S. crypto market structure legislation. Speaking live from the Solana Policy Institute’s Washington and Wall Street Summit, Patrick Witt breaks down the final negotiations behind the bill, why he feels “very good” about reaching the 60 votes needed to move forward, and why the outcome may ultimately come down to politics rather than policy. The conversation covers President Trump’s agreement to stronger crypto ethics provisions, the White House’s clash with the banking industry over stablecoin rewards and deposit flight concerns, the compromises made to secure bipartisan support, how much room remains to change the bill, and what the SEC and CFTC could do if the Clarity Act fails to advance. Timestamps 00:10 Patrick Witt on the Clarity Act 01:13 Trump Agrees to Stronger Crypto Ethics Rules 03:02 What Changed in the Ethics Compromise? 05:24 Can the Ethics Deal Win More Democratic Votes? 06:32 Why the White House Compromised on the BRCA 08:02 White House Responds to Ethics Criticism 09:30 Banks Push Back on Stablecoin Rewards 13:41 Patrick Witt Challenges the Banking Lobby 16:00 Could Republican Holdouts Block the Bill? 18:36 Does the Clarity Act Have 60 Votes? 19:24 Is the Final Clarity Act Deal Done? 20:31 Which Senators Could Decide the Vote? 21:06 What Happens If the Senate Gets 60 Votes? 23:09 Can the Clarity Act Reach Trump’s Desk This Year? 23:53 What Happens If the Clarity Act Fails? 25:00 SEC and CFTC’s Crypto Plan B 26:07 Inside the Clarity Act Negotiations 28:00 What to Watch Before the Senate Vote28:20 How the White House Views the Final Deal28:30 What Witt Would Have Done Differently  Follow Us  https://x.com/CryptoAmerica_ https://open.spotify.com/show/2Y3bQRj...  https://podcasts.apple.com/us/podcast...  Follow Hosts Jacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett Follow Patrick Witt https://x.com/patrickjwitt?lang=en https://www.linkedin.com/in/patrick-witt-10b149a2

  2. 4d ago

    The Crypto Regulation Trap | Why Certainty Is Still Missing with Miles Jennings

    The regulatory environment for crypto in the U.S. has changed dramatically, but founders and investors still face a bigger question: can today's progress provide the long-term certainty needed to build and invest for the next decade? Miles Jennings, Head of Policy and General Counsel at a16z crypto, joins Crypto in America to discuss the Clarity Act, the limits of agency rulemaking, and why entrepreneurs still need clearer rules for building in the United States. The conversation explores the latest Clarity Act negotiations, decentralization and control, stablecoin yield and opposition from parts of the banking industry, traditional finance moving onchain, how regulatory changes are affecting crypto investment, the competition for entrepreneurs between AI and crypto, and the legal questions emerging as AI agents begin interacting with money. Timestamps 00:10 Miles Jennings Returns to Crypto in America 00:29 What Crypto in America Means Today 01:18 Where the Clarity Act Stands 02:15 Will the September Vote Actually Happen? 02:54 Why Founders Still Need Regulatory Certainty 04:35 Can SEC Rules Give Founders Enough Clarity? 05:55 Is the Clarity Act a Good Compromise? 07:10 How the Clarity Act Defines Control 09:13 Rethinking “Sufficient Decentralization” 11:41 The Risk of a Regulatory Race to the Bottom 13:24 Why Traditional Finance Is Rethinking DeFi 15:17 Wall Street Is Moving Onchain 16:42 Why Banks Keep Fighting Stablecoin Yield 18:50 The Political Fight Over the Clarity Act 20:45 Is the Clarity Act Debate Still About Policy? 22:37 The 60-Vote Challenge 23:27 Fairshake and Crypto’s Political Influence 25:21 How a16z Advises Crypto Founders 27:23 How Founders Are Preparing for Clarity 27:55 AI vs. Crypto for Venture Capital 29:01 Why AI Is Attracting More Entrepreneurs 30:24 Where Crypto Investors See Opportunity 32:06 How Clarity Could Make the Market “Safe Again” 33:18 Could Crypto Debanking Return? 34:23 The Next Legal Battleground: AI Agents and Money 36:02 Who Is Responsible When an AI Agent Controls Money?  Follow Us  https://x.com/CryptoAmerica_ https://open.spotify.com/show/2Y3bQRj...  https://podcasts.apple.com/us/podcast...  Follow Hosts Jacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett Follow Miles Jennings https://www.linkedin.com/in/miles-jennings-37695716 https://x.com/milesjennings?lang=en Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/

    The Crypto Regulation Trap | Why Certainty Is Still Missing with Miles Jennings
  3. 6d ago

    What Happens If the Clarity Act Fails?

