Financially Free Era by SLP Wealth

Meagan McGuire

Are you looking to grow your wealth, achieve financial freedom, and spend lavishly on what brings you joy? Join Meagan McGuire, CFP®, ChFC®, CSLP®, Partner & Co-Founder of SLP Wealth, a fiduciary financial planning and coaching firm dedicated to helping everyday people take control of their financial future. We've helped clients manage student loan debt totaling over $4 billion and saving them a projected $569 million. Everyone should have access to the tools needed for long-term financial success, no matter where they are in their financial journey.

  1. 2H AGO

    Financial Spring Cleaning: A Checklist for Your Money

    Spring isn't just for your closet or car — it's the perfect time to clear out financial clutter and get intentional about where your money's going. We're walking through a step-by-step guide to help you refresh your tax strategy, optimize your credit and accounts, rethink your spending, and set up automation so you're not relying on willpower to stay on track. You'll get practical tips for streamlining everything from old 401(k)s to credit card rewards, so your financial life feels as organized and "light" as your favorite freshly cleaned space. Key moments: (03:10) How to check and adjust your W-4 withholdings after tax season (12:22) Before closing cards: avoid hurting your credit score (17:50) Why your emergency fund belongs in a high-yield savings account (22:58) Simple ways to optimize investments and reduce future taxes Resources mentioned: AnnualCreditReport.com — free credit report access Goodwill Donation Value Guide Monarch Money — budgeting tool There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts

    37 min

  2. MAR 27

    You Have More Control Than You Think

    Most people's New Year's resolutions fall apart by spring — research says the average resolution lasts about 3.74 months, and we're right at that tipping point. So let's get honest about how behavior — not just the calendar — shapes the path, and why it's so easy to talk ourselves out of the dreams that matter most. Many of the limits we put on our financial lives aren't handed down by a judge. Instead, they're stories we've told ourselves that we've never really questioned. I walk through why the things you've been dreaming about (a four-day workweek, that big annual trip, a career shift) might not be a money problem at all, but a decision problem, and how running the numbers on trade-offs can change the whole picture. Key moments: (06:22) Reframing the things you think you "can't" change (08:13) What dropping to a four-day workweek actually does to your long-term retirement projections (12:47) Why making one big change beats a thousand tiny cuts in your budget or career (20:23) The hidden cost of staying stuck: trading time, clarity, or happiness without realizing it Resources mentioned: Meditations for Mortals There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts

    27 min

  3. MAR 20

    AI: Friend, Foe, or Your New Financial Planner?

    AI is reshaping every corner of finance, and we know there's a lot of noise out there about whether artificial intelligence can actually replace your financial advisor. We get real about what AI tools can — and can't — do for your money, especially when it comes to financial planning, coaching, and those pivotal life decisions. You'll hear why tech can help with tasks like data analysis or budgeting, but doesn't replace the human relationship, judgment, and accountability that a true planner offers — especially when your goals (or spouse's dreams) don't show up neatly in a spreadsheet. We also talk about where AI is already making our own work faster and better, plus the emotional side of planning in a world full of information and tech-driven change. Key moments: (01:52) Why the hype about AI replacing financial advisors doesn't match reality (03:02) How real-life goals and stressors can't be captured by AI's point-in-time advice (06:22) A case study: when AI misses the key element in a student loan forgiveness plan (15:04) Which parts of financial planning will — and won't — be replaced by AI (28:14) The difference between DIY, validator, and delegator clients — and how tech fits in (35:57) Why scenario planning is more than numbers, and where pros add value you can't automate Resource mentioned: PSLF Payment Tracker   There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts

    45 min

  4. MAR 13

    Can You Quit Your Job Tomorrow?

