Financially Free Era by SLP Wealth

Meagan McGuire
  • 4.6 (29)
  • How To
  • Updated Weekly

Are you looking to grow your wealth, achieve financial freedom, and spend lavishly on what brings you joy? Join Meagan McGuire, CFP®, ChFC®, CSLP®, Partner & Co-Founder of SLP Wealth, a fiduciary financial planning and coaching firm dedicated to helping everyday people take control of their financial future. We've helped clients manage student loan debt totaling over $4 billion and saving them a projected $569 million. Everyone should have access to the tools needed for long-term financial success, no matter where they are in their financial journey.

  1. 1d ago

    The Case for a Simpler Financial Life

    Money can be a source of joy, but it’s also a major drain on your mental energy — especially when your financial life is cluttered with too many accounts, endless “shoulds,” and a never-ending stream of opinions from social media. We walk through why real financial freedom is often about subtraction, not stacking on more apps, strategies, or gurus. You’ll learn how to clear financial clutter, set boundaries with notifications, and reclaim your headspace so you can actually enjoy the life you’re building. We also cover how simplifying your systems (whether it’s closing an old brokerage account or muting the noise online) can help you feel more present, creative, and confident in the choices you make with your money. Key moments: (05:12) Consolidating and simplifying accounts to free up mental energy (08:01) The hidden cost of constant financial app notifications (and how I handle them) (13:11) How the “shoulds” you pick up from social media undermine your priorities (29:07) A practical approach to reducing complexity in your budgeting and check-ins ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

  2. Aug 7

    Why an LLC is Useless for Taxes

    There’s a lot of noise online about LLCs — mainly the idea that setting one up is the secret tax hack for anyone with a side hustle or self-employment income. We get into where this misconception comes from, what an LLC actually does (and doesn’t do) on your taxes, and how social media blurs legal strategies with real financial planning. You’ll learn how to separate real tax benefits from social media hype, what mistakes to avoid, and how to protect both your peace of mind and your finances as an entrepreneur. Key moments: (01:31) Why the IRS does not recognize single-member LLCs as tax entities (07:31) Why having an LLC does not change what you can deduct (12:04) What limited liability protection with an LLC actually covers (and doesn’t) (20:21) When choosing S corp or C corp status via an LLC can actually change your tax situation ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

  3. Jul 31

    8 Ways to Reduce Taxes in your Taxable Brokerage Account

    Taxable brokerage accounts are the most flexible account you'll own but that flexibility comes with a catch: nobody's shielding you from the tax bill. We walk through how to actually keep more of what you earn in these accounts, starting with asset location and why cost basis matters way more than your account balance does. From there we get into tax loss harvesting done right (and the wash sale rule that trips people up), why average cost is usually the wrong cost basis method, and how donating appreciated shares can be more powerful than writing a check. Key moments: (02:48) Why asset location — deciding which investments belong in taxable vs. retirement accounts — is one of the easiest ways to boost after-tax returns (06:49) Cost basis 101: why two accounts with identical balances can generate wildly different tax bills (14:12) How tax loss harvesting works, the $3,000 annual offset rule, and why losses can carry forward indefinitely (27:30) Using donor-advised funds and donating appreciated shares instead of cash to reduce capital gains ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

  4. Jul 24

    Why Momentum Matters More Than Perfection

    If you have student loans, you've probably heard me say "now we wait," and I'm worn out watching the Department of Ed and servicers take 60, 90, sometimes 120 days to process things that should be simple. But that frustration got me thinking about the waiting we do to ourselves. We put off opening the brokerage account, increasing the 401(k) contribution, writing the will, updating beneficiaries, rolling over that old 401(k), and in doing so we hand ourselves our own 90-day processing queue. I talk through what procrastination actually costs you in peace of mind and compound growth, why momentum tends to create more momentum, and how the snowball and avalanche debt methods fit into that. I share how a $25-a-month Roth IRA got me started when I had almost nothing to invest, and why getting something 90 percent right today usually beats getting it perfect six months from now. Key moments: (02:23) Real story: Stuck at 119 PSLF payments due to administrative errors (06:10) How technology lags create unnecessary waiting and frustration (09:03) The hidden costs of waiting: lost growth, stress, and missed opportunity (13:32) How small steps (even $25/month) create financial momentum (17:33) Simple examples of breaking financial procrastination and moving forward ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