    The Clarity Act remains one of the crypto industry's biggest policy priorities in Washington, but what happens if Congress can't get market structure legislation across the finish line? Kristin Smith, President of the Solana Policy Institute, joins Crypto in America at the Wyoming Blockchain Symposium to discuss why passing major crypto legislation has proven more difficult than anticipated, why the SEC and CFTC may need to pursue what she calls “Operation Plan B,” and what greater regulatory certainty could mean for Solana and institutional adoption. The conversation explores the political hurdles still facing crypto market structure legislation, the role of SEC and CFTC rulemaking, Solana's opportunity in tokenized securities, institutional capital sitting on the sidelines, Fairshake's impact on Washington, and why tax policy could become one of crypto's next major policy fights. Timestamps  00:10 Kristin Smith on the Future of U.S. Crypto Policy 00:34 Why U.S. Crypto Policy Matters Globally 01:30 How the Clarity Act Has Evolved 03:22 Why Congress Is Running Out of Time 05:42 How Likely Is the Clarity Act to Pass? 07:55 The 60-Vote Challenge 08:23 Banks, Yield and the Final Negotiations 10:27 Can SEC Rulemaking Move Ahead of Congress? 11:17 Why Crypto Needs “Operation Plan B” 12:52 What the Clarity Act Means for Solana 14:56 Tokenized Securities and Institutional Adoption 15:23 Why Wall Street Money Is Sitting on the Sidelines 16:18 DeFi and Regulated Markets on Solana 17:11 Public Blockchains as Financial Infrastructure 18:48 Fairshake’s Influence in Washington 19:21 How Crypto Should Approach the Midterms 21:15 How Fairshake Changed Crypto’s Political Power 21:46 Crypto’s Next Major Policy Fight: Taxes 23:40 Why Washington Has a Crypto Tax Education Gap 24:39 What to Watch From the SEC and CFTC 25:41 Wall Street’s Next Wave of Crypto Adoption Follow Us  https://x.com/CryptoAmerica_ https://open.spotify.com/show/2Y3bQRj...  https://podcasts.apple.com/us/podcast...  Follow Hosts Jacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett Follow Kristin Smith https://www.linkedin.com/in/smithk1 https://www.instagram.com/kmsmithassn/ https://x.com/KristinSmith Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/ This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt

    What Happens If the Clarity Act Fails?
  4. Sep 2

    What Happens to Crypto If the Clarity Act Doesn’t Pass?

    Jonathan Jachym, Global Head of Policy and Market Structure at Kraken, joins Crypto in America at the Wyoming Blockchain Symposium to break down what’s at stake as Congress weighs the Clarity Act and why legislation could provide something agency rulemaking alone cannot: long-term regulatory certainty for the U.S. crypto industry. Jachym discusses the ongoing Clarity Act negotiations, what the SEC and CFTC could do if Congress fails to act, and the risks of relying on rules that a future administration could potentially unwind. The conversation also explores federal customer protections, Kraken’s evolving access to the U.S. payment system, tokenized equities and real-world assets, and why the lines between crypto-native companies and traditional financial institutions are becoming increasingly blurred. Timestamps: 00:44 What Crypto in America Means to Kraken 02:17 Can the Clarity Act Still Pass? 03:18 Banks, Stablecoins and Remaining Negotiations 05:34 The Biggest Disagreements Around Clarity 08:12 How Crypto Exchanges Are Working Together 09:02 Kraken's Access to the U.S. Payment System 10:47 Is Direct Fed Access Enough? 12:41 SEC and CFTC Crypto Rulemaking 15:14 Tokenized Equities and Traditional Finance 17:16 What If the Clarity Act Doesn't Pass? 20:02 Can Future Administrations Reverse the Rules? 22:42 Why the U.S. Is Falling Behind 25:41 What Failure Could Mean for DeFi and Developers 27:32 Jonathan's Outlook for the Clarity Act 🔹 Follow Us https://x.com/CryptoAmerica_https://open.spotify.com/show/2Y3bQRj... https://podcasts.apple.com/us/podcast...  🔹Follow HostsJacquelyn: https://x.com/jacqmelinekGerald: https://x.com/thatgeraldEleanor: https://x.com/EleanorTerrett 🔹Follow Jonathan Jachymhttps://www.linkedin.com/in/jonathan-jachym-98890bb9https://x.com/JonathanJachym Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/ This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt

    What Happens to Crypto If the Clarity Act Doesn’t Pass?
  5. Aug 26

    Former NY Governor Cuomo | Tokenization Is Already Here, But Is America Falling Behind?