    Most people with big student loans assume they'll be grinding until their 60s before they can finally breathe, but that math is usually way off. Most professionals have far more control over their work-life balance than they realize. You'll hear practical ways to rethink saving, spending, and career planning so you can reclaim time, energy, and purpose right now (not just decades from now). Learn the math and the mindset you need to start living the life you want, sooner than you think. Key moments: (03:31) Running the numbers to show why dramatically changing your job tomorrow is more realistic than you think (06:04) What most high earners say they'd do if they had "enough" (07:24) Why pausing retirement savings for daycare years isn't as bad as it seems (15:08) The one "big thing" you need to be frugal on to open up your life   There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts

    23 min

  5. MAR 6

    How Creative Debt Restructuring Can Change Your Life

    Most people hear "debt restructuring" and immediately think bankruptcy, but that's not what we're talking about here. This episode is about reshuffling your debt stack in a way that frees up cash flow, takes advantage of interest arbitrage, and gets you to your goals faster. We walk through how rethinking which debts get your extra dollars — based on deductibility, interest rates, and after-tax cost — can save you thousands every year and unlock breathing room. Key moments: (01:32) Deductible debt vs. non-deductible debt, and how mis-prioritizing payments can work against you (06:43) The math behind why paying a 5% student loan is equivalent to a risk-free 8-9% return (11:50) Why inflation can actually benefit debt-holders with significant assets (13:56) Restructuring mortgage debt near retirement to delay Social Security and maximize benefits (17:17) When it's okay to ignore the math: behavioral finance and the psychology of debt payoff   There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts

    22 min

  6. FEB 27

    Is VTSAX and Chill Dead?

    For years, the internet's favorite investing advice was simple: buy VTSAX and chill. But it's long overdue for a reality check. We'll talk about the downsides of a one-fund portfolio and why recent international and small-cap value outperformance should give you pause. You'll learn how diversification, smart portfolio rebalancing, and practical investment management can protect your goals (and your peace of mind) far better than going it alone or chasing past returns. I'll walk you through the evidence, the behavioral traps, and how to align your investments with your real life, not just the latest forum trend. Key moments: (01:51) Why international and small-cap value beat the US large-cap lately (07:49) How outperformance cycles should shape your portfolio, not your emotions (13:01) The dangers of chasing performance versus committing to a long-term allocation (21:13) Why portfolio complexity means tax and rebalancing headaches — and when to get help There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts

    29 min

  7. FEB 20

    Live From the Newborn Trenches, Former DINKWAD's Money Moves Pre- and Post-Birth

    Going from DINKWAD (Dual Income, No Kids, With A Dog) to new parent is a wild ride. I'm sharing exactly what I did to financially prepare for birth and the first two weeks postpartum — from simplifying bills and meal planning to hospital supply hacks, Amazon returns, and freeing up mental space for the emotional ups and downs of new parenthood. If you're in the newborn stage (or almost there), this is your financial survival guide. Key moments: (02:10) What I did pre-birth so I could focus on my newborn, not my bills (11:30) How (and why) to maximize hospital resources covered by your insurance (14:40) Week 1 postpartum: What I bought, didn't use, and returned (20:11) Week 2 postpartum: medical bills, rewards program, and subscription services to reclaim time Resources mentioned: The Doctors Bjorkman Hello Fresh Similac Rewards Pampers Rewards College savings plan There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts

    29 min

  8. FEB 13

    Financial Planning Lessons From a Mountain Snowstorm

    What would you do if you were sliding backward down an icy mountain at 11 p.m. with your kids in the car? We walk through a terrifying near-miss and the powerful financial lessons that came from it: overconfidence bias, underinsuring your life and disability, and why preparedness isn't fear-based — it's freedom-based. You'll also hear why reflecting on your mortality might actually help you live (and spend) more intentionally. If you've ever found yourself on a slippery slope — literally or financially — this episode is for you.  Key moments: (03:20) Why spending on safety, like snow tires or insurance, isn't optional (06:37) No one should live in fear, but we should be better about being prepared (08:39) Overconfidence bias and dangerous financial blind spots (12:52) Balancing long-term savings with living fully in the present There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts

    17 min
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4.7
out of 5
27 Ratings

About

Are you looking to grow your wealth, achieve financial freedom, and spend lavishly on what brings you joy? Join Meagan McGuire, CFP®, ChFC®, CSLP®, Partner & Co-Founder of SLP Wealth, a fiduciary financial planning and coaching firm dedicated to helping everyday people take control of their financial future. We've helped clients manage student loan debt totaling over $4 billion and saving them a projected $569 million. Everyone should have access to the tools needed for long-term financial success, no matter where they are in their financial journey.

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