  5. Jul 17

    You Make Good Money. Now Everyone Wants to Sell You Something

    Something strange happens when your income starts climbing: the sales pitches show up. Suddenly you're apparently qualified to own oil wells, apartment syndications, captive insurance companies, and an indexed universal life policy your buddy's cousin swears by. I want to help you separate good planning from good marketing, because complicated doesn't mean better. Key moments: (02:20) Questions to ask before joining a real estate syndication (05:53) Cost segregation studies and buying real estate for the tax losses (09:09) Whole life insurance, infinite banking, and who these products are actually for (15:58) How depreciation recapture can claw back your short-term rental tax savings (22:45) Avoid sketchy student loan advice ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

  6. Jul 10

    Avoid Fear-Based Finance

    Frugality masquerading as a financial plan is one of the most common traps for high-income professionals, and some of the loudest voices in personal finance are pushing you straight into it. We get into why "live like a resident" and rice-and-beans advice is really fear-based finance, and why math, not emotion, should drive your money decisions — because you don’t want to be the richest person in the cemetery. Key moments: (02:34) The trade-offs of delaying experiences and travel when you’re young and able (07:42) Inheritance timing, life expectancy, and probability in financial planning (12:12) Job security and why your specific skill set would be useful during economic downturns (17:17) Overcoming financial fear and debt: You've got a brighter future than you realize ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

  7. Jul 3

    Are We in an AI Bubble? Here's What We'd Do Either Way

    Everyone’s talking about artificial intelligence, and it’s hard to miss how the hype is playing out in the stock market—tech companies are seeing sky-high valuations, and AI has become the next big thing. But is this the same kind of excitement that led to the dot-com bubble, or are we in a totally different moment? I walk through what history can teach us, break down how valuation metrics like the Shiller PE ratio matter, and—most importantly—show you how to put practical boundaries around your own investment decisions during uncertain times. Key moments: (02:55) The Shiller PE ratio, market uncertainty and bubble predictions (08:28) Evaluating your financial goals and risks — and deciding when to take action (11:14) How diversification and asset location protect your plan (14:47) Dollar-cost averaging and why a market decline isn’t automatically bad news (21:36) Aligning your portfolio with your actual spending timeline (especially near retirement) ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

  8. Jun 26

    The Addiction to Being Busy: Why High Achievers Struggle to Slow Down

    Most of us think that financial freedom is just about hitting the next big goal — paying off debt, buying the practice, finally retiring. But what happens when you get there and still feel restless, overwhelmed, or unsatisfied? We sat down with Dr. Stacey Elliott, integrative psychiatrist and addiction medicine physician, to unpack why so many high performers (especially in medicine and law) seem addicted to being busy. We get into the psychology behind overworking, the real cost of analysis paralysis, and what actually drives lasting happiness when external markers no longer cut it. Key moments: (04:59) Balancing parenthood and psychiatry (17:58) The achievement cycle leads to a craving for “busyness” (27:31) The litmus test for knowing if you’re actually ready for change or just avoiding discomfort (40:08) Making decisions when everything feels urgent (52:29) The true hourly cost of staying for the benefits Connect with Stacey Elliott, D.O.: Integrative Psychiatry of CNY. Stacey sees patients at her office in Manlius, NY, and virtually throughout New York State. She is also a licensed telehealth provider in Florida. You can schedule a phone consultation through her website. ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

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About

Are you looking to grow your wealth, achieve financial freedom, and spend lavishly on what brings you joy? Join Meagan McGuire, CFP®, ChFC®, CSLP®, Partner & Co-Founder of SLP Wealth, a fiduciary financial planning and coaching firm dedicated to helping everyday people take control of their financial future. We've helped clients manage student loan debt totaling over $4 billion and saving them a projected $569 million. Everyone should have access to the tools needed for long-term financial success, no matter where they are in their financial journey.

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