    Former New York Governor Andrew Cuomo says tokenization has already passed the inflection point and that the question facing the U.S. is no longer whether financial assets move onchain, but how quickly and under what rules. Cuomo joins Crypto in America from the Wyoming Blockchain Symposium to discuss tokenized securities, the future of Wall Street, the clarity Act, crypto regulation and his work with OKX and Intercontinental Exchange (ICE), the parent company of the New York Stock Exchange. The conversation explores why Cuomo believes onchain finance can make markets faster, cheaper and more transparent, why regulatory clarity remains critical for U.S. competitiveness, what went wrong with New York's early crypto licensing regime, and why rebuilding public trust in digital assets will require clear rules that are enforced consistently. Timestamps 00:10 Former New York Governor Andrew Cuomo joins Crypto in America 02:48 What Crypto in America Means to Cuomo 05:37 How Much of Wall Street Will Move Onchain? 07:08 Tokenization Has Passed the Inflection Point 08:58 Why the clarity Act Matters 11:27 The Political Window for Crypto Legislation 13:35 Why Democrats Have Struggled With Crypto 15:44 How Crypto Can Rebuild Public Trust 16:56 Cuomo on OKX and U.S. Regulation 19:57 Did New York’s BitLicense Go Too Far? 22:09 Can New York Remain the Financial Capital? 25:17 Tokenized Securities and the Future of Banking 26:44 Does Andrew Cuomo Own Crypto? 🔔 Follow Us  https://x.com/CryptoAmerica_ https://open.spotify.com/show/2Y3bQRj...  https://podcasts.apple.com/us/podcast...  ➡️ Follow Hosts Jacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/ This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt

    Former NY Governor Cuomo | Tokenization Is Already Here, But Is America Falling Behind?
  6. Aug 19

    Is AI Killing Crypto VC Or Helping It?

    Rob Hadick, General Partner at Dragonfly, joins Crypto In America to break down what it takes to fund the next generation of innovation.  Leaving a $50 billion hedge fund right as the 2022 crypto winter began, Rob shares how Dragonfly maintained its conviction through the bear market to close its fourth fund at $650 million earlier this year. Rob takes us behind the scenes of Dragonfly's massive bets on teams like Polymarket, explaining how he sees prediction markets gearing up to disrupt institutional hedging. He also dives into the realities of VC returns, why AI is currently sucking the air out of the room, the comeback of US-based founders under new regulatory frameworks, and why perpetual futures (Perps) are the defining financial product of this cycle. Timestamps 00:10 What does crypto in America mean to you? 01:15 Joining Dragonfly after the FTX collapse 05:12 Current market climate vs. the "crypto winter" 08:15 VC pressure: Capital, talent, and the AI boom 11:02 Crypto-native vs. expansion into AI 13:05 Consolidation in Venture Capital and solo GPs 18:41 Founder trends: Returning to the U.S. 21:05 The status of the Clarity Act 23:34 Expectations for the SEC and CFTC 26:55 Tokens vs. Equity and performance metrics 29:48 Disclosure requirements for tokens 35:25 What Dragonfly looks for in founders: Vibes vs. Data 39:26 Overvalued vs. undervalued sectors 42:42 Deep dive into Polymarket: Why invest? 44:03 Perpetual Futures (Perps): Why they are a key innovation 45:47 The AI debate: Open vs. Closed weights 50:30 Closing Follow #CryptoInAmerica https://x.com/CryptoAmerica_?lang=en https://open.spotify.com/show/2Y3bQRj… https://podcasts.apple.com/us/podcast… Please note that this podcast is for informational purposes only, and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in the content mentioned in this episode. This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt   Follow Us  https://x.com/jacqmelinek https://x.com/thatgerald https://x.com/EleanorTerrett

    Is AI Killing Crypto VC Or Helping It?
  7. Aug 12

    From Wall Street to Crypto | Why Agora is Betting on Institutional Compliance

    Stablecoins are rapidly evolving from a niche crypto trading tool into the ultimate financial upgrade for multinational corporations. Agora wants to be at the forefront of this shift, building the bank-grade infrastructure needed to bring the Fortune 500 onchain without compromising on compliance. Nick Van Eck, CEO and co-founder of Agora, joins Crypto In America to reveal why the next major wave of digital asset adoption will be driven by enterprise utility, cross-border payments, and regulatory clarity. Backed by partnerships with traditional financial giants, Van Eck breaks down how the upcoming GENIUS Act implementation will open the floodgates for corporate crypto adoption. He also explains why stablecoins are significantly more valuable outside the US, how they solve real-world treasury challenges, and what a fully tokenized, 24/7 market means for the future of the US dollar. Timestamp:  00:10  Nick Van Eck, CEO of Agora 00:23 What Does Crypto in America Mean Today? 01:11 From Traditional Finance to Building Agora 02:16 Stablecoin Regulation & the GENIUS Act 05:04 Bringing Stablecoins to U.S. Businesses 06:10 Agora’s OCC Charter & Institutional Strategy 09:45 Building Bank-Grade Stablecoin Infrastructure 11:13 What Makes AUSD Different From Other Stablecoins? 14:06 What the GENIUS Act Could Unlock in 2027 16:52 Which Industries Will Adopt Stablecoins First? 18:19 Is the Market Underestimating the GENIUS Act? 20:11 Why Cross-Border Payments Are the Killer Use Case 23:38 Stablecoins in the U.S. vs. Emerging Markets 25:06 How Banks Are Responding to Stablecoins 27:46 Stablecoins as 24/7 Financial Collateral 28:49 How Crypto Companies Earn Institutional Trust 32:04 What’s Holding Institutions Back From Stablecoins? 36:18 Global Stablecoin Regulation: U.S., Europe & Asia 38:20 What Does the Future of Finance On-Chain Look Like? 40:23 Does Crypto Need the CLARITY Act? 43:04 What Comes After Stablecoin Regulation? 44:44 Stablecoins and the Future of U.S. Dollar Dominance 45:52 Could U.S. Banks Launch Their Own Stablecoin? Subscribe to the podcast on Spotify  https://open.spotify.com/show/2Y3bQRj… Subscribe to the podcast on Apple https://podcasts.apple.com/us/podcast… Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. This show is sponsored by Sumsub. Get your copy of its State of the  Crypto Industry report: https://sumsub.link/cdt  Follow Crypto in America  https://x.com/CryptoAmerica_  Follow our hosts Jacquelyn: https://x.com/jacqmelinek  Gerald: https://x.com/thatgerald  Eleanor: https://x.com/EleanorTerrett #CryptoInAmerica #Agora #Stablecoins #AUSD #Web3 #InstitutionalCrypto #FutureOfMoney #Tokenization #TradFi #GeniusAct

    From Wall Street to Crypto | Why Agora is Betting on Institutional Compliance
  8. Aug 5

    WisdomTree’s $1B Crypto Bet | Why Tokenized Assets Are About to Go Mainstream

    Tokenization has been pitched as the future of finance for years. WisdomTree is trying to prove it can work at scale. Will Peck, Head of Digital Assets at WisdomTree, joins Crypto In America to explain why the next phase of crypto adoption may be driven less by speculation and more by tokenized funds, stablecoins and financial products that can move 24/7. With WisdomTree’s digital asset business approaching $1 billion in assets under management, Peck breaks down what is driving institutional demand, why tokenized money market funds may become a critical bridge between crypto and traditional finance, and what it will take for on-chain investing to deliver real value to everyday users. Timestamp:  00:10 — Who is Will Peck and what does WisdomTree's digital asset business look like today?00:20 — What does "crypto in America" mean to Will Peck?01:07 — How did Will Peck get into crypto through WisdomTree?02:24 — Is WisdomTree an asset manager or a fintech company now?03:28 — What's driving WisdomTree's tokenized RWA business past $1 billion?05:39 — Why are perpetual futures ("perps") becoming a mainstream institutional tool?08:05 — Who's actually buying tokenized products right now?10:09 — Is there real retail demand for tokenization yet?12:06 — Does tokenization help the US keep its capital markets edge?15:15 — Why did WisdomTree launch a Bitcoin ETF but skip others?19:24 — Tokenized mutual funds vs. tokenized ETFs, explained21:40 — How does WisdomTree think about competitors like Ondo and Superstate?24:14 — Inside WisdomTree's 24/7 settlement approval for tokenized money funds26:43 — What happens to WisdomTree's plans if the Clarity Act doesn't pass?30:45 — Why did WisdomTree join a coalition with JPMorgan and Janus Henderson?32:31 — Could incumbents win if Clarity stalls and crypto-native firms don't?36:36 — Are stablecoins the biggest distribution channel for tokenized funds?38:05 — What does instant settlement actually unlock for collateral and payments?42:02 — What is Will Peck watching next in crypto regulation?43:18 — Will Peck's take on crypto vaults and the SEC's latest statement Subscribe to the podcast on Spotify: https://open.spotify.com/show/2Y3bQRj… Subscribe to the podcast on Apple: https://podcasts.apple.com/us/podcast… Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode. This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt  Follow Crypto in America: https://x.com/CryptoAmerica_  Follow our hosts Jacquelyn: https://x.com/jacqmelinek  Gerald: https://x.com/thatgerald  Eleanor: https://x.com/EleanorTerrett

    WisdomTree’s $1B Crypto Bet | Why Tokenized Assets Are About to Go Mainstream
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About

The intersection of cryptocurrency and the U.S. financial landscape, Crypto in America breaks down the latest trends, regulations, and innovations shaping the industry. From institutional adoption to policy shifts, we bring expert insights and real discussions on the future of digital assets in the U.S. financial system.

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